❌

Normal view

There are new articles available, click to refresh the page.
Today β€” 31 January 2025Latest News

Trump's calendar: When tariffs, RTO, buyouts, and a TikTok cut-off are set to go into effect

31 January 2025 at 10:27
Trump at the White House.
Β President Donald Trump quickly rolled out myriad efforts to reshape the federal government.

Anna Moneymaker/Getty Images

  • President Trump is steering the federal government in a distinctly conservative direction.
  • Upon entering office for his second term, he signed a slew of executive orders to achieve this goal.
  • There are many key dates to look out for as the administration rolls out its agenda.

Only two weeks into his second term, President Donald Trump's sweeping agenda has already started to take shape, with the president signing executive orders on everything from return-to-office mandates to tough immigration measures.

Here's a look at some of the key dates for initiatives and plans put into place by the Trump administration:

Feb. 1, 2025: Tariffs set to be announced for Canada and Mexico
President-elect Donald Trump at a House Republicans Conference meeting at the Hyatt Regency on Capitol Hill in Washington, DC, on November 13, 2024.
Trump's tariffs would have a significant cost on the US automaking industry, Wells Fargo analysts have said.

Allison Robbert-Pool/Getty Images

Shortly after the November election, Trump vowed to impose 25% tariffs on imported goods from Canada and Mexico, two of the United States' leading trading partners.

Trump said both countries have allowed drugs and migrants to pour into the US, which ties squarely into the president's hard-line stance on immigration issues.

Last week, Trump also said he was considering a 10% across-the-board tariff on Chinese goods to begin on Feb. 1.

On Tuesday, White House press secretary Karoline Leavitt said Feb. 1 was "still on the books" as the day the president planned to enact the tariffs. She reiterated that deadline during a press conference on Friday.

Feb. 3, 2025: Funding for federal programs will continue through this date
Democratic Sens. Chuck Schumer, Patty Murray, and Andy Kim
At a press conference on Tuesday, Democratic senators decried Trump's freezing of federal grants.

Anna Moneymaker/Getty Images

A federal judge on Jan. 28 temporarily put on hold the Trump administration's freeze on federal grants from taking effect that year. This decision means that funding for affected programs will continue until Monday, Feb. 3.

The decision came after a group of nonprofit, healthcare, and small business advocacy groups sued the Office of Personnel Management over the move, which caused widespread confusion across Washington.

Feb. 6, 2025: Deadline for federal workers to accept buyout
DOJ building.
Federal employees have a limited timeframe to accept a buyout offer.

Valerie Plesch/picture alliance via Getty Images

The Office of Personnel Management on Jan. 28 issued a letter offering all federal employees payouts and giving them a Feb. 6 deadline to accept the offer.

Federal employees who accept the administration's offer by the deadline "will retain all pay and benefits regardless of your daily workload and will be exempted from all applicable in-person work requirements until September 30, 2025 (or earlier if you choose to accelerate your resignation for any reason)," the letter on the OPM's website read.

Workers who resign by Feb. 6 will have their severance paid through Sept. 30.

The offer comes as Trump ramps ups his efforts to not only reduce the size of the federal workforce but also install loyalists in key positions within the government.

Feb. 7, 2025: First jobs report under Trump
woman applying to jobs
Trump made the economy a centerpiece of his 2024 presidential campaign.

Maria Korneeva/Getty Images

The first employment situation report under Trump's second term will be released on Feb. 7. January's jobs numbers will be included in the report, which means that the bulk of the report will feature employment data from former President Joe Biden's last month in office.

As of December 2024, the unemployment rate in the US sits at 4.1%.

Feb. 7, 2025: Agencies should have plans for federal workers to come back to the office
Office workers sit around a desk
Trump wants to see federal workers back in the office.

Hinterhaus Productions/Getty Images

The Trump administration has set the date of Feb. 7 for federal agencies to have plans for how they'll adhere to the president's return-to-work order for employees.

The implementation plans are set to be vetted and approved by the Office of Personnel Management and Office of Management and Budget.

March 7, 2025: First jobs report for Trump for his first full month in office
President Donald Trump in the White House.
The jobs report for February 2025 will be released on March 7, 2025.

Anna Moneymaker/Getty Images

The February jobs report, which will include Trump's first full month in office, will be released on March 7.

Trump ran on tamping down inflation and lowering food costs, as well as making the broader economy more prosperous for a wide swath of Americans. It'll still be incredibly early in Trump's term when the report is released, but the report could set the tone for how he messages his economic policies throughout the rest of the year.

March 21, 2025: Deadline to eliminate most DEI offices and positions
Donald Trump
Donald Trump

Bloomberg/Bloomberg via Getty Images

On Inauguration Day, Trump signed an executive order to end "illegal and immoral discrimination" Biden-era programs implemented to promote diversity, equity, and inclusion.

Trump and many of his Republican allies have rallied against DEI initiatives. Their pressure campaign has begun to spill over into corporate America, with top companies like Target rolling back some diversity-focused efforts.

Some agencies have already put employees on paid leave. Officials are also submitting lists of names to the White House, Government Executive reported.

By late March, Trump's EO calls for each agency head to the maximum extent allowed by the law to carry out the terminations of covered positions and programs.

April 5, 2025: End of a 75-day extension of the TikTok ban
The TikTok logo duplicated many times over.
The TikTok ban had some users contemplating their scrolling habits.

Osmancan Gurdogan/Anadolu via Getty Images

Trump on Jan. 20 signed an executive order to pause the TikTok ban for 75 days, which would allow further efforts to find a US buyer for the highly popular social media platform.

The end of the 75-day period would be April 5, 2025.

Sometime in 2025: GOP hopes to pass a reconciliation bill addressing tax cuts
Speaker Mike Johnson of Louisiana in the House chamber.
House Speaker Mike Johnson of Louisiana will play a critical legislative role during the first two years of Trump's second term.

Chip Somodevilla/Getty Images

Trump is pushing for Republicans to pass a massive reconciliation bill that would lower taxes, dramatically roll back green energy measures, and make cuts to safety net spending.

While cuts to Social Security or Medicare are very likely off limits in the plans, Democrats could find their political footing in critiquing whatever plan emerges from the GOP congressional leaders.

July 4, 2026: The Department of Government Efficiency will sunset
Elon Musk leads the Department of Government Efficiency.
Tesla chief executive Elon Musk leads the Department of Government Efficiency.

CHIP SOMODEVILLA/POOL/AFP via Getty Images

Tesla chief executive Elon Musk has grand plans for the Department of Government Efficiency, or DOGE, as it aims to cut at least $1 trillion in spending from the federal budget.

While the DOGE is still in the earliest stages of its work, the commission isn't designed to be a permanent fixture of Washington.

When Musk and onetime co-lead Vivek Ramaswamy wrote about the DOGE in a Wall Street Journal op-ed last year, they said the commission would be phased out next year β€” on July 4, 2026.

"There is no better birthday gift to our nation on its 250th anniversary than to deliver a federal government that would make our Founders proud," the two men wrote at the time.

Read the original article on Business Insider

This startup is bringing AI agents to banks and money managers including UBS, Blue Owl Capital, and T. Rowe Price. Here's the deck it used to raise $8 million.

31 January 2025 at 10:04
A woman poses in her head shot inside an office setting with a green background.
Chandini Jain, CEO of Auquan.

Auquan

  • Auquan was founded in 2018 by Chandini Jain, a former analyst and derivatives trader.
  • It launched an AI product in late 2023 that can automate research work usually done by analysts.
  • It has since inked deals with UBS, Blue Owl Capital, and T. Rowe Price.

The wave of fintechs building autonomous agents for finance firms designed to do the work of a junior analyst or banker is swelling.

One such startup, Auquan, uses generative AI to automate the time-consuming but ubiquitous task of gathering and processing data and putting that information into a written template, like a due diligence report, an investment committee memo, or a pitch book.

Demand for this kind of technology is heating up in the finance industry, which is often bogged down with manual processes around data management, processing, and analysis. Since launching in October 2023, Auquan has brought in close to $2 million in annual recurring revenue and secured UBS, T. Rowe Price, and Blue Owl Capital as customers, according to CEO and cofounder, Chandini Jain.

From banking to software engineering to research, finance firms are keen to implement AI assistants that can carry out multi-step processes. While it's still too early to tell just how much the technology will impact adopters' bottom lines, venture-capital investors are writing checks to get in on the ground floor of what some industry leaders are calling a revolutionary technology.

In addition to scoring big-name clients and its revenue stream last year, Auquan also closed $8 million in seed funding. The round was led by Peak XV and included Neotribe Ventures.

Auquan has made inroads with various divisions at financial firms, from private-market investing to investment banking, as well as risk and compliance, and investor relations, Jain said. Across those functions, it's most heavily used by analysts or associates to produce documents or templates for their MDs, partners, or division heads.

Due-diligence reports are a big use case for Auquan. The startup automates the creation of 3,300 due diligence reports for 20 different clients, saving them a cumulative 55,000 hours of work, according to customer estimates.

How Auquan works behind the scenes

Auquan is built to try to mimic the humans whose jobs it is doing, Jain said.

The first step is accessing the raw data. Auquan pulls data from providers, like FactSet, CapIQ, and Pitchbook, as well as public data sets from government agencies and news sites. It can also plug into a client's internal file systems.

The second part involves the user stating an intent with an example, such as "I want to create an investment committee memo and I want it to come out looking like this template document," Jain said. Under the hood, the tech relies on an "agent super orchestrator" that breaks down the specific jobs to be done and organizes several "mini agents" to take on each of those jobs, Jain said.

In the investment committee memo example, there might be an agent that identifies the fields that need to be filled, another to run searches on underlying vendor data, another that scans public data, and a writing agent that takes all of the info and puts it into a company-specific format based on the template, like if a section should be presented in bullet points or a table. It's exported in the desired interface, such as a PowerPoint presentation or a Google Doc with the proper corporate branding. All of this happens automatically without human intervention, Jain said.

The first draft is presented to the user as a starting point. The user can make edits and tweaks for future documents, she said. The agent super orchestrator will assign new mini agents as needed, she added.

Pricing for Auquan is based on clients' estimated desired outcomes, Jain said. Examples of outcomes are producing one slide deck, one report, or one compliance check. Once the client chooses what workflow to automate, Auquan charges a dollar amount for that outcome, and multiplies it by how many times that process is expected to run, she said.

Too much data, not enough people

Jain knows firsthand how labor intensive it is to extract insights from data. Before Auquan, she worked as an analyst at Deutsche Bank and derivatives trader at the Dutch market-maker and proprietary trading firm Optiver, where she was drowning in information with not enough time or help to distill it.

"If I or anyone on my team could make the case for why we thought any data set would help us make better decisions, we could buy it no questions asked," Jain said. "What we didn't have a lot of was resources or time to go through that information," she said.

She would learn from conversations with financial clients that she wasn't alone in that problem. The broad applicability has won over investors.

Here's the pitch deck Auquan used to raise $8 million.

Auquan pitch deck opening slide
Auquan pitch deck

Auquan

Auquan pitch deck slide about finance industry labor inefficiencies
Auquan pitch deck

Auquan

Auquan pitch deck slide about typical analyst work
Auquan pitch deck

Auquan

Auquan pitch deck slide about aggregating data
Auquan pitch deck

Auquan

Auquan pitch deck about benefits of using AI to automate research workflows
Auquan pitch deck

Auquan

Auquan pitch deck slide about customer testimonials
Auquan pitch deck

Auquan

Auquan pitch deck about customer testimonials
Auquan pitch deck

Auquan

Auquan pitch deck slide
Auquan pitch deck

Auquan

Auquan pitch deck slide about data vendors
Auquan pitch deck

Auquan

Auquan pitch deck slide about different languages offered
Auquan pitch deck

Auquan

Read the original article on Business Insider

11 times Melania Trump broke White House traditions and defied expectations of the first lady role

31 January 2025 at 09:42
Melania Trump wearing sunglasses
Melania Trump.

Ira L. Black/Corbis via Getty Images

  • First lady Melania Trump strayed from White House traditions during Donald Trump's first term.
  • She didn't move to the White House right away in 2016 and arrived at events separately from Trump.
  • She has indicated she will not live at the White House full time during her husband's second term.

In many ways, Melania Trump was a traditional first lady during her husband's first term as president.

She wore a ball gown to the inauguration and donated it to the National Museum of American History's "First Ladies" exhibit. She took up the cause of children's wellness with her "Be Best" campaign. She led White House restoration projects, renovating the Rose Garden and designing a new rug for the Diplomatic Reception Room.

However, the fiercely private first lady also remained something of an enigma and made the role her own by straying from presidential protocol and long-held White House traditions.

Melania Trump is once again serving as FLOTUS now that President Donald Trump has begun his second, non-consecutive term. Having been largely absent from the 2024 campaign trail, her exact level of White House involvement remains to be seen. However, her new official White House portrait suggests she's "ready to embrace her position," its photographer told BI.

Here's how Melania Trump has defied expectations as first lady thus far.

The Office of Melania Trump and representatives for the Trump transition team did not respond to a request for comment.

Melania Trump made occasional appearances during Trump's presidential campaigns but largely remained out of the spotlight.
Former US President Donald Trump joins former First Lady Melania Trump onstage during a campaign rally.
Donald Trump and Melania Trump at a 2024 campaign rally at Madison Square Garden.

ANGELA WEISS/AFP via Getty Images

First ladies often act as representatives of their husbands' campaigns, traveling the country to deliver speeches and meet voters at events. During all of Trump's presidential campaigns, Melania was noticeably absent, making only occasional appearances.

The New York Times reported in 2023 that while Melania Trump privately supported Donald Trump's 2024 campaign, she rejected his offers to campaign with him.

When asked about Melania Trump's absence, Donald Trump told "Meet the Press" in 2023 that he likes to keep her away from the campaign trail because "it's so nasty and so mean."

"She's a private person, a great person, a very confident person, and she loves our country very much," he said of his wife.

When Donald Trump was first elected in 2016, Melania Trump didn't move into the White House right away.
Melania Trump waves from a stage as Donald Trump stands next to her.
Donald Trump and Melania Trump at an inaugural ball.

Kevin Dietsch - Pool/Getty Images

While Donald Trump moved into the White House after the inauguration, he told reporters that Melania Trump stayed behind in New York with their then-10-year-old son, Barron Trump, so that he could finish out the school year.

Washington Post reporter Mary Jordan wrote in her book, "The Art of Her Deal: The Untold Story of Melania Trump," that Melania Trump also used the time to renegotiate her prenuptial agreement.

In 2018, Melania Trump arrived at the State of the Union address in a separate motorcade.
Melania Trump arrives for the State of the Union in 2018.
Melania Trump at the 2018 State of the Union.

SAUL LOEB/AFP via Getty Images

In January 2018, The Wall Street Journal broke the news that one of Donald Trump's lawyers, Michael Cohen, transferred a $130,000 hush-money payment to adult film star Stormy Daniels ahead of the 2016 election to keep her from speaking about their alleged 2006 affair.

After reports emerged of Donald Trump's alleged affair, which he denied, Melania Trump backed out of a trip to Switzerland and other public engagements. She also arrived at the 2018 State of the Union address in a separate motorcade in a break from the tradition of presidents and their spouses arriving together.

Melania Trump's then-director of communications, Stephanie Grisham, said that the first lady did not travel with her husband because she was accompanying the guests of honor, the BBC reported.

Donald Trump was later found guilty on all 34 counts of falsifying business records to cover up the payment to Daniels. After the hush-money trial reached its verdict in May, Donald Trump continued to deny the affair and called the trial a "witch hunt."

Melania Trump broke protocol again weeks later by arriving at Marine One separately from Donald Trump.
Donald Trump Marine One
Donald Trump outside Marine One in 2018.

AP Photo/Evan Vucci

After The New Yorker published a report detailing a former Playmate's alleged affair with Donald Trump, which he denied took place, Melania Trump once again did not appear publicly by her husband's side.

Instead of taking the traditional walk with Donald Trump across the White House lawn, she arrived at the presidential helicopter in a separate vehicle.

"With her schedule, it was easier to meet him on the plane," Grisham told CNN of Melania Trump's separate route.

Melania Trump's White House Christmas decorations broke the mold of traditional holiday decor.
Melania Trump's White House Christmas decorations.
Melania Trump's White House Christmas decorations.

SAUL LOEB/AFP via Getty Images

For her first Christmas in the White House in 2017, Melania Trump lined the East Colonnade with bare white branches that cast shadows on the hall. In 2018, she filled the East Colonnade with dark-red trees that garnered comparisons to costumes in the dystopian TV series "The Handmaid's Tale." The following year, clear acrylic panels lined the hall, and her final White House Christmas featured potted plants.

Her avant-garde Christmas decorations garnered some criticism, while others praised her unconventional choices.

"Everyone has a different taste," Melania said of the critical responses to her Christmas decorations at a town hall event hosted by Liberty University in 2018.

In a speech at the First Baptist Church in Dallas in 2021, Donald Trump said that Melania Trump "didn't get exactly a fair shake" when it came to her Christmas decor choices.

"She would make the most beautiful Christmas decorations," he said. "And I remember she made these magnificent red trees, and the media said, 'Oh, that's terrible.'"

While first ladies have long used clothing to send subtle messages, Melania Trump's "I really don't care, do u?" jacket seemed more overt.
Melania Trump wears a green jacket that says "I really don't care. Do U?"
Melania Trump's infamous jacket.

Chip Somodevilla/Getty Images

Throughout US history, first ladies have chosen outfits with deeper meanings that reflect their values. Laura Bush wore red to help bring awareness to the dangers of heart disease. Michelle Obama chose to highlight up-and-coming designers from underrepresented backgrounds. Jill Biden appeared at campaign events wearing boots emblazoned with the word "vote."

Melania Trump's "I really don't care, do u?" jacket, worn while traveling to visit immigrant children at the US-Mexico border in 2018, seemed an unusually combative wardrobe choice for a first lady.

Melania Trump wrote in her 2024 memoir that her press secretary wouldn't let her clarify that the jacket's message was directed at the media.

"The media claimed the jacket meant I did not care about the children or the border, which was clearly not true," she wrote.

When Joe Biden won the 2020 election, she didn't invite Jill Biden to the White House as Michelle Obama had done for her.
Melania Trump and Michelle Obama at the White House.
Melania Trump and Michelle Obama at the White House.

Chuck Kennedy/The White House

After Donald Trump won the 2016 election, the Obamas hosted the Trumps at the White House in a long-held tradition ensuring a smooth transition of power.

While Barack Obama and Donald Trump met in the Oval Office, Michelle Obama hosted Melania Trump for tea in the Yellow Oval Room and discussed raising children in the White House.

When Donald Trump lost the 2020 election, he refused to concede and did not invite the Bidens to visit the White House ahead of the inauguration.

The Trumps skipped Joe Biden's inauguration, opting to fly to Mar-a-Lago instead.
Donald Trump and Melania Trump leave the White House on Biden's inauguration day.
Donald Trump and Melania Trump did not attend Joe Biden's inauguration.

MANDEL NGAN/AFP via Getty Images

Outgoing presidents and first ladies have traditionally attended presidential inaugurations even after painful defeats.

Upon leaving the White House, Donald Trump and Melania Trump skipped Joe Biden's inauguration, held their own farewell ceremony at Andrews Air Force Base, and flew to their Palm Beach home.

Unlike previous years, she attended only the last day of the 2024 Republican National Convention and did not deliver a speech.
Melania Trump at the RNC, wearing a red skirt suit.
Melania Trump at the 2024 Republican National Convention.

Leon Neal/Getty Images

Melania Trump delivered speeches at the 2016 and 2020 conventions. In 2024, she only attended the final day of the Republican National Convention and did not speak.

After Donald Trump won the 2024 election, Melania Trump declined Jill Biden's invitation for tea at the White House, citing a scheduling conflict with her book tour.
Donald Trump and Joe Biden meet at the White House.
Donald Trump and Joe Biden at the White House.

SAUL LOEB/AFP via Getty Images

Donald Trump accepted Joe Biden's invitation to meet at the White House as part of Joe Biden's pledge to ensure a peaceful transfer of power. However, Melania Trump, who released her memoir, "Melania," in October 2024, turned down the first lady's offer to meet for tea.

"Mrs. Trump will not be attending today's meeting at the White House," Melania Trump's office wrote in a statement on X. "Her husband's return to the Oval Office to commence the transition process is encouraging, and she wishes him great success. In this instance, several unnamed sources in the media continue to provide false, misleading, and inaccurate information. Be discerning with your source of news."

Before the inauguration, Melania Trump indicated that she may not live at the White House full time during her husband's second term.
Donald Trump and Melania Trump at an inaugural ball.
Donald Trump and Melania Trump on Inauguration Day.

Anna Moneymaker/Getty Images

In November, CNN reported that Melania Trump was "unlikely" to move into the White House full time.

A week before the inauguration in January, when asked by Ainsley Earhardt of Fox News about her plans, Melania Trump said that she would primarily live at the White House, but would also divide her time between Trump Tower and Mar-a-Lago.

"I will be in the White House," she said. "And, you know, when I need to be in New York, I will be in New York. When I need to be in Palm Beach, I will be in Palm Beach."

She added that her "first priority" was to be a mom, first lady, and wife and to "serve the country."

Read the original article on Business Insider

Trump has talked up a US government stake in TikTok. Legal analysts say it could be a logistical nightmare.

31 January 2025 at 09:31
President Donald Trump
President Donald Trump has proposed the US government get a share of TikTok.

Joe Raedle/Getty Images

  • President Trump has proposed that the US government get a stake in TikTok as part of a sale.
  • But can the government actually own a piece of TikTok?
  • Legal analysts said it could spark free-speech issues that would make the app hard to run.

TikTok needs to find a new owner for its US app to comply with a divest-or-ban law. Could it be the government?

Since taking office, President Donald Trump has repeatedly proposed that the government get some type of stake in TikTok.

"What I'm thinking about saying to somebody is buy it and give half to the United States," he said during a January 21 press conference.

In its bid to buy TikTok, AI company Perplexity AI answered Trump's call. This week, the company updated its proposal to merge TikTok's US business with its own by offering the US government half of the new entity. That's on the condition that it goes public at a valuation of at least $300 billion, a source familiar with the offer told Business Insider.

But what would happen to TikTok if the US government owns part of it? Is there a precedent for this?

While the government has controlling shares in other companies, such as Amtrak, owning a piece of a major social app would be new territory.

"It's a social-media company that has a significant platform demonstrably for political reach and communication," said Aram Gavoor, associate dean at the George Washington University Law School who focuses on issues in tech, regulation, and national security. The ownership would bring about "novel constitutional questions with regard to speech," he said.

For a TikTok sale involving the government to work, the dealmakers would need to set up editorial guardrails to prevent the US from encroaching on its users' First Amendment rights. Even then, legal analysts told BI that TikTok's content moderation, such as removing videos that violate its policies, could create an avalanche of legal challenges from the app's users.

"What would be necessary, though I'm not sure it would be sufficient, is an extremely strict separation between the government and this new TikTok entity, especially when it comes to anything editorial," said Alan Rozenshtein, an associate professor at the University of Minnesota Law School who previously served as an advisor at the Justice Department.

Let's walk through some of the big questions around a TikTok deal.

Can the government legally own TikTok?

If the government grabs a stake in TikTok, it wouldn't be the first time it's done so in a company in a moment of flux.

During the Great Recession, the government was deeply involved in various businesses, bailing out automakers and banks and taking a controlling stake in AIG, for example.

It also owns consumer-facing institutions like the US Postal Service and Amtrak.

There is some precedent for the government's financial involvement in media companies, too. The government funds the broadcasting network Voice of America, and Congress partially funds NPR and PBS through appropriations to the Corporation for Public Broadcasting.

Each of those organizations has strict guidelines to protect editorial independence, however. NPR's ethics handbook says that its journalists have "full and final authority over all journalistic decisions." PBS said its content "must be free of undue influence from third-party funders, political interests, and other outside forces." And Voice of America has a firewall that "prohibits interference by any U.S. government official in the objective, independent reporting of news."

A version of TikTok partially owned by the government would likely need to establish similar editorial barriers as its media counterparts and provide assurances of independence.

Shou Zi Chew in a crowd.
TikTok CEO Shou Chew attended Donald Trump's inauguration in January.

Shawn THEW / POOL / AFP

Even if a TikTok deal establishes a government firewall, it might not hold up in court

Even if TikTok sets up contract language to keep the government out of its editorial work, it may not matter in the courts. Other government-owned entities that have attempted to define themselves as independent have faced First Amendment lawsuits and lost.

In 1994, Amtrak was sued after it tried to block a billboard from displaying political content in one of its stations. The Supreme Court ruled that the company, as a government entity, had violated the First Amendment rights of the billboard's creator.

The Supreme Court said that Amtrak, by virtue of being federally owned and controlled, "was subject to First Amendment restrictions in the same way as any other federal actor," said Jennifer Safstrom, a law professor at Vanderbilt University Law School who directs its First Amendment clinic.

In its opinion on the case, the court wrote that even though Congress attempted to establish Amtrak as independent from the US government, "it is not for Congress to make the final determination of Amtrak's status as a Government entity for purposes of determining the constitutional rights of citizens affected by its actions."

The case establishes that the government's self-characterization of how it owns a company may not stand on its own. "Courts will look beyond formal language to assess the extent of the government's entanglement," Safstrom said.

Would a government-owned TikTok be allowed to block porn and hate speech?

Many social apps block pornography and hate speech (and a ton of other stuff like content promoting eating disorders) as part of their community guidelines. But those types of expression are generally protected under the First Amendment, and a government-owned TikTok may face a flurry of legal challenges if it removes videos.

These are "uncharted waters," Safstrom said. "It's hard to know how expansive that world of litigation could be given the volume of users on that platform."

If TikTok continually gets challenged for pulling down hate speech and other unsavory content and stops a lot of its moderation work, it would be "essentially unusable and certainly very unprofitable," Rozenshtein said.

Who would control the TikTok algorithm?

The First Amendment protects the speech of TikTok users. But what about TikTok's algorithm? If the US government owns a part of TikTok, can it limit what users see?

That question remains up in the air, as algorithm decisions may qualify as "government speech," legal analysts said.

"If the government has a platform, it's not obligated to promote every person's particular point of view," Rozenshtein said. The government often makes choices as to what content it shares or doesn't share, such as last year when the State Department worked with the private sector to promote a set of music artists internationally as part of a diplomacy initiative.

He said the postal service offers a possible comparison for understanding why the government may have more discretion over the TikTok algorithm versus users' videos. The post office gets to decide what art it features on stamps, but it doesn't have the authority to limit most of what people write in the letters they send in the mail.

TikTok creator Vitus Spehar.
TikTok creators like Vitus Spehar, who posts as @underthedesknews, use the app to talk about news and current events.

Nathan Posner/Anadolu Agency via Getty Images

Ultimately, there are many unknowns as to what will happen around a TikTok sale, if ByteDance opts to sell it at all. Earlier this month, TikTok's lawyer said divesting its US app from its parent company would be "extraordinarily difficult" over any timeline.

And, of course, the Chinese government could block a ByteDance deal.

Asked on January 21 about a TikTok sale, China's Foreign Ministry spokesperson seemed open to letting a deal be "independently decided," though he added that "China's law and regulations should be observed."

Representatives for the White House, TikTok, and ByteDance did not respond to requests for comment.

Read the original article on Business Insider

4 things to know about the real-life office building in 'Severance'

31 January 2025 at 09:18
An aerial view of a mixed-use building in New Jersey.
An aerial view of the Bell Works building, which was used as a filming location in "Severance."

Bell Works

  • "Severance," an office thriller show, is partially filmed at a real office in suburban New Jersey.
  • The office, Bell Works, was originally Bell Labs, a historic incubator for telephone technology.
  • Today, the building is a mixed-use development with office space, stores, and restaurants.

Lumon IndustriesΒ β€” the fictional employer at the center of the workplace thriller "Severance" β€” is probably not anyone's ideal employer.

In the Apple TV+ series, Lumon is a cult-like biotechnology company that employs, in part, "severed" workers. These employees undergo a procedure that separates their consciousness into two parts: an "outie" who goes about life on the outside, and an "innie" who toils away in the basement on mysterious tasks. As a result, their restrictive workspace is the only world that they've ever known.

Workers at the 60-year-old office complex where parts of the show are filmed, however, have the option to order caviar service and mezcal negronis at its on-site restaurant and bar.

Bell Works in Holmdel, New Jersey, a township about 30 miles south of Newark, was once a hub of technological innovation. Formerly Bell Laboratories, the 2-million-square-foot building was designed by famed architect Eero Saarinen for a division of AT&T and opened in 1962.

Adam Scott in Apple TV's "Severance"
Adam Scott, who plays a severed worker, in the Bell Works atrium.

Apple TV

At first, it was where scientists researched and developed technologies for phones and other devices. In 2015, though, it was transformed into a walkable complex of modernized office space plus restaurants, bars, shops, and more.

While Bell Works may still look huge and monolithic from the outside, its interior is more bustling and alive than the sterile and mundane aesthetic of the show suggests.

Here are four facts about the office building used as a filming location for "Severance."

1. Only parts of Lumon's office are filmed at Bell Works

"Severance" features Bell Works' exterior and entrance, as well as its actual parking lot.

Its central, iconic skylit atrium also appears in a few scenes.

The rest of the show was filmed in New York on several sound stages, according to Curbed.

Production designer Jeremy Hindle built the interior of the office from the ground up β€” from the narrow hallways throughout to the iconic green carpet.

The atrium of a mixed-use building in New Jersey.
Bell Works' central atrium was used to film parts of "Severance."

Bell Works

"Green is the most common color to your eye, like that's the theory that it's calming, it makes you feel calm," Hindle told Variety in 2022. "Some of the colors, the theories were kind of who they are as characters and what they needed to survive. I think green is something you need to survive."

2. The original Bell Labs building was a tech incubator

While nobody in the show knows what Lumon Industries' severed employees really do, we have records of what developments have emerged from work in the Bell Labs building.

An open space in a mixed-use building.
A view of the atrium in the Bell Works building.

Bell Works

From 1962 to 2007, the Bell Labs building had over 6,000 employees β€” including a few Nobel Prize winners β€” who were responsible for many technological innovations.

The theory for the laser, as well as the Big Bang Theory, originated in the Bell Labs building. It's also the location of the receiving end of the first cellphone call.

Bell Labs is now a mixed-use development called Bell Works

Inside, the current Bell Works building is nothing like the office in "Severance." It's also much changed from its original look, thanks to some recent renovations.

A New Jersey-based firm, Somerset Development, purchased the building in 2013 for $27 million with plans to modernize the outdated and unused office building.

"The greatest experiment is yet to come for these walls, and that is the ability of a community to come together," Somerset Development president Ralph Zucker told NJ.com in 2013. "This building will be repurposed as a place for living."

Photo of Bell Works New Jersey, showing massive building at dusk with lights on.
The massive Bell Works development in Holmdel, New Jersey.

Somerset Development

Somerset renamed it Bell Works, which is now a mixed-use building with office space, retail, and dining. It also hosts conferences and events.

More than 70 vendors have set up shop in Bell Works, including local eateries, a bar, an indoor golf simulator, and a basketball court for tenants that is sometimes open to the public. There's also fitness franchise F45 and ice cream shop Jersey Freeze.

Tenant companies include local utility Jersey Central Power & Light, HR recruiting software iCIMS, and major insurer Guardian Life.

Bell Works' website calls it a "Metroburb," which it defines as "a little metropolis in suburbia."

The show spent almost 5 times as much money filming the second season in New Jersey

The budget for the second season of "Severance" is nothing to sniff at.

According to NJ.com, during its first season, the show spent $5.1 million filming in New Jersey. The second season eclipsed that number by a lot after spending more than $24 million over three years filming in New Jersey.

Kings Landing, a condominium complex in Middletown, New Jersey, was another filming location, and part of Palisades Interstate Park in Alpine, New Jersey, which overlooks the Hudson River, was also used.

Further north, Phoenicia Diner in the Catskills was used to film scenes at Pip's Bar & Grille.

Palmer Haasch contributed reporting to this story.

Read the original article on Business Insider

The list of CEOs voicing support for their companies' DEI initiatives is growing

31 January 2025 at 09:12
Christian Sewing
Deutsche Bank's Christian Sewing is the latest CEO to defend DEI initiatives at his company.

Ralph Orlowski/REUTERS

  • A series of companies have rolled back DEI initiatives amid pressure from conservative groups and the White House.
  • Some CEOs have voiced their support or defended the diversity programs at their companies.
  • Deutsche Bank's CEO is the latest bank executive to defend DEI efforts.

The list of CEOs who are publicly backing their company's DEI policies is growing.

Deutsche Bank CEO Christian Sewing is the latest, joining JPMorgan's Jaime Dimon and Goldman Sachs' David Solomon in publicly defending DEI programs amid wider external criticism of diversity initiatives from conservative activists and President Trump's new administration.

One of Trump's first executive orders placed federal DEI staffers on administrative leave while work began to dismantle their departments.

The pull-back on DEI in the private sector began before Trump took office. A slew of companies β€” including Meta, Walmart, and McDonald's β€” either reduced or ended their own DEI initiatives. Some had been targeted by conservative activist groups.

However, amid the tensions around DEI, some executives are taking a public stance in support of their firm's policies.

Deutsche Bank
Deutsche Bank CEO Christian Sewing
CEO Christian Sewing expressed support for Deutsche Bank's DEI programs during a press conference on Thursday.

Thomas Lohnes/Getty Images

Christian Sewing, the CEO of Deutsche Bank, said the company is "firmly behind" its existing DEI programs, calling them "integral" to its strategy in a Frankfurt press conference on Thursday.

"Quite honestly, I know what diversity has brought us on the management board at the top reporting level," Sewing said. "That's why we are strong supporters of these programs."

If the legality of DEI programs should ever change, the bank might reevaluate its stance, he added.

"But in terms of our basic attitude, in terms of our mindset, both issues β€” whether it's diversity policy, inclusion or sustainability β€” are an integral part of Deutsche Bank's strategy," he said.

JPMorgan
Jamie Dimon
JPMorgan CEO, Jamie Dimon, said to "bring them on" in response to apparent targeting by activist shareholders.

Tom Williams/CQ-Roll Call, Inc via Getty Images

Jamie Dimon, the CEO of JPMorgan, was defiant in the face of apparent targeting from activist shareholders over the company's DEI programs.

"Bring them on," he told CNBC on January 22. "We are going to continue to reach out to the Black community, the Hispanic community, the LGBT community, the veterans community."

Goldman Sachs
David Solomon, Chairman and CEO, Goldman Sachs, speaks during the Milken Institute Global Conference on May 2, 2022
David Solomon, the CEO of Goldman Sachs, said clients think about talent diversity.

Patrick T. Fallon/AFP via Getty Images

David Solomon, the CEO of Goldman Sachs, said that while he'd heard of shareholder proposals, he hadn't yet reviewed them.

"We're advising our clients to think about these things," Solomon said in a separate interview with CNBC on January 22. "They think about decarbonization, they think about climate transition. They think about their businesses, how they find talent, the diversity of the talent they find all over the world."

Goldman Sachs's stated inclusion goals are geared towards funneling more women into leadership positions, making "progress towards racial equity," and ensuring diversity both among its vendors and in its boardroom.

Cisco
Cisco CEO Chuck Robbins
Cisco CEO Chuck Robbins said a diverse workforce is "better."

Richard Drew/AP

Chuck Robbins, the CEO of Cisco, said that a diverse workforce being better was an inarguable "fact" in an interview with Axios on January 22.

"I think the pendulum swings a little wide in both directions," Robbins said. "And for us, it's about finding the equilibrium ... You cannot argue with the fact that a diverse workforce is better."

Robbins added that DEI is being discussed as "single issue," when he believes it's far more complex.

"And in reality, it's made up of 150 different things, and maybe seven of them got a little out of hand," he said. "I think those six or seven things are going to get solved and then you're going to be left with common sense."

Costco
Costco's new CEO Ron Vachris
Costco CEO Ron Vachris received a letter from Republican attorneys generals urging him to end the company's DEI practices.

Costco

Costco has been clear about its ongoing support for DEI, even as it faces mounting pressure from conservative groups to walk back its policies.

Nearly all of Costco's shareholders rejected a proposal by the National Center for Public Policy Research last week, similar to the one received by JPMorgan. It would have required Costco to issue a report on the legal and financial risks of DEI policies.

"The overwhelming support of our shareholders' vote really puts an answer to that question," said CEO Ron Vachris.

Costco's board has also previously issued statements reaffirming the company's dedication to DEI.

"Our commitment to an enterprise rooted in respect and inclusion is appropriate and necessary," the board wrote in December.

The company continues to face scrutiny for its policies, as 19 Republican attorneys general sent a letter to Vachris, urging him to put an end to what they call "divisive and discriminatory DEI practices."

Read the original article on Business Insider

DeepSeek is driving demand for Nvidia's H200 chips, some cloud firms say

31 January 2025 at 08:56
Nvidia CEO Jensen Huang on stage in San Jose, California.
Jensen Huang presenting at a Nvidia event in San Jose in March.

Justin Sullivan/Getty Images

  • Cloud and inference providers see rising demand for Nvidia H200 chips due to DeepSeek's AI models.
  • DeepSeek's open-source models require powerful hardware to run the full model for inference.
  • The trend runs counter to the Nvidia sell-off following growing awareness of DeepSeek.

Some cloud providers are experiencing a notable uptick in demand for Nvidia's H200 chips after Chinese AI company DeepSeek burst into the race for the winning foundation model this month.

Though the stock market caught wind of the powerful yet efficient large language model Monday, sending Nvidia's stock down 16%, DeepSeek, has been on the radar of AI researchers and developers since it released its first model, V2, in May 2024.

But the performance of V3, released in December, is what made AI developers sit up and take notice. When R1, the company's reasoning model, which competes with OpenAI's o1, was released in early January, demand for Nvidia's H200s started climbing.

"The launch of DeepSeek R1 has significantly accelerated demand for H200. We've seen such strong interest that enterprises are pre-purchasing large blocks of Lambda's H200 capacity, even before public availability," said Robert Brooks, founding team member and vice president of revenue at cloud provider Lambda.

DeepSeek's models are open source, which means users pay very little to use them. However, they still need hardware, or a cloud computing service to use them at scale.

Business Insider spoke with 10 cloud service and AI inference providers. Five reported a rapid increase in demand for Nvidia's H200 graphics processing units this month.

Amazon Web Services and Coreweave declined to comment. Oracle, Google, and Microsoft did not respond to requests for comment.

This week, AWS, Microsoft, Google, and Nvidia have made DeepSeek models available on their various cloud and AI-developer platforms, or provided instructions for users to do so themselves.

Nvidia declined to comment, citing a quiet period before its February 26 earnings release.

AI cloud offerings have exploded in the last two years, creating a slew of options beyond the mainstays of cloud computing like Microsoft Azure, and Amazon Web Services.

The demand has come from a range of customers from startups and individual researchers to massive multinational firms.

"We've heard from half a dozen of the 50 largest companies in the world. I'm really not exaggerating," Tuhin Srivastava, cofounder of inference provider Baseten, told BI.

Friday, semiconductor industry analysts at Seminanalysis reported "tangible effects" on pricing for H100 and H200 capacity in the market stemming from DeepSeek.

Total sales of Nvidia H200 GPUs have reached the "double digits billions, CFO Colette Kress said on the company's November earnings call.

'Exponential demand' for Nvidia H200s

Karl Mozurkewich and his team at cloud provider Valdi saw H200 demand ramp up throughout January and at first, they didn't know why.

The Valdi team doesn't own chips, it acquires capacity from existing data centers and sells that capacity to customers. The company doesn't know every use case for each chip it makes accessible, but it polled several H200 customers and all of them wanted the chips to run DeepSeek.

"Suddenly, R1 got everybody's attention β€” it caught fire β€” and then it kind of went exponential," Mozurkewich said.

American companies are eager to take advantage of DeepSeek's model performance and reasoning innovations, but most are not keen to share their data with a Chinese firm. That means they can either use an API offered by a US firm or run the model on their own hardware.

Since the model is open source, it can be downloaded and run locally without sharing data with DeepSeek.

For Valdi, the majority of its H200 demand is coming from startups, Mozurkewich said.

"It appears the market is reacting to DeepSeek by grabbing the best GPUs available for testing as quickly as possible," he said. "This makes sense, as most companies' current GPUs are likely to continue to work on ongoing tasks they've been allocated to," Mozurkewich continued.

Though many companies are still testing and experimenting, the Valdi team is seeing longer-term requests for additional hardware, suggesting an uptick in demand that could last beyond DeepSeek's initial hype cycle.

Chip light, compute-heavy

DeepSeek's models were trained with less powerful hardware than US models, according to the company's research paper. This efficiency has spooked the stock market.

Players like Meta, OpenAI, and Microsoft have invested billions in AI infrastructure, with billions more on the way. Investors are concerned about whether all that capacity will be needed. DeepSeek was created with fewer, relatively weak chips (though the number is hotly debated).

Training chips aside, using the models for inference is a compute-intensive task, cloud providers say.

"It is not light and easy to run," Srivastava said.

The size of a model is measured in "parameters." More parameters require more compute. The most powerful versions of DeepSeek's models have 678 billion parameters. That's less than OpenAI's ChatGPT-4 which has 1.76 trillion, but more than Meta's largest Llama model, which has 405 billion.

Srivastava said most firms were avoiding the 405 billion parameter Llama model if they coud help it since the smaller version was much easier to run. DeepSeek offers smaller versions too, and even its most powerful version is cheaper to run, which has stoked excitement with firms who want to use the full model, the cloud providers said.

H200 chips are the only widely available Nvidia chip that can run DeepSeek's V3 model in its full form on a single node (8 chips designed to work together).

You can also spread it across more lower-power GPUs, but that requires more expertise and leaves room for error. Adding that complexity almost inevitably slows down performance, Srivastava said.

Nvidia's Blackwell chips will also be able to handle the full V3 model in one node, but these chips have just begun shipping this year.

With demand spiking, finding enough chips to run V3 or R1 at high speed is tough if it hasn't already been allocated.

Baseten doesn't own GPUs; it buys capacity from data centers that do and then tinkers with all the software connections to make models run smoothly. Some of its customers have their own hardware in their own data centers but still hire Baseten to optimize model performance.

Its customers especially value inference speed β€” the speed that enables an AI-generated voice to converse in real time for example. DeepSeek's capacity at the open source price is a game-changer for its customers, according to Srivastava.

"It does feel like this is an inflection point," he said.

Have a tip or an insight to share? Contact Emma at [email protected] or use the secure messaging app Signal: 443-333-9088

Read the original article on Business Insider

Apple dodged a DeepSeek sell-off, but its China headache hasn't gone away

31 January 2025 at 08:37
Tim Cook.
Apple reported an 11% decline in sales in the greater China region in the fourth quarter of 2024.

Justin Sullivan/Getty

  • Apple avoided a hit to its share price from DeepSeek, but it has another China-made problem.
  • iPhone sales in the country have fallen again.
  • An 11% slide in sales last quarter is raising concerns about Apple amid tough competition in China.

DeepSeek may not have triggered a sell-off panic for Apple, but the iPhone maker has another China headache.

While Apple avoided the pummelling handed to its Silicon Valley peers this week by Chinese AI startup DeepSeek, the company had its own China-related problems on Thursday as it reported an 11% year-on-year drop in revenue in the country to $18.5 billion.

The slide in last quarter's sales is a sign of deepening struggles for Apple in its most important international market β€” and is raising concerns among some investors and analysts who had forecast better results.

In its last financial year, Apple's net sales in Greater China decreased 7.7% from $72.5 billion the previous year. The year before that, net sales decreased by 2.2%. Understanding if the decline can be stopped is now key for Apple watchers.

During Thursday's earnings call, CEO Tim Cook took the 11% China decline head-on by explaining that "over half of the decline" was driven by changes in "channel inventory."

Apple CEO Tim Cook
Apple CEO Tim Cook.

Justin Sullivan/Getty Images

He also had another explanation. "It's the most competitive market in the world," Cook said.

That competition has been a particular threat to Apple's smartphone sales in China, where domestic companies such as Huawei and Xiaomi have been enticing consumers with 5G-enabled devices that now appear to rival the capabilities of iPhones.

Figures from research firm Counterpoint show that in the last three months of 2024, Apple's smartphone sales fell 18.2%, while Huawei's grew by 15.5% as it was boosted by the launch of its latest high-end smartphone series, the Mate 70.

In a research note after Thursday's earnings, Logan Purk, senior analyst at Edward Jones, said that "sales in China were weak and will remain a point of debate among investors," particularly as Apple contends with "fierce competition in China for 5G phones."

That said, analysts also see an opportunity for Apple to counter the competition later this year once it rolls out one of its biggest bets to China: Apple Intelligence.

The tech giant's generative AI features, unveiled in June last year, are yet to be rolled out in China and are seen as a key driver of a huge upgrade cycle in iPhones in the future.

Dan Ives, a Wedbush analyst, said in a note on Friday that his firm expects growth to "markedly rebound" in China to "double-digits" year-on-year starting in the June quarter, with the "anticipated April rollout" of the Apple Intelligence in the country.

His confidence was boosted by the fact that "markets where Apple Intelligence was available" saw clear year-on-year performance "outpace markets without this AI rollout."

Still, Apple's AI push in China remains untested, with domestic competitors in the country vying to show local consumers that their technology can match America's best.

Apple will need to show Chinese consumers that iPhones are fit for the AI era.

Read the original article on Business Insider

'Emilia PΓ©rez' star Karla SofΓ­a GascΓ³n under fire for past tweets and interview comments

31 January 2025 at 08:28
Karla SofΓ­a GascΓ³n posing at the Golden Globe Awards. She's wearing a one-shoulder orange dress.
Karla SofΓ­a GascΓ³n at the Golden Globes earlier this month.

Amy Sussman/Getty Images

  • The backlash against "Emilia PΓ©rez" has turned to its star Karla SofΓ­a GascΓ³n after old tweets were resurfaced.
  • Fans highlighted negative tweets that appear to have been posted by GascΓ³n as recently as 2021.
  • "Emilia PΓ©rez," the Oscars frontrunner, has faced criticism for its portrayals of Mexico and trans people.

Karla SofΓ­a GascΓ³n, the star of "Emilia PΓ©rez," is under fire for comments and past tweets following claims the most-nominated film this award season has problematic portrayals of Mexico and transgender people.

Critics and fans of "Emilia PΓ©rez," which won 4 Golden Globes and received 13 Oscar nominations, have voiced their opinions about the film on social media. Some say it's boring, and others say it portrays transphobic stereotypes.

GascΓ³n, who became the first out trans woman to be nominated for an Oscar for her role in "Emilia PΓ©rez," has been one of the film's main defenders.

On Tuesday, the Brazilian publication Folha de S.Paulo published a video interview in which GascΓ³n criticized people who were tearing her down to support Fernanda Torres, one of her competitors for the best-actress Oscar.

In response, some sought to have GascΓ³n disqualified from the Oscars, accusing her of breaking an Academy rule prohibiting those involved with a film from sharing public communication that casts a competing movie in a "negative or derogatory light."

Zoe SaldanΜƒa as Rita Moro Castro and Karla Sofía Gascón as Emilia Pérez in "Emilia Pérez." They're sitting next to each other at a table in a restuarant.
Zoe SaldanΜƒa stars alongside Karla SofΓ­a Gascón in "Emilia Pérez."

Netflix

Variety reported on Wednesday that GascΓ³n didn't break the rule because she didn't comment on Torres' performance in "I'm Still Here."

On Thursday, the Canadian journalist Sarah Hagi shared screenshots on X of posts that appeared to have been made by GascΓ³n. Business Insider couldn't verify all the screenshots, and some posts seem to have been deleted.

The screenshots contained disparaging remarks about Muslims and Islam.

The posts were written in Spanish but translated through Google by Hagi. This sparked more social media users to search for and share screenshots of other posts that appear to be from GascΓ³n.

GascΓ³n wrote in other posts, seen by BI, that all religions should be banned. In a post from 2020, the actor referred to the COVID-19 vaccine as "the Chinese vaccine" and said it had a chip inside it.

Variety reported that in a post shared in 2021, GascΓ³n referred to the Oscars ceremony that year as an "Afro-Korean festival" and "ugly, ugly gala." That year Daniel Kaluuya, a Black British actor, and Yuh-jung Youn, a South Korean actor, both won Oscars.

GascΓ³n has now deleted her X account.

On Thursday, GascΓ³n shared a statement with several outlets after the posts resurfaced: "I want to acknowledge the conversation around my past social media posts that have caused hurt. As someone in a marginalized community, I know this suffering all too well and I am deeply sorry to those I have caused pain. All my life I have fought for a better world. I believe light will always triumph over darkness."

Some are still calling on the Academy to retract GascΓ³n's Oscar nomination despite the apology.

Representatives for Netflix, GascΓ³n, and the Academy didn't immediately respond to requests for comment from BI.

Read the original article on Business Insider

My family of 5 went on our first cruise. We had fun, but there are 4 things I wish we'd known before getting on the ship.

31 January 2025 at 08:04
Chris, his wife, and three sons smile in front of a cruise ship.
There are a few things I wish I had known before our first cruise.

Chris Thomas

  • To celebrate my kids' graduations, my family and I went on our first cruise.
  • Although we had a great time, I wish we had known a few things before getting on board.
  • For example, turning our phones on airplane mode would have saved us a lot of money.

2024 was a big year in our household. All three kids were graduating β€” our oldest from high school and our twins from junior high.

When it came time to celebrate these achievements, we gave them an option. We could throw a party or use the money for an awesome family vacation instead.

So, before our oldest left for college, we came together one last time for a seven-day trip to Alaska on our first-ever cruise.

We were all excited about the idea, and honestly, everyone had a fantastic time. However, I don't think any of us were completely prepared our first cruising experience.

Here are four things I wish we had known before boarding the Celebrity Cruise ship.

Turning our phones on airplane mode would have saved us a lot of money

Our phones are such an important part of our lives that it's almost unheard of to go without them for minutes, let alone days. However, we purposely didn't purchase the ship's WiFi package because we wanted a chance to disconnect and enjoy Alaska's beauty.

What we were unaware of, however, is that once we got away from land, we should have put our phones on airplane mode. Since we didn't, they switched to a service called Cellular at Sea, which uses satellites to keep the phones connected. However, this can be expensive.

Luckily, after racking up $100 in charges within hours of setting sail, AT&T cut my device off until I contacted them. However, this was a costly lesson. Next time, we'll be sure to turn on airplane mode and call our cellular provider to talk about cruise packages.

I wish we would have known about the formal night

Chris, his wife, and three sons pose in sweatshirts in front of formal photographs.
We didn't come dressed for formal night.

Chris Thomas

Typically, we're a jeans and T-shirt family. It's not that we don't clean up well; it's just that we don't do it often, so a formal night wasn't even on our radar.

We knew we needed nicer clothing for our dinner reservations on the ship, but we didn't know that one night, everyone would go all out.

We skipped dinner that night and hit the buffet instead (which, honestly, we did more often than not anyway), and we certainly weren't the only ones not dressed up.

However, I wish we had known about this in advance, as it would have been exciting to join in on the fun.

Excursions through the cruise line can be expensive

Sled dogs run on a path around a lake, with tall trees and mountains in the background.
Luckily, we found a cheaper excursion to visit a dog-sled team.

Chris Thomas

It's no secret that cruising isn't cheap. So, when it came time to book excursions, we knew they would be pricey. However, we still weren't prepared for just how pricey they would be.

Luckily, almost every port we stopped at had third-party companies who would pick passengers up at the dock and take them to do fun and exciting things.

For example, being in Alaska, we wanted to learn about and visit a dog-sled team. Although the cruise line offered this experience, we saved more than 50% by booking with an outside party.

However, it's important to know your schedule and check to make sure the third party will guarantee you'll be back on time β€” because if you're not, the ship won't wait for you.

Getting a good space on the deck on cruising days can be hard

On the days the ship doesn't stop at a port, finding space to call your own on the boat can be a battle. Tables at breakfast, couches by the windows, and lounge chairs by the pool all become valuable real estate.

Instead of waking up early to claim a space near the pool, we chose to sleep in instead. However, because of this, we should've been prepared to settle for a less-than-prime space to sit and relax.

Instead of a view of the ocean and the mountains, we got stuck in the middle of the ship near the bathrooms.

Even with these small missteps, none of it was enough to put even the slightest damper on what was a fabulous time aboard our first cruise. The next time we take to the seas, though, we'll be better prepared for what's to come.

Read the original article on Business Insider

Deals to watch during wave season, the Black Friday of cruises

31 January 2025 at 07:59
Cruise ship with a sale tag
Wave season, the cruise industry's version of Black Friday, is in full swing. Companies are offering promotions such as discounted fares and onboard credit.

Getty Images; Alyssa Powell/BI

  • Cruise lines advertise several promotions from January through March, known as wave season.
  • Many premium cruise lines are promoting discounted fares and complimentary credits.
  • This article is part of "Well Charted," a series for travelers planning cruise-bound adventures.

If you want affordable cruise fares and enough onboard credit to indulge in a spa day, consider wave season your vacation-at-sea Black Friday.

The cruise industry rolls out several promotions from January to March, known as wave season. Depending on the cruise line, these offers could involve discounts, free cabin upgrades, or hundreds of dollars' worth of credit.

The potential savings have become catnip for seafaring travelers, especially as strong demand raises cruise fares. Jason Liberty, the president and CEO of Royal Caribbean Group, said on Tuesday that the company already had its strongest-ever wave-season booking week.

overview of Utopia of the Seas
A Royal Caribbean spokesperson told Business Insider that the cruise line would have wave-season deals through March.

Brittany Chang/Business Insider

Deals such as 50% off Norwegian voyages and 60% off a second Royal Caribbean guest have already ended (though a Royal Caribbean spokesperson told Business Insider it would have more wave-season promotions through March). But there are still plenty of discounts to choose from on higher-end cruise lines.

Which cruise lines are offering wave-season deals?

Holland America and Princess, Carnival's premium brands, are advertising discounts, complimentary cabin upgrades, and free fares for third or fourth guests in the same cabin (though Holland America requires they be under 18).

Royal Caribbean Group's Celebrity Cruises is promoting discounted itineraries and a discount of up to 75% on a second guest.

If you prefer higher-end cruise lines, Azamara, Cunard, and Explora are offering hundreds of dollars' worth of onboard credits.

Seabourn is promoting up to $1,000 worth of credit in conjunction with 15% off select sailings, while Regent Seven Seas is advertising a 20% discount on certain itineraries, complimentary suite upgrades, and discounted deposits.

An empty pool deck of the Seabourn Quest cruise ship, featuring a larger pool in the center and two raised hot tubs on the sides.
Seabourn is offering discounted deposits and itineraries and up to $1,000 worth of onboard credit.

Brittany Chang/Business Insider

Other ways to save on your next cruise vacation

There are other ways to find a bargain if you couldn't surf this year's early wave-season deals (or are too impatient to wait for more).

Holland America's standby cruise deal starts at $100 per person per day β€” though your sailing won't be confirmed until two to seven days before departure.

Companies such as Costco Travel, Holland America, and Royal Caribbean also offer discounted last-minute voyages year-round.

Finally, you could use a travel agent who might be privy to promotions you don't know about.

Read the original article on Business Insider

I ordered the same meal from Applebee's, TGI Fridays, and Chili's. Only one chain served up the best flavor and value.

31 January 2025 at 07:41
chilis grill and bar old timer burger with cheese
I was impressed by the classic cheeseburger from Chili's.

Erin McDowell/Business Insider

  • I compared the same meal at Applebee's, TGI Fridays, and Chili's.
  • I ordered Buffalo bone-in wings and a classic cheeseburger at each chain.
  • Applebee's impressed me with its juicy burger but I thought Chili's served the best overall value.

In the casual-dining "value wars," Applebee's, TGI Fridays, and Chili's are three of the biggest competitors.

To determine which of these chains should be crowned the winner, I ordered the same meal β€” a drink, an order of Buffalo wings, and a classic cheeseburger β€” at all three and compared them on taste and value.

When it comes to performance, Applebee's, TGI Fridays, and Chili's are faring differently.

TGI Fridays filed for Chapter 11 bankruptcy in November and Reuters reported the chain is facing $37 million in debt. In November, Applebee's also reported a 5.9% decline in same-restaurant sales in the third quarter compared to the year before.

Chili's, meanwhile, has been gaining momentum. In January, the chain's parent company reported a 31% growth in same-restaurant sales from October 2023 to December 2024 and a nearly 20% increase in traffic year over year.

In a conversation with Business Insider, Chili's CMO George Felix said the chain's rise has been propelled by simplifying restaurant menus, changing the chain's approach to marketing and social media, and focusing on value, quality, and hospitality at restaurants.

"You're seeing a lot of competitors throwing different combo meals and meal deals out there at different price points. But I think what's really hard to replicate is we're delivering all of that, combined with a really excellent experience," Felix said.

Here's how the same meal compared at Applebee's, TGI Fridays, and Chili's.

I visited a locally owned TGI Fridays in Massachusetts.
tgi fridays
The TGI Fridays location I visited is locally owned and operated.

Erin McDowell/Business Insider

This location is locally owned and operated, so it is not included in the larger company's bankruptcy filing.

TGI Fridays Inc. owns 39 locations in the US, but there are 122 franchised locations in the US and 316 franchised international locations that are not included in the bankruptcy filing.

I ordered a diet soda at all of the chains I visited.
tgi fridays diet soda drink on a red and white table
The sodas were about the same size across chains.

Erin McDowell/Business Insider

The soda at TGI Fridays was roughly the same size as the drink from Chili's and Applebee's. It cost $3.29, plus tax.

TGI Fridays also offered a cocktail menu, but it didn't seem as central to the brand as the margaritas for Chili's and Applebee's.

Chili's and Applebee's both advertised their drinks on prominently placed menus on the dining table, while TGI Fridays just had the regular cocktail section inside its standard menu.

Chili's and Applebee's also emphasized new, seasonal cocktails. Chili's offered a seasonal margarita of the month for $6, making the restaurants feel more playful.

I ordered an eight count of Buffalo wings.
tgi fridays buffalo wings
The Buffalo wings came to the table less than piping hot.

Erin McDowell/Business Insider

The wings at TGI Fridays didn't come in a house Buffalo sauce but rather were tossed in Frank's Red Hot Buffalo sauce.

The order of eight wings cost $12.19, plus tax, which was cheaper than the wings from Chili's and Applebee's. These wings also came with a side of sliced celery sticks.

These wings were large and the meat was extremely tender.
tgi fridays buffalo wings
The wings were cooked well and crispy.

Erin McDowell/Business Insider

I was given a selection of drumsticks and flats in the order. However, while these wings were perfectly meaty and crispy on the outside, the sauce didn't blow me away.

These wings tasted like standard Frank's Red Hot sauce, just like countless others I've had before, with nothing unique or exciting to set them apart.

The burger from TGI Fridays was just OK.
tgi fridays cheeseburger
The cheeseburger came with fries.

Erin McDowell/Business Insider

The cheeseburger includes all the classic toppings: tomato, lettuce, American cheese, red onion, and pickles.

While there's no sauce on the burger by default, ketchup is available on every table, and you could easily ask for mustard or ketchup to be added if you prefer.

The burger was priced at $12.49, before tax.

TGI Fridays is also offering a value meal deal that sells its classic cheeseburger with fries and a drink for $9.99, plus tax, which was the most affordable offer out of the three chains.

I thought the TGI Fridays burger needed more sauce.
tgi fridays cheeseburger
I thought the burger lacked flavor. Erin McDowell/Business Insider

Erin McDowell/Business Insider

The bun was dry and untoasted, setting the tone for what turned out to be an overall burger experience that lacked a lot of flavor and moisture.

Although I requested my burger medium, it leaned toward well-done and lacked juiciness. While I appreciated the flavor of the meat itself and the toppings tasted fresh, my praise for this burger ended there.

I reminded myself that this is the chain's simplest burger, so perhaps it's only fair to expect a straightforward flavor profile without much pizzazz.

My second favorite meal came from Applebee's.
applebees in brooklyn
I visited an Applebee's in Brooklyn (not pictured.)

Oleg Solta/Shutterstock

I arrived at an Applebee's in Brooklyn on a busy weeknight with two other people and was seated promptly.

I also expected to pay slightly more at this restaurant than at the Chili's and TGI Fridays restaurants I visited since they were both located in Massachusetts, not New York City. However, I found that the prices didn't differ greatly between the two states.

I ordered a drink and nine classic bone-in Buffalo wings to start.
applebees buffalo chicken wings
I ordered nine Buffalo chicken wings.

Erin McDowell/Business Insider

At my local Applebee's in Brooklyn, an order of nine classic bone-in wings costs $18.99, excluding tax and fees. They came with celery sticks and sides of ranch and blue cheese.

I also ordered a diet soda. It cost $3.29, plus tax.

The wings were crispy and the largest out of the three chains.
applebees buffalo chicken wings
The wings were crispy and large.

Erin McDowell/Business Insider

The wings were tender and juicy, with the sauce delivering a rich, buttery flavor. The Buffalo sauce struck a great balance between its spicy kick and savory, buttery notes, creating a well-rounded flavor.

The Applebee's burger really impressed me.
applebees cheeseburger
The classic cheeseburger came with a gooey layer of cheese.

Erin McDowell/Business Insider

I ordered the burger as part of the chain's "2 for $2X" deal, which also allowed me to get an order of boneless wings and a chicken tender basket for about $30.

However, the burger typically costs $16.99, excluding tax, at the location I visited in Brooklyn, New York.

The cheeseburger came with two slices of American cheese, lettuce, tomato, red onion, and pickles on a brioche bun.
applebees cheeseburger
The burger was cooked perfectly medium-rare.

Erin McDowell/Business Insider

The exterior of the burger patty was quite dark, which initially made me worry it had been overcooked past the medium level I requested.

To my surprise, the burger turned out to be incredibly juicy and leaned slightly toward medium-rare.

The melted, tangy cheese enveloped the entire burger, creating a perfectly balanced bite. The thick slices of red onion added a bold flavor, while the lettuce and tomato were fresh.

Although this burger lacked a sauce, it remained far from dry, thanks to the melted cheese and a buttery bun.

Despite having similar ingredients to the TGI Fridays burger, this one tasted juicier and more flavorful.

My favorite meal in terms of taste and value came from Chili's.
chilis restaurant in auburn massachusetts
I went to a Chili's restaurant in Massachusetts.

Erin McDowell/Business Insider

I visited a Chili's in Massachusetts, but I've also been to the location in Queens, New York, before.

Chili's has always impressed me with its portion sizes, value-focused meals, and its famous Triple Dipper, which the company said is popular among younger customers. CNN reported in October that it accounts for 11% of Chili's sales.

Like at the other two chains, I got a diet soda.
chilis soda in a stein cup
I got a diet soda at Chili's, though the chain has a wide offering of margaritas.

Erin McDowell/Business Insider

It cost $3.29, plus tax.

I got an order of eight Buffalo wings to start.
chilis grill and bar buffalo wings
The order of Buffalo wings came with ranch and blue cheese.

Erin McDowell/Business Insider

Chili's offers boneless and bone-in wings in several flavors, including honey chipotle, barbecue, and Nashville hot.

The order of eight wings cost $14.99, plus tax.

The wings were coated in buttery Buffalo sauce.
chilis grill and bar buffalo wing
The wings from Chili's were slightly on the smaller side but packed more flavor.

Erin McDowell/Business Insider

The wings came in a selection of drumsticks and flats. Though they were a little on the smaller side compared to the wings from Applebee's, they were piping hot when I picked them up and fried to a golden crisp.

They also packed much more flavor than the other wings I tried, and the chicken meat inside was moist and juicy.

The wings paired well with the chain's signature ranch and decadent blue cheese dressing.

I also ordered a classic cheeseburger.
chilis grill and bar old timer burger with cheese
I ordered an Oldtimer with cheese.

Erin McDowell/Business Insider

The Oldtimer burger, which I ordered with cheddar cheese, comes topped with pickles, lettuce, sliced tomato, diced red onions, and mustard.

It cost $13.29, plus tax, and was the largest burger I tried when it came to overall size.

I also could have ordered this burger as part of the chain's "3 For Me" menu and gotten an appetizer, the burger with fries, and a non-alcoholic drink, for $10.99, plus tax. This made me feel like Chili's was really serving up value.

The cheddar cheese was perfectly melted, and the other ingredients tasted extremely fresh.
chilis grill and bar old timer burger with cheese
The burger had a generous helping of mustard on it.

Erin McDowell/Business Insider

The only downside was the generous serving of mustard smeared onto the burger patty. The mustard had a strong, sharp flavor, and while I do like mustard, it was a bit overpowering for me.

But the rest of the burger was impressive. The char on the slightly smashed patty was wonderfully crispy, and the other ingredients were incredibly fresh. The red onion added a nice punch of flavor, while the bun held everything together perfectly.

Overall, I liked my experience and meal at Chili's the most.
the author outside chilis
Chili's impressed me the most in terms of taste and value.

Erin McDowell/Business Insider

The food tasted high-quality, and I enjoyed the vibe and more youthful, playful atmosphere of both the restaurant and the menu.

The overall cost of the meal was pretty similar across all three chains, though, as I had expected, the Applebee's in New York was slightly more expensive than the two restaurants I visited in Massachusetts.

Even though the meal from Chili's wasn't the cheapest β€” the meal from TGI Fridays cost less β€” I thought it provided the best value when I considered the experience and taste of the food.

"I think a lot of brands mistake the lowest price point for being [the best] value, and I don't think that's giving consumers enough credit," Chili's CMO George Felix told Business Insider. "So for us, we believe value is the entire holistic experience of what you pay for what you get."

Ultimately, when it came to the most flavorful meal with the highest-quality-tasting ingredients, Chili's was the winner for me.

Read the original article on Business Insider

Trump promised to lower gas prices. His tariffs could have the opposite effect.

31 January 2025 at 07:31
oil rigs

imaginima/Getty Images

  • Trump said he's planning tariffs on Canada and Mexico, which could risk higher gas prices.
  • Most of US crude oil imports come from those two countries.
  • Economists don't expect US drillers to boost production in order to keep prices down.

President Donald Trump's plan to slap tariffs on Canada and Mexico as soon as February 1 threatens to undercut one of his key campaign promises: lowering prices at the pump.

The US imports around 40% of the crude oil it refines into gas for your car and other vehicles. In 2024, about half of that came from Canada and 11% from Mexico. Economists told Business Insider that slapping those importsΒ with tariffsΒ could strain consumers' wallets at the gas station and have ripple effects across industries.

"Tariffs on crude oil is going to flow right through to the US consumer," Ed Hirs, a lecturer on energy economics at the University of Houston, said. "Canada may absorb some of the cost, but the US will absorb a lot of it, too."

Shortly after taking office, Trump said he could impose a 25% tariff on Mexico and Canada on February 1 as a way to push those countries to crack down on illegal immigration and drugs entering the US. White House spokesperson Karoline Leavitt on Tuesday said the plan "still holds."

Trump told reporters on Thursday in the Oval Office that he's still considering whether to include oil from Canada and Mexico in his tariffs.

Patrick De Haan, head of petroleum analysis at GasBuddy, told Fox Business on Thursday that consumers in the Great Lakes and Midwest regions would likely experience some of the largest impacts of tariffs. He said gas prices there could rise by more than 20 cents within days of the tariffs taking effect.

The US is producing record amounts of crude oil with domestic production amounting to about 60% of crude refined in the US, per the Energy Information Administration. But many refineries aren't equipped to process the light crude from US shale basins, Hirs said. Refineries in states like Michigan, Wisconsin, and Indiana rely on heavy crude from Canadian oil sands and it would be costly and time-consuming to convert the technology.

Hirs said it's difficult to predict how much prices will rise, in part because it depends on what OPEC+ does. The oil cartel has been postponing production increases to boost global prices. Trump has called on OPEC+ to slash prices, and ministers meet on February 3 to discuss his demands.

Even if crude prices rise, Hirs said the signal won't be strong enough for US drillers to boost production. US refineries that handle domestic crude already have more than enough supply.

"Tariffs that increase costs but lower revenue are going to be poisonous for the US oil industry right now," Hirs said.

The American Petroleum Institute, which lobbies on behalf of the US oil and gas industry, is opposed to additional tariffs. The group in December asked the Trump administration's top trade official to exempt crude oil and natural gas from levies because they would "directly undermine energy affordability and availability for consumers while eroding the U.S. oil and natural gas industry's competitiveness both domestically and globally."

Higher gas prices would have knock-on effects in other industries, too, such as fresh fruit and vegetables that are trucked into the US and construction projects that need fuel to power heavy equipment.

Trade war could cause long-term price slumps

While economists predict tariffs would cause a short-term spike in gas prices, they also said broader economic instability may lead to longer-term price drops.

Officials in Canada, Mexico, and China have warned that they will retaliate if Trump implements new tariffs. A trade war may slow down the global economy and depress prices, Hirs said.

"It doesn't take much to throw the global economy into a recession," Hirs said. "That would help lower the price of gasoline and diesel for everybody because there would be less economic activity and less demand."

Bank of America strategist Francisco Blanch similarly told Business Insider in November that tariffs will likely curb global trade, driving down oil and gas prices.

Read the original article on Business Insider

I'm a private chef who buys groceries 4 times a week. Here are 7 of my favorite staples to get on Amazon.

31 January 2025 at 07:28
composite image of chicken and organic carrots from whole foods
Β 

Fatima Khawaja

  • As a private chef, I shop for groceries via Amazon delivery at least four times a week.
  • Organic carrots and multicolored bell peppers are great for cruditΓ©s.
  • I like the organic chicken thighs from Whole Foods when I can't make it to a butcher.

I'm a private chef and a mom, so convenience is key for me when it comes to errands and essential tasks.

I often don't have the time to run to the grocery store when I have three different clients to cook for in one day. When I'm in a pinch, I turn to Amazon's grocery delivery services.

The online retailer has a few options, like Amazon Fresh and GrubHub, but I typically choose from its Whole Foods items.

Now that I've checked out dozens, if not hundreds, of shopping carts via the Amazon app, I know exactly which items I can confidently order online.

Parmesan is pretty much always in my cart.
container of grated parmesan cheese from whole foods
Whole Foods carries a Mitica Parmigiano Reggiano.

Fatima Khawaja

The one item I always add to my cart is grated Mitica Parmigiano Reggiano. The Whole Foods product costs $26 a pound, but it's worth it.

It's an imported dream of beautiful, crystalized, salty cheese that adds creaminess and complexity to my pastas, soups, and roasted vegetables.

I like the grated version because it's ready to use whenever I need it.

Bell peppers fill out a number of dishes.
three pack of mixed bell peppers from whole foods
I like to have a couple of bell peppers on hand.

Fatima Khawaja

I love 365's three packs of peppers for stir-fries, cruditΓ©s, and frittatas.

I can order an assorted pack of three for $5 (less than $2 a pepper), which is great when I'm on a budget.

I use cilantro a lot in my cooking β€” at home and with clients.
bunch of cilantro from whole foods
Cilantro is my go-to herb.

Fatima Khawaja

I use a lot of cilantro, but unfortunately, herbs can be expensive.

Luckily, the fresh cilantro bunches from Whole Foods are generously sized and super flavorful. A regular bunch is $1, and an organic one is $2.

I can usually make one bunch last a few days between cooking for my clients and my family.

Chicken is one of my go-to protein sources.
organic chicken thighs from whole foods
I've never had an issue with Whole Foods' organic chicken.

Fatima Khawaja

I prefer buying meat from a butcher, but sometimes, I just don't have the time.

I'm actually very happy with the quality of Whole Foods' organic chicken. It's flavorful and cooks up tender and juicy.

I love getting skin-on thighs for grilled tandoori chicken or any one-pot dishes that call for crispy skin.

At $6 a pound, the price also feels reasonable to me.

Carrots are great for dinner parties.
a bunch of multicolored organic carrots from whole foods
I like the multicolored organic carrots.

Fatima Khawaja

Organic carrots with their tops on are my go-to for dinner-party cruditΓ©s. They also go great on a pan of roasted veggies.

The $3 bunch of carrots cooks up beautifully, and the array of purple, orange, and yellow hues impresses kids and adults alike.

Tacos are a hit with my clients, so tortillas are a must.
bag of corn tortillas
I like to buy flour tortillas.

Fatima Khawaja

Many of my clients request different types of tacos throughout the week, so I always make sure to order good tortillas to elevate the flavors.

Vita Hermosa tortillas aren't available everywhere, but when I order via Amazon, they're usually in stock at Whole Foods.

I get an eight-pack for about $6.

The 365 fire-roasted corn is one of a kind.
bag of frozen fire-roasted corn
I love that the corn is pre-roasted.

Fatima Khawaja

This might seem random, but not many stores carry pre-roasted frozen corn.

I love adding 365's $3.70 pack of fire-roasted corn to my cart when I'm shopping online. I'll toss the kernels in salads, pile them on top of my tacos, or even add them to soups.

Read the original article on Business Insider

Mark Zuckerberg said he has no plans to change Meta's hybrid work policy: 'The status quo is fine'

31 January 2025 at 07:25
Meta CEO Mark Zuckerberg on stage
Meta CEO Mark Zuckerberg.

Andrej Sokolow/picture alliance via Getty Images

  • Meta CEO Mark Zuckerberg told employees there would be no changes to the hybrid work policy.
  • In a meeting held Thursday, the Meta chief said "the status quo is fine."
  • Most employees are expected to work in an office at least three days a week.

The future of in-office work was top of mind for Meta employees on Thursday during a wide-ranging Q&A with CEO Mark Zuckerberg, according to a recording of the meeting reviewed by Business Insider. The bottom line? No changes for now.

Most Meta employees are expected to head into the office at least three days a week, but some staff have worried the company would change the policy and demand a full in-office return.

Following a long opening monologue that touched on AI assistants, augmented-reality glasses, and the "intense" year ahead, Zuckerberg turned to questions submitted by staff. The top-voted question was about remote work.

"Basic summary: no change," Zuckerberg told staff. "There's a lot of things going on in the world. I just have not been focused on this at all. I think the status quo is fine. Carry on."

Zuckerberg's answer was met with applause by employees watching the all-hands live. The Meta chief remarked that two of the top-five voted questions submitted concerned in-office work.

Meta's three-day policy is in line with those of some other Big Tech companies, including Google. However, some companies want workers back full time. Dell sent a memo to employees on Friday calling them back into the office five days a week.

At Thursday's all-hands, Zuckerberg told employees to "buckle up" for an "intense" year ahead. He defended several recent changes around content moderation and fact-checking and said the company had an opportunity to have a "productive partnership with the United States government."

Zuckerberg also discussed how DeepSeek could benefit Meta's open-source artificial intelligence strategy and why Meta was slow to respond to TikTok's rise.

Do you work at Meta? Contact BI reporters from a nonwork email and device at [email protected] or [email protected]. You can also reach them via Signal at hughlangley.01 or jyotimann.11.

Read the original article on Business Insider

The race to reproduce DeepSeek's market-breaking AI has begun

31 January 2025 at 07:21
DeepSeek Logo.
Companies like Hugging Face are working to rebuild DeepSeek's R1 model from scratch.

Dado Ruvic/REUTERS

  • The Chinese startup DeepSeek shook the tech world and markets when it released R1, its new AI model.
  • The West is now trying to reproduce R1 on its own terms and cut out Chinese servers.
  • Recreating R1 from scratch can help researchers build better models and validate DeepSeek's claims.

Silicon Valley doesn't want to get caught out again. It's scrambling to replicate DeepSeek's AI model, the cheaper Chinese tech that shook Wall Street and is freely available for anyone to adopt.

Companies like Microsoft and Amazon have already made versions of DeepSeek's R1 models available on their cloud platforms. This allows people to use the models, which appear to match the capabilities of models from rivals like OpenAI, while keeping data from being sent to servers in China.

But there are also attempts to replicate DeepSeek's cost-efficient AI from the ground up β€” and see whether all the Chinese AI lab's market-moving claims hold up.

One major effort is being led by Hugging Face, a platform on which researchers in artificial intelligence's open-source community can collaborate and share their trade-research notes and ideas for free.

Leandro von Werra, the head of research at Hugging Face, told Business Insider that the company expected to complete its replication efforts within weeks. He described the mood at Hugging Face as "kind of like, 'Avengers assemble,'" as they dissect the inner workings of R1.

DeepSeek obtained open-source licensing for its model from MIT, which means a lot of the vital components of the recipe needed to build R1 have been laid out in the company's publicly available technical paper.

However, there are some elements of R1 that remain unclear.

In a December paper on V3, DeepSeek's earlier model, the Chinese company said the training cost $5.6 million in total. The cost was calculated based on its use of H800 graphics processing units, a less powerful version of Nvidia's top chips, at a rental price of $2 per GPU hour.

Right now, no one can be quite sure what the actual development cost of R1 was, von Werra told BI.

DeepSeek's research paper also did not share what was required to bake reasoning capabilities into V3 to then produce R1.

That said, von Werra thinks it won't remain a mystery for long. "I don't know about the compute number. We can only guess at this time," he said. "I think one thing that's exciting about our reproduction is we're going to find out pretty quickly if the numbers hold up."

We're just a few weeks away from having a fully open pipeline of R1 and everybody who can rent some GPUs can train their own version.

Follow along and contribute to open-r1!https://t.co/yFxsFzAZSH

β€” Leandro von Werra (@lvwerra) January 28, 2025

Learning from DeepSeek

Some corners of Silicon Valley responded swiftly to the launch of DeepSeek. This week, Meta set up "war rooms" for its researchers to analyze DeepSeek, The Information reported. Sam Altman, the CEO of OpenAI, said Tuesday his company would accelerate the release of "better models."

DeepSeek's decision to publish its findings and make its R1 model open gives researchers worldwide insight into its novel approach.

The main technique used to make R1 so capable was "pure reinforcement learning," DeepSeek's paper said. This, Hugging Face researchers said in a blog on Tuesday, can "teach a base language model how to reason without any human supervision."

The researchers also know more specific technical details about why R1 caused such a stir in Silicon Valley and wiped $1 trillion from US stocks on Monday. For instance, the reasoning model is what's known as a "mixture of experts" model β€” industry-speak for a model that can be "pre-trained with far less compute." It also involves subtle changes to its architecture by introducing techniques like "multitoken prediction," first introduced by Meta, that make models more efficient.

Hugging Face's von Werra said details like this from DeepSeek had helped the industry better understand how a reasoning model like OpenAI's closed-source o1 was built. "Everybody thought this is the secret that is going to take awhile to crack," he said.

DeepSeek comes to platforms

Days after its launch, DeepSeek flew to the top of Apple's top free apps chart. While everyone wanted to try the latest AI tool, DeepSeek's policy of storing user data in China prompted security concerns.

This spurred US companies to make R1 available on their own platforms so customers could use the Chinese AI model while cutting out China's servers.

Lin Qiao, the CEO of Fireworks AI and former head of the PyTorch team at Meta, told BI that one clear reason for doing so was to ensure AI developers and users continued to get access to top model innovations.

"The approach we have been taking is always to enable state-of-the-art models for developers the fastest," she said. "DeepSeek is one example."

Her company, founded in 2022, made R1 available on its platform after congratulating DeepSeek for "pushing the boundaries of what's possible in open models." It has been made available via its serverless service, as well as through on demand and for enterprise customers.

Others have followed suit. On Wednesday, Microsoft announced that it was making R1 available in its model catalog on its AI development platform Azure AI Foundry to make it "accessible on a trusted, scalable, and enterprise-ready platform."

Asha Sharma, a corporate vice president at the tech giant, wrote in a blog that R1 "offers a powerful, cost-efficient model" but one that it had done "rigorous red teaming and safety evaluations" on before introducing as a model to its library.

Amazon Web Services is making a similar move. Swami Sivasubramanian, the vice president of AI and data at AWS, said this week that the company's "commitment to AI accessibility" meant R1 was being made available on its platforms such as SageMaker and Bedrock.

Perplexity CEO Aravind Srinivas, whose AI startup made R1 available to users of its search platform this week, said Tuesday in an X post that downloading the model onto its servers could also help control the way it responds to user queries and ensure those queries don't go to servers in China.

DeepSeek's AI appears to censor sensitive information about China, such as refusing to answer questions about the 1989 Tiananmen Square protests. Srinivas said that Perplexity's version of R1 had no censorship and shared its accurate response to what happened in Tiananmen Square.

DeepSeek refuses to answer a question about Tiananmen Square in 1989.
DeepSeek declined to answer a question about Tiananmen Square.

DeepSeek/Business Insider

David Sacks, the White House's AI czar, offered one reason Perplexity's R1 integration was an important way to reproduce R1 in the West. "This is one of several ways that you can try DeepSeek R1 without downloading the app or sharing any data with a Chinese company," he said on X.

Many see DeepSeek as an example of China challenging American AI hegemony using a tried-and-tested playbook. OpenAI, which has a lot to lose from DeepSeek making its technology freely available, said on Wednesday it's investigating whether the Chinese firm "inappropriately" replicated its models for training.

For von Werra, it's a full-circle moment. The whole field started as open source, so seeing efforts to make a leading reasoning model available for free is welcome, he said.

"I think in the end, everybody's going to get better models and do cooler things," he said. "I feel like it's a win-win situation."

Read the original article on Business Insider

OpenAI has little legal recourse against DeepSeek, tech law experts say

A phone screen shows the two apps of ChatGTP and DeepSeek.
OpenAI has limited legal options if it wants to take DeepSeek to court.

picture alliance/dpa/Getty Images

  • OpenAI and the White House have accused DeepSeek of using ChatGPT to cheaply train its new chatbot.
  • Experts in tech law say OpenAI has little recourse under intellectual property and contract law.
  • OpenAI's terms of use may apply, but are largely unenforcible, experts say.

This week, OpenAI and the White House accused DeepSeek of something akin to theft.

In a flurry of press statements, they said the China-based upstart had bombarded OpenAI's chatbots with queries, hoovering up the resulting data trove to quickly and cheaply train a model that's now almost as good.

The Trump administration's top AI "czar" said this training process, called "distilling," amounts to intellectual property theft. OpenAI, meanwhile, told Business Insider and other outlets that it is investigating whether "DeepSeek may have inappropriately distilled our models."

OpenAI is not saying if the company plans to pursue legal action, instead promising what a spokesperson termed "aggressive, proactive countermeasures to protect our technology."

But could they? Could they sue DeepSeek on "you stole our content" grounds, much like the grounds OpenAI was itself sued on in an ongoing 2023 copyright claim filed by The New York Times and other news outlets?

Business Insider posed this question to experts in technology law, who said challenging DeepSeek in the courts would be an uphill battle for OpenAI, now that the content-appropriation shoe is on the other foot.

OpenAI would have a hard time proving an intellectual property or copyright claim, these lawyers said.

"The question is whether ChatGPT outputs" β€” meaning the answers it generates in response to queries β€” "are copyrightable at all," said Mason Kortz of Harvard Law School.

That's because it's unclear that the answers ChatGPT spits out qualify as "creativity," he said.

"There's a doctrine that says creative expression is copyrightable, but facts and ideas are not," explained Kortz, who teaches at Harvard's Cyberlaw Clinic.

"There's a huge question in intellectual property law right now about whether the outputs of a generative AI can ever constitute creative expression or if they are necessarily unprotected facts."

Could OpenAI roll those dice anyway, and claim that its outputs actually are protected?

That would be unlikely, the lawyers said.

OpenAI is already on the record in the New York Times copyright case arguing that training AI is an allowable "fair use" exception to copyright protection.

If they do a 180 and tell DeepSeek that training is not a fair use, "that might come back to kind of bite them," said Kortz. "DeepSeek could say, 'Hey, weren't you just saying that training is fair use?'"

There's arguably a distinction between the Times and DeepSeek cases, Kortz adds.

"Maybe it's more transformative to turn news articles into a model" β€” as the Times accuses OpenAI of doing β€” "than it is to turn outputs of a model into another model" as DeepSeek may have done, Kortz said.

"But this still puts OpenAI in a pretty tricky situation with regard to the line it's been towing regarding fair use."

A breach of contract lawsuit is more likely

A breach-of-contract lawsuit is much likelier than an IP-based lawsuit, though it comes with its own set of problems, said Anupam Chander, who teaches technology law at Georgetown University.

The terms of service for Big Tech chatbots like those developed by OpenAI and Anthopic forbid using their content as training fodder for a competing AI model.

"So perhaps that's the lawsuit you might possibly bring β€” a contract-based claim, not an IP-based claim," Chander said.

"Not 'you copied something from me,' but that you benefited from my model to do something that you were not allowed to do under our contract."

There's a possible hitch, Chander and Kortz say. OpenAI's terms of service require that most claims be resolved through arbitration, not lawsuits. There's an exception for lawsuits "to stop unauthorized use or abuse of the Service or intellectual property infringement or misappropriation.

There's a larger hitch, though, experts say.

"You should know that the brilliant scholar Mark Lemley and a coauthor argue that AI terms of use are likely unenforceable," Chander said. He was referring to a January 10 paper, The Mirage of Artificial Intelligence Terms of Use Restrictions, by Stanford Law's Mark A. Lemley and Peter Henderson of Princeton University's Center for Information Technology.

To date, "no model creator has actually tried to enforce these terms with monetary penalties or injunctive relief," the paper says.

"This is likely for good reason: we think that the legal enforceability of these licenses is questionable," it says. That's in part because model outputs "are largely not copyrightable" and because laws like the Digital Millennium Copyright Act and the Computer Fraud and Abuse Act "offer limited recourse," it argues.

"I think they are likely unenforceable," Lemley told BI of OpenAI's terms of service, "because DeepSeek didn't take anything copyrighted by OpenAI, and because courts generally won't enforce agreements not to compete in the absence of an IP right that would prevent that competition."

Lawsuits between parties in different nations, each with its own legal and enforcement systems, are always tricky, Kortz said.

Even if OpenAI cleared all the above hurdles and won a judgment from a US court or arbitrator, "in order to get DeepSeek to turn over money or stop doing what it's doing, the enforcement would come down to the Chinese legal system," he said.

Here, OpenAI would be at the mercy of another extremely complicated area of law β€” the enforcement of foreign judgments and the balancing of individual and corporate rights and national sovereignty β€” that stretches back to before the founding of the United States.

"So this is, a long, complicated, fraught process," Kortz added.

Could OpenAI have protected itself better from a distilling incursion?

"They could have used technical measures to block repeated access to their site," Lemley said. "But doing so would also interfere with normal customers."

He added, "I don't think they could, or should, have a valid legal claim against the searching of uncopyrightable information from a public site."

Representatives for DeepSeek did not immediately respond to a request for comment.

"We know that groups in the PRC are actively working to use methods, including what's known as distillation, to try to replicate advanced U.S. AI models," OpenAI spokesperson Rhianna Donaldson told BI in an emailed statement.

"We are aware of and reviewing indications that DeepSeek may have inappropriately distilled our models, and will share information as we know more," the statement said. "We take aggressive, proactive countermeasures to protect our technology and will continue working closely with the US government to protect the most capable models being built here."

Read the original article on Business Insider

My partner is the ultimate outdoorsman, while I love big cities. We've figured out how to plan trips we can both enjoy.

31 January 2025 at 06:54
A couple kayaking  in a body of water during sunset
We've found a few ways to plan wonderful trips together even though many of our interests are different.

Marco Bottigelli/Getty Images

  • When we travel, my partner prefers heading outdoors but I like exploring big cities.
  • We plan trips we both enjoy by finding experiences and stays that feature our shared interests.
  • We stay open-minded when trying activities one of us is way more excited about than the other.

In many ways, my partner and I are proof that opposites attract.

For starters, he adores mountains and hikes, while I prefer a big city and spas. Although we both love to travel, our preferred itineraries, activities, and destinations can be pretty different.

Over time, though, we've figured out how to plan couples trips that we can both enjoy together.

We try to book experiences and stays that combine our interests

Whenever possible, we try to find activities and excursions that feature something we're both passionate about, like cycling.

I love a spin class, and he adores mountain biking. So, when we travel, we look for bike tours. One of our favorite trips featured a bike tour through the French countryside that included a picnic.

We also combined our interests on a day trip to Tolantongo, just a few hours north of Mexico City.

Since we both enjoy being in and around water, we relaxed in hillside hot-spring pools, ziplined, explored caves hidden behind waterfalls, and lounged by a thermal river to end the day.

The experience combined the relaxing vibes of a spa day (my favorite) with a stunning outdoor landscape (his favorite) that blew us both away.

Plus, we try to combine our priorities and preferences when booking accommodations.

Last summer, he wanted to go horseback riding and camping in Montana's Big Sky. So, I found an Airbnb close enough to the wilderness (for him) with a massive bathtub (for me) to relax in after a day in the great outdoors.

We're patient and open-minded when doing activities the other is really excited about

Couple riding bikes through Sierra Nevada, Spain
We try to do activities we both enjoy and some that one of us is more excited about than the other.

Saro17/Getty Images

Sometimes, the best gift you can give your partner is letting them introduce you to an activity that makes them light up inside.

This helps us lean into our individual interests while still making memories together. For example, I love spending a day vintage shopping for the perfect pair of boots or a jacket that I definitely don't need.

My partner is wonderful and patient as I rummage through racks of secondhand goodies β€” and I'm the same way when he takes me on a three-hour hike.

Plus, while trying activities my partner is excited about, I've learned more about myself and what I enjoy.

I'll never forget the rush of endorphins I felt while whitewater rafting in Colorado or how special it was to see a moose and her baby while hiking in Wyoming.

When in doubt, we take turns planning

If we're struggling to find common ground, we'll take turns choosing destinations and activities.

Usually, if I pick one trip, he'll choose the next. If neither of us really has a preference, we'll draw a destination out of a hat.

Doing so is easy because we prioritize each other's happiness and know each other's limits β€” he knows I'm open to camping, but only if there's electricity nearby.

Read the original article on Business Insider

How a US women's soccer star built a podcast that's cracked into rankings dominated by men's sports

31 January 2025 at 06:34
Sam Mewis stands in front of a crowd from their live show ahead of the NWSL championship in 2024.
Sam Mewis has built a top podcast covering women's soccer.

Men In Blazers

  • Sam Mewis launched the women's soccer podcast "The Women's Game" about a year ago.
  • The former US soccer star has grown the show into one of the most listened-to in women's sports.
  • Mewis explains her conversational approach and expansion plans with the media company Men In Blazers.

Former US soccer star Sam Mewis is part of a new wave of media personalities reshaping women's sports coverage.

The 32-year-old former US Women's National Team player was considered one of the best in her position until a knee injury forced her to retire from soccer in 2023. Mewis could no longer play the game she had dedicated her life to, but that didn't mean she couldn't stay close to it.

Mewis joined the soccer-media company Men In Blazers Media Network to launch about a year ago its first women's sports vertical with a podcast, called "The Women's Game."

Until recently, women's sports were underserved by mainstream media. Because TV coverage was not widely available, women's sports have expanded in other areas like podcasting.

Mewis has built "The Women's Game" into one of the most listened-to podcasts in women's soccer. According to podcast database Podscan, the show had averaged 11,700 listeners per episode since its launch and was the 22nd-most listened-to soccer podcast in the US on Apple Podcasts as of January 30. The other podcasts on the list largely focused on the men's sport.

"In many ways, what we were able to accomplish last year exceeded my expectations for going into the first year of a brand new vertical," Mewis told Business Insider.

'The Women's Game' feels like talking to a good friend about soccer

"The Women's Game," which has over 30,000 subscribers on YouTube, has stood out for its conversational approach.

Guests make regular appearances, some of whom are friends of Mewis from her days playing professional soccer, while others play on international teams. To date, its 45 guests have included USWNT captain Lindsey Horan, US teammates Rose Lavelle and Kelley O'Hara, and international players like DaniΓ«lle van de Donk.

In addition to the flagship podcast, Mewis has shows under "The Women's Game" banner, including "Friendlies, " where she interviews athletes one-on-one, and "Good Vibes FC," which she cohosts with her former teammates Becky Sauerbrunn and Lynn Williams.

The podcasts aim to create an environment that makes listeners feel like they're talking with friends about soccer rather than getting hard analysis. In a recent Christmas special with 39,000 YouTube views, Mewis brought on players including Lavelle, O'Hara, and former US teammates Ali Kreiger and Megan Rapinoe, who debated topics from egg nog versus mulled wine to their favorite holiday songs.

Mewis attributed the tone of the show to her strong relationships with her cohosts, including Williams, with whom she previously hosted the Just Women's Sports podcast "Snacks."

"I feel safe when I'm with them to be myself and to explore topics that maybe I don't know every single thing about," Mewis said.

She said the approach also helped her take ownership of her personality. As a professional athlete, she had to be careful about what she said to the press, but she could control the narrative with her own show.

"It is an opportunity for players, people in the media, and in the public eye to show a side of themselves that we don't always get to see," said Mewis.

Podcasts offer regular content to hungry women's soccer fans. When the USWNT isn't playing, or the National Women's Soccer League isn't in season, coverage of the sport has been hard to find. Research firm Nielsen found through fan surveys that the biggest barriers to seeing women's sports have been a lack of information and access.

With "The Women's Game," Mewis aims to cover all sides of the sport, said Roger Bennett, one of the cofounders of Men In Blazers, who followed Mewis during her playing days and approached her for the podcast.

"She said, 'I want to cover this women's game, not just American, I want to cover it all globally, have the biggest names in world football come and talk about themselves to the audience and to build a regular narrative around the biggest games in women's football,'" Bennett said. "That's exactly what we've set out to do."

The popularity of women's soccer has risen worldwide. In a 2023 Nielsen survey, 41% of the global respondents said they were excited about the Women's World Cup, rising from 34% before the 2019 tournament.

Fresh funding could help expand 'The Women's Game'

Looking ahead, Mewis is preparing for two major soccer events: the 2027 Women's World Cup and the 2028 Olympics. She also wants to bring international tournaments like the Euros or the Women's Africa Cup of Nations to North American audiences.

She wants to expand the vertical with more weekly programming, as well. It currently publishes two to three times a week across its three podcasts.

"The Women's Game" is set to receive fresh funding from a $15 million Series A round that Men In Blazers announced earlier this month.

"As women's soccer explodes and just continues to grow, there's more and more space for people like me and companies to invest in content production around women's soccer," Mewis said.

Read the original article on Business Insider

I was a latchkey kid. Yet, I struggled to give my tween the independence she needed.

31 January 2025 at 06:28
Mom and daughter at the beach
The author struggles to give her daughter the same independence she had growing up.

Courtesy of the author

  • I grew up as a latchkey kid and loved roaming the city by myself.
  • But I struggled to give my tween the same independence I loved so much.
  • At 13, I caved and let her walk alone to a cafΓ©.

For months, my 12-year-old daughter begged me to let her walk alone to the strip of stores and cafΓ©s a half-mile away from our house in Los Angeles. Craving independence, she wanted to get ice cream, pick out a friend's birthday gift, and do her homework at the coffee shop (anything) so long as she could do it by herself.

Each earnest request was met with a resounding "No." Resentment radiated from my daughter's big eyes. I was the evil witch to her Rapunzel. Instead of a tower, she was trapped in a California bungalow.

Attempting to compromise, I offered to let her go solo on one condition. I'd trail out of sight behind her.

"You won't even see me," I argued.
"Not the same, and you know it!" she shot back.

I was terrified of giving her the freedom I grew up with.

I was a latchkey kid

I understood her desire to explore on her own. I was a latchkey kid growing up in Seoul, where my father was stationed. Once school was over, I'd scarf down some Spam with kimchi while watching my favorite soap opera and head out the door of our apartment. There was nothing I loved more than roaming the bustling city.

I'd walk to the corner store and buy a grape-flavored Popsicle in the shape of a shark that was raspberry red in the middle when I bit into it. I'd ride my bike along the Han River, ferry boats and gleaming skyscrapers streaking by in my periphery. Sometimes, I'd peruse my favorite stationary store, running my fingers along the crisp paper of Keroppi the Frog notebooks. Embedded in these memories was the gratification of doing it all without adult supervision.

I was terrified of giving her the same freedom

But as a 42-year-old mother, I was terrified of allowing my daughter the same freedom. Watching cars blazing through our neighborhood, barely coming to a rolling pause before blasting past a stop sign, my chest seized at the idea of her navigating the streets without me to protect her.

My fears didn't stop at speeding vehicles. Push notifications from apps like My Citizen and Nextdoor were frequent reminders of nefarious activities taking place. In one harrowing post, a girl was accosted and groped by a man as she walked to her middle school in a nearby suburb. Reading the scary details, I thrust my phone into the air. "See!" I declared. My daughter sighed.

Thirty years earlier, when I was 12, I escaped an attempted abduction shortly after my family moved from Korea to the US. In Washington State, a man followed me and tried to get me into his car as I made my way home alone.

The terrifying incident imprinted me with a deep paranoia. It was leaching into my child's adolescence, causing strife. I wanted to keep her safe, but tethering her tightly to my side only created distance between us. She was frustrated and angry. More than once, she called me "Smother."

I needed her to know I trusted her

How could I expect her to be confident and self-sufficient if I didn't show I trusted her? I knew I needed to let go, to let her experience and navigate the world without me holding her hand. To help quell my paranoia, I deleted My Citizen and Nextdoor. Those apps were gasoline to my fiery anxieties.

One Saturday morning, I swallowed the bile gathering in the back of my throat, gripped the kitchen island for support, and told my daughter she could walk by herself to the coffee shop. Her face shone as she promised to abide by my safety precautions. Watching her skip down the front walkway without me next to her, my knees buckled.

Pacing the kitchen, phone clutched in my sweaty hands, I started at her shared location. For a half-mile, the blue dot moved from block to block. Then it stopped. My phone chimed. "I'm here, Mama!"

An hour later, my daughter returned, beaming and exuberant, sipping an iced matcha latte. Meanwhile, I looked like I'd just crawled out from the trenches.

Now 13, my daughter has ventured out by herself on many occasions. Though my nerves still rattle, they've improved with time. When she walks back through our front door, pride and confidence fill her eyes β€” and mine, too.

Read the original article on Business Insider

❌
❌