• Steve Ballmer said his investment strategy is partly influenced by Warren Buffett.
• But Ballmer, whose net worth is larger than Buffett's, has an unconventional investment portfolio.
• More than 80% of Ballmer's portfolio is held in Microsoft stock, per The Wall Street Journal.

Steve Ballmer has an unorthodox investing approach.

The former Microsoft CEO is worth $151 billion, per the Bloomberg Billionaires Index, making him the ninth richest person the world.

That puts him ahead of famed investor Warren Buffett by a nearly $10 billion margin.

In an interview published Sunday, Ballmer told The Wall Street Journal that his investment strategy is partly influenced by Buffett, who has long said that since most people picking stocks cannot beat the returns of a general index fund. But there's one key difference.

The Journal reported that Ballmer keeps more than 80% of his portfolio in Microsoft stock. The rest is held in index funds. Ballmer declined to say how large his stake is in Microsoft.

"Microsoft's outperformed just about every other asset I could have owned," Ballmer told the Journal.

Ballmer's investment strategy goes against conventional wisdom, which suggests that people reduce their risk by diversifying their capital across different asset classes. And the world's wealthiest people typically go beyond stocks and bonds to invest in non-liquid assets like private equity and real estate. Ballmer said he is "mostly dialing out of private equity."

To be sure, Ballmer wasn't always going against the trend.

The 68-year-old tried diversifying in the past but said he struggled to find money managers who consistently beat the market.

"The only stock I really study still is Microsoft, because that's still overwhelmingly, overwhelmingly, overwhelmingly the No. 1 thing that I own," Balmer told the outlet.

Ballmer began his career at Microsoft in 1980 and succeeded founder Bill Gates as CEO in 2000.

According to regulatory filings, Ballmer held 333 million shares, or a 4% stake, in Microsoft when he stepped down as CEO in 2014.

Microsoft's shares are up 16.1% this year. The Seattle-based tech giant has been in front of the AI race with huge bets on startups like Sam Altman's OpenAI and France's Mistral AI.

In October, Microsoft CEO Satya Nadella said in an earnings call that the company's AI business is on track to top an annual revenue run rate of $10 billion next quarter.

This would make it the fastest business in Microsoft's history to reach that milestone, Nadella added.

Ballmer attributes his bumper gains in Microsoft's stock to luck.

"Forget the stock price. I had luck, essentially, in getting to listen to the right people," Ballmer told the Journal.

"But I also had luck in terms of my loyalty to the company and not wanting to be a seller as a leader of the business. It turned out to be a great investment thing, too," he added.

Ballmer did not respond to a request for comment from Business Insider.

• Russia's central bank has kept the key interest rate at 21%, bucking expectations of a hike to 23%.
• Russia's top central banker said she is eyeing "excessive cooling" in the economy.
• Russia's high interest rates are impacting business investments and profits, business leaders complain.

Russia's economy has been running hot on wartime activities, prompting the country's central bank to hike rates up to 21% — but it's now worried about too much cooling.

Elvira Nabiullina, Russia's top central banker, expressed that concern on Friday when she kept the key interest rate unchanged. Analysts polled by Reuters had expected her to hike rates to 23%.

"Our politics is aimed at prevention of extreme scenarios, which means that we cannot let the economy overheat further," Nabiullina said at a press conference following the rates decision, according to TASS state news agency.

"It is necessary to make sure that overheating subsides. That said, it is necessary to avoid excessive cooling, which is why we keep a close eye on this," she said.

Nabiullina said the central bank kept the interest rate steady as monetary conditions have "tightened even more than was implied by the key rate increase" in October, when the bank raised the rate from 19% to 21%. Russia started the year with its benchmark interest rate at 16%.

"Consequently, lending growth notably slowed down in November," she said. "We will need some time to assess how steady this deceleration in lending is and how the economy is adjusting to the new conditions."

Russian business leaders complain about high interest rates

Nabiullina's comments came as Russia's inflation hovered around 8% in the year to November, compared to the target rate of about 4%. Staples, like the price of butter and potatoes, have shot up this year. But the central bank's three straight rate hikes since June may be working, the top central banker signaled.

"Tough monetary conditions have evolved in the economy, which are to provide for inflation slowdown in coming quarters," she said, per TASS.

Russian business leaders have been complaining about the central bank's high interest rates, which they say are stifling business activities.

Sergei Chemezov, the CEO of the defense conglomerate Rostec, said in October that record-high interest rates were "eating up" the profit from the company's orders.

"If we continue to work like this, then most of our enterprises will go bankrupt," Chemezov said.

Economic cracks in Russia

Even Russian President Vladimir Putin on Thursday acknowledged that his country's economy is not in a good place — and he blamed the central bank and federal government.

The Russian leader said that the central bank could have used instruments other than interest rates to cool the economy and that the federal government could have worked with economic stakeholders to improve supply.

"There are some issues here, namely inflation, a certain overheating of the economy, and the government and the central bank are already tasked with bringing the tempo down," Putin said during his marathon annual press conference.

Price rises had been an "unpleasant and bad" outcome, he said.

Given the sweeping sanctions against Russia's economy, Nabiullina faces a challenging job to keep Russia's seemingly resilient economy going.

Economic cracks are emerging as the Kremlin focuses on shoring up its defense industry for its war in Ukraine — but at the expense of other sectors, Alexandra Prokopenko, a fellow at the Carnegie Russia Eurasia Center fellow wrote on Friday.

Prokopenko, a former Russian central bank official, wrote that growth momentum could stall next year, with social and fiscal challenges developing into crises around 2026.

• Apple is developing smart home locks with face recognition tech.
• This move aligns with Apple's growing interest in the home devices market.
• Apple's device would compete with Google's Nest and Amazon's Ring in home security.

Apple is reportedly working on bringing its facial recognition technology to home security.

The tech giant is developing a smart lock and doorbell that would allow residents to automatically open their home doors by scanning their faces, Bloomberg reported on Sunday.

The report said that Apple's doorbell system could work with existing third-party locks or the company could partner with one lock provider to sell a complete product. The technology is still in the early stages and could be released at the end of 2025 at the earliest, the report said.

Apple did not respond to a request for comment sent outside regular business hours.

The smart lock adds to Apple's growing interest in the home devices market. Last month, Bloomberg reported that Apple is working on an artificial intelligence-powered, wall-mounted tablet. The iPad-like device could be voice-operated, serve as an intercom, and control home appliances. Earlier this year, Bloomberg also reported that the company is working on building home robots.

Not all these developments may come to life. This year, Apple scrapped its car project and stopped efforts to develop a subscription model for the iPhone.

The door device could give the company an opportunity for more cross-selling with its other home products and its existing lineup of devices, like the iPhone and Apple Watch.

It could also allow the iPhone maker to compete with Google's Nest and Amazon's Ring. These devices have doorbells with a motion sensor that activates the camera and records a video of the surrounding area.

Such a product could draw the company into new debates about balancing users' privacy rights and working with law enforcement. Through emergency requests, police departments have received videos from Ring without receiving consent from the owner.

Apple and its CEO, Tim Cook, are known for prioritizing user privacy. In 2016, Cook refused to cooperate with the US government to unlock an iPhone used by a shooter in a mass shooting and attempted bombing in San Bernardino, California.

• China's internet isn't happy that "Wukong Sun: Black Legend" is due for release on Nintendo's store.
• It's a 2D platformer game with art and a title that resembles "Black Myth: Wukong."
• Immensely popular in China, the game has an ardent player base that is fiercely defending the title.

"Black Myth: Wukong," the high-profile video game that earned superstar status in China, has a new titular competitor on the market: a side-scrolling platformer in which the Monkey King bashes through monsters of ancient legend.

"Wukong Sun: Black Legend," published by Global Game Studio, is now listed for preorder on Nintendo's store for its Switch console — much to the chagrin of China's social media.

Posts deriding the Nintendo-listed game as a knock-off emerged on Monday morning and, within an hour, topped discussion rankings on Weibo, China's version of X, per data seen by Business Insider.

"Hey everyone, have you heard? The stunning 'Black Myth: Wukong' has actually been copied! This really makes you speechless," one user wrote.

"Since Nintendo has removed pirated games from its shelves, this should also be removed," wrote another.

Promotional art for the Nintendo-listed game, which is due for release on December 26 and retails at $7.99, bears a striking resemblance to that of "Black Myth: Wukong."

But the new title's gameplay looks nothing like that of "Black Myth: Wukong," a 3D action game with spruced-up visuals and a famed boss system that's difficult to overcome.

"Wukong Sun: Black Legend" appears to feature 2D sprites that approach from the right of the screen as the player navigates from the left.

"Black Myth: Wukong," produced by Chinese developer Game Science, is based on characters from the 1592 novel "Journey to the West," one of the most famous literary works in the region and a cornerstone of Chinese popular culture and mythology.

The term "Black Myth" in the game's title refers to it telling a story that is not included in the original novel, which has served as the base for a hit 1986 TV show and a plethora of books, games, and other media.

On its Nintendo store page, "Wukong Sun: Black Legend" also references the novel, saying it would allow players to "embark on an epic Journey to the West" and battle characters from its mythology.

Weibo users aren't having any of it.

"Well-known games have been plagued by imitations for a long time," wrote Pear Video, a popular internet news account. "Malicious developers exploit the names of well-known games, reskin various small games, and put them on the shelves of big game stores with similar titles, deceiving uninformed consumers to buy and download."

"I wonder how Nintendo will deal with it," a popular millennial gaming blogger wrote.

Nintendo operates a marketplace that allows developers to publish games for Nintendo consoles. The company did not respond to a request for comment sent outside regular business hours by BI.

Global Game Studio is listed as both the developer and publisher of "Wukong Sun: Black Legend." According to Nintendo's website the developer has also produced a soccer game, an extreme sports biking game, a "Farming Harvester Simulator," and a zombie shooter.

The studio did not respond to a request for comment in an email sent by BI.

"Black Myth: Wukong" is considered China's first homegrown AAA video game success, selling over 20 million copies on the marketplace Steam, per the data tracker Video Game Insights. The game retails at about $59.99 per copy, putting total sales north of $1 billion.

Its release dominated China's internet this summer and has garnered an ardent cult following. Earlier this month, the title's failure to clinch the coveted "Game of the Year" award from The Games Awards sparked a wave of dissatisfaction on Chinese social media.

• Nissan and Honda are reportedly considering a merger.
• But former Nissan CEO Carlos Ghosn said the move suggests that Nissan is in "panic mode."
• "There is practically no complementarity between the two companies," Ghosn told Bloomberg on Friday.

The potential merger between Japanese automakers Nissan and Honda is a "desperate move," said Carlos Ghosn, Nissan's former CEO.

On Tuesday, Japanese newspaper Nikkei said the two companies are entering into merger negotiations.

Pooling their resources would allow Nissan and Honda to better compete against rivals in the electric vehicle space like Tesla and China's EV makers, the outlet reported.

Honda and Nissan are the second and third largest automakers in Japan, respectively. Their local rival, Toyota, is the world's biggest automaker.

A Nissan-Honda merger would result in the world's third-largest car company by volume.

Last week, Nissan and Honda told Business Insider that they are "considering various possibilities for future collaboration" but added that "no decisions have been made."

Ghosn said in an interview with Bloomberg on Friday that pursuing a merger with Honda suggests that Nissan is in "panic mode."

"It's not a pragmatic deal because frankly, the synergies between the two companies are difficult to find," Ghosn said.

"There is practically no complementarity between the two companies. They are on the same markets. They have the same products. The brands are very similar," he added.

Ghosn, Nissan, and Honda did not respond to requests for comment from BI.

Ghosn, once considered a legend in the auto industry, experienced a dramatic fall from grace in 2018.

The former CEO and chairman of the Renault-Nissan-Mitsubishi alliance was arrested in Japan and charged with financial crimes in November 2018.

Ghosn was detained in a Japanese jail for over 100 days, before he fled the country by smuggling himself to Lebanon in a musical-instrument case in December 2019.

The disgraced auto chief has maintained his innocence. Last year, Ghosn filed a billion-dollar lawsuit against Nissan in Lebanon for damaging his finances and reputation.

On Friday, Ghosn told Bloomberg that the Japanese government — specifically Japan's Ministry of Economy, Trade, and Industry — was likely behind the Nissan-Honda merger talks.

"So at the end of the day, they're trying to figure out something that could marry the short-term problems of Nissan and the long-term vision of Honda," Ghosn said.

The merger talks come at a precarious time for Nissan, which has been grappling with falling profits and decreased sales this year. Last month, Nissan cut 9,000 jobs globally in a bid to reduce costs. The company's stock is down 20.7% this year.

Nissan is also facing increased competition from Chinese EV makers like BYD, as automakers vie for market share in developing markets like Southeast Asia and Latin America. Data compiled by the technology firm ABI Research for BI showed that Chinese carmakers accounted for 70% of the EV market in Thailand and 88% in Brazil in the first quarter of this year.

Nissan initially led the EV race when it launched the world's first mass-market EV, the Leaf, in 2010.

But the Japanese car company's EV strategy has since floundered. Nissan is one of the few car manufacturers in the US without a hybrid or plug-in offering.

"Nissan finds itself now with a very poor lineup of products and without obvious leadership in EVs, and that's the direct result of poor management," Andy Palmer, the former chief operating officer of Nissan, told BI in November.

• Tech employees share their salary negotiation tips, which helped boost their pay by tens of thousands of dollars.
• Their negotiation strategies include practicing pitches, using data, and leveraging multiple offers.
• Research and transparency are key in negotiating better compensation in tech roles, they said.

Sarra Bounouh has worked at consulting giant Accenture and three Big Tech companies.

But she still deals with imposter syndrome, especially when talking compensation.

"Going into a negotiation is always, at least for me, a very uncomfortable discussion," Bounouh told Business Insider. "I just want to push through and ask for what I deserve."

She and four other tech employees from Meta, Google, and Cisco shared their salary negotiation tips before joining a company or when trying to get promoted. They have used these strategies to add tens of thousands of dollars to their original offers in recent years.

Product manager at Meta

Avoid offering the first number. If you must, back it up with research, said Bounouh, a product manager who joined Meta earlier this year.

She suggested using resources like Levels.fyi or Glassdoor and selecting your role and geography to see recent offers and compensation that makes sense for that job.

"I personally don't like having detailed conversations about level and compensation from that first call with the recruiter because I want to meet the team, I want to meet the hiring manager, I want to get excited about the role," she said.

Bounouh prefers to negotiate her level and compensation once there's an offer on the table.

She said she often gets asked about salary expectations early in the process because recruiters say they want to save time for both sides.

She politely declines to share a number by telling the recruiter: "I don't have a number for your right now. I will need to do some research before getting back to you. At this stage of the process, I'm more focused on meeting the hiring manager and team."

Rehearsal is key for conversations about promotions or raises, she said.

Bounouh said she practiced her pitch for every job after Accenture and increased all three jobs' initial salary offers: Microsoft by 32%, Snap by 19%, and Meta by 37%.

Product manager at Oracle

Internal transfers between teams or offices are also an opportunity to negotiate your compensation package.

Ketaki Vaidya, who moved from Oracle's India to California office in 2022, said she approached her negotiation with an "everything under the sun is negotiable" mindset.

First, Vaidya looked at Glassdoor and talked to people who'd made the move to gather salary data. She wanted to ensure she was getting a fair offer for the US' cost of living.

"I was being given this offer for the credibility that I had built in the organization. I felt like I had an upper hand in negotiating," she said. "I was much more confident in asking for the things that I deserve — so it ended up being a very smooth transition."

After negotiating her base salary up to $80,000, she discussed other compensation components, including the timing of her next review, sign-on bonuses, relocation costs, paid leave, and remote work. She negotiated a sign-on bonus of $15,000 and a relocation allowance of $15,000, which weren't part of the initial offer.

Now, her compensation is about $130,000 annually, including stock units and bonuses.

Product manager at Cisco

When Varun Kulkarni switched from consulting to tech to work on more artificial intelligence projects, he was careful not to come off as aggressive during his pay negotiations.

Once he had offers from Cisco and others in hand in 2022, he was transparent with recruiters and mentioned other offers, without introducing his own counter number.

He asked recruiters how high they could go and what they thought about other offers.

"You want to kind of not be too pushy" he said.

His offer from Cisco already matched the market rate and what several competitors were offering, but he managed to negotiate it by 5%, bringing his total compensation to $180,000.

Product manager at Google

During his 2022 recruitment process at Google, Yung-Yu Lin used his employer at the time, PayPal, to land better offers from both companies.

He interviewed and landed jobs at several places — but their pay did not compare with Google's offer.

Lin decided to negotiate a retention package. PayPal countered with a 10% pay bump. He then renegotiated with Google.

Google offered a 20% raise on his original compensation at PayPal, which brought his offer to the $350,000 to $400,000 range as a senior product manager, including stock-based compensation.

Software engineer at Meta

Hemant Pandey, a senior software engineer at Meta, used other offers and research in his most recent job search.

After two years at Salesforce, in 2021 he applied to Meta, TikTok, LinkedIn, and two other companies. He used offers from these companies to negotiate his compensation at Meta.

"Be very transparent that you have other offers. Even if you have interviews going on, mention those, because it's also leverage," he said. It signals to the recruiter that they have to move fast and work with your parameters.

Meta's recruiters matched the base salary and restricted stock units from the highest of all offers.

Aside from being transparent, Pandey said it is important to be proactive and research how compensation works in different companies. For example, candidates should compare how stocks are refreshed, he said. A refresher is when the stock option portion of an employee's compensation is updated.

"I also negotiated my sign-on bonus and said, 'Hey, at Salesforce, I'll be leaving my $30,000 to $40,000 of annual bonus if I join you. Can you help me accommodate that?'"

Pandey was offered $520,000 in annual pay, including stock options, in that 2021 move.

"The most significant thing happened in my career when I made the move from Salesforce to Meta, which was close to almost 80 to 90% hike" in pay, Pandey said.

Do you work in tech, consulting, or finance and have a story to share about your career journey? Please reach out at [email protected].

• I'm the youngest of three siblings — and the only Gen Zer.
• When I graduated this year, I faced the realities of job-hunting and adulthood.
• I learned lessons from observing my sisters and other millennials navigate their 20s.

After 16 years in the education system, my time as a student ended on a random Wednesday afternoon in April. I was finally free from lectures, tests, and group projects — but thrust into the realities of a scarier world: adulthood.

In this world, there were no set milestones to tell me I was on the right track. Everyone seemed to be on a path to something greater, but I felt directionless.

I know I'm not alone. Every 20-something has probably felt at least a little bit lost in life. But amid mass layoffs and the threat of AI replacing jobs, stepping into the job market as a fresh graduate in 2024 felt like diving head-first into an abyss.

An August report by an early careers platform, Handshake, surveyed 1,925 graduating students. They found that 57% of the students felt pessimistic about starting their careers — an increase from 49% of graduating students last year. Of the 57%, 63% said the competitive job market contributed to their pessimism.

The stress of not knowing whether I could secure a job was compounded by uncertainty about my career. I had studied journalism but wasn't sure if it was the right fit. I had the irrational fear that if my first job turned out to be the "wrong" choice, I'd be relegated back to the start line of the rat race.

Amid a brewing quarter-life crisis, I looked to my sisters, aged 28 and 31. They do many things that people of my generation may scoff at, like watching Instagram reels exclusively and using the laughing emoji. But they seem to have figured out one thing: life after college.

Here's what I've learned from watching them conquer the Roaring Twenties.

Life doesn't end when school ends

Toward the end of college, I mentally prepared myself for the fast-approaching expiration of youth.

"You must treasure your university days," relatives constantly reminded me at yearly Lunar New Year gatherings. They painted adulthood as a bleak portrait of bills, mundanity, and loneliness. So, when the time came, I was reluctant to let go of my identity as a student.

But as the youngest sibling, I also watched my sisters graduate from college, get married, and build their own homes. I saw them achieve promotions at work, find new hobbies, and start a life outside the one I knew of us growing up together.

Adulting isn't easy — I now know that. But there are also so many new milestones and freedoms that come with it, and there is so much to be excited about.

A job is just a job

My elder sister works in communications and the other in architecture. Even when their hours stretched into the night and weekends, they built a whole life outside work.

One started a sticker side business, and the other is now an avid runner.

It wasn't always smooth. My second-oldest sister burned out after working too much in her first job and took a career break. She prioritized work-life balance at her next job.

In that way, millennials and Gen Zers are alike. A 2024 report by Deloitte found that work-life balance topped the priorities for both generations when choosing an employer. When asked which areas of life were most important to their sense of identity, both generations agreed that jobs came second only to friends and family.

Distancing myself from the idea that my job had to be my one true passion lifted a weight off my shoulders. As much as I still want a job that gives me purpose, I also make time for other aspects of life that fulfill me, like working out and spending time with friends.

Just give it time

As with most worries, the fear that I'd never find a job was unfounded. In July, I started my first job as a junior reporter. But when the first day at work finally ended, I trudged home in a daze.

"I have to do this every day for the next 40 years?" I asked my second-oldest sister, who laughed. It wasn't that I didn't like the job. It was the change in routine from school life to a 9-to-5 that unsettled me.

"You'll get used to it," my sister said. Six months in, I still don't know if I will. But seeing my millennial counterparts thrive has encouraged me.

It's not just my siblings who have set an example. At work, my millennial colleagues are a constant source of guidance to the Gen Zers in the office. On social media, millennial influencers brand themselves as "internet big sisters" and give advice on navigating the complex years of their 20s.

Older millennials are now turning 40, but they were once in the position of Gen Zers, being scoffed at by the older generations for being "lazy" and changing work culture.

Now, they've drawn the map for Gen Zers' entry into the strange world of adulthood. It's made adulting just a little less scary.

• Blake Lively filed a legal complaint against her "It Ends with Us" costar, Justin Baldoni.
• Taylor Swift and Hailey Bieber appeared in the complaint.
• Lively's complaint said Baldoni and his team conspired to damage her reputation.

In a new legal complaint, Blake Lively said that her "It Ends with Us" costar, Justin Baldoni, who also directed and produced the film, conspired to damage her reputation and credibility.

The complaint also mentions Taylor Swift and Hailey Bieber.

Lively named Baldoni and six other defendants in her complaint, including the CEO and cofounder of his production studio, Wayfarer Studios. She also named communications crisis manager Melissa Nathan of The Agency Group PR and Baldoni's publicist, Jennifer Abel.

In the complaint, Lively said Baldoni and his team created a "multi-tiered plan" using "social manipulation" to "destroy" her reputation.

"This plan went well beyond standard crisis PR. What Ms. Nathan proposed included a practice known as 'Astroturfing,' which has been defined as 'the practice of publishing opinions or comments on the internet, in the media, etc. that appear to come from ordinary members of the public but actually come from a particular company or political group,'" according to the complaint.

The complaint says that Baldoni and his team discussed controversies around Swift and Bieber as strategic suggestions while conspiring against Lively.

Bryan Freedman, an attorney for Baldoni and Wayfarer Studios, said Lively's complaint was a "desperate attempt to 'fix' her negative reputation."

Baldoni and his team considered leveraging backlash around Swift and the 'weaponization of feminism,' the complaint says

Nathan's communications company shared a "Scenario Planning" document with Baldoni and others that outlined potential strategies "should [Ms. Lively] and her team make her grievances public," the complaint says.

The complaint includes a copy of that document, which Lively's attorneys obtained through a civil subpoena.

The planning document discussed what Baldoni's team could do if Lively's husband, actor Ryan Reynolds, publicly defended her against critics. It included a reference to Swift, who is a friend of Lively. The pair have attended Kansas City Chiefs football games together and have been photographed by paparazzi while hanging out.

"As part of this, our team can also explore planting stories about the weaponization of feminism and how people in BL's circle, like Taylor Swift, have been accused of utilizing these tactics to 'bully' into getting what they want," the planning document says, according to the complaint.

The complaint says Baldoni used a social media post about Bieber and bullying as an example strategy

Lively's complaint also contained screenshots of text message conversations between Baldoni and his team, which were also obtained through a civil subpoena. According to the complaint, Baldoni sent a text message to his publicist, Abel, in early August.

"A few days later, on August 5, 2024, Mr. Baldoni set the narrative for the social media campaign, sending Ms. Abel a screenshot of a thread on X that had accused another female celebrity of bullying women," the complaint said. "Mr. Baldoni stated, 'this is what we would need.'"

The social media post included two pictures of Bieber and insinuated she had bullied other women. That narrative gained traction on social media in 2023 and resulted in widespread backlash against Bieber.

A representative for Lively referred Business Insider to a statement she shared with The New York Times.

"I hope that my legal action helps pull back the curtain on these sinister retaliatory tactics to harm people who speak up about misconduct and helps protect others who may be targeted," she said.

Lively also said neither she nor her representatives planted negative stories about Baldoni or Wayfarer Studios.

Baldoni's attorney said the accusations in Lively's complaint were "completely false, outrageous and intentionally salacious with an intent to publicly hurt and rehash a narrative in the media."

Representatives for Bieber and Swift did not respond to a request for comment from Business Insider.

• My birthday falls in the week between Christmas and New Year.
• Other celebrations always overshadowed my special day.
• My twins were born on December 23rd, and I often can't make their birth as special as I'd like.

Growing up, I often gave my parents low-key guilt trips about my birthday. Being born in the week between Christmas and New Year's meant I never got to have a celebration at school and rarely had parties since my friends were usually out of town.

While I understood at some level that my parents hadn't chosen that particular day on purpose, I carried a lingering resentment that I'd been born at the worst time of year.

My day was overshadowed by other celebrations

My "special" day always seemed to be overshadowed by the rest of the holiday season.

I got over it eventually. As a young adult, I threw parties for myself in late January or spent the day hitting post-Christmas sales with friends. Sometimes, when days of nonstop family time had drained all my energy, it was a treat to gift myself a trip to the movies — alone.

While I eventually made peace with the situation, a holiday birthday was one family tradition I had no intention of handing down. After I got married and my new husband and I started talking about children, I was careful to make the nine-month calculations and ensure I didn't get pregnant in March.

My first child, Clara, was born in early September, a date that came with its own issues but was well ahead of the holidays. But things weren't as straightforward when we started trying for a sibling. Eventually, I started IVF, and any attempts to time my next pregnancy went out the window. I was at the mercy of shots and cycles that were very much out of my control.

My due date was in February

The first attempt at IVF didn't take, but a few months later, the second one did. Soon I found out I would be having twins in early February. Crisis averted! Or so I thought.

Pregnancy being pregnancy and twins being twins, I should have known the due date was an estimate, not a guarantee. Throughout that fall, as I started coming to my doctor for more frequent checkups, she reminded me that twins tend to arrive early. After some signs of possible early labor, I was put on bedrest in early December. A few weeks later, I was moved to the hospital.

And early on the morning of December 23, James and Alan arrived.

My first emotion was overwhelming relief that they were healthy, and my second reaction was an overwhelming sense of guilt.

"I'm so sorry, little guys," I thought to myself. "I never wanted you to get stuck with a December birthday."

The one consolation, I hoped, was the fact that they had a mother who could commiserate and help them make the best of it.

I made sure their birthday was celebrated

From their very first birthday, I made sure the day was its own distinct occasion, with balloons and streamers and cake. I discreetly suggested to well-meaning family members that it was better to buy the boys two separate, smaller gifts rather than a single, combined "Christmas/birthday" present.

No matter what other holiday events were planned during that week, my boys got to choose whatever activity they wanted on their birthday and whatever kind of food. Christmas cheer would take a 24-hour pause.

That doesn't mean my boys are any happier about their birthday timing than I used to be. They've missed birthday-at-school shoutouts; birthday sleepovers with friends have had to be pushed into January; and despite my best efforts, I'm often so busy doing last-minute shopping and baking that I don't always make the day as special as it could be.

But I like to think this experience has taught my boys a lesson it took me a long time to learn. In a culture where people are constantly curating versions of themselves online, it's easy for children to think that anything they don't like about themselves can be airbrushed or exercised away.

But there are certain things about your life you can't control. Getting pregnant is one of them. Having a healthy child is another. And if you've ever worried about either of those things, you quickly realize how little an actual birth date matters.

The whole point of a birthday celebration is to make a person feel appreciated and special, to let them know they're loved. And you can do that any day of the year.

• President-elect Donald Trump has threatened to retake control of the Panama Canal.
• Trump blasted the "exorbitant" fees charged to US vessels using the canal.
• Panama's president responded on X, saying that "every square meter" of the canal belongs to Panama.

President-elect Donald Trump has threatened to retake control of the Panama Canal as he hit out at what he called the "exorbitant" fees charged to US ships traversing the passage.

Panama charges tariffs for vessels traveling through the iconic waterway, with fees varying by size and purpose.

"The fees being charged by Panama are ridiculous, especially knowing the extraordinary generosity that has been bestowed to Panama by the US," Trump said in a post on Truth Social, adding: "This complete 'rip-off' of our Country will immediately stop."

The US transferred control of the canal to the Panama Canal Authority (PCA) in 1999 in accordance with the Torrijos-Carter Treaties.

"If the principles, both moral and legal, of this magnanimous gesture of giving are not followed, then we will demand that the Panama Canal be returned to us, in full, and without question," Trump continued in a separate post. "To the Officials of Panama, please be guided accordingly!"

Panama President José Raúl Mulino responded in a video statement on X, stating that "every square meter of the Panama Canal and its adjacent zones" belongs to Panama.

The president held up a red book titled "Torrijos Carter Treaty" as he referenced the 1977 agreement that would lead to the dissolution of the Panama Canal Zone and hand over the canal to Panamanians on December 31, 1999.

The roughly 80-kilometer (around 50 miles) canal was officially opened in 1914, offering a new link between the Atlantic and Pacific oceans.

According to the PCA's website, between 13,000 and 14,000 ships use the waterway each year, "connecting 1,920 ports across 170 countries." The United States is the largest user of the canal.

In 2023, a shipping company paid almost $4 million on top of regular fees to get through the Panama Canal following a logjam, Bloomberg reported.

Japan's Eneos Group paid $3.98 million in an auction to jump the queue after a drought caused congestion, the report said.

• There are some Christmas traditions in the UK that might confuse people from the US.
• Every Christmas, families gather to watch pantomimes or meet their school friends at the pub.
• They also eat Yorkshire puddings, mince pies, Christmas pudding, and Christmas cake.

Christmas in the United Kingdom differs slightly from celebrations in America and elsewhere around the world.

People who celebrate Christmas in the UK have slightly different traditions than those who live in the US. From what is traditionally served at a Christmas Day feast to festive activities and childhood traditions, families across the pond have their own unique and quirky ways of celebrating the holidays.

Here are 18 British Christmas traditions that might surprise you.

Pantomimes, or "pantos," are plays performed around Christmastime in the UK.

Pantos are humorous, slapstick entertainment for the whole family, often featuring men dressed in drag. They are sometimes based on a famous fairy tale or story, like "Cinderella," "Peter Pan," or "The Wizard of Oz." 

Pantomimes rely on specific tropes. For example, there's often a villain who will sneak up on the protagonist intermittently throughout the play. It's then the role of the audience to scream, "He's behind you!" to the main character while he or she struggles to figure out what's going on.

Yorkshire puddings are perfect with gravy, but people outside the UK may have never heard of them.

A traditional British roast dinner wouldn't be complete without Yorkshire puddings filled with Bisto or homemade gravy. Yorkshire puddings — not to be confused with sweet puddings — are made of eggs, flour, and milk or water.

After they're cooked in hot oil in the oven, they end up with a distinct hole in the middle. They closely resemble what Americans know as popovers.

While Yorkshire puddings are commonplace at Sunday dinners throughout the year, they're also eaten at Christmastime, though some argue they have no place on a Christmas plate.

Santa Claus is referred to as "Father Christmas."

While some do refer to old Saint Nick as Santa Claus in the UK, it is widely accepted that Father Christmas is his more traditionally British name.

"Santa Claus" is seen as an Americanism, and The Telegraph reported that even the British National Trust said that "Santa Claus should be known as 'Father Christmas' in stately homes and historic buildings because the name is more British."

British children hang Christmas stockings at the ends of their bed.

In America, Christmas stockings are hung by the fireplace with care. However, some British children hang their stockings at the ends of their beds for Father Christmas to fill up while they're sleeping. 

Christmas Eve is a time for school-friend reunions.

Thanksgiving weekend is seen as an opportunity in the United States for students to reunite with friends from high school or middle school. In the UK, it's a tradition for school friends to come together on Christmas Eve, often at the local bar or pub.

Christmas pudding is a traditional British dessert popular during the holiday season.

A Christmas pudding is a dense fruit cake often made weeks or even months in advance. This time allows the dried fruit to soak up alcohol that's regularly poured onto the cake in the weeks before it's consumed.

On Christmas, the cake is set alight and then topped with a sauce of brandy butter or rum butter, cream, lemon cream, ice cream, custard, or sweetened béchamel. It is also sometimes sprinkled with caster or powdered sugar.

For many years, Queen Elizabeth II even gifted each member of her staff a Christmas pudding from Tesco.

Another dessert of choice is Christmas cake, a rich fruit cake covered with marzipan and icing.

While fruit cake is certainly a polarizing dessert wherever you are, Brits seem to make it a little better with thick, sweet white icing. Oftentimes, Christmas cake also comes topped with festive holly decorations. 

Mince pies are pastries filled with dried fruits and spices that are eaten at Christmas.

The BBC reported that the first-known mince-pie recipe dates back to an 1830s-era English cookbook. By the mid-17th century, people reportedly began associating the small pies with Christmas.

At the time, they were traditionally filled with pork or other kinds of meat, sage, and other spices. Nowadays, the pies are filled with dried fruits and sugar powder.

British Christmas desserts are often enjoyed with brandy butter.

The perfect accompaniment to Christmas pudding and mince pies, brandy butter consists of butter and sugar beaten together before brandy is added. Rum butter is an alternative.

The result is still butter-like in consistency, and it's served cold alongside desserts. Americans might know it as "hard sauce."

Brits say "Happy Christmas" instead of "Merry Christmas."

You might remember a scene from the first "Harry Potter" movie in which Ron says, "Happy Christmas, Harry!" While this may sound strange to an American, saying "Happy Christmas" is commonplace in the UK, as opposed to "Merry Christmas." 

Christmas crackers are cardboard tubes wrapped in brightly colored paper and twisted at each end that two people pull for a fun surprise.

Christmas crackers are often pulled at the start of the meal, and the paper hats found inside are worn throughout the meal. Also inside each cracker is a "banger," which makes a loud pop when the cracker is pulled, a joke, and a small prize.

The jokes are usually cheesy and festive. For example: "Why did Santa's helper go to the doctor? Because he had low elf esteem!" 

However, be sure not to pack them if you're traveling to or from the UK on an airplane — they're not permitted to go through TSA in carry-on luggage.

"Top of the Pops" is a television special featuring performances of the year's most popular songs.

On Christmas, the BBC usually runs a holiday special of the since-retired show "Top of the Pops," which features performances from the year's most popular musicians.

The program ran weekly from 1964 until 2006, when it was canceled. People were so upset that the BBC decided to keep the Christmas special, which airs late in the morning on December 25.

Millions of people watch the King's annual televised Christmas Day speech every year.

Every year, families gather to watch the royal Christmas address, informally known as the Queen's or King's speech.

The Telegraph reported that the first Christmas address was 251 words long, but Queen Elizabeth II later came to average 656 words in each speech. It is often one of the most-watched television programs on Christmas Day in the UK.

Christmas commercials are as talked-about as Super Bowl commercials are in the United States.

While Super Bowl commercials are highly scrutinized in the US, Brits pay just as close attention to Christmas commercials.

Not only is the John Lewis ad, or "advert," a Christmas tradition, but almost every supermarket and clothing brand tries to get in on the buzz with a talked-about Christmas commercial.

Brits also anticipate which song will become the annual "Christmas No. 1" single.

The British "Christmas No. 1" has been a tradition for over half a century. Starting in 1952, the top song on the British singles chart has been a coveted spot every Christmas. Christmas No. 1 alums include The Beatles, Queen, Ed Sheeran, and more.

While some Christmas No. 1s have indeed been Christmas songs — "Do They Know It's Christmas?" by Band Aid II in 1989, for example — they don't have to be.

School nativity plays are a popular tradition in UK primary schools.

While religious elementary schools in the United States may put on nativity plays, they are arguably much more popular and part of the culture in Britain.

In the popular British Christmas movie "Love Actually," the characters even attend a Christmas nativity play.

Brits take advantage of after-Christmas sales on Boxing Day.

Boxing Day is typically called British Black Friday, but there are some differences between the holidays. Boxing Day, which is a public holiday in the UK, falls the day after Christmas and has a rich cultural history in Great Britain.

Originating in the mid-1600s, the day was traditionally a day off for servants. On this day, servants would receive a "Christmas Box," or gift, from their master. The servants would then return home on Boxing Day to give "Christmas Boxes" to their families.

In the UK, it can be bad luck to keep your decorations up for more than 12 days after Christmas.

Another difference between US and UK Christmas customs comes after all of the festivities have ended. 

In the UK, it's tradition to take down your tree and decorations 12 days after Christmas — known as Twelfth Night — to avoid bad luck in the new year.

In the Anglican tradition, Twelfth Night, or Epiphany Eve, is the day before Epiphany, which celebrates the coming of the Magi to baby Jesus and marks the end of the 12 days of Christmas. 

• My children have lied to me ever since they were young.
• This is a normal part of development as kids test the waters and try to avoid punishment.
• I've struggled to deal with the lying and tried to remain a positive role model for them.

It never ceases to amaze me how effortlessly my children lie. My 18-month-old, whose face was covered with crumbs, swore up and down that she hadn't been near the cookie jar. My preschooler looked me in the eye and denied breaking the window with his plastic bat that was still in his hand. It didn't seem to get better as they got older.

After I handed my ATM card to my two oldest sons so they had money for lunch, I asked for the change, and they said, "We only took out $5, so there is no change."

We all know you can't just withdraw $5.00. How could they tell me such a bald-faced lie with a straight face?

Dealing with my children's lies has been one of the most challenging aspects of parenting.

Lying is natural in childhood

Here's the problem: Lying is easy. What I find especially distressing is that no one has to teach children how to lie.

"Lying is developmentally appropriate," Ailen Arreaza, the executive director of Parents Together, a national nonprofit parent and family advocacy group, told me. "When a toddler or a 4-year-old lies, it's frustrating for the parent, but it's perfectly normal. It means that your kid's brain is developing in the way that it should be."

Arreaza also told me kids tell three kinds of lies: attention-seeking ones, careless ones, and serious ones that happen when they're older.

For example, one of my sons told me he missed curfew because he lost track of time when, in fact, he was at his girlfriend's house and just didn't want to leave.

"Often teenagers tell lies because they're afraid of the consequences or they're embarrassed," Arreaza said.

I struggled with how I should handle lying

Confronting my children in search of the truth is never comfortable. In fact, it can be exhausting — a round-robin of questions and denials before they finally break and admit what they've done.

There have been times when I was so eager to know the truth that I promised to refrain from any form of punishment. I want to hear a confession to satisfy my suspicion and feel vindicated, but then I face the sticky situation of what happens next time they lie.

"It's important to address the lie, but not in a way that shames the child and labels them as liars," Arreaza said. "This is about changing a behavior, not who the child is. Create a safe environment where truth-telling is encouraged. If they think they're disappointing you or they're going to get in trouble, they're going to continue to lie to please you."

I try to be a role model for my kids

I want nothing more than for my children to tell the truth, and often they do.

When he was 12, one of my boys came to me and, unprompted, confessed to a more serious lie he'd told previously. I had no clue, but it was eating him up inside. My son expressed his remorse and asked for forgiveness. I imagined the guilt was gnawing at him for betraying my trust.

I'm glad he admitted that he lied. In modeling the truth for my children, I hope they understand they can always come clean to me. My son felt safe and supported to do just that.

In that way, I have to believe that the truth will always win out in the end.

• Shelby Vanhoy has been personalizing her North Carolina home since December 2023.
• She recently decided to break up her open-concept living space with a glass wall.
• Vanhoy said the space is more functional and calming thanks to the change.

Shelby Vanhoy has been in home decor mode for nearly a year now.

Vanhoy, 34, lives in Raleigh, North Carolina, with her husband, 2-year-old son, and two dogs. They relocated from New York City to North Carolina in December 2023 to be closer to family.

"My parents are here, and it just makes our life a lot easier," she said of the change.

Vanhoy and her husband became homeowners when they moved back. Since then, Vanhoy, a full-time content creator who runs the blog Pretty in the Pines, has been customizing their four-bedroom home, built in 1988.

She told Business Insider her style leans traditional with a twist.

"Some people say it's 'grand-millennial' with all the mixing of patterns and prints and kind of like grandma vibes," Vanhoy said of her decor style. "I love tying in antiques and vintage furniture and lights to make our house feel older than it actually is."

Vanhoy also said it's important for her home to function for her family — which is how she decided to enclose her open-concept living space.

Open-concept living didn't work for their home

The main floor of Vanhoy's home featured an open-concept space with a kitchen, dining area, and living room, which she wasn't excited about.

"When we bought the house, it was just something that wasn't my first choice," she said.

After they moved into the house, Vanhoy found the open area didn't work for her family.

"It felt very overstimulating," she said. "I would be in the kitchen cooking things, and then the TV room was right beside the kitchen and the whole downstairs. You could just see everything."

"Even decorating it, it felt like everything had to kind of go together because you're looking at everything all at once," she added.

Vanhoy also works from home and doesn't have a designated office space yet.

"I would be working in the dining room, which was connected to the kitchen and the living room, so everything just felt like you were doing so much at one time," she said. "It just didn't feel very calming when you were on that floor."

Vanhoy decided she wanted to separate the living room to section off the space.

A transparent solution

Rather than fully enclosing the living room, Vanhoy decided to add a partial glass wall to her space.

"Our living room is, natural-light-wise, a little dark," Vanhoy told BI. "I did want to add some sort of wall to enclose it a bit, but I didn't want to lose any of the natural light."

The living room also featured glass French doors that Vanhoy loved, so she took inspiration from them.

"We decided to make it glass and make it look kind of like a window while also making it feel like its own separate room," Vanhoy said.

The wall features an archway in the middle, and the sides are enclosed with walls covered in windows.

Vanhoy hired professionals to complete the project, who added wood beams for support and moved a few outlets to make the wall work. The project cost under $6,000.

The space is more functional

Vanhoy said the glass offers the best of both worlds, as it sections off the space without making it impossible for her to see into the living room.

"The best part about it is that it created other little functions, and it made the whole downstairs feel a lot more functional," Vanhoy said, adding that the design also brought character to the space.

"I made a breakfast nook on one side of the wall, so that added a whole other function that we didn't have," she said. "And then we have a little kids' craft table on another side of the wall."

The glass wall isn't complete, as Vanhoy intends to add more ornate molding to the windows for a personal touch.

But it's already changed the way Vanhoy feels about the space.

"I do like seeing through because that room also has a nice fireplace, and I like seeing the fire on," she said. "But at the same time, it just feels totally separated, and light shines through."

"The one downside, I guess, is it's just more windows to clean," she added.

• 2024 may not have been as big a year for television as 2023 – but there were plenty of gems.
• Series like FX's "Shōgun," Prime Video's "Fallout," and Netflix's "Baby Reindeer" cut through the noise.
• Here are the BI entertainment team's favorite television series of the year.

Amid shake-ups in the television industry, 2024 still delivered a slate of great TV series ranging from familiar continuations to ambitious debuts.

That includes series like FX's "Shōgun," an immersive adaptation that brought top Japanese talent to American screens; the Brian Jordan Alvarez comedy "English Teacher," which turns high school culture wars into comedy fodder; and hits like "Baby Reindeer," which captivated the world with a story pulled from creator Richard Gadd's life.

Here are our favorites from this year.

"Abbott Elementary" season 4

Season four of "Abbott Elementary" picks up with Janine (Quinta Brunson) and Gregory (Tyler James Williams) officially dating after their slow-burn romance played in the show's previous seasons. At the start of this season, the pair are unsuccessfully trying to keep their relationship a secret from their Abbott Elementary coworkers when they return to school.

The writing of "Abbott Elementary" remains as sharp and culturally relevant as ever, and the latest season sprinkles in new characters that keep the show fresh and exciting — from Jacob's younger brother Caleb (Tyler Perez) and an IT guy named O'Shon (Matthew Law) whom the staff have a crush on to a lovable guinea pig named Sweet Cheeks who breaks through Melissa's (Lisa Ann Walter) tough exterior. — Olivia Singh

"Arcane" season 2

Netflix and Riot Games' "Arcane" is one of the most impressive and ambitious animated works of the past decade — and while it doesn't always find its footing, the end result is still so spectacular.

The series is adapted from Riot Games' massively popular video game "League of Legends," honing in on a small cast of characters who live in Piltover, the gleaming city of progress, and Zaun, its less-than-scintillating undercity. The conflict between the two cities has reached a critical point by season two. Unfortunately for all parties, so has the evolution of Hextech, a magic-powered technology that has spiraled out of control and turned one of its developers into a misguided messiah. Oops!

Season two is nothing if not ambitious and widens its scope while leveling up its already excellent animation, courtesy of the French studio Fortiche. In the process, it loses some of the intimate character work and tight focus that made its first season truly extraordinary. Still, the second season serves as a fitting conclusion and is a harbinger of good things to come from Riot's entertainment arm. — Palmer Haasch

Read Haasch's interview with "Arcane" showrunner Christian Linke.

"Baby Reindeer"

Few shows caused as much of a stir this year as "Baby Reindeer," starring and written by comedian Richard Gadd. Netflix and the creator himself billed the series as a true story based on Gadd's real-life experience of being stalked by an older woman. Unfortunately, the show's stalker character, Martha Scott, was quickly outed as Fiona Harvey, who took legal action against the streamer.

Despite all the behind-the-scenes controversy, "Baby Reindeer" is a work of art. Gadd lays himself bare as Donny, who's loosely based on himself. He's a powerhouse in episode four, which flashes back to explain the source of Donny's trauma before meeting Martha.

It's an engrossing watch with equally powerful performances from Jessica Gunning, who plays the disturbed but deeply sad Martha, and Nava Mau, who plays Donny's girlfriend, Teri. — Caralynn Matassa

Read about the legal drama behind "Baby Reindeer.'

"The Boys," season 4

If "The Boys" is Prime Video's NSFW answer to superhero fare like the Marvel Cinematic Universe, then season four feels like the equivalent of "Avengers: Infinity War" — minus a snap from a villain that wipes out half the universe.

Season four of "The Boys" is darker than past seasons, as the characters confront deep-seated traumas. For an aging Homelander (Anthony Starr), this means grappling with the legacy he'll leave behind for his son Ryan. For his nemesis Billy Butcher (Karl Urban), it means coming to terms with his looming death and trying to prevent Ryan from succumbing to Homelander's darkness.

It's a season filled with even more gory, jaw-dropping scenes and yet another Emmy-worthy performance by Starr, particularly in Homelander's gory homecoming episode.

The endgame is nearing, with a fifth and final season of "The Boys" likely premiering in 2026. Season four ends with the perfect foundation for all hell to break loose one last time. — OS

"English Teacher"

It's astounding that it took this long for Brian Jordan Alvarez to get a series order after the release of his excellent 2016 web series "The Gay and Wondrous Life of Caleb Gallo" — but thankfully, "English Teacher" premiered this year.

The series stars Alvarez as Evan Marquez, a beleaguered but idealistic Texas high school teacher who comes under fire at work when a parent complains about him kissing his ex-boyfriend in front of the students.

While "English Teacher" embraces the thorny politics of being an American educator in 2024, it doesn't spin them into saccharine teaching moments or cheap jokes. It mines them for character threads and comedy. — PH

"Fallout"

With "Fallout," Jonathan Nolan proved that prestige-y video game adaptations weren't exclusive to HBO. Rather than directly adapting one of the multiple games in the postapocalyptic "Fallout" universe, Nolan instead leverages the style, humor, and striking visual identity of the games to show us something new.

"Fallout" stars Ella Purnell as Lucy, a naive resident who grew up in an underground bunker known as a Vault, established to protect humanity from nuclear armageddon. However, after tragedy befalls her home, she ventures to the surface, only to learn it isn't as deserted or unsurvivable as she was led to believe.

The series features stellar performances from Purnell and Walton Goggins, who spends most of the season admirably noseless. And while it's set in the grim aftermath of a nuclear apocalypse, it's also irreverently funny and endearing. — PH

Read Eammon Jacobs' review of "Fallout" and Jason Guerrasio's interview with Walton Goggins.

"Hacks" season 3

The Max original "Hacks" has only gotten better with age, and in season three, it feels like the show has hit its stride.

The show follows veteran stand-up comedian Deborah Vance, who, on the coattails of a successful comedy special, is gunning for her dream: a late-night hosting gig. After cutting her young writer, Ava Daniels, loose at the end of season two, Deborah realizes that she needs Ava — and Ava craves working with Deborah again, too.

This central relationship — and all the ways Deobrah and Ava support, encourage, and mess each other up — is constantly in flux. Season three not only succeeded in being funnier and more resonant than its predecessors but also in shifting Deborah and Ava's power dynamic into something new and a bit dangerous ahead of season four. — PH

Read Haasch's interview with "Hacks" stars Carl Clemons-Hopkins and Mark Indelicato.

"Industry" season 3

Move over, "Succession" — there's another contender for the best HBO show about horny, psychopathic capitalists. "Industry," the show about London's most dedicated and depraved bankers, finally broke through to the mainstream with its third season.

Seasons one and two delivered well-written, well-acted, character-driven drama about the highs and lows of a group of young bankers trading stocks (and spit). Still, season three upped the ante, spending more time away from the office in lavish locations, such as the English countryside, a yacht in the Mediterranean, and a Davos-like conference in Switzerland.

The change in scenery enhanced the story and deepened our understanding of the series' core group of complicated characters, most of whom have greatly evolved since we first saw them sitting and sweating at their Pierpoint desks.

All of it leads to an explosive finale that's massive in both budget and sheer plot, effectively wiping the slate clean for a now-confirmed season four. It's an appropriately daring move for a show confident in its vision. It's peak TV at its peak. — Samantha Rollins

Read Rollins' interview with "Industry" showrunners Mickey Down and Konrad Kay.

"Love Island USA" season 6

There were many (many) reality dating shows that aired in 2024. Having regrettably watched most of them, I can confirm that the latest installment of "Love Island USA" blew them all out of the water.

The franchise, which spun off of the UK edition, has the secret sauce that makes this genre sing. It's largely thanks to a format that other shows have tried — and failed — to replicate, wherein participants must constantly recouple to find true love (and win a cash prize).

Season six had a particularly explosive set of personalities among its cast, leading to some serious drama, shocking betrayals, truly memorable moments, and fan-favorite standouts, including Serena Page, Leah Kateb, and Jana Craig. — CM

"A Man on the Inside"

"A Man on the Inside" is initially presented as a spy mystery series as Charles Nieuwendyk (Ted Danson), a widower who recently lost his wife, accepts a job to go undercover in a retirement home.

That's all background noise to the main event, which follows the lives of a kooky gang of residents who find community with each other after being left behind by their loved ones.

Anyone who has seen Danson in any of his other many roles would not be surprised that he is an incredible leading man. However, the show's real strength is the supporting cast, especially Margaret Avery, Stephen McKinley Henderson, and Sally Struthers, who provide so much humor and heart that they may make you shed tears.

"A Man on the Inside" proves we really need more TV shows centered on older characters, and there's ample talent out there to make those stories worth watching. — Ayomikun Adekaiyero

Read Rollins' interview with "A Man on the Inside" creator Mike Schur.

"Mr. and Mrs. Smith"

Prime Video's "Mr. and Mrs. Smith," a reboot of Brad Pitt and Angelina Jolie's 2005 film (mostly in name only), is deeply funny, emotionally stirring, and clever.

Sure, both titles share a similar premise — a husband and wife who are both assassins — but the television series flips it on its head to create something much better.

Donald Glover and Maya Erskine play two strangers who, upon taking a new job as shady agents for a mysterious boss, are paired together as a cover story.

The 10-episode season features a laundry list of guest stars, ranging from Ron Perlman to Micaela Coel. — PH

Read Haasch's review of "Mr. and Mrs. Smith" and Jacobs' interview with guest star Ron Perlman.

"Nobody Wants This"

Rom-coms are so back.

Six years after Netflix was credited with a rom-com renaissance thanks to hits like "Set It Up" and "To All the Boys I've Loved Before," the streamer struck gold again with "Nobody Wants This," a comedy series starring Kristen Bell and Adam Brody. The show became an instant hit, proving audiences yearn for more high-quality modern rom-coms.

"Nobody Wants This," created by Erin Foster and loosely inspired by her love story, follows Noah (Brody), an attractive and newly single rabbi, and Joanne (Kristen Bell), the outspoken agnostic host of a sex podcast. Despite their different views on religion and lifestyle, they pursue a relationship.

Noah and Joanne's swoon-worthy first kiss scene went viral, people realized that Brody had been leading man material all along, and the show jumped to the No. 2 slot on the streamer's Top 10 list for English-language TV in the week of its debut. Unsurprisingly, "Nobody Wants This" will be returning for a second season, which begins filming in February. — OS

"One Day"

The second attempt at bringing David Nicholls' bestselling novel "One Day" to the screen (after a 2011 film adaptation) is a rousing success.

The novel of the same name is already beautifully tragic, relatable, and perspective-altering, but the Netflix show amplifies all these strengths with gut-punching performances from leads Leo Woodall and Ambika Mod, who play destined lovers Dexter and Emma.

With each episode set in a different year, "One Day" takes audiences on a 14-year journey as the two grow into adults and fall in love with other people and each other, but never at the right time. For romantics or young people worried about the future, this is the show to watch from 2024. — AA

"The Penguin"

Colin Farrell leads the spinoff sequel to the 2022 film "The Batman," playing the titular comic book villain Oz "Penguin" Cobb. It was fascinating how quickly it became apparent that the show had more in common with "The Sopranos" than nearly anything DC Studios has released.

Farrell utterly transforms as Cobb, the mobster clawing to the top in Gotham after the death of crime boss Carmine Falcone in "The Batman" left a power vacuum. Still, Cristin Milioti is the real standout as Sofia Falcone, Carmine's daughter and accused psychopathic serial killer, fresh out of a stay in Arkham State Hospital. — CM

Read Jacobs' interview with "The Penguin" showrunner Lauren LeFranc.

"The Secret Lives of Mormon Wives"

On its surface, "The Secret Lives of Mormon Wives" was a show greenlit solely because of a TikTok scandal where several couples in a Mormon community were implicated in an alleged swinging scandal. That premise didn't seem like it'd carry far, but turns out the swinging was possibly the least dramatic thing about these women.

After a moderately slow start, "Secret Lives" turns the dial up to 11 in episode four, a group birthday vacation where all hell breaks loose as the group of friends and frenemies start calling one another out. (Shout out to the truth box, the real MVP.)

It was hard not to root for Taylor Frankie Paul and follow her tumultuous relationship with Dakota Mortensen or to root against the deeply annoying Whitney Leavitt, who became the sleeper villain of season one. We're dying to see what becomes of MomTok when the show returns in 2025. — CM

Read Haasch's interview with Taylor Frankie Paul and Mayci Neeley.

"Shōgun"

There was no stopping "Shōgun" at the 2024 Emmys, and for good reason. Based on James Clavell's 1975 novel, the stunning historical epic focuses on an English sailor who finds himself shipwrecked in Japan and crosses paths with Lord Toranga, a powerful warlord.

With incredible performances, sweeping visuals, and mesmerizing battle sequences, it's no wonder the show set a record for the most Emmys won by a single season of television and that the creators decided to rethink their limited series plan and continue the show with second and third seasons. — CM

"The Traitors" season 2

They were the words heard 'round the reality TV-loving world: "Oh lord, not Ekin-Su."

Few shows were as memed as "The Traitors," the US iteration of the international competition series where reality stars and celebrities try to deceive one another to claim a cash prize.

Season one, which aired in 2023, was entertaining, but season two reached new heights, largely thanks to compulsively watchable characters like meme factory Phaedra Parks and "Shahs of Sunset" star MJ Javid, who gave us one of the best reaction shots of the year. — CM

Read Matassa's interview with "Big Brother" alum Dan Gheesling, who tried and failed to extend his gaming skills to "The Traitors."

"X-Men '97"

Not only did "X-Men '97" expertly capture the spirit of the original animated "X-Men" series, but it also made it feel modern and relevant to the 2020s amid some gorgeously animated action.

The performances are seamless with the original show, adding new dimensions to the Marvel Universe that fans, new and old, will appreciate.

It deserves all of the praise for easily navigating the messy Jean Grey/Madelyne Prior clone saga from the comics. Season two can't come quickly enough. — Eammon Jacobs

When my son was little, his father and I went through a custody trial and agreed on a holiday-sharing schedule. It outlined that if my son spent a holiday with me, the following year, he would spend that same holiday with his dad. So if I got Christmas Eve and Day with him one year, the next, his father would spend those days with him.

Initially, my son's father and I stuck to the original holiday-sharing schedule. I observed that while my son never had a preference for who he spent the holidays with, he did miss the parent he didn't get to see. After a few years of splitting holidays up, I was compelled to work with his father on a better arrangement. While it doesn't always work out perfectly, we have found that it's best for our son to spend time with each of his parents on any given holiday.

We do our best to come up with a plan that works for the whole family

Our new arrangement is informal, and I think we each try to work with each other based on what's going on with our respective families that year and how we divided up the holidays the year prior. While initially we had every holiday divided up until my son turns 18, I think the way we work with each other now is far more realistic.

One downside to co-parenting around the holidays is that I always have to tell other people that I need to talk to my son's father before we make any definite plans. Sometimes, I've wished I could just book a vacation over the winter break. However, I've realized that not only does his father deserve to spend time with his son on the holiday as much as I do, I know our son prefers it that way, too.

My immediate family understands that I may not have my son for certain traditions, so they factor this in when they're making their plans. They will ask me ahead of time on which days or times I'll have my son; not only are his father and I working together to make sure my son gets to see most of his extended family, but our families do their best to work with us, too.

It doesn't always work perfectly, so there have been exceptions

There are certain holidays where the division is an easy decision, such as Thanksgiving. Growing up, I always liked watching the parade in the morning. Every year, I had an aunt who would suggest we just eat our pie for breakfast, but no one ever went through with it.

When I had my son, I had the opportunity to make our own traditions. So now, he and I make pumpkin and apple pies the night before Thanksgiving and then have some for breakfast the next morning while we watch the parade. Since his father's family has a big dinner in the afternoon, we usually just split the day in half so that my son is with me in the morning and with his dad in the afternoon.

It might not be a perfect system, as my son is missed at our family's dinner on Thanksgiving, but after co-parenting for a decade, I've come to accept that his father and I always need to work together to come up with a plan that works best for our son, even if that means dividing up every holiday. Sometimes it doesn't work out, so we've learned to address every holiday individually.

Last year, my son's father wanted to take him up to New England to spend a week with his family that lives up there, and I was hesitant. My son and I had never spent a Thanksgiving apart before. When I asked my son if he wanted to go, he was excited. Not only does he rarely get to visit with those family members, but we live in Florida, so he had never seen snow before. I made sure he understood that he and I would spend Thanksgiving apart, and while he was sad about that part, we agreed that because it was a special opportunity for him, he should go.

Our new agreement feels right

This year, his father asked for Christmas Eve since I had my son for Christmas Eve last year. Then, my son will come home Christmas morning and spend the rest of the holiday with me, which is what he did with his dad last year. While I love to have my son on Christmas Eve, it's nice when I have him on Christmas Day, too. After spending alternate years without him on either of those days, I think our way of dividing up the holidays works out so much better.

Not only do we each get to share our traditions with our son every year instead of every other year, but my son can count on spending the holidays with both of his parents. It's always a little sad for him when he is separated from one of us, and that emotion is amplified on holidays. But I think it comforts him to know that his father and I will always work together to make sure he doesn't have to spend the holidays without seeing one of his parents.

• I compared roast-beef sandwiches at Jimmy John's, Jersey Mike's, and Subway to find the best one.
• The bread at Jimmy John's never fails to impress me, but I thought the rest of the sub was bland.
• My Subway sub was made with remarkably crisp produce, but Jersey Mike's easily had the best meat.

I could probably eat a sandwich for lunch every day for the rest of my life.

On my quest to compare popular chains, I put roast-beef subs from Jimmy John's, Jersey Mike's, and Subway to the test.

I ordered each sandwich on the shop's standard bread and piled them with provolone cheese, lettuce, tomato, and mayo.

Here's how the roast-beef sandwiches stacked up.

Subway is easily one of the biggest fast-food chains.

Subway is one of the largest global chains, but its ubiquity hasn't necessarily led to an overly positive public opinion.

I'll admit that I've been let down by the restaurant more than once, but nonetheless, I count myself among its fans. Because Subway has over 30,000 locations globally, it's still nice to know I can probably grab something familiar at one, no matter where in the world I am.

I ordered a 12-inch roast-beef sub for $16.28, which breaks down to about $1.36 an inch.

The produce at Subway tasted surprisingly fresh.

Subway employees can sometimes go a little heavy on the sauce, but the few stripes of mayo I got were well-portioned.

The bread and cheese were nothing special, but the roast beef was actually pretty tasty — I just wish there was more of it.

The produce truly stood out here. The tomatoes were thickly cut and actually had good flavor, and the lettuce tasted fresh and crisp.

I'd argue that roast beef should be the star of a roast-beef sandwich, but I'm certainly not mad at the Subway sub.

Jimmy John's Big John sandwich was next on my list.

Jimmy John's is a Midwest staple that's spread to over 2,000 locations across the US. It's perhaps most famous for its fresh-baked bread.

I ordered a regular (8-inch) Big John but paid $1 extra to add provolone cheese. The total came to $11.41, or about $1.43 an inch.

The bread makes the meal at Jimmy John's.

Sadly, I thought my roast-beef sandwich from Jimmy John's tasted rather bland overall.

It needed a bit more meat, the meat needed a bit more salt, the cheese was all but undetectable, and the veggies faded into the background.

You'd think that would mean I didn't enjoy this sandwich, but that wasn't the case because of one thing: the bread.

Jimmy John's French bread is good enough to be enjoyed on its own with just some butter or perhaps a spread of Dijon mustard. It readily elevates what would've been an underwhelming sandwich into a perfectly decent meal.

Jersey Mike's served up freshly sliced meat.

New Jersey-based chain Jersey Mikes has over 2,000 locations throughout the US and Canada.

It's famous for building sandwiches with freshly sliced cold cuts, and it was the only chain where I watched an employee slice my roast beef seconds after I placed my order.

My No. 6 (roast beef and provolone) 7-inch sub cost me $12.36, or about $1.77 an inch.

My Jersey Mike's sandwich reminded me of one from a mom-and-pop deli.

The roast beef piled onto my Jersey Mike's sandwich was well over an inch thick. I pulled a few pieces of meat out to try on its own and found that it tasted high quality, too

The provolone cheese also had good flavor, but I didn't think there was enough lettuce, and the tomatoes tasted a bit bland.

However, the biggest issue I had with the sandwich was the rather sloppy, messy assembly. It was difficult to hold together as a cohesive unit, and the mayo was slapped on too heavily and unevenly.

I haven't ordered this enough to know if it was a one-off problem or a consistent problem with the chain's sandwich assembly.

There were pros and cons to each sandwich — I wish I could combine them.

The generous portion of roast beef and the quality of the meat at Jersey Mike's easily would've made it my favorite sandwich had it been assembled with more care.

However, as it is, there were things I liked and disliked about each sub. Jimmy John's sandwich tasted pretty bland despite its amazing bread, and Subway's felt underfilled but had lovely tomatoes and lettuce.

It would be divine if I could combine the meat from Jersey Mike's and the produce from Subway on the bread from Jimmy John's.

• Business Insider asked interior designers about the bedroom trends that are in and out for 2025.
• Designers think hand-painted murals, wallpaper, and natural hues will likely be popular next year.
• However, they said trends like matching furniture and recessed lighting will be out.

The new year is a great time to refresh your personal spaces, and the bedroom is no exception.

So, Business Insider asked interior designers to share the bedroom trends they think will make a big impact next year — and which we'll likely see less of. Here's what they said.

One designer said hand-painted murals will be popular in 2025.

San Francisco Bay Area designer Jasmine Wang predicts people will start to embrace hand-painted murals in their bedrooms because they add artistry, warmth, and a deeply personal touch.

She said this trend will take shape with nature-inspired scenes, statement accent walls, personalized artistry, and vintage motifs.

Neutral, restorative hues will likely be popular.

Ali Burgoon Nolan, the owner and principal designer of Studio Burgoon, said restorative hues like sage, clay, and soft taupe will help ground bedrooms with calming energy in 2025.

"Drawn from nature, these colors create harmony, offering a tranquil retreat within the home," she said.

Jordan Miranda, the founder and principal designer of JM Living Concepts, also thinks we'll see more muted-terracotta and warm-taupe tones. She also thinks natural materials like wood and linen will be popular.

Reading nooks are becoming trendy.

The bedroom is a place to unwind, which is why Nolan predicts more people will "transform the bedroom into a space for reflection, rest, and rejuvenation from daily life."

She said clients might do this by incorporating relaxing design features like reading nooks or meditation corners into their bedrooms.

Celeste Robbins, the founder of Robbins Architecture, also sees built-in nooks being popular next year.

"There is something intimate and grounding about a built-in nook in a bedroom," she said. "It's a place to curl up, read, or recharge that is not your bed."

Four-poster canopy beds will help create thoughtful separation in the bedroom.

In the age of at-home work and smaller spaces, Miranda acknowledges that the bedroom often becomes a multi-use environment.

By visually and physically defining the bed as its own cozy sanctuary, a canopy bed reinforces the boundary between work or activity zones and restful sleep areas.

"A canopy bed is a way to keep the sleeping space sacred, creating thoughtful separation between the rest of the room where a desk or exercise equipment might also live," she said.

Wallpaper is also making a comeback.

"One of the easiest and most cost-effective ways to enhance a bedroom without major construction is using wallpaper to create a feature wall," Kristin Christensen, the owner and principal designer of Mod Earth Studio, said.

She said wallpaper is "in" again because it's an easy way to add personality and flair to a bedroom for much cheaper than construction or custom pieces.

On the other hand, all-white spaces are out for 2025.

Wang and Nolan both told BI they think all-white, minimalist spaces are on their way out.

Nolan said, they can have a "sterile" look and more people are leaning toward "richer, layered designs that invite relaxation."

"The all-white, ultra-minimalist look is making way for spaces with more warmth, color, and texture," Wang said. "In its place, expect to see more accent-wall colors, layered neutrals, and earthy tones that create a cozy, inviting atmosphere."

Matching furniture sets are on their way out.

Wang and Christensen predict the "bedroom in a box" look will be replaced with a more curated and eclectic approach.

"Designers are mixing and matching materials, finishes, and styles to create a unique, collected-over-time vibe," Wang said.

Christensen recognizes that matching furniture sets provide a convenient solution for creating a polished look, but individuality and self-expression are becoming highly valued by everyday consumers.

"People are increasingly seeking to create spaces that feel more authentic and lived-in," she told BI.

Industrial-heavy styles won't be as popular in 2025.

According to Wang, the ultra-industrial aesthetic will exit bedroom spaces next year.

"While industrial touches may still be popular in certain spaces, the overly rugged look with exposed brick, metal, and harsh edges is being traded for softer, nature-inspired designs," she said. "Organic textures, natural woods, and calming colors are now the go-to for a warmer feel."

Recessed lighting is also out.

Christensen predicts that recessed lighting, a round lighting fixture installed into the ceiling or wall, will be replaced for its lack of ambiance.

"For years, recessed lighting was the go-to choice for many bedrooms, promising a sleek, minimalist look and ample light without taking up visible space," she told BI. "However, in recent years, recessed lighting has started to feel outdated, especially in bedrooms."

Instead, she said, people may opt for alternative lighting solutions with things like smart ceiling lights and dimmable fixtures, table lamps, bedside lighting, wall sconces, or pendant lights.

• I knew I didn't want my four kids to graduate from college with student loan debt.
• I started saving for college when my oldest was in the first grade, and it's not enough.
• With three more kids heading to college, I'm overwhelmed financially.

I was with my four kids on the playground one day, talking with the other moms. We were chatting about school, work, and tiptoeing around the subject of finances.

One of the moms mentioned saving for college, and it felt like cold water was poured on me. I had a vague idea about tax-advantaged college savings plans; our diligent financial advisor had surely discussed them in one of our meetings. But the numbers — the 529s, 401ks, and 403bs — all swam together in my head.

However, I was confronted by the fact that someone else with small children was already planning for college. I felt like we had just started saving for retirement, and now I had to start thinking about another future — four of them.

Did I have to start worrying about this already? If I wanted to be anywhere close to ready when they graduated from high school, I did.

That was years ago, and now that college is here, I'm worried we'll never have enough.

We knew college was going to be difficult for my large family

My parents remortgaged their house to pay for my college. While I hope it doesn't come to that, my family is in a difficult situation. My husband and I make too much money for grants. I am a freelance writer, picking up as many gigs as I can, and my husband is a small-business owner.

After the pandemic and online school, all of my kids' grades plummeted while their anxiety skyrocketed, so scholarships are not an option for them.

I also knew that I wanted my kids to leave college without any student loan debt that they'd be paying off for the next 20 years.

That meant college tuition fell on my husband and me. In two years, we'll have two college tuitions to pay. In the next seven years, we will be paying for all four of my kids to go to college.

We started saving years ago, and it's not enough

Shortly after that mom's group, I called my advisor, and we started college savings plans for each kid. We have been saving since my college freshman was in first grade.

We automatically withdraw $100 a month for each kid, which is $400 a month out of the budget. That's no chump change, but it's not even close to enough.

We saved $1,200 a year per kid for nearly 12 years. That's not even enough for one year of tuition, books, and room and board.

My oldest son started school in September. We saved $14,400 for him and used our state's 529 plan, so it was invested and grew to a little over $20,000. He attends an in-state public school, and those savings still weren't enough.

He works in the summer and on breaks to help with costs. For the remaining amount, my husband and I squeeze it out of our budget. We're on a payment plan, so it's broken up — $3,300 a month rather than $13,200 all at once at the beginning of the semester.

Getting a good education is still worth it

Education is a core value in my family. Going to college will afford my kids so many opportunities. Thankfully, my son is thriving at school. Despite the expense, despite my feelings of overwhelm, I still think it's worth going. He's happy, and he's learning a lot — both in his classes and about himself.

The finances aren't his concern right now. My husband's business is doing great, and I'm taking on more writing gigs and a couple of side hustles. There will be vacations closer to home, and the new bathroom that I've wanted for a while won't happen.

We will get through these next 10 years; we will just keep our heads down and pay the bills as they come in.

When the overwhelm starts to kick in again, I check my son's texts. The smiling photos with his college roommates and the video of his rugby club remind me all this is worth it.

• Ina Garten has so many delicious potato recipes, and I've made six of them so far. 
• In honor of the holiday season, I decided to rank them. 
• Garten's elevated mashed potatoes are super easy, and my family loves her potato gratin. 

Whether you like your potatoes mashed, roasted, or elevated, Ina Garten has a recipe for every taste and preference.

I've made Garten's most popular potato recipes and decided to rank my favorites.

These recipes are fantastic year-round, but if you're looking for a great holiday side dish, I've got you covered.

Taking the sixth spot are Garten's rosemary roasted potatoes.

Garten's rosemary roasted potatoes couldn't be easier to make. All you need are small red and white-skinned potatoes, fresh rosemary leaves, garlic, and olive oil.

And after tossing all the ingredients together, you just need to throw the potatoes in the oven for an hour.

Garten's rosemary roasted potatoes are a great side when you're craving something classic.

Just because they're in sixth place doesn't mean Garten's rosemary roasted potatoes aren't delicious — the competition is just that fierce when it comes to "Barefoot Contessa" potato dishes.

The potatoes develop a beautiful golden color in the oven, and the pop of rosemary makes for a lovely Instagram photo. Plus, this dish makes your kitchen smell incredible.

Garten's rosemary roasted potatoes are also deliciously crispy, with a soft and creamy middle. Both of my parents were huge fans of the dish and liked that it was a lighter alternative to mashed potatoes or a gratin.

Get the full recipe for Ina Garten's rosemary roasted potatoes here.

In fifth place are Garten's Parmesan smashed potatoes.

Garten loves to give a new twist to a classic dish, and her Parmesan smashed potatoes are no different. Her recipe involves smashing the potatoes with an electric mixer, a great time-saving technique. It features unpeeled red potatoes, half-and-half, sour cream, butter, and freshly grated parmesan cheese.

"The key to mashed potatoes is what you add to them to make them have great flavor," Garten told Al Roker while demonstrating this dish on his podcast, "Cooking Up a Storm with Al Roker," in November 2021. "Two things people really miss a lot, in almost every recipe, is the salt. It needs a lot of salt to give it flavor."

Garten's Parmesan smashed potatoes are packed with flavor.

I love the texture of these thick and creamy potatoes, and the salty sharpness of the Parmesan pairs really well with the subtly sweet red potatoes. I made these for the first time at a Friendsgiving, and they were a huge hit with my boyfriend and friends.

"The smashed potatoes were deliciously salty and also not overcooked," my boyfriend said. "They still had a bit of texture to them — it wasn't just like a bowl of soup."

"The best mashed potatoes I've had!" our friend Kayla added. "So creamy and thick."

Get the full recipe for Ina Garten's Parmesan smashed potatoes.

The fourth spot belongs to Garten's elevated store-bought mashed potatoes.

I know what you're thinking: How can store-bought mashed potatoes be so high on this list?

But if anyone can elevate something from the supermarket, it's the Barefoot Contessa.

Garten developed this recipe, a spin on her Parmesan smashed potatoes, for The New York Times in 2022 after declaring that she was burned out from cooking.

"Mashed potatoes are an essential Thanksgiving side dish but can be time-consuming," she wrote. "Instead of starting with raw potatoes, then peeling, cutting, and boiling them, start with these prepared potatoes, and no one will know you didn't make the dish from scratch."

Garten's recipe features a pack of refrigerated mashed potatoes, plus butter, sour cream, and freshly grated parmesan cheese. All you have to do is heat the refrigerated potatoes over a pan of simmering water and then throw in the extra ingredients.

Garten's elevated store-bought mashed potatoes taste delicious and barely require any work or dishes.

Garten's elevated mashed potatoes were super creamy, with the Parmesan cheese infusing each bite with a lovely richness. I made these for my parents when I was home for Thanksgiving and they couldn't tell the mashed potatoes were store-bought.

What's really great about the recipe is how quick it is. You could easily whip up these mashed potatoes in less than 20 minutes and have a side dish everyone will love.

Get the full recipe for Ina Garten's elevated store-bought mashed potatoes here.

Rounding out the top three are Garten's hash browns.

Garten uses diced instead of shredded potatoes for her hash browns, and Jeffrey — her husband of 56 years — is a huge fan.

"When my husband tasted them, he wanted to know if he could have them for dinner!" Garten writes. "Hey, why not? What makes him happy is just fine with me."

Garten's hash browns feature boiling potatoes, chopped yellow onions, butter, scallions, and fresh flat-leaf parsley.

I'd happily eat Garten's hash browns for breakfast, lunch, or dinner.

Garten's hash browns were a huge hit when I whipped these up for brunch with my boyfriend and our friends.

The potatoes have a deliciously crispy exterior that gives way to the soft and creamy middle, and the parsley and scallions add so much extra flavor. One friend loved these so much they declared they could've eaten the whole pot.

I served the hash browns with Garten's sweet banana pancakes (also very delicious), but I think they'd also pair well with chicken, turkey, or any other holiday centerpiece.

Get the full recipe for Garten's hash browns here.

The English roasted potatoes that Garten learned from Emily Blunt are in second place.

Emily Blunt's English roasted potatoes were such a hit that the "Barefoot Contessa" website temporarily crashed when Garten shared the recipe in May 2020.

Blunt taught Garten how to make her family's special recipe for roasted potatoes on a 2018 episode of "Barefoot Contessa." The simple dish only requires two main ingredients — Yukon Gold potatoes and parsley — and features some helpful cooking tips.

After parboiling the potatoes, Blunt shakes them in the pot to help roughen up the edges.

"If you rough up the edges, once you roast them, it just gives a really nice, sort of crispy, crunch," Blunt explained to Garten during the episode.

Blunt also lets the potatoes dry for 15 minutes before baking them, which she said creates "such a fantastic crust on the outside."

Blunt's English roasted potatoes look gorgeous and taste delicious.

I will always love my dad's recipe for Greek roasted potatoes above all, but these English roasted potatoes are a close second.

Blunt's two quick tricks really pay off in terms of texture. There's such a satisfying crunch on the crust of the potatoes, which are deliciously soft and creamy in the middle.

These potatoes go great with just about everything, but you'll definitely have a lot of happy guests if you make them for the holidays.

Get the full recipe for Emily Blunt's English roasted potatoes here.

Taking the top spot is Garten's potato-fennel gratin.

Garten's potato-fennel gratin is the first dish I cooked for my family's holiday menu. The recipe, which appears in "The Barefoot Contessa Cookbook," features russet potatoes, fennel, yellow onion, heavy cream, and Gruyère cheese.

"I love to make potato gratin and fennel gratin, so I decided to combine the two," Garten writes in the recipe description. "If you make this in an old French gratin dish, it looks wonderful and can go from the oven to the table with style."

Garten's potato-fennel gratin is one of my favorite holiday dishes.

Garten's potato-fennel gratin is just so creamy, comforting, and delicious. The potatoes always come out perfectly cooked, the combination of heavy cream and cheese is a dream, and the sautéed fennel cuts through with some lovely sweetness.

The dish couldn't be easier to assemble, especially if you want to hand off a holiday cooking task to a younger chef in the family (or that cousin whose most-used app is DoorDash).

I make Garten's potato-fennel gratin every holiday season, and it's always one of my favorite dishes at Thanksgiving and Christmas.

Get the full recipe for Ina Garten's potato-fennel gratin here.

• I've planned girls' trips with friends for years, but it's been harder to coordinate them over time.
• We all have a lot going on, and many of us have kids who can be especially tough to plan around.
• Our adults-only trips aren't going anywhere, but we now plan group trips with our daughters, too.

Since college, I've been fortunate to have a big, close-knit group of girlfriends — and I've prioritized nurturing those friendships.

I especially love strengthening our bonds during getaways, and in my group, I handle planning and coordinating the girls' trips.

Since the '90s, I've spearheaded countless getaways for our group — from raging college spring breaks (New Orleans) to bachelorette parties and divorce parties (both Vegas), to milestone birthdays (my 21st in NYC and 30th in Jamaica), to healing retreats after illness and loss.

These trips have been a great source of joy, laughter, healing, and countless memories — one that sustains us through distance and life's tribulations.

I'm determined to keep up the girls' trip tradition, especially as life looks different for all of us.

There are more factors to consider now that we're adults with full lives

In our teens and early 20s, finding time and space for bonding was easy because many of us lived together and had few distractions.

As life has gone on, those opportunities for connection have become fewer and more difficult to coordinate. We no longer live under one roof, and many of us aren't even in the same city.

In our group, there are big jobs, spouses or partners, ailing and elderly parents, a wide range of disposable incomes, and home projects.

For many of us, there are also kids. This element, in particular, makes it harder for people to commit to dates and make a trip happen: There's homework to do, drop-off and pick-up schedules to coordinate, and sometimes no partner who can help.

It can be hard to prioritize time for yourself as a parent, let alone make time for a trip with friends.

A recent change of plans helped me approach girls' trips in a new way

My last girls' trip to Palm Springs was an impulsive overnight stay at an Airbnb oasis with a jewel box of a pool amid a historic heat wave.

My friend had intended to celebrate her anniversary with her husband and daughter there — but when he got sick, she invited my daughter and I to join for a two-generation girls-only sleepover instead.

While we hung out, our daughters (ages 7 and 10) had fun among themselves. When we all came together, we did pedicures and facials, had cannonball contests, and shared a huge tray of nachos by the pool.

This arrangement was fun and rewarding, plus it eased some of the logistical burdens involved in coordinating childcare. It also helped me realize how nice it could be to incorporate our daughters into some of our trips.

Mom-daughter trips won't replace our old format entirely. Importantly, some friends in our group have no kids (and no interest in spending leisure time with them), and some have only sons.

Still, I'm hoping the two-generation girls' trip flourishes as one extension of a cherished tradition in our expanded circle as life goes on.

Most of all, I'm thrilled to expose the next generation to the soul-satisfying joy of girls' trips, a travel style that I believe nurtures friendships and supports sanity across all stages of life.