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I took my 75-year-old grandmother to Italy. We chose the perfect city and travel time for her age and needs.

6 July 2025 at 07:02
The writer and her grandmother on vacation in Sicily.
My grandmother is an avid traveler, but she hadn't been to Sicily until my husband and I took her on a trip.

Gloria Kostadinova

  • My grandmother always dreamed of going to Italy, but losing my grandfather put her plans on hold.
  • My husband and I surprised her with a trip to Sicily for her 75th birthday.
  • We found Sicily to be an accessible trip for an older relative, and can't wait to go back to Italy.

When she's not busy caring for everyone else, my grandmother loves to travel.

She's the one who really instilled a sense of wanderlust in our whole family. She's often embarking on a solo trip, or at least researching her next excursion across Europe.

For the longest time, her biggest dream was to visit Italy, and she spent years planning and saving up for a trip.

When my grandfather was diagnosed with cancer, her travel plans were put on hold and she devoted herself entirely to his care. The last few years were extremely taxing on her physically and emotionally, leaving my grandmother burned out and in a state of grief after my grandfather died in the spring of last year.

For her 75th birthday, my husband and I decided to surprise her with a trip to Italy to fulfill her lifelong dream. We ended up going to Sicily and left with unforgettable memories.

We chose Sicily for a few reasons, including accessibility

The view of Etna from the marina in Giardini Naxos, Italy.
We decided to stay in Giardini Naxos, a cozy town that offered a stunning view of Mt. Etna.

Gloria Kostadinova

With so many beautiful cities in Italy, it was difficult to choose the best place to go.

My grandmother had previously mentioned towns like Portofino and Cinque Terre, so we knew we had to stay coastal. Plus, since her birthday is in May, we wanted to go as far south as we could to enjoy some warm weather and the sea breeze.

We landed on Sicily and chose a quaint seafront hotel in Giardini Naxos, located just north of Catania. It turned out to be the perfect location and time of year to visit, especially with my grandmother's age, comfort, and needs in mind.

With two international airports located in Catania and Palermo, as well as a convenient railway system and a comprehensive bus network running across the island, Sicily is very easy to get to β€” and just as easy to navigate.

There was a direct bus from the airport to the town, giving my grandmother a chance to soak in the views and snap photos along the way.

May was the perfect time to enjoy warm weather with fewer crowds

The view from Villa Communale, the park in Taormina, Sicily.
The view from Taormina's public garden was unforgettable.

Gloria Kostadinova

The weather was warm enough to take a dip in the pool at our hotel, but we didn't have to deal with the sweltering Sicilian sun of the mid-summer months.

Since it wasn't peak season, the town had a relaxing feel with fewer tourists and crowds than we might've seen at a different time. We never had to wait in long lines, either.

From Giardini Naxos, we took a 15-minute bus ride to the iconic hilltop town of Taormina. The bus, running every 20 minutes, dropped us off right at the foot of the old town, which my grandmother greatly appreciated.

Although we skipped a "White Lotus" selfie at the Four Seasons in Taormina, we did meander down the side streets, indulge in gelato, and take in the panoramic views of Mt. Etna at Villa Comunale, the public gardens of Taormina.

I felt like we had an authentic Italian experience, complete with excellent hospitality and great food

Pasta alle vongole in Sicily.
I'm still thinking about the fresh seafood and homemade pasta I ate in Sicily.

Gloria Kostadinova

Sicily taught me that the stereotype about Italian hospitality exists for a reason. Everywhere we went, we were greeted with "Ciao ragazzi" and warm smiles, making us feel right at home.

We ate fresh seafood dishes like pasta alle vongole (pasta with clams). Although she didn't partake, my grandmother admired my husband's adventurous appetite when he tried ricci di mare (sea urchins), a Sicilian delicacy.

All over the island, we saw the striking ceramic heads of a man and woman (teste di moro), often in the form of vases. Deeply rooted in Sicilian folklore, the heads have various stories explaining their origins, mostly involving themes of love and betrayal.

To remember our trip, my grandmother and I bought small ceramic pine cones, another powerful symbol in Sicilian culture, representing prosperity and good luck.

Making my grandmother smile on her birthday was the greatest gift of all

The writer and her grandmother in Sicily.
The best part of my trip to Sicily was spending time with my grandmother.

Gloria Kostadinova

Although it was her first birthday without my grandfather, it was a beautiful experience for all of us.

For my grandmother, it meant not feeling alone in her grief and fulfilling a lifelong dream to visit Italy. For me, it meant making memories with my grandmother and seeing her smile.

Losing someone we love reminded us that we have to make the most of every moment. I'll always cherish this memory with my grandmother and am so grateful I was there for her first trip to Italy, though it certainly won't be our last.

Read the original article on Business Insider

Inside the Astor family, one of America's wealthiest Gilded Age dynasties whose descendants are friends with British royals

6 July 2025 at 06:23
Waldorf Astoria
The Waldorf-Astoria.

Spencer Platt/Getty Images

  • John Jacob Astor built his fortune in the fur business and New York real estate.
  • John Jacob Astor III and William Backhouse Astor Jr. cofounded the Waldorf-Astoria after a feud.
  • Modern Astor descendants have been politicians, philanthropists, and British royal associates.

Astoria, Queens. Astor Place. The Waldorf-Astoria. Even if you're not a New Yorker, you've heard of these iconic places.

You also probably know they're named for one very powerful family: the Astors.

To this day, the Astors' money and influence still make waves in society.

So how do you build a dynasty like this one, with money that lasts for generations? Take a look at how the Astors made their fortune.

The Astors came from nothing.
John Jacob Astor
American fur trader and financier John Jacob Astor.

Stock Montage/Stock Montage/Getty Images

Johann Jacob Astor worked as a butcher in Walldorf, southeastern Germany, Elizabeth Louisa Gebhard wrote in her 1915 book, "The Life and Ventures of the Original John Jacob Astor." His ancestors are said to have been French Huguenots who'd fled to Germany after the revocation of the Edict of Nantes, which had granted protection to Protestants.

His son, John Jacob Astor, was born in Walldorf in 1763.

As a youngster, John Jacob Astor worked for his father as a dairy salesman. He had three brothers, the eldest of whom, George, left home to work for an uncle in London who made musical instruments. John Jacob Astor met up with him there after his 16th birthday.

John Jacob Astor built his fortune in the fur business and through buying and selling New York real estate.
John Jacob Astor
A painting of John Jacob Astor.

Interim Archives/Getty Images

After the Treaty of Paris was signed in 1783, he immigrated to New York and took a job with a fur trader. By 1800, he'd built up his own fur business and was worth $250,000, or about $6.2 million in 2024, according to Encyclopedia Britannica.

John Jacob Astor also bought and sold acres upon acres of land in and around New York City, including what is now Times Square.Β 

In 1785, he married Sarah Todd. They had three children: Magdalena, John Jacob II, and William.

He was one of the wealthiest men in the US upon his death in 1848, according to the Library of Congress.

William Backhouse Astor continued his father's real-estate ventures and philanthropy.
William Backhouse Astor
William Backhouse Astor.

Kean Collection/Getty Images

He continued to invest in real estate by building over 700 stores and residences in New York City, according to Encyclopedia Britannica.

He also bequeathed thousands of dollars to St. Luke's Hospital on the Upper West Side and the Astor Library, which eventually became the New York Public Library.

William and his wife, Margaret, had seven children β€” John Jacob Astor III and William Backhouse Astor Jr. were the most prominent.
John Jacob Astor III.
John Jacob Astor III.

iStock/Getty Images Plus

William Jr. had some success as a developer in Florida.

John Jacob Astor III, along with his wife Charlotte Gibbs, was a major philanthropist who founded the Children's Aid Society.

The iconic Waldorf Astoria hotel in New York City was the result of a family feud between John III and William Jr.'s descendants.
A vintage photo of the Waldorf Astoria Hotel, 34th Street entrance.
Waldorf Astoria Hotel, 34th Street entrance.

Bettmann/Contributor/Getty Images

John III's son, William Waldorf Astor, built the 13-story Waldorf Hotel in 1893 on 33rd Street and Fifth Avenue.

Waldorf Astor's cousin and rival, John Jacob Astor IV, built a taller hotel next door four years later to outdo him.

Eventually, the two hotels were joined with a marble corridor, resulting in the first Waldorf Astoria.

The simmering tensions prompted William Waldorf Astor to move to London in 1891.
William Waldorf Astor
William Waldorf Astor, 1st Viscount Astor.

Hulton Archive/Getty Images

There, he bought and restored the 125-acre Hever Castle in 1903, purchased the British newspaper The Observer in 1911, and obtained the rank of Viscount in 1917.

William Jr.'s son, John Jacob Astor IV, perished in the sinking of the Titanic in 1912.
John Jacob Astor IV
John Jacob Astor IV.

Bettmann/Contributor/Getty Images

John Jacob Astor IV was the only son of William Backhouse Astor Jr.

As well as his part in the creation of the Waldorf Astoria, John Jacob Astor IV built another iconic New York hotel, the St. Regis, which opened in 1904. He was also a published author and patented multiple inventions, such as a bicycle brake and a turbine engine.

After divorcing his first wife, 47-year-old Astor married 18-year-old Madeleine Talmage Force, in what was considered a scandal at the time. While Madeleine was pregnant, the couple booked tickets for the Titanic β€” he was believed to be the wealthiest passenger aboard the doomed ship.

Two weeks after the Titanic sank in April 1912, a search crew found his body in the water. He was identified by the initials stitched into his suit and his gold pocket watch. The watch sold at auction for $1.5 million in 2024.

His young wife and their unborn son survived.

Still, the Astors remained a force. In 1931, the modern Waldorf Astoria opened on Park Avenue and became legendary for its service.
Waldorf Astoria
The entrance to the Waldorf Astoria.

Spencer Platt/Getty

The Waldorf Astoria has hosted US presidents, dignitaries, and countless celebrities.

In 2014, the historic hotel was purchased by Chinese insurance group Anbang for $1.95 billion. In 2017, it closed for renovations to convert 375 rooms into luxury condominiums called The Towers of the Waldorf Astoria. The hotel is expected to reopen in September, according to its official website.

Known for her charity work, Brooke Astor emerged as the matriarch of the American Astors.
Brooke Astor receives a Presidential Medal of Freedom from Bill Clinton
Brooke Astor receives a Presidential Medal of Freedom from President Bill Clinton in recognition of her philanthropy.

Susan Biddle/The The Washington Post via Getty Images

Brooke Astor married Vincent Astor, the first son of John Jacob Astor IV. It made her the great-great granddaughter, by marriage, of John Jacob Astor.

She donated over $195 million to hospitals, cultural institutions, and community service programs in New York City through the Vincent Astor Foundation, according to The New York Community Trust. President Bill Clinton awarded her the Presidential Medal of Freedom in recognition of her philanthropy in 1998.

Brooke Astor died in 2007 at age 105 and was the subject of a four-page obituary in The New York Times.

Her son, Anthony Marshall, was convicted of stealing millions of dollars from her in 2009 and sentenced to prison.

The British side of the Astor family continued to hold positions of power, as well.
Nancy Astor
Nancy Astor.

Bettmann/Contributor/Getty Images

Nancy Astor, Viscountess Astor, who was married to Waldorf Astor, 2nd Viscount Astor, became the first woman in the House of Commons in the chamber's history in 1919.

Her son, David Astor, rose to prominence as the longtime editor of The Observer and an anti-apartheid activist, the Los Angeles Times reported.

Modern members of the Astor family remain influential figures.
Prince William and Kate Middleton kiss on their wedding day
Prince William and Kate Middleton on their wedding day in 2011. Grace van Cutsem, left, was unamused by the loud crowds.

Chris Ison/PA Images via Getty Images

William Astor, 4th Viscount of Astor, is a member of the House of Lords and the stepfather of Samantha Cameron, the former British first lady married to David Cameron.

John Jacob Astor, 3rd Baron Astor of Hever, also sat in the House of Lords from 1986 until his retirement in 2022, according to the UK Parliament's official website.

William Waldorf Astor's great-great-granddaughter, Rose Astor, married Prince William's close friend, Hugh van Cutsem, in 2005. Their daughter, Grace van Cutsem, is perhaps best known as the young bridesmaid who appeared grumpy at Prince William and Kate Middleton's wedding in 2011, pictured above on the left.

Another great-great-grandchild of William Waldorf Astor, Harry Lopes, married Queen Camilla's daughter, Laura Parker-Bowles, in 2006.

This story was originally published in April 2012. It was updated in July 2024 and July 2025.

Read the original article on Business Insider

After visiting 2 of Iceland's famous lagoons, there's only one I'd return to on future trips

6 July 2025 at 06:12
jamie in the hot springs at sky lagoon
I visited two lagoons during trips to Iceland.

Jamie Davis Smith

  • During trips to Iceland, I visited both the Blue Lagoon and Sky Lagoon.
  • The Blue Lagoon was otherworldly, but the popular tourist attraction was very busy.
  • The Sky Lagoon is only a 15-minute drive from downtown Reykjavik, but it felt very peaceful.

In the past year, I've been to Iceland three times.

There's so much I love about the country, but one of the highlights of each of my trips has been soaking in the lagoons that Iceland is known for.

I've been to two different lagoons, but there's only one I want to visit again and again.

The Blue Lagoon is one of Iceland's most popular destinations.
jamie at blue lagoon
The Blue Lagoon was pretty crowded when I went.

Jamie Davis Smith

During my first trip to Iceland, I visited the Blue Lagoon, one of the country's most famous tourist attractions. With its milky-blue waters set in a black lava field, it's easy to see why it draws so many visitors β€” the landscape truly feels otherworldly.

Plus, it's close to Iceland's international airport, making it a convenient stop for travelers who need to kill time after landing or before departure.

The cost of admission varies depending on the time of day and package booked, but starts at about $124. My ticket came with a silica mud mask that I wore in the water.

I was also interested in enhancing my experience by visiting the onsite spa, which includes a multistep wellness ritual. However, full-day admission starts at over $1,300 per couple, which was too pricey for my budget.

The Blue Lagoon is beautiful, but I probably won't be going back.
jamie with a face mask on at blue lagoon
The Blue Lagoon offers a signature face mask.

Jamie Davis Smith

Although the lagoon is undeniably pretty, it's big and often crowded. In fact, I was left with the impression that the Blue Lagoon might be a victim of its own success.

I still had a nice experience and can see why it's so popular. However, after going to other lagoons and hot springs in Iceland, it isn't my first choice for a return visit.

I also visited the Sky Lagoon, which has an upscale feel.
jamie at sky lagoon
Visiting the Sky Lagoon was a relaxing experience.

Jamie Davis Smith

The Sky Lagoon is only a 15-minute drive from downtown Reykjavik, so it was more convenient to access during my trip.

Unlike at the Blue Lagoon, I immediately felt a sense of calm when I walked in. It has a serene atmosphere that I thought felt closer to a traditional spa, incorporating elements of Iceland's unique natural environment throughout.

Basalt lava rocks and moss-covered hills surround the warm waters, and even the swim-up bar is camouflaged by natural elements.

This spot has the feel of an infinity pool with stunning views of the Atlantic Ocean, and the beautiful, wild Icelandic landscape I flew across an ocean to experience.

My admission to the Sky Lagoon felt like a great value.
jamie davis smith at sky lagoon
I'd definitely go back to the Sky Lagoon.

Jamie Davis Smith

I would've been happy just sitting back, enjoying the view, and soaking up the peaceful atmosphere at the Sky Lagoon.

However, admission (which starts at about $133) also comes with access to the Skojl Ritual, which is a seven-step process that draws on Iceland's history of wellness practices. It includes a series of alternating hot and cold circuits, including a cool-mist rain shower and a sauna with stunning views.

I don't usually enjoy saunas because the heat makes me feel lightheaded. However, I pushed my limits and stayed to enjoy the view. I also really enjoyed the salt scrub.

For me, the Sky Lagoon stands out as my favorite.
jamie in the hot springs at sky lagoon
I want to visit other similar spots, but for now, the Sky Lagoon is my favorite.

Jamie Davis Smith

For me, the one downside to visiting the Sky Lagoon is that children under 12 aren't allowed in. That means I couldn't go when I visited Iceland with my children.

However, the nearly adult-only atmosphere is a definite plus for many people and adds to the upscale environment that helps the Sky Lagoon stand out.

I hope to one day visit some of Iceland's other lagoons, but for now, the Sky Lagoon is my top pick.

Read the original article on Business Insider

I visited Dublin for the first time. My trip to the Irish capital was filled with surprises.

6 July 2025 at 05:44
Author Alesandra Dubin smiling on busy street in Dubling
I was surprised by several things in Dublin, from the local tipping culture to the cozy-yet-cosmopolitan vibes.

Alesandra Dubin

  • Several things surprised me about visiting Dublin for the first time.
  • The Irish city was cleaner, kinder, and more vegetarian-friendly than I imagined it would be.
  • I was surprised how lax local tipping culture differed from what I was used to in the US.

I've felt a connection with Dublin just about my entire life β€” and it's not because of ancestral history.

My last name (Dubin) is just one letter away, and most of my mail comes misspelled in the name of the city instead. True story.

Despite that similarity, and the fact that I've flown all around the world in my role as a travel writer, I'd never actually been to the Irish capital city until this year.

When I finally got the chance to visit, I was impressed and felt inspired to visit again. Here's what I was surprised to discover during my first trip to Dublin.

Locals I encountered seemed incredibly warm β€” but not in a performative way.
Flowers on display outside
I encountered many kind locals throughout my trip.

Alesandra Dubin

I've heard many people rave about Irish hospitality, and Dublin didn't disappoint on that front.

However, what really stood out to me was how genuine the friendliness from locals felt. It wasn't the kind of overly rehearsed, customer-service-polished vibe you sometimes find in touristy cities.

People I encountered felt kind, helpful, and funny in a natural, unforced way. Our driver cracked jokes and gave us tons of travel tips that had rich local flavor, but didn't feel like a shtick.

The whole city gave off a low-key, welcoming energy that stayed with me long after I left.

More restaurants had vegetarian options than I expected.
Interior of a pub with flags hung from ceiling
Many online menus didn't seem vegetarian-friendly β€” but I was able to find options once I asked in real life.

Alesandra Dubin

As a vegetarian, I came in with pretty low expectations for the variety of foods I'd get to eat when it came to dining out in Dublin. Local cuisine tends to rely heavily on meat, from Irish breakfasts to pies and stews.

Many menus I browsed had lots of meat dishes and it initially looked like plant-based options would be few and far between. However, once I asked restaurant staff in person, I was surprised by how accommodating most places were.

Some servers brought out full vegetarian menus that weren't printed and only available to customers who requested them. Others happily offered to have something special prepared from the kitchen or make vegetarian-friendly menu swaps.

Local tipping culture felt more low-key than what I was used to back home.
Author Alesandra Dubin sipping a Guiness in a bar
It took me a bit to adjust to the local tipping culture in Dublin.

Alesandra Dubin

In the US, tipping feels mandatory. In Dublin, it just didn't seem like the norm.

Like many Americans, I'm conditioned to tip generously (sometimes even going way above what's suggested) in restaurants or service settings.

Aside from tossing down a few extra euros, tipping didn't seem to be expected at casual cafΓ©s or bars. Even at sit-down restaurants, tipping our server 10% seemed ample, whereas 20% feels like the typical minimum back at home in California.

The more lax tipping culture definitely took some getting used to, but once I adjusted, it felt refreshingly pressure free.

I was surprised by how clean the city felt.
Author Alesandra Dubin smiling on busy street in Dubling
I couldn't believe how quickly Dublin cleaned up after its St. Patrick's Day parade.

Alesandra Dubin

Dublin's streets were some of the cleanest I've seen in a major European city. This was an especially impressive feat, given that I visited the city during St. Patrick's Day.

Even though it had hosted a massive parade and beers and crowds spilled out of every pub the cleanup was surprisingly swift and civilized.

I was expecting a bit more grit β€” especially in high-traffic areas around the city center or Temple Bar β€” but even those looked remarkably tidy.

Sidewalks were free of litter, public trash bins weren't overflowing, and I never once encountered the kind of mess that can be common outside of crowded, late-night spots.

For a city with so much foot traffic (and so many pubs), it was honestly impressive.

The city feels cozy and cosmopolitan at the same time.
Author Alesandra Dubin sitting at a picnic table outside of a building
It was fun to step away to spots like Avoca Mill.

Alesandra Dubin

Dublin hits that rare sweet spot: it's a capital city with real cultural and historical heft, but it still feels approachable and easy to navigate.

With a greater area population around a million (and a Dublin city population substantially smaller), I never felt overwhelmed by crowds or traffic.

Plus, many major sights were walkable. Even when the city center was packed for the holiday events, it was easy to navigate in and around the area.

I had no trouble making my way to several sights outside the urban area, from Avoca Mill (the country's oldest working hand-weaving mill) to Kildare Village (a luxury shopping outpost).

There's a strong creative energy in the air β€” from bookstores and galleries to street musicians β€” but the overall pace is slower and more relaxed than what I've experienced in bigger European capitals.

Read the original article on Business Insider

Military experts weigh in on China's new mosquito-like spy drone

6 July 2025 at 04:24
China showcased a new mosquito-sized spy drone.
China showcased a new mosquito-sized spy drone.

CCTV

  • Last month, China unveiled a mosquito-like spy drone designed for covert military operations.
  • The drone's size and weight could limit its uses on the battlefield, military analysts told BI.
  • It could still prove to be an effective new surveillance tool, experts say.

Last month, China's National University of Defense Technology unveiled a new spy drone designed to look like a mosquito.

Showcased on the state-run CCTV-7 military broadcaster, the micro-drone appeared to be roughly the size of a human fingernail and featured tiny, leaf-like wings and thin, wiry legs.

While it may not look as impressive as some of the bigger unmanned systems coming out of Ukraine, its stick-thin body is said to be equipped for a range of covert surveillance and military operations.

"As a drone to surveil buildings, especially on the inside, I can imagine it being quite useful for video feeds," Herb Lin, a senior research scholar at Stanford's Center for International Security and Cooperation, told Business Insider.

But its small size may limit its uses on the battlefield.

"If it's real, and powered conventionally (with a battery), its longevity in the air will be limited by battery capacity," Lin said. "Also, it's very light, and therefore easily buffeted by winds. These factors suggest it isn't particularly useful for wide-area surveillance."

Drones can be highly sensitive to weather, in particular strong winds, rain, snow, cold weather, and fog.

And the smaller an aerial drone is, the more susceptible it is to such conditions, Samuel Bendett, an advisor with the Center for Naval Analyses and drone expert, said. "Even indoors, there can be conditions that could interfere with this drones' performance, such as even a slight breeze, an air flow from an AC, an open window, or other obstacles."

Communications are another issue to consider, Bendett continued, as the drone's size means it's unlikely to be able to carry much advanced equipment.

"While it is technically possible to build a tiny UAV like the one displayed by the Chinese developers, its actual performance is likely to greatly vary," he said.

Others say that the new drone is a sign of China's continuing innovation in the sector.

Michael Horowitz, a senior fellow for technology and innovation at the Council on Foreign Relations, said it showed "Chinese researchers in particular want to push forward technological innovation in drones."

It remains unclear how real the capability is, how soon China could field the tech, or the type of missions it could use them for, he added.

Read the original article on Business Insider

I just graduated from Yale. Now, I'm back with my family in low-income housing, and I'm not sure where I belong.

6 July 2025 at 04:14
Brian Zhang with two young kids all in graduation gowns looking at the skyline
The author (middle) has become close with his younger neighbors.

Courtesy of Chen Yan

  • After graduating from Yale, I moved back in with my parents in a low-income building in Brooklyn.
  • When I was growing up, I became close with all my neighbors who struggled with poverty.
  • Returning home after living on an Ivy League campus has been confusing.

Four years ago, when people asked me which part of college I was most excited for, I always said having my own room.

Yale's dorms were a welcome change from the living conditions in my Brooklyn neighborhood. On the outside, the place my parents rented looked like any other two or three-family house, but inside, every floor was leased out to multiple families.

My upbringing was many things: love and a chorus of voices that included a Vietnam War veteran, four children, and an expert crocheter. They were all my neighbors β€” many of them low-income. Every evening, we gathered for communal dinners, sharing stories and laughs. But privacy was never part of the equation.

I left that environment for the private world of the Ivy League, living in dorms that radiated privilege.

And then I blinked, and last May, I graduated. After four years, I stepped out of the privilege, access, and relentless ambition that Yale had afforded me and returned to my family's Brooklyn home.

Moving home after college was a jump back to reality

When I arrived at my apartment after graduation, the first thing I did was hug one of the younger tenants, a 10-year-old girl I consider my sister. She waited for me at the door with flowers β€” a belated graduation present, she said. Later that evening, with her mother's permission, we took the N train to her favorite spot: Coney Island Beach and Boardwalk.

We had to make a pit stop at Coney's Cones, of course. Inside, she stood on her tiptoes, squinting at the selection of gelato and sorbet. "Eyeglasses," I wrote in my notepad of things to buy for her. I leaned down and whispered, "Don't look at the prices. Get anything."

Once we were seated, I asked how things had been. She told me that they were the same. At school, she enjoys math but dislikes writing, and the staircases in the projects still reek of cigarettes, but at least the neighbor's cat comes by once in a while to play with her.

"It's kind of lonely without you here," she suddenly blurted.

I tried to explain that I had to leave for college, that it wasn't about her. I wanted to say something β€” to fix her loneliness, her abandonment β€” but my mouth was just a home for my teeth. I reached for her hand, and we exited the cafΓ©, heading toward the line to purchase Ferris wheel tickets.

I couldn't help grow solemn. The sad reality of building relationships with other tenants is that there is nothing more we wish than to see each other leave the situation we find ourselves in. No one wishes to live in the projects forever. This means saying goodbye at some point β€” and leaving loved ones behind.

I'm now thinking more about what it meant to be at Yale

An elite education doesn't guarantee stability or a sense of belonging, especially not for first-generation graduates navigating the job market. We often lack a safety net and carry the weight of family responsibilities. What my Ivy League education does offer is a chance: the foundation to build a future for myself and my family.

Still, many of my neighbors and friends remain where they've always been, caught in cycles of poverty, domestic trauma, and systemic injustice. The pandemic only further crippled those living at or under the poverty line.

College was never the finish line. It was the beginning of a more complicated story β€” one in which I must navigate ambition with memory, privilege with purpose, and personal advancement with a renewed commitment to support others in my community through their struggles, especially those without access to open doors.

But the truth is, it took a village for me to get to Yale, and many of my greatest supporters were not related to me by blood.

I'm trying to reconcile my future with my family's and neighbors'

Inside the Ferris wheel gondola, just as we were about to reach the top, my apartment-mate proudly took out a fluffy purse that I had bought for her 8th birthday. It was heavy, full of coins. She told me that her mother began paying her 50 cents for taking out the trash or washing the dishes, and one of our neighbors occasionally hires her to water his plants.

"Wow, you're rich," I said, nudging her playfully.

We laughed, and the setting sun caught our faces. In the distance, the waves rolled back and forth, and I wondered how many more times I'd get to share these moments with her before the world pulled us apart again. I won't let it.

Read the original article on Business Insider

I visited T.J. Maxx's outdoorsy sibling Sierra, one of the fastest-growing brands in the retailer's family

6 July 2025 at 03:53
Dominick Reuter in front of a Sierra retail store.
I wasn't sure what to expect the first time I visited Sierra, but now I'm hooked.

Dominick Reuter/Business Insider

  • Sierra is TJX's outdoor lifestyle brand, selling apparel, gear, home goods, and pet products.
  • It's still relatively small, but TJX said the chain could grow to 325 locations.
  • Business Insider visited a store for a closer look at T.J. Maxx's younger, sportier sibling.

Shopping for outdoor lifestyle stuff is normally a quick way to burn a lot of cash.

Whether at Dick's Sporting Goods or REI, well-made apparel and gear usually come at a premium price β€” even with the occasional coupon or sale.

My consumer experience with activewear (andΒ inactivewear), shoes, and other accessories led me to believe the relationship between quality and price was somewhat fixed.

That was before I discovered Sierra.

The entrance of a Sierra store in Wisconsin.
Summer is in full swing at Sierra.

Dominick Reuter/Business Insider

I gave my local store in Madison, Wisconsin, a look for the first time a few years ago.

I've done plenty of shopping at Sierra's more widely known siblings, T.J. Maxx, Marshalls, and HomeGoods, and I never really felt the spark that keepsΒ die-hard MaxxinistasΒ coming back. Yes, the discounts at those stores seem large, but I'm not always able to tell if the price is actually a good value β€” especially if I don't recognize the brand.

Scanning the racks at Sierra was a different story, however. These were brands that I knew and trusted, like Smartwool, Carhartt, and more.

Signs for Office Depot, TJ Maxx, Sierra, and Five Below at a shopping center in Wisconsin.
The Sierra store in Madison, Wisconsin, is one Office Depot away from a T.J. Maxx location.

Dominick Reuter/Business Insider

Each time I came back, I wondered why the Sierra brand wasn't more widely known relative to TJX's other brands and even other outdoor retailers.

It turns out, the reason is pretty simple. The brand was, and still is, fairly small and a more recent addition to the TJX portfolio.

Originally called Sierra Trading Post, the company started as a catalog company in 1986 in Reno, Nevada. It later moved to Wyoming and launched its e-commerce business in 1999.

TJX acquired it for $200 million in 2012. The first TJX-owned stores were located in Denver, followed by its first East Coast location in Burlington, Vermont.

Camping, fishing, and fitness supplies available at Sierra.
Camping, fishing, and fitness supplies are available at Sierra.

Dominick Reuter/Business Insider

In 2018, with a fleet of a few dozen stores, TJX relocated the company's headquarters to its main offices in Framingham, Massachusetts, and dropped the "Trading Post" from the name. The brand has since been on a growth spurt, on track to have 137 US locations by the end of this year.

In the longer term, TJX said it expects the brand to have 325 locations, more than triple the number of stores it had a year ago.

That gives Sierra the fastest growth rate of any brand in the TJX portfolio, though in fairness, T.J. Maxx and Marshalls have more than 2,500 US locations combined, so their growth is slower.

A Rocky Mountain National Park tote bag at Sierra.
National parks get a lot of love from Sierra.

Dominick Reuter/Business Insider

Sierra's tiny stature means it barely receives individual mention in TJX earnings calls beyond annual announcements of planned store openings, per equity research platform AlphaSense.

Out of the spotlight, Sierra has nevertheless been busy.

Foot traffic data from Placer.ai found that customer visits doubled between 2019 and 2022, driven in part by a pandemic-era rush to spend more time outside. While some of that increase is a result of simply having more stores, visits per store were also up, Placer.ai said.

In one of Sierra's rare mentions, TJX CEO Ernie Herrman characterized the store's assortment as "moderate to very high end " in 2022. My experience certainly supports his assessment.

A Cotopaxi hat for sale at Sierra.
Sierra snags some niche brands that are a hit with outdoorsy types.

Dominick Reuter/Business Insider

Some recent treasure-hunt finds include the pair of FjΓ€llrΓ€ven pants I got, the pair of Lodge cast iron enamel dutch ovens in my kitchen, and an ever-expanding collection of insulated drinkware from Yeti, Stanley, and Hydro Flask.

High-quality items from known brands have also given me the confidence to try unfamiliar offerings from the store's assortment, and I am rarely disappointed. Hydrapeak's mugs may not have the current cultural cachet of Stanley's cups, but they do a solid job for a fraction of the price.

Insulated drink ware for sale at Sierra
Whether it's a Stanley or not, it won't cost $45.

Dominick Reuter/Business Insider

Sierra's selection can be somewhat limited compared to a traditional retailer's, but I almost always find something worthwhile. I now make a point of checking Sierra before or after trips to REI and Dick's.

Neither of those competitors is sleeping on Sierra, though.

In addition to its Public Lands stores, Dick's has recently experimented with clearance stores like the Warehouse Sale and Going Going Gone. And the online REI Outlet offers deep discounts on many of the items the co-op carries in its stores.

A pair of Katin board shorts for sale at Sierra.
Not a bad price for a nice-looking pair of Katin board shorts.

Dominick Reuter/Business Insider

Still, Sierra has been in the game for a long time online, and its physical presence is expanding at a rate that could see it match REI's store count in just a few years.

Another difference is that, unlike other national or regional outdoor lifestyle chains, Sierra's parent company is a powerhouse of off-price retailing.

TJX's fingerprints are all over Sierra's stores, and the combination of its tried-and-tested playbook with this retail category makes the small but mighty brand an exciting one to follow.

Read the original article on Business Insider

Breaking down the true cost of AI data centers' rapid growth across America

6 July 2025 at 03:41
Active construction on the QTS data center, New Albany, OH

John-David Richardson for BI

Welcome back to our Sunday edition, where we round up some of our top stories and take you inside our newsroom. BI's Jake Epstein spent the night aboard a US Navy destroyer traveling from England to France. He said the space was tight, as he got a taste of what daily life is like.

By the way, you can get the latest on modern warfare, defense tech innovations, and more with BI's new Defense Flash delivered to your inbox every week. Sign up here!


On the agenda today:

But first: BI has the receipts on the impact of AI data.


If this was forwarded to you, sign up here. Download Business Insider's app here.


This week's dispatch

Active construction of the AWS data center in Plain City, OH

John-David Richardson for BI

Tallying the full costs of AI

To fulfill the promise of AI, data centers have sprung up around the country, using water, land, and electricity to deliver computing power for the booming tech.

A team of BI reporters and editors sought to quantify the spread of these centers and show the impact on their surroundings. I chatted with two lead reporters on the project, Hannah Beckler and Dakin Campbell, about their takeaways.

Hannah, Dakin, in a nutshell, how many data centers are there in the United States, and how fast is the boom happening?

There are 1,240 data centers either built or approved for construction in the United States. That's four times as many as there were in 2010.

What is the biggest worry with the spread of data centers β€” the green space they use, the water, the electricity? And if these concerns are urgent, why aren't towns pushing back?

Electricity and water use are large concerns because they are limited resources. But data centers often bring tax revenue, which towns use to build roads, schools, and fire stations. Public officials have been caught in the middle, with some towns pushing back and others openly welcoming the industry with tax breaks.

Are there benefits to data centers, both for nearby property owners and for the promise of AI?

AI could usher in tremendous benefits, from business savings to life-saving science. Many also argue that a leading AI industry bolsters national security. For nearby property owners, the benefits are typically the tax revenue their towns collect, short-term jobs in construction (which can also bring road congestion), and perhaps a few dozen longer-term tech jobs in their community.

For the future, what are the most important issues about data centers that people should be watching?

The largest tech firms understand that public opinion is mixed about their use of resources like power and water, and they are taking steps to improve their efficiency. It will be critical to see whether they will find ways to use less water and more renewable energy.


Big Tech's winner-take-all era

Person carrying golden Meta check under their arm with a person holding their hand out with the corner of the check

Getty Images; Ava Horton/BI

In Silicon Valley, companies like Meta and OpenAI are offering eye-popping pay packages to technical hires to secure the best talent in the AI race.

At the same time, however, rank-and-file tech workers are being laid off by the thousands. The result is an uneven shift that's going all-in on AI while squeezing other areas of innovation.

The great salary divide.

Also read:


The "Zillow Ban" is here

A large hand with a Zillow logo stopping house

Getty Images; Tyler Le/BI

Zillow's new policy blacklists any homes that are shared publicly by an agent without being posted to the local databases that inform the rest of the real estate industry. It's part of Zillow's ongoing battle against big brokerages to crack down on "exclusive inventory" β€” home listings that are shared in some places but not others.

The fight leaves homebuyers and sellers in a weird spot, but not a powerless one. The rules of the game are changing, and consumers should know exactly what they're getting from their agents and how much they'll be paying them, writes BI's James Rodriguez.

What homebuyers should do.


Amazon toughens up reviews

Amazon CEO Andy Jassy
Amazon CEO Andy Jassy

REUTERS/Brendan McDermid

How do you measure culture? That's a question Amazon managers will now have to deal with, thanks to a new performance review process the Big Tech company is instituting.

Starting this mid-year review cycle, Amazon managers will use a three-tier system to rank how employees demonstrate the company's core values, which it calls Leadership Principles, in their work, per an internal memo seen by BI's Eugene Kim.

It's the first time company culture is formally part of reviews.


Hot spots in the Hamptons

People partying at Surf Lodge in Montauk in the Hamptons
People partying at Surf Lodge in the Hamptons

Rebecca Smeyne/ Getty Images

The Hamptons have long been a favorite summer outpost for Wall Street's bankers and traders. BI spoke to current and former finance industry professionals, as well as some Hamptons locals and business proprietors, to find the buzziest spots out east.

Montauk's Surf Lodge was the most mentioned, but insiders also named scene-y restaurants like Le Bilboquet and low-key sites like Shinnecock, an ultra-exclusive golf club.

See the list.


This week's quote:

"You are in a job interview for the whole internship."

β€” Wendy Lewis, managing partner of KPMG's Richmond, Virginia office, on her advice for Big Four summer interns looking to stand out.


More of this week's top reads:

Read the original article on Business Insider

I cold-applied to Microsoft and landed my dream job on my 2nd try. Here's how I stood out in the 5-hour interview.

6 July 2025 at 03:27
Antara Dave
Antara Dave, a product designer, got hired at Microsoft after getting rejected the first time she applied a year earlier.

Antara Dave

  • Antara Dave was hired by Microsoft after initially being rejected a year earlier.
  • She improved her design skills and gained experience at Home Depot before reapplying.
  • Dave emphasized critical thinking and AI knowledge for aspiring Microsoft designers.

This is an as-told-to interview based on a conversation with Antara Dave, a senior product designer at Microsoft who leads user experience for AI tools. She's worked at the company since 2022. This story has been edited for length and clarity.

Microsoft was and still is my dream company.

I applied one year before I got this job and was rejected. They gave some basic feedback on what I needed to learn, so I focused on that. I switched jobs at the company I was working, Home Depot, to get more of the real experience in design they were looking for.

When I applied again a year later, I did not have any referrals inside the company. I just applied to the Microsoft portal and got a call and went from there. After an initial job interview with the manager, I was brought in for a full interview day that lasted around five hours.

There was a one-hour interview where I presented my work to a bunch of people on the team, around 20 people. They also asked me questions about my project to understand how I made those design decisions. They wanted to learn how I approach and think about problems. There were a lot of questions on accessibility as well, because inclusivity is a big part of Microsoft, and they want to make sure that all the products that we make are accessible for all types of people.

The other three or four hours were one-on-one interviews with people in various roles. The last interview I had was with the "principal researcher" to make sure I matched up with their expectations. It was very raw and very honest. They want to know your personality and what things you have faced in the past.

They also dug deeper into my core values to ensure that aligned with the company. I've found Microsoft values diversity and inclusion, curiosity, good communication, collaboration, and accountability. Without curiosity, you are not going to learn. You also have to be very collaborative and friendly with each other. And of course, you are going to make mistakes, but you're expected to be humble and accountable.

What I did right during the interview

I actually enjoyed the entire interviewing process with Microsoft, and everyone was really friendly. But I was very nervous at the start because it was my dream company. As the interview process went by, I got more and more comfortable because it was not just them asking me questions. I was also asking them questions to learn about the company, the projects, the people, and the culture of the team.

One thing I did very well was my portfolio presentation because I had a lot of good visuals. There's a very good way to explain your thinking behind your projects with a lot of visual storytelling, starting with what the problem is, then how you tried to solve that problem, and what was the impact of the solution that you brought on. Was there any revenue impact or usability impact that improved? Showing the impact of a project matters more than anything.

I also think showcasing your personality and never hiding who you are helps. I was very authentic to who I am during the interview. They just want to see who you are.

One of my questions was, "Has there been a time where you were given critical feedback?" When I was at Home Depot, I had just joined the corporate world, and I was a little shy in expressing my ideas. After my initial few months, I was told, "You have great inputs, but you never share those. Why don't you share more?" So I told the interviewer at Microsoft how I handled that: I started raising my hand. I had one-on-one meetings with people so that I could be more comfortable sharing my insights and ideas.

They truly wanted to understand whether I'm aware of my strengths and weaknesses and how I'm working towards that, so I told them.

Advice for others who want to work at Microsoft

For others who want to get a job as a designer at Microsoft, develop your critical thinking skills. Design without critical thinking just becomes decoration. Design with critical thinking becomes impact.

I have a master's degree in engineering. Having any higher degree helps you build critical thinking because you are involved in all these complex projects. My ability to question and being OK with complexity, being uncomfortable, all of it is because I have been conditioned that way in my master's, because things were difficult and you had to find solutions and you had to talk with people.

In the era of AI, having knowledge of AI and LLMs is core now. You should also learn to "vibe code," which relies on AI to produce code. You don't necessarily need to know coding, but you need to know how to talk with an AI chatbot and know exactly how to give the right prompt.

The AI world is moving very fast, andΒ everyone who wants to join Microsoft should start playing with all the different AI tools that are out there.

Do you have a story to share about your career or landing your dream job? Contact this reporter at [email protected].

Read the original article on Business Insider

Chickpeas can significantly lower your cholesterol. Here are 5 tasty recipes scientists recommend to improve your health.

6 July 2025 at 03:19
chickpea and black bean salad
Chickpeas and black beans have different health benefits. While one lowers inflammation, the other is more effective at fighting high cholesterol.

Nelea Reazanteva/Getty Images

  • Chickpeas are rich in plant compounds that can lower your cholesterol.
  • People who ate a cup of chickpeas per day for 12 weeks lowered their cholesterol to healthy levels.
  • Here are some of the cheapest, easiest recipes they used.

Turns out, not all beans are created equal.

While black beans seem to be great at fighting low-grade chronic inflammation, chickpeas are more of a cholesterol-lowering powerhouse, according to recent research from Illinois Institute of Technology.

In a three-month study, researchers asked a group of roughly 24 prediabetic people to eat a cup of black beans every day, while another group of 24 with prediabetes was given chickpeas. In a third control group, participants cooked white rice.

By the end of just 12 weeks, the researchers noticed significant differences in inflammation levels for the black bean eaters, while chickpea eaters had a greater effect on their total cholesterol, moving from at risk (with an average total cholesterol around 200 mg/dL) into a heart-healthy range (186 mg/dL).

Chickpeas have cholesterol-lowering power

chickpeas
Chickpeas are rich in phytosterols, a cholesterol-lowering plant compound.

margouillatphotos/Getty Images

The reason why different beans house different health benefits probably has to do with the chemicals that color them and make each bean unique.

While the phytochemicals that make black beans black are known to have more anti-inflammatory properties, golden chickpeas have more of other plant chemicals called phytosterols, which are cholesterol-lowering compounds.

This is why nutrition buffs often recommend eating a wide variety of different colored plants, including fruits, vegetables, beans and whole grains. By eating a rich diversity of colorful whole foods, you'll enjoy the complex natural "food matrix" found inside each one, lead researcher Indika Edirisinghe told Business Insider.

"It contains protein, it contains lipid, it contains fiber, vitamins, minerals," and different combinations of each from bean to bean, he said. "Somebody can synthesize artificial bean by adding all the nutrients, but I don't think you're going to get the same effect."

Registered dietician Joel Ramdial, who was not involved with this study, is the director of nutrition at Southeast Missouri State University's department of sport sciences. He told BI that beans are one of the most dense and varied sources of dietary fiber you can find, making them a great ingredient to mix into your next meal.

"You can blend them up and mix them into things, you can roast," he said. "You can put them in soups, you can mix them into sauces."

In order to make it easier on research participants to include a cup of chickpeas per day in their diets, Edirisinghe and his team equipped their study volunteers with canned chickpeas, a measuring cup, and several easy recipes.

Here are 5 chickpea recipes scientists recommend to lower cholesterol:

Cool ranch chickpeas

roasted chickpeas
Roasted chickpeas are an easy, healthy snack.

Courtesy of Indika Edirisinghe.

Ingredients:

  • 2 15 oz. cans of chickpeas, drained and rinsed
  • 1/2 cup of extra virgin olive oil
  • 2 tbsp. of ranch seasoning

Directions:

  1. Preheat oven to 400F
  2. Dry chickpeas well with paper towels
  3. Spread onto a large baking sheet in an even layer
  4. Bake until golden and crisp, 30 minutes
  5. In a large bowl, toss the hot chickpeas with oil and seasoning
  6. Spread out onto the baking sheet and bake for five more minutes
  7. Remove from the oven. Chickpeas will continue to crisp as they cool.

Tomato cucumber feta salad with chickpeas

chickpea salad with veggies and feta
Mixing chickpeas with fresh veggies and cheese crams a lot of different macronutrients into one meal.

Courtesy of Indika Edirisinghe.

Ingredients:

  • 1 15 oz. can of chickpeas, drained and rinsed
  • 1 large cucumber, chopped
  • 1 pint of cherry tomatoes, preferably multi-colored, halved
  • 1/2 white onion, chopped
  • 1/2 cup of feta cheese
  • 1/4 cup of extra virgin olive oil
  • 2 tbsp. of red wine vinegar
  • Salt
  • Pepper
  • 2 tbsp. of fresh cilantro, chopped

Directions:

  1. In a large bowl, combine the cucumber, tomato, chickpeas, and onion
  2. In a small bowl, whisk together the oil and vinegar. Season with salt and pepper. Add to the large bowl and toss to combine.
  3. Top with feta and cilantro

Honey sesame chickpeas

honey sesame chickpea
This meal only takes about 20 minutes to make.

Courtesy of Indika Edirisinghe.

Ingredients:

  • 1 15 oz. can of chickpeas
  • 1 small onion, diced
  • 2 cloves of garlic, minced
  • 1/2 cup of honey
  • 1/3 cup of soy sauce
  • 2 tbsp. of toasted sesame oil
  • 1 tbsp. of rice wine vinegar
  • 2 tbsp. of vegetable oil
  • 1/4 tsp. of crushed red pepper flakes
  • 1 tsp. of fresh grated ginger
  • Cooked rice, for serving
  • Sesame seeds and sliced scallions, for garnish

Directions:

  1. Put the diced onion, minced garlic, honey, soy sauce, sesame oil, vinegar, vegetable oil, red pepper flakes and ginger in a medium saucepan.
  2. Add some water and bring to a boil
  3. Reduce to simmer and cook for five to 10 minutes, until slightly thick
  4. Add the chickpeas and return to a boil
  5. Reduce heat to medium-low and simmer for 10 minutes, until chickpeas are coated and sauce is thick
  6. Serve over cooked rice, and garnish with the sesame seeds and sliced scallions, if desired

Chickpeas with leeks and lemon

chickpeas with leeks
A fresh and vibrant meal for summertime, with lemon zest and rosemary.

Courtesy of Indika Edirisinghe.

Ingredients:

  • 2 cups of chickpeas
  • 4 leeks
  • 1/2 lemon
  • 1 branch of fresh rosemary
  • 1 clove of garlic
  • 1/4 cup of extra virgin olive oil
  • Salt

Directions:

  1. In a large skillet, heat the olive oil, garlic, and rosemary over medium heat
  2. Once the garlic turns fragrant and the rosemary starts to sizzle, remove the rosemary and set it aside
  3. Add the leeks to the pan, along with a good pinch of salt
  4. Cook, stirring often, until the leeks are soft and sweet but still green, around five to eight minutes
  5. Add in the chickpeas, and continue to cook, turning the beans in the oil, for five more minutes. The chickpeas should darken slightly in color.
  6. Using a microplane or zester, add a few scrapes of lemon zest into the pan, plus a squeeze of lemon juice
  7. Stir to combine
  8. Season to taste with lemon juice, zest, or salt as needed

Roasted chickpea gyros

chickpea pita
A quick meal for busy days.

Courtesy of Indika Edirisinghe.

Ingredients:

  • 1 15 oz. can of chickpeas
  • 4 pita flatbreads
  • 1 cup of tzatziki sauce
  • 2 lettuce leaves, roughly chopped
  • 1 tomato, sliced
  • 1/4 red onion, cut into strips
  • 1 tbsp. of olive oil
  • 1 tbsp. of paprika
  • 1 tsp of black pepper
  • 1/4 tsp of salt

Directions:

  1. Preheat oven to 400F
  2. Pat the chickpeas dry with paper towels, removing any skins that come off
  3. In a large bowl, gently toss the chickpeas with the oil, paprika, black pepper, cayenne pepper, and salt
  4. Spread the chickpeas onto a greased, rimmed baking sheet and roast for roughly 20 minutes, until lightly brown but not hard
  5. Spread tzatziki on one side of the pita bread, then sprinkle in 1/4 of the chickpeas, and add your veggies
  6. Fold and enjoy!
Read the original article on Business Insider

I wanted to be a young mom. I had my kids at 37 and 40, and I'm glad I waited.

6 July 2025 at 03:04
The author sitting with her two kids on a porch step.
The author had her kids Nick (left) and Chloe (right) when she was 37 and 40.

Courtesy of Lorraine C. Ladish

  • When I was younger, I told myself that if I didn't have kids by 25, I wouldn't have them.
  • All the women in my life had been young moms, and I wanted to be a young mom, too.
  • I ended up having my kids at 37 and 40, and I now see the benefits of being an older parent.

From the time I started playing with dolls, I wanted to have babies of my own. By the time I was 15, I knew I wanted to be a young mom. I told myself that if I didn't have babies by the age of 25, I wouldn't have children.

When I was born, my father was a few weeks shy of his 25th birthday. By then, he already had a Ph.D. and a steady job as a college professor. My mother was 20 and a stay-at-home mom. Having children young and the roles they played in our family, as well as my father's professional stability, were not uncommon for their generation.

My parents divorced when I was 5, and my younger sister and I were raised by my dad. Eventually, my father remarried to a woman who was only 10 years older than I am, and they had two more children; my stepmother was also in her early 20s when she had my brother and sister.

My grandmother, who helped raise me, had also been a young mother. So to me, it made sense to follow in all these women's footsteps. Back the, being 30 sounded ancient to me. I didn't want a big generational gap between my children and me.

I was in my early 30s, childless and single, and still pining to be a mom

Through most of my 20s, I was in a long-term relationship with a man 11 years my senior who had two kids of his own. He wasn't partial to having more children, but I was young and naive and, of course, I was sure I could change his mind. Instead, we broke up.

Suddenly, I found myself single and childless in my early 30s. I dated around and had a few short-term relationships, but the desire to have babies did not wane one bit. At one point, I told my grandmother that I didn't care whether I adopted, did IVF, or got pregnant inadvertently. I wanted babies, and I wanted them now.

Then I met a guy four years younger than me who seemed like a breath of fresh air β€” no ex-wives, no kids, no bitterness. My biological clock was not just ticking; it was ringing the alarm! So, a year late, we got married, and a year after that, we decided to try to conceive.

It took a while, but I finally had my first baby just a few months shy of my 38th birthday. My second came when I was almost 41. Although both pregnancies were considered geriatric, I didn't feel I was "too old" during either pregnancy, and I was perfectly happy chasing toddlers in my 40s.

The author with her two kids smiling at the camera while packing the trunk of a car.
The author wanted to have kids by the age of 25, but now sees the advantage of being an older parent.

Courtesy of Lorraine C. Ladish

The advantages of being an older parent

Though 25 was my initial cut-off to have kids, I wouldn't have been ready by then. I had been battling bulimia for 10 years and was also suffering from bouts of depression. It took me another decade to sort myself out through therapy, 12-step groups, and medication.

When I started trying to conceive, I was in the best shape of my life, and I took excellent care of myself during both pregnancies. Looking back, I feel I was a much more responsible and aware parent than I would have been in my 20s.

My parents' divorce affected me deeply throughout my life. When I had to make my own tough call of filing for divorce, I did it with the utmost care, keeping our children in mind.

I'm 61 now, and my children are 24 and 21. Although I am much older than they are, I feel the generational gap between us is smaller than what my father and I had. I realize now that he never really had time to be young, while it took me a long time to become a mature, conscious adult.

My only regret is that I may not be around for my children when they're my age, while I still have my dad. He and I now enjoy a close relationship: we talk several times a week and spend quality time together when I come to visit. Then again, my grandmother lived to be 102, so who knows?

Read the original article on Business Insider

When someone important emails you without a subject line

6 July 2025 at 02:48
Anna Wintour in sunglasses
Vogue editor Anna Wintour is reportedly known for sometimes sending emails without subject lines.

John Nacion/Variety via Getty Images

  • Comedian Alison Leiby shared an email she once received from Vogue's Anna Wintour with no subject.
  • Leiby said the lack of a subject line was stressful, but it was still "the best email" of her life.
  • You might want to hold off on doing the same in your professional communications, experts told BI.

Alison Leiby remembers feeling her heart beat harder when she saw the email without a subject line appear on her phone.

It was from Anna Wintour, longtime editor of American Vogue.

As Leiby tapped on the message and waited for it to load, she felt a bolt of anxiety and thought, "Oh, God. What is about to happen?"

To her relief, Wintour's two-sentence message offered congratulations on a one-woman, off-Broadway show Leiby created and starred in. Wintour had been in the audience on opening night in May 2022, Leiby told Business Insider.

While she didn't need to worry about the contents of the message, Leiby nevertheless found it unnerving to receive an email sans subject line β€” especially from the doyen of fashion.

"In a professional context, it's genuinely terrifying because the door is open for it to be anything," said Leiby, a comedian whose writing credits include the TV series "The Marvelous Mrs. Maisel."

It's been reported that Wintour, who recently said she would give up her role as editor in chief of the American fashion glossy to devote more time to other responsibilities at the magazine and its parent company, sometimes sends emails without subject lines.

Despite Leiby's initial anxiety about the message, she later posted a screenshot of the email on social media, describing it as "the best email of my life."

A representative for Vogue didn't respond to a request for comment from BI about the message to Leiby or Wintour's email practices.

While leaving the subject line blank might work for some leaders β€”especially busy ones β€” workplace observers told BI that it's often a good idea to include one in business communications.

Picking the right subject line

Kathleen Schmidt, a publishing consultant in New York City, forces herself to add a subject line to most client emails she sends, even though she "hates" having to summarize a message with a title.

"They're just impossible to come up with sometimes," Schmidt told BI.

So, for less formal communications with colleagues, she'll often omit them. Schmidt sometimes does the same with friends or her husband β€” a practice that Schmidt said "drives him nuts."

"It's from me. What do you think it's going to say? Like, 'We won a million dollars?'" Schmidt said.

Thinking about your audience

Barring a life-changing financial windfall, including a subject line for work communications is often beneficial because it can help people suss out what's most pressing, Lizzie Post, great-great-granddaughter of etiquette authority Emily Post and coauthor of the book "Emily Post's Business Etiquette," told BI.

Those keywords can help people categorize a message and provide insights into its significance, she said.

"It's really important, I think, for the vast majority of us," Post said. "But I'm also a Vogue devotee. I will not go against the queen."

Kate Walker, a human resources consultant and executive coach in California, offered a similar assessment. Even though the summaries can be annoying, they have a purpose, Walker told BI.

"When I'm writing a subject line, I need to think about my audience," she said. "We're competing for people's time."

Leiby, the comedian, said that working as a performer and writer means she's grown accustomed to getting rejection emails. Even seeing an email from someone she'd interviewed with for a job can be nerve-racking, Leiby said.

Yet, when a message arrives without a subject, "your heart stops for a minute," she said.

"You're like, 'Oh, God, is this about to change my life in a good way or a bad way?'" Leiby said.

Read the original article on Business Insider

I vowed not to be lonely when I moved to a small town and got better at making friends. At 40, I haven't stopped growing my circle.

6 July 2025 at 02:38
The author with her friends in Bhutan, hiking at the top of a mountain.
The author frequently goes on hikes with new friends.

Courtesy of Melissa Noble

  • I'm 40, and I'll never stop making new friends.
  • I have friends of all ages and with different interests, and I cherish them all.
  • I've realized that authenticity is the key to forming genuine relationships.

At 40, I have a beautiful circle of friends who range in age from their early 30s to 97, and I don't feel like I'll ever be done making new connections.

Meeting new people and being exposed to different viewpoints and experiences is something I live for. Maybe it's the journalist in me, but I've always been interested in other people's stories. I enjoy nothing more than getting to know someone and seeing what I can learn from them.

I've gotten better at making friends over the years

Looking back, I wasn't always like this. In high school, I was a bit of a loner. I had one close friend whom I tended to stick with. Later, in college, I made a small group of girlfriends whom I adored, but I was never rolling in it in terms of friendships.

Living and working overseas in my 20s helped build my confidence in meeting new people. I interacted with travelers from all over the globe and quickly learned how to find common ground with people from different walks of life.

But I think the real turning point was moving from Melbourne, Australia, to country Victoria three years ago. The town where we live has a population of less than 3,000 people, and I vowed not to be lonely after relocating to such a small community.

So, I made it my mission to put myself out there. Whenever I met someone I had something in common with, I'd initiate a catch-up. Even if I didn't have much in common with them, if I thought they could be fun or interesting, I'd put the offer on the table.

"Hey, would you like to go for a coffee or a hike?" I'd ask. Internally, often those earlier fears of mine would emerge. What if they thought I was weird or too forthcoming? However, more often than not, I found their answer was resoundingly 'yes.'

With time, I became more blatant about it. I remember meeting one of my husband's clients and instantly feeling a connection with his wife. "I really like you," I said. "Let's be friends." She laughed, and that was it. We've been buddies ever since.

The author and her friends at an art show.
The author, second from right, enjoys going out with her friends.

Courtesy of Melissa Noble

I'm intentional about keeping my old connections strong as I form new ones

Most of my friendships are with other parents from the school or daycare community β€” having that common denominator of kids makes it easy to build rapport. But I also have friends outside that group. I have friends I hike or travel with, and I have single and child-free friends who are in a completely different phase of life.

As my friendship circle has grown, I try to remember to foster my old friendships, too. I have some special long-time friends who mean the world to me, and I regularly check in on them. Sometimes, we'll talk for hours over the phone, and it feels like no time has passed between catch-ups.

One thing I've realized is that authenticity is key to forming genuine connections. If you don't let down your walls, it's harder to connect with others on a deeper level.

In that spirit, earlier this year I decided to do something a little out there. I hosted a ladies' night at my place and called it 'Dessert with a side of woo-woo.' I wasn't sure how it would go, and I know that some of the women who were invited were wondering what the hell was in store for them.

On the big night, I asked everyone to select a talking point card from a jar. The questions ranged from playful to really deep, and sometimes painful. There were tears and plenty of laughter. Later that night, we all made dream boards with our goals and aspirations for the year.

Afterward, many of the women told me how much the evening had meant to them. I think people are frequently sick of the small talk and are seeking deeper, more meaningful conversations that are raw and real.

I know that making friends isn't easy for everyone β€” I used to feel that way, too. But if you are open to it, I challenge you to put yourself out there and ask the question. "How about a coffee?" You might be pleasantly surprised, just as I was.

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I've been in an arranged marriage for 18 years. Our relationship works because we see the world differently.

6 July 2025 at 02:29
A couple stands on a bridge overlooking a city.
In the past 18 years I've seen how our differences have made us a stronger couple.

Courtesy of Neelma Faraz.

  • When I was 23 I agreed to an arranged marriage with a man who was eight years older than me.
  • Through the years, I've realized that our differences are what makes us a strong couple.
  • We've learned how to live and grow together, lessons I hope our kids are learning, too.

At 23, while finishing my MBA, I agreed to an arranged marriage. My husband was eight years older, and we didn't know each other well when we said yes. There was no dramatic love story β€” just mutual respect, family introductions, and a quiet decision to give this partnership a chance.

In many ways, we approached life very differently. He's Gen X. I'm a millennial, the kind whose energy leans into Gen Z territory. I was full of ambition β€” constantly planning, striving, measuring progress in visible ways. My husband had ambition too, but his was quieter, more inward. He wasn't chasing milestones like I was; he valued stability and contentment. I'm expressive, quick to react, and constantly questioning things. He's quieter, more rooted in a time where people didn't always talk about their feelings or challenge every rule.

The generational gap isn't dramatic, but it shows at times. I see it in how we argue, how we manage stress, and how we make decisions. I was the kind of person who tracked everything including our kids' grades, the car we drove, the schools we applied to. I had a plan, and I wanted it to unfold just right. He was fine if it didn't. For a long time, I assumed we had to think alike to connect. But I've come to see that it's our contrast, not our similarity, that makes us stronger.

He helped me slow down

My husband brought a kind of composure to my life that I didn't know I needed. He never dismissed my drive, but he reminded me (always gently) that it was okay not to control every outcome.That kids didn't have to score at least 90% on every exam. That missing out on a particular milestone wasn't a crisis.

He didn't ask me to dim my ambition. He just helped me see that not everything in life had to be a race, something to win, control, or finish quickly. And that was a kind of freedom I didn't realize I was missing.

We love differently β€” and that's okay

I've always expressed emotions loudly, whether it's joy or frustration. My husband is more reserved. For years, I mistook his silence for detachment. I couldn't understand why he didn't or wouldn't match my intensity.

One day, during an argument, he held me by the shoulders, looked me in the eye, and said quietly, "Please understand. I'm not a woman. I don't process things the way you do. I never will." It wasn't an excuse. It was a truth.

That moment shifted something for me. His way of feeling wasn't smaller, just quieter. And once I stopped looking for a mirror, I started noticing the ways he did show love in steadiness and in small, consistent acts.

A shadow of a couple holding hands.
The author (not pictured) said that she and her husband show love differently.

SanyaSM/Getty Images

We've learned how to disagree without disconnecting

We've been married for 18 years and still argue β€” sometimes often. We parent differently. We see priorities through different lenses. There are days we get on each other's nerves, and days we can't stop laughing. But we've figured out how to disagree without tearing things apart. We give each other space. We pick our battles. We move on.

Love isn't always a steady flame. Sometimes it flickers. Sometimes it flares. But we've kept it lit β€” not through grand gestures, but through a quiet, daily commitment to keep showing up. He grounds me when I spiral. I push him to open up when he retreats.

When I'm overwhelmed, he brings calm. When he's tired or stretched thin, I step in often handling the emotional load, daily logistics, and sometimes even the smaller financial extras. I'm usually the one managing football lessons, birthday parties, and spontaneous pizza nights. He takes care of other the bigger responsibilities like managing household bills, school fees, and making sure things keep running smoothly at home and beyond.

Our children are watching

Nearly 18 years and three kids later, I hope our children see something valuable in what we've built. They've grown up witnessing our dynamic up close β€” two people with very different views learning how to live and grow together.

What I hope they carry with them is simple but lasting: that love and respect can exist even when opinions differ. And when they're with their own partners one day, I hope they know it's okay to think differently, to see the world through different lenses.

We see the world differently β€” and maybe that's exactly why we work. Like puzzle pieces that don't look alike but fit together, we fill in each other's gaps to make something whole.

I now believe that's what a lasting marriage is: not perfect harmony, but a shared rhythm. Sometimes clumsy, sometimes graceful, but always grounded in trust, mutual respect, and the quiet choice to stay in it, together.

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I toured Morgan Stanley's Innovation Lab and saw firsthand how banks are trying to pull top tech talent

6 July 2025 at 02:29
Morgan Stanley's Innovation Lab
Rows upon rows of machines lined Morgan Stanley's Innovation Lab.

Morgan Stanley

  • I toured Morgan Stanley's Innovation Lab at one of its New York offices.
  • As I walked through the lab, which is filled with GPUs and other machines, I forgot I was in a bank.
  • The focus on the lab and general innovation showed me how much the bank is courting tech talent.

Though Morgan Stanley's Innovation Lab sits firmly in Manhattan's Financial District, I hardly saw any of the finance bros who dot the streets outside during my recent tour.

I didn't know quite what to expect ahead of my visit β€” robots analyzing market moves? intricate gadgets? β€” and Megan Brewer, the head of firmwide market innovation and labs, tempered my wildest expectations when she described the space as "effectively a very large data center." The lab, she said, gives people "all the infrastructure that is needed to test ideas in a secure, scalable fashion."

Morgan Stanley employees who want to experiment with their own ideas or test third-party products that might help the firm can use the Innovation Lab. Brewer told me that most of the people who use the space are technologists, but that everyone at the bank has access.

"Most people don't think of banks as where people are sitting there soldering and working on custom design trips," she said. "But we offer that as well."

Legos outside Morgan Stanley's Innovation Lab
Kids made Lego sculptures for the Innovation Lab during a recent tour.

Morgan Stanley

Morgan Stanley is sure to celebrate innovators

And it became clear to me that Brewer's team is pulling multiple levers to attract and retain the firm's technologists. She helps run the bank's Patent Accelerator Program, which guides innovators through the patent process. When someone's invention earns a patent, Brewer's team sends a message to their manager. They post on internal sites, frame the physical patent, and note the accomplishment on the person's company profile. Morgan Stanley has even put patent-holders' faces on their digital ads in Times Square, Brewer said.

Patents don't only grant legal control over an invention, but also acknowledge something as a creative, genuinely new idea. Inventions have to be "non-obvious" to get a patent, and they're a quantitative way for banks to flex their technological chops.

Banks are generally racing to embrace the newest technology. A McKinsey report from late 2024 found that banks have massively increased their tech spending in recent years, and are especially focused on hiring people to produce products in-house.

While tech companies are cutting back on new-hire offers, my time at Morgan Stanley made it clear that banks might be keen on snapping up some of the available talent. Citi also has a network of physical innovation labs across the world, and many banks have accelerator or innovation programs.

When we were ready to enter the lab, Brewer told me I might need to leave my notebook behind, since it's flammable. The first room, though, seemed pretty innocuous: a bunch of computers with black screens, and a lone guy sitting at a desktop. I almost felt like I was in a "Black Mirror" episode, the rows of blank monitors a dystopian end-of-world tableau.

Computers at Morgan Stanley's Innovation Lab
The rows upon rows of blank computers seemed almost dystopian.

Morgan Stanley

The lab was full of high-end, deceptively plain machines

As we kept moving through the lab, the image of a stereotypical bank continued to fade. It was hot and loud inside the data center, with a white noise of whirring machines and fluorescent lighting. Brewer advised me to stand on a vent if I got too hot amid the rows of equipment.

Most of the time, I didn't know what I was looking at β€” at one point, it turned out to be the lab's first GPU. I asked how much it was all was worth, and everyone laughed, saying I didn't want to know.

Morgan Stanley's first GPU
The lab got its first GPU in 2017.

Morgan Stanley

"Many millions," Brewer said, adding that some pieces cost as much as rent on a New York City apartment. (I became very conscious of not stepping on the many blue wires grazing the floor in my kitten heels.)

Huge investment aside, though, some parts of the lab seemed almost scrappy, evidence of exploration and technology that's still in the works. There were labels made of blue tape and Sharpie, stickers that looked like they came from a name-tag machine, flame-retardant Post-Its.

At the end of the tour, I met an electrical engineer, who was standing in front of a clearly very complex, very impressive machine he'd made. My tour guide told me that he'd already built and patented multiple versions of the chip machine sitting before us, which he was too polite to mention himself.

He carefully explained his project β€”Β Morgan Stanley asked that don't get into specifics here β€” and indulged my many questions, talking to me in what were likely excruciatingly simple terms. When I asked whether he ever expected to work at a bank, I got an emphatic no and some knowing head-nods from those leading my tour.

Morgan Stanley has around 23,000 tech employees, 15,000 of whom are developers. At the time of this writing, the bank had 249 full-time technology jobs listed on its site.

Wires and machines in Morgan Stanley's Innovation Lab
The equipment in the lab is worth many millions.

Morgan Stanley

The lines between banking and Big Tech

I didn't talk to, or maybe even see, a single banker the whole time I was there, which makes some sense given that Morgan Stanley's main New York headquarters are in Midtown and I was at a smaller office downtown. People talked in the terms of a startup, pushing themes like innovation that may appeal to an engineer more than the average investment banker.

We eventually left the lab and emerged into a similarly harshly lit hallway, the walls lined with cardboard boxes, before passing through a door and into the shinier, more central office area. I stepped into the bathroom before leaving; it was designed in the crisp image of the finance aesthetic, with a few cubbies holding hair straighteners.

Looking around, I remembered where I was: a bank at the tip of Manhattan, not a tech company in California. I wondered, though, how the lines between the two will continue to blur β€” and how much they've blurred already.

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NATO is pouring new spending into much-needed air defenses. Money alone won't fix the West's problems.

6 July 2025 at 02:23
German and Ukrainian soldiers stand in front of Patriot systems at a military training area in Mecklenburg, Germany, in June 2024.
The West needs more systems like the Patriot air defense missile system.

Jens BΓΌttner/Pool/Getty Images

  • NATO has pledged to majorly increase the alliance's air defenses
  • It's an area the alliance needs after decades of not focusing on it, but seeing how Russia is fighting.
  • But just spending money won't quickly solve the problem, as production and cultural issues remain.

NATO plans to invest money from soaring alliance defense spending into a fivefold increase in air defenses, but revitalizing capabilities ignored since the end of the Cold War is easier said than done.

NATO sorely needs air defenses. Secretary General Mark Rutte said Europe does "not have enough," outlining "clear gaps" in command and control, long-range weapons, and sensor systems, all while Russia's military growth is "really threatening."

The way Russia is fighting in Ukraine and the reconstitution of its military have led to greater urgency in NATO.

Defense experts say higher spending is warranted, especially on ground-based air defenses, but the alliance can't expect a quick fix from money alone.

The West needs air defenses and big missile stocks

Russia's invasion, specifically its relentless attacks on Ukrainian cities, shows air defenses are needed in a major conflict. For the West, worried about Russia and China, it's a wake-up call.

The West scaled back air defenses in recent decades as it battled weaker adversaries that posed no major air threat. However, Russia's bombardments, sometimes using hundreds of missiles and drones, show the West must be ready for the same. It's not yet.

A local resident takes a photo of a missile crater and debris of a private house ruined in the Russian missile attack in Kyiv
The scale of Russia's missile and drone attacks is showing the West it needs way more defenses.

AP Photo/Efrem Lukatsky

"NATO faces a significant shortfall in ground-based air defense systems," both with the number of systems and ammunition supplies for them, Justin Bronk, an airpower expert at the Royal United Services Institute, said.

NATO is acting, but investments don't mean weaponry can actually be made quickly.

Bronk said fixing the issue "is much more a question of building production capacity at every stage in the supply chain as rapidly as possible as part of a crisis response rather than just spending more money."

"Currently, there just isn't enough production capacity in the world of Patriot interceptors, SAMP/T interceptors," he said, referring to surface-to-air missiles for eliminating air threats.

Struggling with production woes not easily fixed

Following the Cold War, the West's defense manufacturing and industrial prowess atrophied.

Companies consolidated, specialized production lines closed, workforces shrank, and inventories decreased β€” all crippling the ability to surge weapons.

Work is underway to boost production. For instance, Lockheed Martin expanded PAC-3 interceptor production for the Patriot system to 500 missiles in 2024, then a new production high, with plans to grow production further. Boeing upped seeker production, and Raytheon is boosting PAC-2 interceptor output, though it grapples with massive backlogs.

A Patriot launcher fires an interceptor missile during an exercise in New Mexico.
A Patriot launcher fires an interceptor missile.

US Army photo by Sgt. David Rincon

Rheinmetall and Lockheed Martin plan to establish a European missile production hub, including the PAC-3 used by Patriots.

Rheinmetall CEO Armin Papperger told German newspaper Hartpunkt that Europe has struggled getting missiles from the US because of production shortfalls there. He said the wait could sometimes be 10 years, describing that as far too long.

It won't start full missile production until 2027, and Papperger said he expects its engine producing capacity will be quickly used up.

For the Patriots, demand pretty consistently outpaces supply. And clearing backlogs isn't quick.

European defense company MBDA, which makes ASTER air defense missiles and other products, saw orders double since Russia's invasion. In April, Fortune reported that its backlog was projected to take up to seven years at current capacity.

The Financial Times reported the company's plans to double the number of hours worked and hire more, but CEO Γ‰ric BΓ©ranger also wants more action. He called this a "moment of truth" for Europe and said: "We need to be much more industrial."

FILE PHOTO: A visitor walks past the Raytheon stand at the 53rd International Paris Air Show at Le Bourget Airport near Paris, France June 21, 2019. REUTERS/Pascal Rossignol
Raytheon is one of the many Western companies dealing with increased demand and backlogs.

Reuters

Decreased production capacity has been "a tremendous problem in the United States," said Mark Cancian, a senior advisor at the Center for Strategic and International Studies. "You can sign all the contracts you want, but the production capability is lacking."

It takes time to make top-of-the-line interceptors

Even if more companies boost production, manufacturing sophisticated weaponry simply is not quick.

Thomas Laliberty, Raytheon's president of land and air defense systems, told Politico last year that it takes 12 months to build a Patriot radar, just one part of an operational battery.

Sophistication is a key issue.

Bronk said missiles designed to attack are easier to build: "It's much, much cheaper to build offensive missiles than it is to build defensive interceptor coverage."

The price reflects that sophistication: Naval interceptors, like the SM-series, can cost up to almost $30 million a missile.

An interceptor missile being launched from a guided-missile cruiser at sea.
An SM-3 Block 1B interceptor missile is launched from the guided-missile cruiser USS Lake Erie.

US Navy photo

Defense systems are "some of the most sophisticated bits of hardware that militaries have, and producing them takes time with pretty skilled labor," former Australian Army Maj. Gen. Mick Ryan, a warfare strategist, explained.

Increasing production enough "will be a challenge," he said.

There are steps forward, but challenges remain

The alliance is taking steps in the right direction.

Retired Air Commodore Andrew Curtis, an airfare expert with a 35-year career in the Royal Air Force, said countries speaking confidently gives the industry the reassurance it wants to invest.

"Governments are now talking the right language," he said.

The industry saw investing in production facilities during the Cold War as "a sound business," as demand was there. But that changed.

He said the industry would not invest long-term in expensive facilities that require skilled workers "with no guaranteed orders at the end of it."

Increased cooperation is also needed.

NATO has cultural problems, with countries working separately. Jan Kallberg, a security expert at the Center for European Policy Analysis, said "the major challenge in NATO is not money, it's coordination."

Multiple companies working on similar systems means doubling up on some expenses, and makes scaling up harder, Kallberg said. Fixing that "would free up a tremendous lot of resources."

Military officials want greater collaboration. A US general last month urged defense firms to coordinate moreΒ and "stop selling us pieces of the puzzle."

Progress is happening: More companies and countries are working together. The Nordic countries are integrating their air defenses to act as one, and with joint air defense planning.

Changes are taking place at the top level. The European Commission is proposing new measures to cut red tape, encourage joint purchases,Β and facilitate billions of investments.

But challenges remain. Kallberg warned: "Culture takes far more time to change than just buying hardware."

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It's illegal in most states for private equity to buy a law firm. Lawyers have figured out a workaround.

6 July 2025 at 02:22
A statue of Justice inside of a loop hole being painted
Β 

Getty Images; Tyler Le/BI

  • Legal ethics rules generally don't allow non-lawyers to own law firms.
  • MSOs are a workaround to allow nonlawyers, including private equity firms, to effectively invest.
  • Law firm owners can use the investors to scale, as well as for succession planning.

Real estate, airlines, fashion.

It might seem like private equity has climbed the mountain of the American economy, declaring everywhere the light touches as part of its kingdom.

But one corner remains in the shadowlands: Law firms.

Nearly every state has adopted a professional ethics rule from the American Bar Association forbidding lawyers from working for nonlawyer-owned firms.

Lawyers, of course, have figured out a way around it.

The loophole, known as a "managed services organization" β€” or MSO β€” allows non-lawyers to effectively own part of law firms through a second corporate entity.

Business Insider spoke to two attorneys who advise law firms on the arrangement, which they said is becoming increasingly common.

In June, Puerto Rico's high court allowed non-lawyer investment in law firms in order to spur economic development in the territory. Arizona, the only state that has done away with the ABA rule, in 2020, now has over 100 law firms that are open to outside investors, according to a recent Stanford Law School study. Large companies like KPMG and Rocket Lawyer now own law firms in the state outright.

The MSO model, which isn't limited to only Arizona, could appeal to law firm owners who want to retire or who don't want to hand their firms over to a law partner.

"We're in the midst of the largest rolling retirement of lawyers in history," said Lucian Pera, a legal ethics attorney at Adams & Reese who advises lawyers and businesses about setting up MSOs. "The baby boomers are getting old and retiring. And that's a real opportunity for some people."

Using an MSO can give private equity firms β€” or other kinds of companies β€” a chance to effectively buy a slice of legal practices. And it gives lawyers the chance to sell stakes of their companies for cold, hard cash.

It could also offer the chance to partner with a deep-pocketed company that could boost the firm and help scale it to new heights.

No one says MSOs are not OK

Traditionally, law firms have operated as partnerships among attorneys, where equity partners own shares in the firm and help manage it.

That's partly because of ethics rules designed to maintain attorney independence, such as ABA Model Rule 5.4(d), which largely prevents nonlawyers from owning law firms or from having the right to control the professional judgment of a lawyer.

The ABA's rules have made law practices distinct from many other white-collar professions, like finance or consulting, which may have robust ethical rules and norms but don't impose such stringent limits on ownership. There are plenty of publicly traded banks and consulting firms, but no publicly traded law firms.

As a workaround, the law firms can set themselves up as two corporate entities, Pera said. One is the law firm itself, composed exclusively of lawyers and owned only by lawyers. The second is the service organization, which can be owned by anyone and acts as a vendor for the law firm. It is essentially the back office, taking care of all non-lawyer tasks, including marketing, accounting, human resources, real estate leases, and employing paralegals. The two corporate entities enter into a long-term contract.

Under this MSO arrangement, non-lawyers can invest in the service corporation, though not the law firm itself. Presto! You have an ethically independent group of lawyers who are exclusively working with a company that can sell shares, Pera says.

According to Pera, no state bars have issued ethics opinions that expressly bless the MSO model, but no court or regulator has found a problem with it, either.

"The pieces fit well, and there's no regulatory approval required for a law firm to do it, just like there's no regulatory approval required for a law firm to take out a bank loan," Pera said.

A spokesperson for the American Bar Association said its Center for Professional Responsibility doesn't have any ethics opinions on non-lawyers investing in MSOs.

"Lawyers are not subject to the ABA Model Rules," the spokesperson said. "Instead, they are regulated by the state supreme courts in which they are licensed."

Opportunities for both lawyers and investors

Tom Lenfestey is the founder and CEO of The Law Market Exchange, a sort of Craigslist for law firms.

He says private equity companies are typically interested in consumer-driven firms, like personal injury.

Investors might be able to introduce new efficiencies into those firms and get a steady stream of revenue in a larger portfolio, said Lenfestey, who also advises on law firm mergers and acquisitions.

Private equity companies might be warier of investing in Big Law firms, which typically service corporations and have fewer but bigger clients, he said. Lawyers could always jump ship and take clients with them, but consumer law firms tend to do steadier business, he said.

"Personal injury is brand-marketed β€” it's the billboards, it's the TV, it's the digital marketing," Lenfestey told Business Insider. "It's not attorney relationship-based."

Because law firms aren't required to disclose their use of service organizations, it's difficult to know how widespread the practice is.

Both Pera and Lenfestey declined to list the firms they've worked with using the structure, citing confidentiality obligations to their clients, but said it's becoming more common.

Pera said he knows of one firm that used the structure as far back as 2006. In more recent years, more law firms and investors have become interested in using MSOs, Pera and Lenfestey said.

"There are many more that are in process right now, and some of them are quite large," Pera said. "There's a fairly large insurance defense firm in this country that's looking at doing this. There's a fairly large AmLaw-ranked law firm that's looking at this. So there's a non-trivial number of these that are going on."

Lawyers who have built up their practices, and who want to cash out, can do so by effectively selling part of their firm to someone else to manage.

They can also help firms scale. Selling shares of an MSO could help finance lead generation or advertising.

Catalex Network, which launched earlier this year, is using the MSO model to invest in law firms with a longer time horizon. While a private equity firm might want to stick with a law firm for a few years before selling its stake, Catalex Network says it aims to form long-term partnerships with law firms by helping them establish MSOs, buying substantial stakes in them, combining their back-offices, and giving the firms the resources to compete with Big Law.

Catalex Network offers bread-and-butter services like IT, payroll, compliance management, and accounting. But also services that are more specific to the legal industry, like recruiting and sophisticated enterprise software that would be cost-prohibitive for smaller firms.

"I've seen kind of what big law resources are and I've seen what small law resources are," said Jeffrey Goldenhersh, a Catalex Network founding partner, who previously worked at the Big Law firm Skadden Arps before moving to a boutique firm.

For Catalex Network, the MSO structure offers a way for the company to grow with law firms. The American Bar Association's rules meant to preserve attorney independence, such as limits on fee-sharing with non-lawyers, are a non-issue.

And while Catalex Network handles the back office, the lawyers can do less managing and more lawyering, Goldenhersh says.

"There's a real consolidation going on at the top end of the legal market and some of these smaller, midsize, boutique-type firms are getting a little bit left behind," Jesse Hamilton, another Catalex founding partner, told BI. "So we're trying to help them catch up and be able to step into the ring with some of the larger firms that have consolidated, have the best technology, the best AI, the best back office staff, and have them be able to compete and stay relevant in the industry."

Read the original article on Business Insider

Companies are relying on aptitude and personality tests more to combat AI-powered job hunters

6 July 2025 at 02:15
Scranton sheet with profile images of people

Getty Images; Ava Horton/BI

  • Employers are overwhelmed with job applications and leaning more on a particular hiring tool.
  • Cognitive and personality tests are becoming mainstream, hiring test providers told BI.
  • Employers are the most interested in testing for soft skills, like emotional intelligence, the firms said.

Are you happy? Do you sleep well? Do you have many friends? Are you a workaholic?

Those are some of the questions Katelin Eagan, 27, said she had to answer recently when she was applying for a job.

She agreed to take a cognitive and personality assessment as part of the hiring process, but was a bit bewildered. Many of the questions had nothing to do with the engineering position, which, after completing the tests and going through several months of silence, she was eventually rejected for.

Eagan says she's been applying for jobs full-time since the start of the year. Her efforts haven't panned out yet, which she attributes partly to how competitive her field has become and employers having room to be picky.

"I think there's definitely a lower amount than I thought there would be," she said of available roles.

But that may be only part of the story. Employers are growing increasingly selective, partly because many are seeing a flood of seemingly perfect candidates, many of whom are suspected of using AI to finesse their applications, according to recruiters and hiring assessment providers who spoke to BI.

The solution many companies have come to?

Make everyone take a test β€” and see who candidates really are, irrespective of what ChatGPT suggested they put on their rΓ©sumΓ©s.

According to surveys conducted by TestGorilla, one firm that administers talent assessments for employers, 76% of companies that had hired in the 12 months leading up to April said they were using skills tests to determine if a candidate was a right fit, up from 55% who said they were using role-specific skills tests in 2022.

Employers seem most interested in testing for soft skills β€” amorphous qualities like communicativeness and leadership β€” as well as administering general aptitude and personality tests, Wouter Durville, the CEO of TestGorilla, told Business Insider.

TestGorilla's Critical Thinking test was completed more than 100,000 times in the first quarter of this year, a 61% increase compared to the same quarter in 2024.

The firm also offers a Big 5 personality assessment, which was completed more than 127,000 times in the first quarter β€” a 69% increase compared to last year.

Demand among US employers in particular has been "massive," Durville said, adding that many firms have turned to tests as a result of being overwhelmed with job applications. The US is the largest market for the firm, which is based in the Netherlands.

"The biggest thing is people just want to hire the best people. It's very selfish and it's fine," Durville said.

Canditech, another firm that offers hiring assessments, says it's also seen rapid growth in the last year. In 2024, the assessment usage grew 135% compared to the prior year, CEO Guy Barel told BI. He estimates that assessment usage is on track to soar 242% year-over-year.

Barel says the surge is partly due to the job market tipping more in favor of employers. In many cases, companies he works with are flooded with "tons of candidates" and looking to "move forward as fast as possible," he said.

Criteria, another skills-based assessment provider, says test usage has more than doubled in recent years.

"AI is kind of creating this authenticity crisis in talent acquisition, because everyone can and is putting their rΓ©sumΓ© into ChatGPT." Criteria CEO Josh Millet told BI. "It's all about demonstrating your ability or your skill or your personality in an objective way that's a little bit harder to fake."

The AI job market

Jeff Hyman, a veteran recruiter and the CEO of Recruit Rockstars, estimates that demand for testing among his clients has increased by around 50% over the last 18 months.

That's due to a handful of different reasons, he said β€” but companies being inundated by job applications is near the top, thanks to candidates leaning more on AI to gain an edge and send out rΓ©sumΓ©s en masse, he says.

Hyman says a typical job he tries to fill for a client has around 300 to 500 applicants, though he's spoken to companies trying to fill roles with more than 1,000 candidates within several days of being posted online.

The number of job applications in the US grew at more than four times the pace of job requisitions in the first half of 2024, according to a report from WorkDay.

Companies also want to test candidates' soft skills as remote work grows more common, Hyman adds β€” and they want to be sure they're getting the right person. Depending on the size of the organization, a bad hire can cost a company anywhere from $11,000 to $24,000, a survey conducted by CareerBuilder in 2016 found.

According to TestGorilla, 69% of employers who issued tests this year said they were interested in assessing soft skills, while 50% said they were interested in assessing a candidate's cognitive ability. A separate survey by Criteria ranked emotional intelligence as the most sought-after skill among employers, followed by analytical thinking.

"It's about their personality and to see if they are a good fit to the organization, if they share the same DNA," Durville said, though he noted that, in many cases, companies find the results of the tests to be shaky as a sole evaluation metric.

TestGorilla, Canditech, and Criteria told BI that employers say they're enjoying the time and cost savings of administering tests.

According to TestGorilla, 82% of employers who said they used skills-based hiring β€” a catch-all term for hiring based on proven skills β€” said they were satisfied with new hires, compared to 73% of US employers on average.

Canditech, meanwhile, claims its assessments can help employers cut down on hiring time by as much as 50%, and reduce "unnecessary interviews" by as much as 80%, according to its website.

But Hyman thinks there are some issues with hiring tests. For one, he says employers turn down candidates who don't score well "all the time," despite them being otherwise qualified for the job.

The trend also appears to be turning off job candidates. Hyman estimates around 10%-20% of applicants will outright refuse to take a test if employers introduce it as a first step in the hiring process, though that's a practice Canditech's Barel says is becoming increasingly common.

Hyman says he frequently has conversations with employers urging them not to put so much weight on test results, due to the potential for a mis-hire.

"That's lazy hiring, to be honest. I think that's not the right way to go about it," he said.

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I'm an Olympian who graduated last year with an engineering degree. After 14 months of looking, I'm still jobless — and I worry my immigration status will keep me from my dream.

6 July 2025 at 02:13
Shaun Gill
Shaun Gill, a Paris Olympian representing Belize, has struggled to find work since graduating from a US university last year.

Shaun Gill

  • Shaun Gill, a Paris Olympian, has been looking for an engineering job since graduating in May 2024.
  • He said his immigration status and training for the Olympics have been obstacles in his job search.
  • He continued to look for jobs while competing in Paris last year.

This as-told-to essay is based on a conversation with Shaun Gill, a 32-year-old Olympian in track and field and an engineering graduate from Texas A&M University-Kingsville. The following has been edited for length and clarity.

At the Paris Olympics last summer, I was the only athlete representing Belize. During the opening ceremony, I waved my country's flag with pride, energy, and joy. I didn't expect anything to come from it, but somehow, videos of the moment went viral and racked up over 10 million views.

But while that was one of the most visible moments of my life, what people didn't see was everything happening behind the scenes β€” like the Zoom job interview I squeezed in at the Houston airport before flying to France, or the late-night interview I did from the Olympic Village, working around the time difference with the US. I've applied to around 300 jobs over the past year, and I'm still looking.

I graduated in May 2024 with a bachelor's degree in industrial engineering from Texas A&M University-Kingsville. I thought job hunting would be fairly easy, but it's been far from it. I've spent the past year applying to jobs across the US and beyond β€” mostly engineering roles β€” but despite getting several interviews, I haven't gotten a single offer.

Immigration challenges could be affecting my job search

I've been competing internationally for years. I ran the 100-meter dash at both the Tokyo Olympics in 2021 and in Paris last year. I moved from Belize to Texas after being recruited by the coach at Texas A&M-Kingsville, who told me I was running some really good times. I was in my late 20s when I started college.

While I was in school, I didn't do any internships. During the semester, I was competing for my school, and in the summer, I was traveling constantly with the Belize national team β€” sometimes I wasn't in the same country for more than a week or two. It would've been very difficult for me to commit to a summer internship.

Focusing on training and competitions has, in some ways, been a financial sacrifice. I've never been paid to compete at the Olympics or World Championships β€” just travel stipends from my national federation.

Shaun Gill running at the Paris Olympics
Shaun Gill said training for the Paris Olympics made it difficult for him to commit to a summer internship.

Cameron Spencer/Getty Images

After graduating, I had to return to Belize because I was on an F-1 student visa, which only allows a short grace period to stay in the US after your studies end. I moved in with my grandparents and started applying for jobs from there.

I'm now trying to get my green card again, which I lost as a child. My father is a US citizen, and I spent part of my early life in Texas β€” but my parents were going back and forth between the US and Belize, and we eventually settled in Belize. Because green card holders are expected to live primarily in the US, I ended up losing mine.

I've reflected a lot on why my job search has been so tough. It's possible I'm overqualified for some entry-level roles or asking for a salary that's too high. And with some applications, I'm not sure I've fully optimized my rΓ©sumΓ© for applicant tracking systems.

But I also think my immigration situation has likely played a role. Since I don't have a green card, I have to answer "yes" when applications ask if I'd need visa sponsorship β€” and I suspect that's turned off some employers.

My dream is to work in the US

At first, I focused strictly on industrial engineering roles. I was initially drawn to engineering in part because my university had a strong program, but more importantly, I see the field as a way to improve people's lives β€” like leading projects that bring internet access to underserved communities or joining an organization like Engineers Without Borders.

Over time, I started broadening my search to anything in the engineering field I thought I might be qualified for. I've applied mostly to jobs in the US β€” especially in Texas, where I have family β€” but I've also looked in Belize, Mexico, France, and other countries. While I was at the Olympics, I talked to someone who had been hired by a French engineering company and shared their info with me, so I applied there too, but nothing came of it.

My strong preference is to work in the US. It's where I see the most opportunity, the culture feels closer to home, and it's a relatively short flight from Belize. So far, I've had around seven interviews. I made it to the second round maybe two or three times, but never further.

To stay productive and boost my qualifications, I recently started an online master's program in electrical engineering through UCAM University in Spain. My only source of income right now is the $75 Belize dollars β€” around $37 USD β€” I get per session from helping to coach a youth track team, typically two to three times a week. I'm grateful to have my basic living expenses covered by my grandparents while I figure out my next steps.

I'm still training too. After the Olympics, I announced on Facebook that I was retiring from track and field, but a few months later, I changed my mind.

I have a few events lined up this year, including the World Athletics Championships in Tokyo this September. I don't plan to stop competing if I land a job, but I know it would affect my training schedule β€” I'd need to be flexible and might have to scale things back.

I still believe I can build a professional future in the US. My dream is to find a job in engineering, gain experience, and eventually move into senior leadership. For now, I'm doing what I can β€” sending out applications, keeping my skills sharp, and hoping that the right opportunity comes through.

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Sam Altman enters his dad influencer era by setting a baby crib trend

6 July 2025 at 02:11
Side by side images of Sam Altman and Cradlewise smart crib.
Sam Altman's favorite crib is nearly $2,000.

Win McNamee/ Getty Images; Cradlewise

  • Sam Altman's endorsement boosted Cradlewise's site traffic in 24 hours.
  • His recommendation of the Cradlewise crib also led to a peak in related Google searches.
  • The crib, priced at $1,999, features a baby monitor and sound machine.

Sam Altman can officially add "baby influencer" to his resumΓ©.

The OpenAI CEO announced the birth of his son in February, and shortly after shared his take on the parenting supplies he and his husband stocked up on before welcoming their baby.

Some of it was "silly baby things" that weren't necessary.

For one crib maker, however, the Altman shout-out paid off handsomely.

"Definitely i recommend a cradlewise crib," he said in an X post.

Within a day, Cradlewise's organic site traffic jumped by over 30% and it saw daily sales increase too, Radhika Patil, cofounder and CEO of Cradlewise, told Business Insider.

Searches for Cradlewise over the past 90 days peaked the day Altman made his post on April 13, according to Google Trends.

we bought a lot of silly baby things that we haven't needed

but definitely i recommend a cradlewise crib and a lot more burp rags than you think you could possibly need

β€” Sam Altman (@sama) April 13, 2025

The company features Altman's post on its official website with the caption, "Sam Altman said it. We just bounced with it."

Cradlewise trend graph
Searches for Cradlewise spiked on the day of Altman's post.

Google Trends

Altman's crib choice retails for $1,999, a few hundred dollars more than that of its larger competitor, the Snoo. The Cradlewise bounces babies gently to soothe them, with a built-in baby monitor and sound machine. It also grows with your child by converting from a bassinet into a crib.

"Sam Altman's mention of Cradlewise was a surreal and humbling moment for our team," Patil said.

"But more than the numbers, what stayed with me was seeing a tech visionary resonate with a product built with empathy, intention, and science," Patil said.

Read the original article on Business Insider
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