• The National Museum of the US Navy is located in the Washington Navy Yard, an active military base.
• Access is limited and security measures are tight, but it contains fascinating artifacts.
• Exhibits include the USS Constitution mast and part of the submersible that found the Titanic.

Before I could join a dozen others for a tour of the Washington Navy Yard in Washington, DC, I first had to pass through its heavily guarded gate.

Established in 1799, the Washington Navy Yard serves as the Navy's ceremonial and administrative center. It also houses the National Museum of the United States Navy, which opened to the public in 1963 and is the only naval museum to chronicle the Navy's history with artifacts dating from its founding to the present day.

Before we proceeded further, our guide, education specialist Mike Galloway, informed us that we were not allowed to photograph any entrances, service members, or security measures like cameras or police cars. He also emphasized that visitors could not wander around the base unattended and needed to be escorted by a guide.

"I'm responsible for you at this point, and I don't want to tackle anyone today," he said, apparently joking.

The museum, which I visited in June 2024, is in the early stages of building a more accessible space outside its tightly controlled gates. For now, it remains something of a "secret" destination.

Take a look inside the Washington Navy Yard and its museum's incredible collection of naval history.

Because the National Museum of the United States Navy is housed on an active base, access is limited.

The museum offers free tours on the second and fourth Saturday of every month, but you can't just show up. Tours need to be booked through Eventbrite or by emailing the museum at [email protected].

The base itself felt reminiscent of a college campus with brick buildings, manicured lawns, and signs advertising events.

This was my first visit to a military base, so I wasn't entirely sure what to expect. I figured I'd see service members in uniform, but I hadn't anticipated a picnic with a petting zoo for military families or signs advertising karaoke and line dancing.

The National Museum of the United States Military is housed in Building 76, a former naval gun factory.

The National Museum of the United States Navy opened to the public in 1963, but the Washington Navy Yard has had a museum on its campus since 1865.

The museum paid tribute to its past with signage detailing the history of Building 76.

A sign on the museum floor explained that the train tracks that once led into the building were used to move manufacturing equipment and guns around the base.

The museum's centerpiece was a fighting top from the mast of the USS Constitution, the world's oldest commissioned warship that's still afloat.

The USS Constitution is docked at the Charlestown Navy Yard in Boston and is open to the public. Completed in 1797, the ship got the nickname "Old Ironsides" for its use during the War of 1812, according to the National Park Service.

Fighting tops were platforms used by Marine sharpshooters to fire at enemy ships during battle, our tour guide said.

The museum featured artifacts dating back to the establishment of the US Navy.

This Chinese porcelain punch bowl was made for Commodore Thomas Truxtun, who gifted a nearly identical one to his friend George Washington.

Truxtun served as the first captain of the Constellation, one of the six warships authorized by Congress as part of the Naval Act of 1794 establishing a national Navy.

Washington's bowl is on display at his historic Mount Vernon home.

A wooden figurehead from the early 19th century was believed to be modeled after King George IV.

The figurehead, which would have decorated the bow of a ship, is depicted wearing the Order of St. George and the Star of the Order of the Garter, royal traditions that are still observed today.

Modern weaponry on display included items like an atomic bomb casing similar to the one used on Nagasaki in 1945.

The atomic bomb, known as "Fat Man," featured a plutonium core. The casing weighs 10,265 pounds, according to the National Museum of Pacific War.

A Japanese Yokosuka MXY7-K1 Ohka plane used as a kamikaze suicide rocket bomb during World War II was suspended from the ceiling.

The Ohka planes were used by Japan to bomb US Navy warships, damaging the vessels and occasionally sinking them entirely, Galloway said.

The museum also displayed a Corsair fighter plane from World War II.

Armed with bombs and rockets, Corsair fighter planes targeted enemy aircraft during World War II.

The Mark 90 nuclear depth charge, developed by the Navy during the Cold War, was designed to destroy numerous Soviet submarines in one blast.

Nicknamed "Betty," the Mark 90 was part of a series of smaller nuclear weapons the US designed in the 1950s in order to dissuade the Soviet Union from attacking.

This twin-mount 38-caliber gun turret was once used to shoot down planes on the USS Reno.

Decommissioned in 1946, the USS Reno earned three battle stars during World War II, according to the Navy.

There was plenty to see, but much of the space remains under construction until the museum's new permanent home is ready.

Many of the items on display didn't have accompanying plaques explaining their historical significance. During my first lap around the museum, I walked right past the nuclear-weapon exhibits without knowing what they were. I found that touring the museum with a knowledgeable guide and asking them questions was essential for getting the most out of my visit.

The museum included exhibits about other aspects of life in the Navy, such as its connection to baseball.

Baseball has long been beloved by service members. In the 1870s, Navy ships visiting Japanese ports would play against local teams, according to the Department of Defense.

The National Museum of the United States Navy displayed World War II-era baseball paraphernalia, such as a hat and warm-up jacket worn by service members.

The sport remains popular in the US Armed Forces. Former Major League Baseball commissioner and Air Force veteran William Eckert once said, "Wherever soldiers and veterans are, baseball will be," according to a plaque in the exhibit.

In addition to displaying historic artifacts, the National Museum of the United States Navy also functions as a ceremony space.

On the morning I visited, the museum was hosting a retirement ceremony for a service member. The museum also hosts promotion ceremonies.

After we had some time to look around the museum, our tour of the Washington Navy Yard began.

Spanning 63 acres along the Anacostia River, the Washington Navy Yard was once used for the construction of ships and artillery. The river also made it a great place to grow hemp, which was used for lines in sails and other Navy equipment, Galloway said.

Today, it's largely an administrative center.

Along the sidewalk, our guide pointed out a collection of cannons captured during historic battles.

Known as "prize guns" or "trophy guns," artillery pieces captured in battle are engraved with the details of when and where they were taken.

One cannon was captured during a Civil War battle in 1861 when Confederate forces tried to shut down the riverways leading into Washington, DC, by firing cannons from bluffs outside of the capital.

"That's the great thing about guns and cannons," Galloway said. "They can actually tell a human story, as well — it's not just a piece of machinery, and it's not just a dealer of death."

We stopped at a cannon that was captured from the British during the War of 1812.

The gun, dating back to the late 18th century, was likely used by a merchantman or privateer.

An original guardhouse from the 1830s was positioned near the cannon displays.

The structure was temporarily moved to a Navy facility in Indian Head, Maryland, and sat abandoned for decades until it was restored and returned to the Washington Navy Yard.

On the way to our next stop, I took in a stunning view of Latrobe Gate, which was once the main entrance to the Washington Navy Yard.

Latrobe Gate was built by architect Benjamin Henry Latrobe, who also designed the US Capitol Building. The Greek Revival structure survived the War of 1812 and remains the oldest continuously manned Marine sentry post in the US, according to Naval Support Activity Washington. Today, access to the gate is limited to the flag officers who live on base and their invited guests.

I couldn't take photos of the gate from inside the base for security reasons, so this image from the Library of Congress shows the gate as it looked in the 1980s.

Quarters B is likely the oldest building on the base, possibly dating back to the 1790s.

Quarters B housed the second officer of the Washington Navy Yard.

Next to Quarters B, obscured by the trees, was Tingey House, named for the first Commandant of the Washington Navy Yard, Captain Thomas Tingey. Also known as Quarters A or the Commandant's House, it is now the official residence of the Chief of Naval Operations.

Both structures, along with Latrobe Gate, survived the War of 1812, when Tingey commanded US forces to burn the Washington Navy Yard to prevent the British from capturing it.

Outside the historic homes, the anchor from the USS Enterprise was mounted on a platform.

According to the museum, the USS Enterprise was the first nuclear aircraft carrier in the world and took part in numerous missions and battles from 1961 until 2012.

The Enterprise tracked the first American orbital spaceflight as part of Project Mercury in 1962, helped evacuate Saigon during Operation Frequent Wind in 1975, and struck Iraqi targets during Operation Desert Fox in 1998, among others.

This Naval History and Heritage Command headquarters is where Captain Charles McVay was court-martialed after the sinking of the USS Indianapolis.

In 1945, a Japanese submarine fired torpedoes at the Indianapolis as it traveled from Guam to Leyte after delivering the atomic bomb that would later be used on Hiroshima. The ship sank 12 minutes later.

Out of 1,195 crew members, 316 survived, according to the US Naval Institute. Around 200 crew members reportedly died from shark attacks.

The ship became more well-known after its mention in the movie "Jaws," in which the character Quint recounts his experience as a survivor of the Indianapolis wreck and the gruesome shark attacks that followed.

McVay was the only Navy commander to be court-martialed for losing a ship during battle in World War II. He was widely viewed as a scapegoat, leading his conviction to be overturned by Navy Secretary James Forrestal, The New York Times reported. Still, his reputation never truly recovered. He died by suicide in 1968, and over 50 years later, Congress passed a resolution fully exonerating him.

The old Winch House, where ships were removed from the water to be repaired, has been transformed into a coffee shop.

Before steam winch engines hauled ships onto land, hundreds of sailors would manually pull them in.

The Taylor Building once housed a 470-foot wave pool used to test ship hull models.

Ships and submarines are now tested in a 12 million-gallon pool at a Navy facility called Carderock in Maryland.

"The Washington Navy Yard is oftentimes an incubator to various ideas and concepts that will become standard for the US Navy as well as some industries over time," Galloway said. "But once it gets too large for what is relatively a small footprint throughout its history, that's when you start seeing it move to places that you might know today that are better for those activities."

Building 1 is the Navy's oldest active office building.

Built in 1838 and most recently remodeled in 2006, Building 1 serves as the Commandant's Office.

We then walked to Willard Park, which displayed more notable artifacts and pieces of artillery.

Willard Park is named for Adm. Arthur Willard, who served as commandant of the Navy Yard during World War I.

A spare propeller blade from the USS Maine, which sank in Havana Harbor in 1898, paid tribute to the lost ship.

The ship's sinking was a catalyst for the Spanish-American War, during which the US obtained Guam, Puerto Rico, and the Philippines and annexed Hawaii, according to the US Office of the Historian.

One of the coolest artifacts on the tour was the pressure sphere from the Alvin, the submersible that discovered the wreck of the Titanic.

The Titanic was discovered in 1985 — more than 70 years after the sinking — during a secret Navy mission to locate the wrecks of two nuclear submarines. The true nature of the mission only became public in 2008 when oceanographer Robert Ballard published a book about his experience.

The last stop on the tour of the Washington Navy Yard was a parking garage with an unconventional macabre history, our guide explained.

Ulric Dahlgren, a Union colonel during the Civil War and the son of Union Navy Rear Adm. John Dahlgren, was wounded in the leg during the Battle of Hagerstown following the Battle of Gettysburg in 1863.

When amputation became necessary, the leg was interred with full military honors in the cornerstone of a foundry that was under construction in the Washington Navy Yard. The foundry was torn down in 1915 and, several buildings later, a parking garage now occupies the site. Dahlgren's leg was lost somewhere along the way, but a plaque on the parking garage still marks the spot where it would have been.

The National Museum of the United States Navy is absolutely worth visiting, even in its temporary home.

"The Washington Navy Yard still serves as a very important hub for the United States Navy to this day, we're just much smaller now," Galloway said. "And as you can see, the US Navy Museum is shrinking so that we can grow again so that we can better tell the story of the US Navy and the nation."

I'm looking forward to visiting the National Museum of the United States Navy again when its larger, permanent home is eventually established. In the meantime, it's still a fascinating site that pays tribute to the Navy's nearly 250-year history and provides a rare glimpse into the inner workings of a military command center.

• I traveled to Costa Rica earlier this year and learned a lot about how I'll pack for my next trip.
• There were a few things I was glad I'd thought to bring, like an extra blanket and natural soap.
• That said, an umbrella and UV-protective clothing would have made my Costa Rica trip even better.

Earlier this year, I traveled to Costa Rica for the first time.

It was one of the most beautiful places I've ever visited — but packing for the trip was overwhelming. I wasn't sure what to bring, what to leave at home, and what to buy when I landed.

After an incredible week and a few misadventures, I learned a lot about how to pack for my next Costa Rica trip.

There were five specific things I was glad to have in my suitcase, and three that I wish I'd brought.

I got a lot of use out of my thin, beach-friendly blanket.

Because Costa Rica is so close to the equator, I was expecting warm weather — so I wasn't sure if my extra blanket would come in handy.

However, I ended up using my soft, thin blanket as an extra towel, beach blanket, and sarong. I'll never travel without it again.

My rain jacket helped me stay dry during surprise showers.

Costa Rica is hot and sunny a lot of the time, but if your travel experience is anything like mine, you could wind up in an unexpected rainforest. As it turns out, afternoon showers are common in some areas, and especially frequent from late May through November.

I was so grateful I thought to bring a rain jacket with me, especially during a post-storm hike.

I brought hair-care products designed for humid climates.

Even when it's not raining, the humidity in Costa Rica is often high. Whenever I left an air-conditioned space, I felt as if I'd just gone swimming.

Thankfully, I had the foresight to toss some anti-humidity products, like Amika's The Shield anti-humidity spray, into my suitcase.

Using natural soap helped me feel like a respectful tourist.

While in Costa Rica, I learned that certain soaps and skincare items can bring toxins into native soil and oceans. I spent a lot of time outside, so I was relieved to have only all-natural products with me.

This is definitely information I'll keep in mind the next time I'm lucky enough to stay in the jungle, at the beach, or anywhere with outdoor bathing options.

I was glad that I'd thought to pack soothing tea and honey.

I sometimes find that travel weakens my immune system, leaving me susceptible to coughs, colds, and sinus issues.

For this reason, I packed tea bags and honey — and I was glad I did.

The combination was soothing and relaxing. I brewed myself a cup of tea every time my throat started to feel dry or I found myself getting stressed.

On the other hand, I wish I'd brought an umbrella to help me navigate Costa Rica's unpredictable weather.

Even on sunny, warm days, rain is common in Costa Rica. On day one, I noticed many locals carrying small umbrellas, which they also used as parasols to protect themselves from the sun's heat.

My rain jacket helped me stay dry, but I wish I'd brought a small pocket-sized umbrella to protect myself from both the sun and rain.

A bandana would have been a game changer for my hikes and outdoor adventures.

Being out in the wild — or even just on the patio — prompted me to work up a sweat. Plus, some of the local roads were dusty. I often found myself wishing I could cover my face or wipe my sweaty brow.

Next time I travel to Costa Rica, I'll definitely bring a bandana to wear around my neck or as a headband.

In the future, I'll be sure to pack lots of clothing to protect myself from UV rays.

Although I stocked up on hats and reef-safe sunscreen before my Costa Rican adventure, I didn't consider certain UV-protective clothing items. I wish I'd brought some long-sleeve shirts, as well as tank tops, bralettes, pants, or swimwear designed for UV protection.

My next trip will likely incorporate more outdoor activities like kayaking, paddleboarding, and hiking, so I definitely plan to stock up on these items for sun protection.

• During my first pregnancy, I was set on only buying high-quality items and clothing for my baby.
• After I gave birth, I realized kids are messy, and it was impractical to always buy new clothing.
• I now shop secondhand and attend therapy to heal my inner child.

When I became pregnant with my first kid back in 2019, I was set on only buying new clothes for her. It had to be clothing made with the Earth in mind and of the highest quality — sustainably-sourced materials and 100% cotton.

My babylist consisted of pricey garments, mimicking that of any momfluencer's list of newborn must-haves, a point of pride for someone raised on welfare.

I wanted my daughter to have the life and childhood I couldn't have growing up, and I thought expensive clothing would give her just that. I was wrong.

Growing up, I knew that 'free' came with a price: shame

My mother was 16 and my father was 18 when they wed at the courthouse, and, a year later, they had me. Because of their lack of experience and education, we lived paycheck to paycheck and had regular appointments at Social Services or the Health Department.

On rare occasions — like my birthday, Easter, or Christmas — I received a new dress and "church" shoes. I would bathe in the outfit's new smell, floral patterns, and crisp fabrics, stealing away whiffs of the department store from whence they came and trying on the get-up in a full-length mirror.

As our family grew from three to seven, my siblings and I received less and less new clothing. I don't remember us complaining much, but I do remember thinking in adolescence how I'd start working as soon as I could, so that I could buy the clothes that I wanted without burdening my parents.

I started working at 14 at a Greek family restaurant across the street from my high school. After my first paycheck, I took myself to the mall and bought a brand new pair of jeans and a T-shirt that were on sale at Hollister.

From that point on, I became unstoppable, working up to four jobs at a time while I pursued undergraduate and graduate degrees. In 2009, I got married and moved away from home to earn a better living. Although it pained me to leave my family behind, I felt powerful knowing that I'd halted the cycle of poverty.

And when I had my kids, I wanted to assuage any mom guilt by keeping my kids out of poverty.

Becoming a mother opened old childhood wounds

When I became a mother at the height of COVID in Manhattan, I hadn't anticipated the dramatic shift in identity that I felt in postpartum. With every cry, feed, or wake of my baby, buried childhood wounds began to surface, and I realized that I could no longer ignore their existence. I had to confront them in order to be the mother that I wanted to be.

The standards I had set for my baby, my husband, and myself were too high. Over time, I quickly realized the impracticality of buying new clothes, new toys — new everything — for my daughter.

By her first birthday, my mindset had radically shifted. Kids are messy. They destroy their garments from daily play, so my own emotional need to purchase expensive clothing for my child became an absurd and unreasonable habit, particularly as a stay-at-home mother who was no longer an active contributor to our household income.

Painstakingly, I learned what I really needed to do was to work on healing my inner child. This actualization occurred after I gave birth to my second daughter, 20 months after I had my first. It was when I found myself home with two under 2 and what seemed like a never-ending factory line of rolling tasks that I did the hard work of finding the right therapist.

I allowed myself to buy used clothing for my kids

While I set out on my own healing journey, I started my search for gently used clothing and shoes at secondhand stores, just like my mom did when I was a kid.

I discovered local shops that carried the brands that I'd once gawked over via social media ads and began visiting these stores regularly. I'd often find pieces in my daughters' sizes (or a size or two above) at more than half the price of retail.

My daughters are now 3 and 5, and I still almost exclusively shop at these stores, and even encourage my children's grandparents to do the same.

Without a doubt, therapy has been pivotal in maintaining my emotional well-being and has helped me become a more clear-headed, less self-critical mother.

I've also learned that it's OK to alter the original plan. It doesn't mean that I'm a failure of a mother, and it doesn't mean that my mom was a failure either. It shows that I'm still learning and that my mom was making the best choices she could given her difficult situation.

• Russia's drone attacks have become more complex and difficult to defend against.
• A Ukrainian team leader overseeing a mobile air defense unit said the drones fly faster and higher.
• He said his unit needs shoulder-launched missiles in addition to the machine guns it has been using.

Russia's drone attacks are becoming increasingly complex, with enemy threats becoming harder to kill, the team leader for a Ukrainian mobile air defense unit told Business Insider. He said higher-reaching weapons are needed to beat them.

Oleksiy, the deputy commander of an air defense unit with Ukraine's Territorial Defense Forces, said Russia's drone tactics have changed over the last few months; it is now operating drones at higher altitudes and using modified ones that can fly faster. This presents a challenge for air defenders, particularly those armed only with pickup truck-mounted machine guns.

At the heart of Russia's drone attacks is the Shahed-136, an Iranian-designed weapon that Moscow now also produces at home. Historically, these one-way attack drones could fly at speeds of over 115 mph with a nearly 90-pound explosive warhead.

Though the Shaheds are slower and less lethal than cruise or ballistic missiles, they are significantly cheaper, allowing Russia to launch them in large-scale attacks. Last weekend, for instance, Moscow sent 273 of them into Ukraine, marking one of its largest drone attacks since Russia launched its full-scale invasion over three years ago.

Oleksiy, whose unit is tasked with protecting civilians and critical infrastructure on the outskirts of Kyiv, said that Russia still operates the conventional Shaheds. But Moscow is now using a modified version with an engine that enables it to travel at speeds of over 180 mph. It has also increased the explosive payloads of the old and new drones to more than double the original.

Russia is using decoy drones, too. These don't have warheads but are designed to exhaust Ukraine's air defenses because they look convincing, appearing just as deadly as the real thing. And while they are unarmed, these drones can perform long-distance reconnaissance missions.

Russia used to launch its Shaheds at low altitudes to avoid radar detection. However, it is now flying the drones higher, at over 8,000 feet — beyond the reach of the machine guns that the mobile units are using. BI previously observed Oleksiy's unit fielding a .50 caliber M2 Browning mounted in the bed of a truck.

Oleksiy said that this newer tactic makes the Shaheds inaccessible to mobile fire groups like his — all they can do is observe them and report back. These loitering munitions can then gather in a specific area and simultaneously strike targets. He said that while the Ukrainians can still shoot them down, the kill figures "have begun to decrease."

Russia's defense ministry and its embassy in the US did not immediately respond to requests for comment on the change in tactics described to BI.

In a February intelligence update, Britain's defense ministry wrote that Russia could likely launch at least 2,000 drones each month for the entire year. On Saturday night alone, it attacked Ukraine with almost 300 drones, Kyiv said.

"To overcome this altitude barrier and stably engage drones with firepower, mobile groups need to use additional weapons," like shoulder-launched surface-to-air missiles, or MANPADS, Oleksiy said.

MANPADS stands for Man-Portable Air Defense Systems. In Ukraine, common examples are the American-made FIM-92 Stinger or Soviet-era 9K38 Igla. These are typically used to shoot down threats like low-flying aircraft, such as helicopters, and even cruise missiles.

"Right now, there is a shortage of inexpensive, hand-held MANPADS systems to shoot down drones," Oleksiy explained. "The military is ready to undergo a rapid course in MANPADS operation and use this means of destruction when it is impossible to do so with machine guns."

He said that a combined-arms approach to destroying drones, like using portable missile launchers in tandem with machine guns, would strengthen Ukraine's ability to defend itself.

"If our unit were additionally equipped with a manual MANPADS," he said, "the effectiveness of destroying air targets would increase by twofold."

• Fashion missteps have been notable at major events in 2025, like the Cannes Film Festival.
• Jamie Lee Curtis, for example, wore too many feathers at this year's SAG Awards.
• Alexander Skarsgård, on the other hand, wore a strange pair of boots in Cannes.

We need to talk about the red-carpet duds of 2025.

Sure, we're only five months into this year, but there have been plenty of fashion mistakes at major events so far.

Jamie Lee Curtis, for example, pushed feathers to their limit at the SAG Awards, and Alexander Skarsgård wore a truly ridiculous pair of boots in Cannes.

Sadly, they're not alone. Here's a look at those outfits and other style moments that disappointed in 2025.

Melissa McCarthy should have picked a different outfit for the Golden Globes in January.

She walked the Golden Globes red carpet on January 5 in a hot-pink jumpsuit with long sleeves. It also had a V-shaped neckline, a thick waist panel, and wide-legged pants. The actor sported a massive ruffled cape on top.

McCarthy was overwhelmed by the Christian Siriano look. A simpler gown in a lighter shade of pink would have suited her much better.

There were too many feathers attached to the bolero Jamie Lee Curtis wore at the SAG Awards.

Unfortunately, she was one of the stars who missed the mark with her fashion at the February 23 event. Her feathered top was so thick that it covered her entire neck and created an unflattering silhouette.

Her Dolce & Gabbana dress was much better, with a form-fitting shape and all-over sparkles. Still, the outerwear distracted from her gown.

The Oscars saw a fashion mishap from H.E.R.

The musician walked the Oscars red carpet on March 2 in a custom Ralph Lauren ball gown. Though it had some potential, its various features ultimately clashed and created a messy look.

Its sparkling, strapless top would have suited a prom dress, while its full skirt with a raw hem looked messy and incomplete. Her brown belt also looked much more casual than her layered diamond necklaces.

Jeremy Pope's leather ensemble at the Vanity Fair Oscar Party looked silly, not fashionable.

His black catsuit had floor-length trousers, a loose-fitting top covering half his torso, and a neckline extending into a scarf wrapped around the bottom of his face.

The outfit fit him poorly, looked a bit odd, and landed him on the night's worst-dressed list.

Blake Lively wore a dated look to promote a new movie at SXSW on March 7.

Latex had a moment in the late 2010s, but it's long passed. So it was confusing to see Lively in a tan-colored dress made from the stretchy material at the premiere of "Another Simple Favor."

The Renée Masoomian garment was strapless with a structured bodice and a lace-embellished skirt. It also featured a latex overcoat that Lively wore at the start of her appearance.

The silver dress Katy Perry wore in April needed a few tweaks.

She arrived at the Breakthrough Prize ceremony in a sequinned Gaurav Gupta gown.

Though the color and sparkling material suited the musician, its shape and accessories did not.

The visible mesh that held its bodice together distracted from its unique shape, and its matching headpiece appeared too tight to fit Perry comfortably.

Ed Sheeran also made a fashion mistake that month.

For the Time 100 Gala on April 24, Sheeran sported a Tom Ford suit that was tailored perfectly.

However, its pale-pink color washed him out, and the white T-shirt he wore beneath his blazer was too bland. A darker fabric could have improved his suit, especially if paired with a button-down top.

Nicole Kidman's black ensemble at the Academy of Country Music Awards was missing something.

She attended the event on May 8 in a black one-piece from Monse. The sleeveless garment had a leather bodice and wide-leg trousers with an asymmetrical skirt draped on top.

The outfit was cool, but not accessorized to its full potential. It would've been fun to see Kidman wear it with an updo hairstyle, smoky eye makeup, and a bit of silver jewelry.

Gustav Magnar Witzøe could've used fewer layers at the 2025 Met Gala.

Witzøe might've been one of the few billionaires at the 2025 Met Gala, but he was also one of the worst-dressed.

The Norwegian billionaire wore a white suit from Todd Patrick, an overcoat seemingly made from latex, multiple necklaces, a wide-brimmed hat, and Tabi boots.

He also carried a see-through briefcase filled with vibrant red roses, which looked dramatic and made the outfit look more like a costume.

Hailey Bieber didn't seem to put much effort into her ensemble for the Met Gala.

Saint Laurent custom-made her black blazer dress, which she wore with sheer tights and diamond jewelry.

The glamour of those accessories clashed strongly with her edgy choice of shoes: a platform pair of leather, open-toed heels.

Overall, though, the outfit was too simple and didn't match the night's theme, which honored Black dandyism and menswear.

Heidi Klum's dress at the Cannes Film Festival had a few issues.

She wore a pearlescent dress from Elie Saab, which had off-the-shoulder straps and a mix of blue and purple sequins from top to bottom.

Though the color choice was fun, the gown's mermaid shape and see-through stripes made it look cheap.

It wasn't her best look on the Cannes Film Festival red carpet this year.

Alexander Skarsgård should've reconsidered his shoe choice for the French event.

He was photographed on the Cannes red carpet wearing a Saint Laurent tux and his trousers tucked into thigh-high leather boots.

The fashion house first revealed the shoe style during its January runway show, where the design looked somewhat interesting. On a red carpet, though, they mostly looked ridiculous.

• Norwegian Cruise Line's latest ship, Norwegian Aqua, is great for both families and lone cruisers.
• The ship has 93 single-person cabins and plenty of solo-friendly amenities.
• The cruise line has been championing the solo cruise boom.

Sailing alone on a giant cruise ship doesn't have to feel like a socially isolating act of family vacation defiance.

In fact, Norwegian's latest vessel wants you to go solo.

The 4,482-guest Norwegian Aqua prides itself on being a floating resort for families to lounge together, be it the daybeds littered over the infinity pools or the plush group seating near the Metropolitan bar's live pianist.

However, if you look closely, you'll notice there are as many options — if not more — for people going alone.

After all, the adrenaline-pumping 10-floor dry slide can only accommodate one rider at a time.

There's one sure sign Norwegian is vying for solo cruisers: Its new ship has 93 single-person cabins.

Cruise lines compensate for lost revenue on double-occupancy cabins by slapping an often hefty "single supplement" fee on solo cruisers' fares.

To bypass this, look for specially designated single traveler cabins.

There are 73 of these 94-square-foot, windowless rooms.

These relatively small and affordable cabins start at $1,880 for a weeklong Caribbean cruise from Port Canaveral, Florida, this summer — which is about $600 cheaper than a standard inside cabin with the supplementary fee.

There's no room for a living room.

For that, go to the Studio Lounge, a large social space exclusive to these solo sailors. However, like their cabin counterparts, you won't find any natural light down here.

If you'd rather loaf under the sun, you could pay for Vibe Beach Club.

Norwegian's latest ship has plenty of complimentary lounges, both bar and poolside.

If you want a child-free laze, you could pay $270 for a seven-day pass to the adult-only Vibe Beach Club.

However, you are on a kid-friendly cruise with a surplus of catered facilities.

So if you can't beat them, join them.

Most of these family amenities are also secretly great for solitary travelers (minus the cluster of outdoor activities at the Stadium, unless you can finesse playing "beer" pong and shuffleboard alone).

No need to ride the Aqua Slidecoaster with a stranger.

I've been on plenty of solo cruises for work, so I understand the hate for waterslides that require two riders. (You're telling me I have to share my raft with a random kid?!)

Thankfully, Norwegian Aqua's hybrid waterslide-roller coaster accommodates single and double riders. Plus, riding alone means no one has to hear you shriek when the robot arm launches you upward of 31 miles per hour into the waterslide.

The multi-purpose, LED-lit sports court can accommodate several players.

Or, you're welcome to go alone if you don't want to bicker over the activity of choice.

The same goes for the arcade's two-lane bowling alley — so long as you're OK with an audience of children pausing their virtual reality games to judge your performance — and the mini-golf course, which automatically tracks your putts-per-hole.

No need to fear eating in solitude.

The ship has 15 dining options, half of which are complimentary. These include the familiar cruise buffet, two main dining rooms, and American pub grub from Local Bar and Grill.

I recommend trying Indulge Food Hall.

The food hall has 10 varied stalls, from Indian to Spanish tapas to Texan barbecue.

Don't let decision paralysis stop you from living your lunch dreams.

The portions are relatively small, so you don't need to eat family-style to try multiple dishes. Plus, there are plenty of communal tables that make eating alone feel casual.

Grab a snack at the Observation Lounge.

Most guests go there to enjoy a quiet cocktail with ocean views. However, the lounge has an underrated feature: a tiny café-like buffet with small bites such as Brie sandwiches and cookies.

Grab a quiche and a soft leather seat for a relaxing mid-day solitude snack. Or, if you're feeling chattier, sit at one of the couches and strike up a conversation with your seatmate.

Going to the theater doesn't have to feel like a socially isolating experience.

"Revolution: A Celebration of Prince" could be the most engaging show you'll go to alone.

You could grab a seat on the upper decks, but I recommend heading to the bottom, standing room-only floor.

Small, lilypad-like stages move throughout the performance to create an ever-changing set, corralling the standing viewers while providing plenty of room to sing, dance, mingle, and mix along to the Prince cover songs.

It'll feel more like a concert than a traditional seated show, although there are plenty of those if you prefer.

None of the other theater shows are interactive, save for "The Price is Right Live."

"Elements: The World Expanded" is Norwegian's Cirque du Soleil dupe, while "Syd Norman's Presents: Rumours" is another cover show showcasing Fleetwood Mac's magnum opus album.

Or, if you really hate going without company, make friends at the Studio Lounge and drag them with you. Dancing to Prince with your new chums will surely make for a memorable solo vacation.

• This post originally appeared in the BI Today newsletter.
• You can sign up for Business Insider's daily newsletter here.

Welcome back to our Sunday edition, where we round up some of our top stories and take you inside our newsroom. This week, BI's Polly Thompson took an inside look at how artificial intelligence is set to upend a pillar of the white-collar world: the Big Four.

On the agenda today:

• Many millennials face a cursed inheritance with their parents' homes.
• Internal memos reveal how an ex-Facebook exec leads Microsoft's new AI unit.
• Losing faith in the ROI of college, Gen Z is pivoting to blue-collar jobs.
• Wall Street bigwigs are questioning the safety of government bonds. Now what?

But first: Tesla's robotaxis are taking the wheel.

If this was forwarded to you, sign up here. Download Business Insider's app here.

This week's dispatch

Tesla's big bet

I remain in awe of self-driving cars.

I took my first Waymo earlier this year in San Francisco. Like any newbie, I immediately pulled out my phone, recorded the ride, and then gleefully shared videos with friends and family.

The market for robotaxis is well beyond the shock and awe phase. For Tesla, the stakes are high to get it right.

The EV maker's long-awaited autonomous ride-hailing service is expected to debut next month in Austin. It will join Waymo, owned by Google's parent company Alphabet, which is already entrenched in San Francisco and expanding into other cities.

My BI colleagues Lloyd Lee and Alistair Barr tried to see which company offers the better self-driving experience: Tesla or Waymo. They test drove both, expecting the results of their not-so-scientific test to come down to minute details. (They couldn't compare the robotaxi services because Tesla hasn't launched its yet).

The results surprised them.

While the rides were mostly similar, the differentiator was Tesla running a red light at a complex intersection. It was an error too big to overlook. Waymo won the test.

Lloyd and Alistair's story ricocheted around the internet and social media. On Tuesday, CNBC's David Faber pressed Tesla CEO Elon Musk about it, particularly the Tesla running a red light.

Musk didn't address specific details in BI's reporting. Instead, he said Tesla's robotaxis will be "geo-fenced" — meaning they will avoid some intersections and certain parts of Austin.

Waymo already uses geo-fencing. Its car avoided the intersection where the Tesla ran the red light, instead taking a route that was farther away and less time-efficient but perhaps safer to navigate, according to the BI story.

Tesla's robotaxi plans come at a critical time for a brand that's taken a hit from Musk's work with the Trump administration. Overseas competition is also ramping up, and prices for used Teslas, including Cybertrucks, are falling.

The excitement around the robotaxis is helping, though. Tesla's stock has risen about 40% since Musk talked up the robotaxi last month and signaled he was re-committing to Tesla and stepping back from DOGE.

We'll stay all over this coverage for you, including the big debut.

The new millennial home dilemma

Millennials are set to benefit from a massive wealth transfer from their boomer parents, most of which is held up in real estate.

But because boomers tend to stay in their homes for decades, many children will inherit properties in need of some serious TLC.

There's an entire industry designed to help.

Microsoft's "age of AI agents"

CEO Satya Nadella recently tapped Jay Parikh, formerly Facebook's global head of engineering, to spearhead Microsoft's new AI unit, CoreAI. BI viewed internal memos to get a glimpse of Parikh's vision and progress.

Parikh is focusing on cultural shifts, operational improvements, and customer experience as he leads Microsoft into a new era.

He has plans for an AI "agent factory."

From PowerPoint to plumbing

AI is decimating jobs, and the cost of college is ever-rising. Gen Zers are losing faith in the ROI of a degree, but they've got another option: the trades.

White-collar jobs are stagnating, but fields like plumbing, construction, and electrical work are projected to grow. Blue-collar jobs offer a work-life balance and a path to becoming your own boss.

Plus, some of them pay six figures.

The shaky bond market

Bonds have always been viewed as a safe haven, especially ones backed by the US government. But concerns over the growing deficit are changing investors' perspective on the asset.

KKR has cast doubt over bonds, and JPMorgan CEO Jamie Dimon has been vocal about US credit being a "bad risk." Here's what investors have to think about amid the turmoil.

Not so safe and sound.

Also read:

• Return of the "bond vigilantes": Spiking yields show investors are getting worried about government debt
• Forget "Sell America": Morgan Stanley makes the case for US stocks and bonds to dominate global markets

This week's quote:

"But if you want one of these jobs, you've got to play the game."

— A recent graduate who moved to New York City early to be in a good position for the private-equity recruiting process.

More of this week's top reads:

• Duolingo drama underscores the new corporate balancing act on AI hype.
• Elon Musk went on a media blitz. Here are five takeaways from his interviews.
• See inside the luxurious Boeing 747 Qatar is giving to Trump to serve as Air Force One.
• Instagram head Adam Mosseri on the "paradigm shift" from posting in public to sharing in private.
• Four reasons Walmart is raising prices and Home Depot isn't.
• Please, Jony Ive, I beg you not to make a voice device.
• Meet the Yale student and hacker moonlighting as a cybersecurity watchdog.
• Inside the little-known perks that come from a stock exchange "bake-off."

• Why these Americans agree with the DOGE firings: "Welcome to the real world."

  ---

  The BI Today team: Dan DeFrancesco, deputy editor and anchor, in New York. Grace Lett, editor, in Chicago. Amanda Yen, associate editor, in New York. Lisa Ryan, executive editor, in New York. Elizabeth Casolo, fellow, in Chicago.

• North Korea has detained three officials following a failed warship launch, state media reported.
• The ship was partially "crushed" after attempting to launch earlier this week.
• Satellite images showed the capsized destroyer covered by blue tarps at North Korea's Chongjin port.

North Korea has detained three shipyard officials following a failed warship launch that saw a new 5,000-ton destroyer partially "crushed" at the northern port of Chongjin on Wednesday, state media reported.

Pyongyang's KCNA news agency said an investigation into the incident was intensifying and that Chongjin shipyard's chief engineer, the head of the hull construction, and the deputy manager for administrative affairs had been detained by law enforcement.

The agency had reported on Thursday that a "serious accident" took place during a launch ceremony for the ship, which is believed to be from the Choe Hyon class of destroyers.

The problem was said to have occurred after a loss of balance while the ship was being launched, with KCNA also blaming "inexperienced command and operational carelessness."

Satellite images of the Chongjin port taken after the incident showed the destroyer on its side and covered in blue tarps, still partially resting on the pier.

KCNA said Thursday that some parts of the warship's bottom had been "crushed" in the incident.

In an update Friday, it said that no holes had been identified on the ship's bottom but that "the hull starboard was scratched and a certain amount of seawater flowed into the stern section." On Sunday, the agency reported that no additional damage to the warship had been found.

North Korea's supreme leader Kim Jong Un called the failed launch a "criminal act caused by absolute carelessness, irresponsibility and unscientific empiricism," per KCNA.

He added that those responsible for the error would need to be "dealt with" at a party meeting next month.

• Mike Nay bought his first claw machine during the pandemic to pass the time.
• Once he had the strategy down and arcades reopened, he was winning hundreds of plushies.
• He learned that he could make a profit from reselling them and has earned over $40,000 in sales, so far.

This as-told-to essay is based on a conversation with Mike Nay, a claw machine expert and plush reseller. It has been edited for length and clarity.

What started as a pandemic hobby — messing around with a couple of claw machines I bought online — turned into a side hustle that's earned me over $40,000 in sales, so far.

I source exclusive plush toys from arcade claw machines and resell them online through platforms like Mercari, eBay, and Poshmark.

I sell between three and five plush dolls per day, averaging $20 per sale. However, I've sold more exclusive, collectible plushies for as much as $200.

How I got started, and where the money is

When I first got into claw machines, I wasn't thinking about revenue. I just wanted a fun distraction during lockdown.

I bought my first claw machine from Alibaba for around $800, filled it with plush toys I won at arcades, and started learning all the tricks.

People assume claw machines are all rigged or based on chance, but there's real strategy involved. I study the geometry of the plush, where it's positioned, the weight distribution, and the claw type. Each machine has different settings — operators can control the claw's grip strength and how often it actually pays out.

Once lockdown restrictions lifted, I was back in the arcade, winning dozens of plushies that were taking up a lot of my shelf space. That's around the time I realized there was a lot of good resale value for these toys.

At first, I listed a few on Mercari, which sold within hours. Once I noticed consistent demand, especially for Japan-exclusive plushies, I started to ramp up my sales.

I've sold over 3,000 plush toys. Most costs me between $3 and $7 to win at arcades in chains like Round1 and Dave & Buster's. If I sell that item for $15 to $25, the ROI is significant, especially when I can win several in a single session.

My average arcade session costs between $150 and $200

I usually walk into an arcade with $150 to $200 in arcade credits and come out with two large laundry bags full of toys. If the machines are paying out well, that haul can net me between $300 and $500 in resale value.

On great days, I'll invest $400 to $500 in credits and earn between $1,000 and $1,500 in sales.

I've trained myself to identify machines that are likely to pay out quickly. That way, I don't waste money on poor setups or high-difficulty wins.

I don't typically pursue machines with a one-in-30 win ratio. I target the ones where I can usually scoop a prize in under five tries.

I run market research like any online seller

Before I head to the arcade, I check sold listings on eBay and Mercari to see what's trending. I follow other plush resellers online and stay active in Reddit communities where fans post about new arcade drops.

Some plushies — like Round1 exclusives or limited-edition anime collabs — are highly collectible. I also closely track plush with cultural relevance, like any anime that has a new popular movie coming out. When I see those in machines, I'll spend more aggressively to grab them, because I know they'll move fast online.

I treat my inventory like a retail business

At home, I have a dedicated room, which I call the ar-cave (short for arcade-cave), where I have about 500 plushies that I've sorted in plastic bags by category: Pokémon, anime, holiday, video game, Squishmallows, etc.

I also donate excess inventory to charities, especially around the holidays. If I win 10 plush in one session and can only sell six, I'll donate the rest. I've donated over 1,000 toys. It's good for the community and helps manage space.

My long-term goal is to open a claw machine arcade

The business has grown beyond what I expected. Between selling plush, running a TikTok channel called "ArcadeFriends," and getting recognized at arcades, this is now a meaningful part of my life and income.

Eventually, I want to open my own arcade and stock it with curated plushies I know people love. I'll also set the machines so people can actually win.

Until then, I'll keep running my plush side hustle, one claw at a time.

Do you have a story to share about profitable side hustles? Contact the editor at [email protected].

This story was adapted from Mike Nay's interview for Business Insider's series, "Big Business." Learn more about Nay and others' toy businesses in the video below:

• Taylor Swift wrapped her $2 billion Eras Tour last year and is taking a break between album releases.
• Critics and Swifties alike have questioned her hiatus, fueling work-life balance debates.
• President Donald Trump even recently said Taylor Swift is "no longer 'hot,'" meaning popular.

Last month, I was browsing a newsstand's magazine selection when the headline on an Us Weekly cover featuring Taylor Swift and Travis Kelce embracing made me laugh out loud: "Why Did They Disappear?"

I sent a photo of the cover to my friend, a fellow Swiftie, with a snarky caption: "No one can take time off anymore without getting pinged."

The explanations for the couple's low profile seemed so obvious: Kelce is a football player in the NFL's offseason, while last year, Swift released her 11th blockbuster album, "The Tortured Poets Department," and wrapped the cross-continental Eras Tour that grossed over $2 billion. One would think that would set her up nicely for a worry-free vacation, even in this economy.

Instead, Swifties are documenting each day that passes without a new Instagram post (163 as of writing) like Tom Hanks carving tally marks in "Cast Away." This week, Swift simply liking a post on TikTok was framed as a major development and "social media comeback." Meanwhile, WNBA star Caitlin Clark — who has publicly hung out with Swift exactly once — was asked to account for the singer's low profile. (Clark replied that Swift and Kelce are in "vacation mode.") Even President Donald Trump got in on the action, proudly suggesting on Truth Social on May 16 that his previous post about hating Swift was the reason she is "no longer HOT."

The point I'd first made as a joke was starting to feel more literal. Could the public's attitude toward Swift and Kelce's brief, deserved retreat from the spotlight be a canary in the coal mine? Is the era of protecting work-life balance already over?

Taylor Swift is famously hard-working — but fans are still demanding more

In the past few years, corporate workers have proudly extolled the benefits of "quiet quitting," "gentle Fridays," and leaving six-figure tech jobs due to burnout. Meanwhile, Gen Z has led the charge in asserting their right to use allocated vacation and sick days without fear of being perceived as lazy or undedicated.

Swift — a self-described proud millennial, for the record — aligns more closely with the baby-boomer ethos. In a song from her latest album, she sings, "I cry a lot but I am so productive / It's an art." Those are not the words of a woman taking spontaneous mental health days. In fact, Swift is renowned for rarely canceling her concerts as long as she can avoid it, often performing in extreme heat or pouring rain.

One might assume that in 2025, Swifties would celebrate their idol finally taking a break after spending hundreds of hours onstage over the past two years. Instead, speculation about when Swift's next album might arrive intensifies by the day. As many pop-culture update accounts have noted, this is Swift's longest online hiatus since 2017, when she withdrew from the public eye ahead of releasing "Reputation." On April 26, a fan wrote on X, "4 months without the eras tour and taylor is nowhere to be found," paired with a gif of a hospital patient collapsing.

Us Weekly isn't the only publication demanding answers about Swift and Kelce's not-so-mysterious "hiatus." Page Six published the headline, "Why Taylor Swift and Travis Kelce have suddenly disappeared from the limelight." The tabloid is also running live updates about the singer's supposed movements, mostly fueled by anonymous sources and X posts from Taylor Nation, the social media arm of her PR team.

Sure, Swift is a billionaire who has little in common with most Americans. But the thrust of these demands — for output, for accountability, for toothless cooperation with the hand that feeds — feels familiar.

Elon Musk, who led the newly created Department of Government Efficiency for the first three months of Trump's second term, has dominated news cycles with surprise firings, 120-hour workweeks, and mandatory 9 p.m. all-hands meetings. (Musk has said he's still involved with DOGE on a reduced basis.) Tesla employees — and any federal workers who have been caught in Musk's crosshairs — are implicitly required to be logged on and locked in.

Musk isn't alone in this mindset. In recent months, many companies have implemented strict return-to-office mandates and other structural changes that, until recently, would have been criticized as too micro-manage-y.

Under these conditions, with men like Musk and Trump setting the national tone and anxieties about staying employed reaching new highs, it's no wonder why any time spent off the clock feels like a bubble under constant threat of popping — whether by a magazine cover questioning your disappearance or a Saturday email from HR asking for an itemized list of what you accomplished last week.

It's ironic, though, that just last year, Swift was chastised by critics for her hyper-productivity: Releasing a 31-track album in the midst of the Eras Tour led some to decry her business tactics as excessive, greedy, and overdone. Now, after a comparatively brief stretch of laying low and playing it cool, the script has flipped. But after two decades of extreme scrutiny, Swift is well acquainted with this tightrope walk. As she sings to open her 10th studio album, "I'm damned if I do, give a damn what people say."

• For my 40th birthday, my family and I traveled New Zealand's South Island in an RV.
• We went for eight nights and had an absolute blast.
• Though the RV itself was expensive, we found other ways to save money along the way.

With its stunning mountains, picturesque lakes, and star-filled skies, New Zealand's South Island is truly spectacular. My family of five recently traveled there and hit the road in an RV for eight nights to celebrate my 40th birthday and make some epic memories together.

Renting an RV proved to be a popular way to see the island, but it was also a pretty expensive way to travel. However, we did enjoy the convenience of having our accommodation, transport, and cooking facilities all in one.

We spent money on the RV itself

The RV cost us 3572 New Zealand Dollars (with the insurance factored in) for eight nights, about $2115, which is just over NZ$446 a night.

In addition, we paid for powered sites at caravan parks at least every second night so that we could access electricity for the portable heater and refill our water supply. Powered sites ranged in price from NZD$50 to NZD$110.

So, all in all, we spent up to NZ$556 a day on the RV alone, plus what we spent on fuel, which was more expensive than back home in Australia, where we live. The RV company also charged a mileage fee at the end of the trip, which worked out to be about NZD$170.

We didn't mind spending money on certain experiences

You can't go to the South Island and not see those iconic sites it's famous for. We splurged on experiences like boating around the fjords of Milford Sound, venturing into the Te Anau Glowworm Caves, and stargazing in Lake Takapō.

These experiences weren't cheap, especially for a family of five. But I felt like spending the money was totally worth it, because they were experiences we couldn't have elsewhere.

We also shelled out for treats along the way

We have three kids under 10 who love treats, so we definitely indulged on the trip. Often, we'd cook our main meals in the RV to save money, then have a treat out and about.

On our way north, we discovered an award-winning artisan ice cream shop in Arrowtown called Patagonia Chocolates, and on the return leg to Queenstown, we went back for seconds. There was also a quaint store full of treats in Arrowtown, the Remarkable Sweet Shop, and we spent far too much money on sugary delights.

However, we made sure to save by keeping groceries in the RV

We couldn't get over the cost of groceries in the center of Queenstown. It was outlandish compared to Australian prices. When we picked up our RV, I asked our taxi driver where to shop, and he recommended a low-price store called Pak'nSave. The prices were much more in line with our budget, and we stocked up for the week.

The office of the campground where we were staying in Queenstown also had a free community shelf where other travelers had left staples like salt, pepper, coffee, and so forth. We took what we needed and donated our leftover supplies at the end. It was a great system.

Living in an RV with a small fridge meant we had to be smart about our food storage and cooking. I planned out our meals in advance and made sure ingredients could be used in multiple dishes, which also saved money.

We also entertained ourselves for free in the great outdoors

New Zealand is the perfect place to immerse yourself in nature. A lot of our itinerary was about hikes and wholesome outdoor fun.

Highlights included the walk up Queenstown Hill for panoramic views of the area, watching sunsets on Lake Wakatipu, rock collecting with the kids, and hiking around Aoraki/Mount Cook National Park.

My absolute favorite experience was climbing Roy's Peak, near Wānaka, with my 9-year-old son. It was a challenging hike of roughly 10 miles, but the sweeping views at the top were spectacular.

We spent some time 'freedom camping'

Because the powered campsites cost up to NZD$110, we also saved money by "freedom camping" whenever we could, which is a kind of camping where you're allowed to stay on public land without paying a fee. However, there are specific rules for camping this way — for example, you must be in a self-contained vehicle with a toilet, wastewater tank, and trash facilities.

My favorite spot we did this was Lake Pukaki. We arrived at night and had the most spectacular view of the Milky Way. Then, we woke up surrounded by snow-covered mountains and a lake glistening in the sunlight. It was absolutely magical.

Overall, I loved the experience of traveling in an RV and would highly recommend it if your budget allows for it. The kids had a ball, and we made lasting memories that we will cherish forever.

• Daniel Post Senning and Lizzie Post are etiquette experts with the Emily Post Institute.
• Their book shares eight simple steps you can take every day to build strong relationships at work.
• "Acknowledgement is probably one of the most impactful daily practices that we can engage with in so many ways," said Post.

Navigating your professional relationships with your coworkers can be complicated.

Did you accidentally say the wrong thing? Overstep a boundary?

The good news is that some of the easiest things you can do to build and sustain solid relationships at work are pretty intuitive, according to Daniel Post Senning and Lizzie Post, etiquette experts with the Emily Post Institute.

"It's remarkable how durable the advice is when you get down to what our expectations are of each other on a very human level," Post Senning told Business Insider.

Their book, "Emily Post's Business Etiquette," went on sale May 20. It includes a list of eight daily office courtesies you can do to build and maintain goodwill with your boss and peers.

Here's the list from the book:

1. Show up ready for the day or your shift.
2. Acknowledge others and greet them with a smile.
3. If you can, make eye contact when speaking with others (for video calls, turn on your camera and face the lens).
4. Use the magic words in all your interactions, both verbal and digital. (The book lists as magic words: Please, thank you, you're welcome, excuse me, I'm sorry)
5. Use shared spaces appropriately, never leaving a mess or taking more than your share.
6. Decline to participate in office gossip.
7. Offer help to others or check in to see how their work is coming along.
8. Say goodbye to colleagues on your way out the door for the day.

These are simple "'gimme' social interactions," as Post Senning calls them.

"They cost you nothing, and done well, and repeatedly, they really forge important social bonds," he previously told BI. "They build a sense of connection and trust that is going to carry you through tense meetings, critical feedback, miscommunications, things like that later on."

At the end of the day, these small-but-mighty actions are about acknowledging each other, Post said.

"Acknowledgement is probably one of the most impactful daily practices that we can engage with in so many ways," she told BI. "Whether it's looking up and acknowledging your colleagues with a greeting or a goodbye, or it's acknowledging the work that they do and the participation that you see happening around you that facilitates your own work getting done."

"Emily Post's Business Etiquette" Copyright © 2025 by The Emily Post Institute, Inc. Illustrations copyright © 2025 by Eight Hour Day. All rights reserved. Published in the United States by Ten Speed Press, an imprint of the Crown Publishing Group, a division of Penguin Random House LLC.

• A 3rd ex-personal assistant will testify on Tuesday, when Sean Combs' sex-trafficking trial resumes.
• Ex-PAs have described heartrending instances of violence and coercion involving Combs' girlfriends.
• They've also described cleaning up after "freak offs" — and what Combs kept in his cosmetics bag.

Sean "Diddy" Combs was not an easy boss, frightening away or burning out a small army of personal assistants over the decades.

At his sex-trafficking and racketeering trial in Manhattan, these ex-assistants are coming back to haunt him from the witness stand.

So far, two former personal assistants have been called to testify by prosecutors. (A third, Capricorn Clark, is scheduled for Tuesday)

They told the jury that working as Combs' PA meant turning a blind eye to harrowing violence while meticulously managing every detail of his life, including making sure his toiletries all faced the same way and keeping his hotel suite stocked with applesauce, jello, and Fiji water.

Even on good days, the pay was low, the days were long, and the workweek could stretch 100 hours long, the two former PAs told jurors. Complaining was frowned on — "What rhymes with tired?" went a joke among the staff. The answer? "Fired."

But on the worst days, they testified, they were drawn into a world of chaos and illegality. Both described purchasing drugs for Combs or his friends.

Good days and rap wars

Former PA David James recounted chauffeuring Combs to a narrowly averted gunfight with rival record executive Suge Knight.

James said he realized he may die that night, at the wheel of his boss's car, in the parking lot of an all-night Los Angeles diner.

Combs sat behind him in the black Escalade with three guns in his lap, James remembered on the stand. "Mother fucking drive," he said Combs ordered as they set out.

The two PAs also described heartrending scenes of violence.

Ex-PA George Kaplan remembered the time in 2015 when he heard Combs' longtime girlfriend, Cassie Ventura, screaming in the bedroom of Combs' private jet.

"Isn't anybody seeing this?" she cried, accompanied by the sound of crashing glassware.

Kaplan told jurors that he turned in his seat and saw the rap mogul standing over a cowering Ventura while holding aloft a whisky rocks glass.

No one on the jet — the Gulfstream was crowded with Combs' security guards and assistants — interceded or checked on Ventura afterward, he said.

Everyone turned away, Kaplan said, as the sound of more screams, more shattering glass, filled the cabin.

Many empty bottles

The two personal assistants also described Combs' many peccadillos — and the many, many physical messes he left behind.

Kaplan told jurors on Wednesday that he was tasked with cleaning up whatever Combs left behind at luxury hotel suites in Miami, New York, and Los Angeles.

The jury has heard two weeks of testimony alleging that these hotel suites were crime scenes.

Ventura, the star prosecution witness, told jurors during the first week of testimony that throughout their decadelong relationship, Combs used violence and threats to force her to perform sex acts with male escorts, most typically at hotels.

Combs has pleaded not guilty to all charges and denied all accusations of sexual abuse. He has insisted since his arrest that he engaged only in consensual sex with his accusers, who he has alleged have a financial incentive to implicate him

"Lots of empty bottles, empty Gatorade bottles, empty liquor bottles, and often baby oil," Kaplan testified, describing the items he said he "tidied" at such hotels as the Trump International in Manhattan and the Hotel Bel-Air in LA.

Combs was a fastidious boss who liked things just so and threatened to fire him monthly during the year he worked for him, which was between 2014 and 2015, Kaplan said.

"Available, facing forward, and ready for use," he told jurors, describing how Combs expected to find the toothpaste, toiletries, and medications on his bathroom counter each morning.

Asked how often Combs would threaten to fire him from the $125,000-a-year job, Kaplan answered, "maybe monthly."

Mr. Combs' kingdom

The second ex-PA, David James, described his own harrowing tenure as Combs right-hand man between May 2007 and May 2008.

"This is Mr. Combs' kingdom," James said head of HR told him during his interview, gesturing toward a portrait of the rapper on the wall of his Manhattan headquarters.

"We're all here to serve it," James said she told him.

He said his starting salary was $70,000.

"There were times I worked three weeks straight," he said.

"Advancing a hotel room" was a frequent assignment, James said. That meant making sure it was stocked with Combs' favorite items, from clothing changes to "applesauce, jello, and Fiji water."

Combs' cosmetic bag went everywhere he went, and held some 40 different products, James said.

"Everything from ointments to a razor," he testified.

"He had Just For Men in there," he added, referring to the men's hair color brand. Since his arrest nine months ago, Combs' hair has turned mostly gray.

A separate "medicine bag" likewise went everywhere Combs traveled.

"There were probably 25 to 30 different pillboxes or pill bottles," James said. "Some were like Advil, Tylenol. He had water pills to help him lose weight. He had Viagra in there. He had some pills that helped increase his sperm count, for example."

Asked if there were any other sorts of pills, James said, "He did have ecstasy and Percocets in there, as well."

Combs took Percocets, a prescription opioid painkiller, "throughout the day," James said.

The rapper would switch at night to taking ecstasy, the PA told jurors, referring to the psychedelic stimulant also known as MDMA. One of Combs' preferred ecstasy pills was stamped with the image of Barack Obama's face, James testified.

"Diddy bopping" at the party

Once, at a New Year's Eve party thrown by Combs, James, who'd already been hitting the Ciroc vodka hard, went into Combs' med bag and popped an ecstasy pill, after which he was "feeling pretty good," he told the jury.

"Normally, I'm very straightedge, don't normally have too much emotion, but this night I was, like dancing — they said I was Diddy bopping all around the party."

"Diddy bopping" was left to the jurors' imagination.

A few days later, Combs called him into his office. He was "reviewing footage from the party," James said.

"Yo, playboy," James said Combs told him. "Is that you dancing around the party?"

"Yes, sir," James answered. "And he kind of nodded his head and he said, 'OK, I want to keep this footage in case I ever need it.'"

"It was so out of character for me that he thought it would be embarrassing if he released the footage of me to the public," James told the jury.

Prosecutors say Combs controlled Ventura by threatening to publicly release explicit sex videos.

First thing Tuesday, Capricorn Clark is set to be Combs' third former personal assistant to testify against him, kicking off week three of the government's case.

Federal prosecutors will ask her about a break-in at rapper Kid Cudi's Hollywood Hills home in 2011 — the one where his Christmas gifts were unwrapped and rifled through and his dog was left shut in the bathroom.

Clark was there and called to warn Kid Cudi, whose real name is Scott Mescudi, that a jealousy-enraged Combs was inside the house, according to the rapper, who testified Thursday.

Clark may also describe Combs forcing her to take a lie detector test after she was robbed while carrying what another ex-assistant described to the jury as the rap tycoon's "jewelry suitcase or briefcase, if you will."

The heisted jewels were replaced by cubic zirconium replicas, that assistant dished from the stand last week.

She couldn't get out

Perhaps James' most significant testimony came he described something Ventura once said as they stood together smoking cigarettes one night on a dock outside Combs' Miami estate.

Ventura was then 21 or 22, and in the early months of her 11-year, on-and-off relationship with Combs. James was in his 20s as well.

As they commiserated about what they agreed was their crazy lifestyle of long hours and jetting city to city, James asked Ventura why she didn't simply leave.

"I can't get out," he testified that Ventura told him.

"Mr. Combs oversees so much of my life," she said, according to James' testimony last week. "He controls my music career, he pays for my apartment, he gives me an allowance."

James told the jury he believed her. "I just didn't think that she could easily leave," he said.

• Daniella Pierson is launching CHASM to help women secure venture capital funding.
• Pierson said she was laughed out of meetings with VCs when pitching her newsletter called The Newsette.
• She built a multimillion-dollar business anyway, and wants to help other women do the same.

Before building her multimillion-dollar business, Daniella Pierson said she was "the poster child" for "do not invest in."

Now, she aims to help other "uninvestable" women secure financing for their ideas with her new organization, CHASM, where she wants to help close the gender gap in VC funding.

"I had zero investment, not because I didn't want it. I wanted it very badly," Pierson told Business Insider. "I went to dozens of VCs, and I was rejected, rejected, rejected, laughed out of every room."

One "household name" told Pierson she spoke too much and too quickly, and didn't know what she was talking about: "I cried the whole Uber home."

Despite the setbacks, Pierson made a name for herself with her newsletter, The Newsette, which she founded in 2015 during her sophomore year at Boston University.

Until graduation, she would write the entire newsletter between 6 and 10 a.m., covering the latest news in beauty, fashion, and business, before rushing to classes. Then she'd work on it in the evenings and weekends too.

"Even after we made a million dollars, I still wrote it," Pierson said. "I didn't have fancy VC money to fall back on."

In 2021, The Newsette had a team of 14 and brought in revenues of $40 million in one year and made a profit in the tens of millions. The following year Pierson launched another newsletter, Wondermind, cofounded with Selena Gomez and the actor's mother, Mandy Teefey.

That year, Forbes named Pierson the world's youngest, wealthiest self-made woman of color.

Numerous barriers

It took Pierson more than five years of hard work to become successful beyond her "wildest dreams."

Pierson said she grew up as "the dumb twin — that's not a nickname I gave to myself. That's something my lovely teachers and peers called me in public to my face."

She faced numerous barriers and challenges as a female entrepreneur. She failed her business project at college and was almost kicked out a semester before graduation. She was diagnosed with OCD when she was 14, and also lives with ADHD, depression, and anxiety.

Pierson doesn't want it to be this hard for other women like her.

The amount of funding all-women teams receive is low. In 2022, they accounted for 2.1% ($5.1 billion), BI previously reported. In 2023, it dropped to 1.8% ($3.1 billion).

"That made me really mad," Pierson said. "So I was like, what am I going to do? I'm going to close the gender gap."

CHASM, which launched on May 20, has a "mentor-to-many" business model. Fifty high-profile entrepreneurs and investors, both men and women, pay a $25,000 membership fee to help aspiring female entrepreneurs from pitch to exit, offering insights, networking opportunities, and grants.

Pierson said she wanted to provide women the tools, knowledge, and connections they need to thrive as entrepreneurs without facing the same roadblocks that she did.

Wider gap

Pierson said women start out "50 feet below the playing field" when launching a business. She believes men are part of the solution.

"The gap has opened wider because we're isolating men," Pierson said."That could be a controversial statement, but I don't think it is, because guess what? If 99.999% of the money, power, wealth, all of that belongs to men, we need some of them on our side."

Pierson said she doesn't want to "just throw money at the problem."

"I'd rather teach a woman how to fish than just give her a fish," she said. "I want to put them in the best position for success by giving them the ultimate Bible of everything."

Some members already signed up for CHASM include Sara Blakely, the founder of Spanx and Sneex; singer Lionel Richie; Fidji Simo, the CEO and chair of Instacart who is joining OpenAI later this year; and Tony Robbins, a motivational speaker and coach.

"This is putting my heart and soul, and my time, where my values are, and I hope people really use this to become the most successful versions of themselves, no matter what industry they're in," Pierson said. "If I can do it, anyone can."

• Philip Su, a former engineer at OpenAI and Meta, says early-career engineers should be generalists.
• Specializing means taking on the risk of future redundancy, he said on "The Developing Dev" podcast.
• It's worth it to "dabble" in different areas before you commit, Su added.

Early-career engineers should beware of specializing too soon, said Philip Su, a former engineer at Microsoft, Meta, and OpenAI, and founder of podcast player Superphonic.

"That, I think, is a tricky decision depending on how well the person knows themselves," Su said on a recent episode of "The Developing Dev" podcast when asked if it was better to be a generalist or to pick a niche and stick to it.

"So there's the occasional exceptional person — like these prodigies in chess, for instance, right?" he added. "They will have been a prodigy by the time they're eight or nine years old, and so they're obviously fit to play chess. That person should specialize, because that's an unnaturally unique talent, right?"

For most, there are dangers to singular focus, Su said — especially in the "age of AI." There's always the possibility, he said, that your specialization is rendered obsolete.

"If you join some company and you're diehard committed to like, Technology A, right?" Su said. "What if in three years that thing becomes irrelevant, and that's all you know? You know, you're like the COBOL person hoping Y2K happens again, right? Because COBOL's not used anywhere, but that's your specialty."

Before you choose to completely dedicate yourself to any one area, Su suggested taking a few years to develop a range of skills and to determine what best suits you.

"If you are 22, 23, starting your career, I would, in general, encourage at least dabble in a few things before you like diehard commit," he said.

Figuring out what's right for you is easiest when you're sure of what you want, Su said, not just in work, but in life.

"Decisions, for me, a lot of times were hard because I didn't have clear values," he said. "If you know exactly where you're going, decisions toward getting there become a lot easier."

If Su could give advice to his younger self, he added, he'd tell him to take more time to really pinpoint his desires, rather than forging ahead toward an idealized goal.

"I think another thing is, I often feel like I was the dog that caught the car," he said of becoming a development manager at Microsoft, where he worked prior to OpenAI and Meta.

"The problem with peaking early, you know — because I hit that level when I was probably, I don't know, 30 years old or something like this — the problem is, you're like a child actor," Su added. "The question is, what are you going to do with the rest of your life?"

In addition to making sure you truly want what you're chasing, if you're particularly focused on your career to the exclusion of all else, Su said you should be prepared to make sacrifices.

"So A: be sure that's really what you want. And part B is, be sure you're comfortable with other things breaking, you know?" he said. "Because that is what it will take to get there, if that's truly what you want."

Some reeds "bend," Su said, while others "break" completely — so it's worth evaluating your priorities with great care. In the grand scheme of a career, he added, there's ultimately not that much of a difference between becoming a senior engineer at 30 versus 38.

"So it's like, how fast do I want to be at my terminal level? Like, what's the real plan there?" Su said. "Versus, can I keep a healthy relationship with my spouse, with my kids, right? That's important."

Su did not immediately respond to a request for comment by Business Insider prior to publication.

• Walter Green worked in IT for 30 years before retiring in 2024.
• His job's retirement fund match and a six-figure inheritance allowed him to retire early.
• Green said he doesn't mind working part-time or pulling from investments in the future.

This as-told-to essay is based on a conversation with Walter Green, 52, from Northwest Arkansas. It's been edited for length and clarity.

I officially retired from my 30-year career in technology at the end of 2024, at the age of 52.

When both my parents passed away, at 85 and 91 respectively, it recentered my priorities. I always thought I'd work until the typical retirement age, 65 or 70, but I realized I wanted to retire while I was still young and healthy enough to enjoy it.

I experienced euphoria after retiring, but it's not all easy.

I don't have enough money to go the rest of my life without working

My job gave me a generous retirement match, which I had contributed to for many decades. I also received a six-figure inheritance from my parents, which was the bump that made me really believe I could retire earlier than expected.

Still, it's not enough to stop working for the rest of my life. There's this widely accepted idea that retirement means you're done working for good, but I see it as a new phase for me to fill as I'd like.

It's a great season to take some time off and do jobs that perhaps pay less but can provide a lot of fulfillment.

Before retiring, I started tracking my costs very closely

Before retiring, I started using You Need A Budget or YNAB, an online service with a subscription fee. I wanted to truly understand how much money I needed to cover essential needs while feeling comfortable doing some extra fun things here and there.

There are some common retirement guideposts to follow, like the 4% rule or having 25x your income in savings, but for me, it felt most important to stick to my basics: food, healthcare, utilities, transportation, and veterinary care.

I've used websites such as Boldin, FI Calc, and Honest Math, which have free tools that allow me to view my savings aggregately, predict investment returns, and project future expenses.

Retiring was a scary decision, and it felt like a lot was at stake

I had some hesitation because what if I found myself in a tough financial position after I quit my job? I questioned whether I'd be able to go back to my old employer or even get a job as an older person with a career gap.

I also worried whether it was responsible to potentially impact my family — my wife, who does not work, and our three adult children, who depend on me — by making this decision.

The economy changes, personal things happen, and I have a general plan, but I am ready to tweak it as needed. An important aspect of my retirement plan is flexibility.

I'm loving my freedom, but it's been stressful spending money

I'm loving the slow mornings and freedom of retired life, but it's been stressful spending money without having a paycheck coming in. I have to keep reassuring myself that I have the financial resources to spend money and go do fun things.

I'm still fine-tuning my budget, but I find reassurance when I go back to my spreadsheet and see that I have at least enough money to be fully secure for the next year.

Despite not having a steady paycheck, I'm happy with my decision

I see retirement as a blank canvas of endless opportunity. I can choose to work again full-time, volunteer, or work part-time; it doesn't matter. It's a new chapter of life to find purpose, and I can't wait.

I probably think about budgeting and money more than I should, but I've redefined what retirement means to me.

If you are retired and would like to share tips on how you transitioned into retirement, please email the editor, Manseen Logan, at [email protected].

• Scott Payne was an undercover agent and coordinator for the FBI for nearly two decades.
• Payne went undercover in motorcycle gangs and extremist groups to facilitate arrests.
• He said working undercover meant developing relationships that he might have to betray.

This as-told-to essay is based on a transcribed conversation with Scott Payne, a former undercover FBI agent. Business Insider has verified his employment and certifications with documents. The following has been edited for length and quality.

I served in the FBI for 23 years, mostly as an undercover agent infiltrating bike gangs, cartels and America's neo-Nazi groups.

Undercover work is defined by forming relationships that you may betray in the future and coming to terms with how to do that without it having an adverse effect on your psyche.

I was always fascinated by undercover movies, and I'm a people person. I think that's what drew me to undercover work. I started working as a cop in 1993 and spent three years as a uniform patrol officer, then two years in vice and narcotics.

In 1998, I applied to work for the FBI and was accepted. New York City was my first office in the FBI after the academy.

FBI agents are investigators first

The only thing you're required to be in the FBI is a case agent. You can be a firearms instructor, undercover coordinator, or source handler, but you're an investigator first.

Being an undercover officer is voluntary. Every FBI field office has an undercover coordinator who coaches agents who want to get into the undercover program. They'll ask you questions about your life and family. You have to have the mentality that you can protect yourself — if you're waiting for the SWAT team to come in, it's not for you.

During the selection process, we had psychological tests with a clinical psychologist. They might run you through scenarios and analyze your reactions. Then, the agents considering who gets into the program will select 40 candidates to get certified. It's a 20-slot school, but they have 20 backups if people drop out.

The course is two weeks of nonstop training. The undercover trainers try to expose your weaknesses. Are you going to drink while you're undercover? Do you lose it and start wanting to fight everyone? They're looking for red flags.

I received my undercover certification in 2002. Since I've been on the team, I've never seen a 100% graduation rate.

There are rules for undercover agents

We can't be involved in acts of violence unless it's self-defense. We can't come up with a criminal idea because that would be an entrapment issue. You should never have anything on you that has personal ties to you in the field.

Undercover agents should never use drugs. If you're in a situation where you've taken drugs, you have to tell the case team and the United States Attorney's Office and get to an emergency room to make sure you don't overdose, especially with fentanyl on the market.

As an undercover agent, you have to have your 'legend,' as we call it

Your legend is your backstory. When I was going deep undercover, I needed my backstory to be solid and believable.

I usually used names I had associations with and stuck closely to who I was while undercover. I ride motorcycles and lift weights, and my jokes were going to be the same. Some people think it's dangerous to stick close to the truth, but I generally felt more comfortable using that tactic.

I always liked to have more than one recorder on my person in case something went wrong. The undercover technique is extremely effective at securing evidence. If you're on trial and the evidence you recorded cuts out, not having the full picture could create doubt in a jury's mind. I've never had to testify in an FBI undercover case because the evidence was always overwhelming.

I worked undercover in biker gangs and far-right groups

My personal life and work overlapped. I shared a lot with my wife. Working undercover isn't like being in the military. I wouldn't disappear for months at a time. I would usually be gone for two-week stints. One thing I would do is take my cross off my necklace and put a skull on it. When I got home, I'd switch them back.

To get staffed on an undercover case, FBI headquarters will email every undercover coordinator with a synopsis of what they need, which is circulated to the certified undercovers. Then, you can volunteer for the case.

While working in New York, I saw an opportunity for some undercover work in San Antonio and applied. I got approved for 30 days, then became the primary. They ended up transferring me to the case, and I moved to the Mexican border. I was there as a case agent, working on cartel stuff. This was the only classified case I worked on.

I infiltrated the Outlaws motorcycle gang in Massachusetts, going undercover for three years in 2005. I earned their trust and eventually got enough evidence to arrest them for drug trafficking.

When I was working for the Outlaws, I got very close to one of the guys in the gang. I remember rocking his newborn daughter at his house and working out together. When the case was over, he called me to tell me some of the Outlaws had been arrested. His last words to me were "I love you," and I said it back. I hung up probably as the SWAT team was hitting his house.

In 2019, I worked on a case undercover in a white supremacy group called The Base. It was a group of young guys who wanted to accelerate the collapse of society. We found out about them through a tip on Telegram.

I went in cold and went to the group's firearms training and group meetings and became close with the leader. Eventually, we were able to arrest the head of the group.

I retired in June 2021

After the Base case, I trained undercover employees for domestic terrorism cases. I remember thinking, I'm completely satisfied with my career.

Now, I'm a speaker at conferences and have written a book.

This story was adapted from Scott's interview for Business Insider's series, "Authorized Account." Learn more about his life as an undercover FBI agent in the video below:

• Investment banker Michael Grimes has been put in charge of Trump's investment accelerator.
• Grimes, known for helping Elon Musk buy Twitter, left Morgan Stanley in February.
• Inside his 30-year career as a go-to banker for tech giants like Uber and Google.

He conquered Wall Street by winning over Silicon Valley. Now, he's got a big job in Washington, D.C., wooing foreign investors to the United States.

After 30 years helping Morgan Stanley snag some of the biggest tech mergers and IPOs, Michael Grimes has traded in the investment banker lifestyle for a top position with the Commerce Department, headed by Wall Street veteran Howard Lutnick of Cantor Fitzgerald.

Grimes is not a household name, but he is well known in investment-banking circles as a go-to banker for some of Silicon Valley's biggest names, from Google to Uber. He helped the billionaire Tesla CEO, Elon Musk, buy Twitter and is famous for wooing clients by becoming a student of their technology and other services.

Since joining the Commerce Department in February, Grimes has been named the executive director of the US Investment Accelerator, a program to encourage foreign investments in the US that Trump established via an executive order at the end of March.

The program seeks to assist investors with more than $1 billion to spend with regulatory and legal hurdles that can hamper construction and other investment projects.

"It is in the interest of the American people that the Federal Government dramatically expand its assistance to companies seeking to invest and build in the United States," the executive order says.

He's everything we know about Morgan Stanley's star former tech banker, Michael Grimes.

He's long been Elon Musk's banker

Grimes was a long-time banker to Elon Musk and helped the Tesla CEO buy Twitter in 2022. The deal ended up costing Morgan Stanley and other banks billions in so-called hung loans, or debt that they have had trouble offloading to investors. This year, Morgan Stanley and other banks saw more success selling the debt to investors amid a brightened financial picture for Twitter, according to a person with knowledge of the sales.

He helped raise Morgan Stanley's ranking among tech IPOs

Under Grimes, Morgan Stanley has become one of the most competitive shops to run a tech IPO. According to league-table data that the deal-tracking firm Dealogic shared with Business Insider, Morgan Stanley has often ranked 1 or 2 for global tech IPOs in most of the past two decades since 2004.

In 2024, the firm was no. 1, edging out its arch-competitor, Goldman Sachs, on the league table.

In the past 20 years, the firm ranked No. 1 in global tech IPOs seven times, according to Dealogic's data. It ranked No. 2 seven times as well during that time period. Out of those 20 years from 2004 to 2024, Morgan Stanley ranked higher than Goldman in the global tech IPO arena more than half the time.

He tried to connect Musk with Sam Bankman-Fried to help buy Twitter

In April 2022, Grimes suggested Musk accept $5 billion from Sam Bankman-Fried to help fund his buyout of Twitter, according to text messages released as a part of a lawsuit.

"I do believe you will like him," Grimes texted Musk at the time of the founder of the cryptocurrency exchange FTX, which ultimately imploded. "Ultra genius and doer builder like your formula. Built FTX from scratch after MIT physics. Second to Bloomberg in donations to Biden campaign."

Musk, who toyed with the idea of building Twitter into a platform that could use blockchain to help users pay for tweets, according to the messages, responded sourly to the idea.

"Blockchain Twitter isn't possible," Musk said, adding that he didn't want to "have a laborious blockchain debate" with Bankman-Fried.

Bankman-Fried didn't provide funding for Twitter and was charged months later with misusing funds from FTX. He is now serving a 25-year prison sentence.

He's worked for Morgan Stanley since 1995

Grimes worked for Morgan Stanley for much of his career, according to his LinkedIn profile. He started there in 1995, after working five years at Salomon Brothers (1987 to 1992) and three years at Bear Stearns (1992 to 1995).

According to his LinkedIn profile, he was most recently the cohead of Morgan Stanley's technology investment-banking practice, where he advised tech companies on mergers and capital raising.

Since his departure, his former coheads, David Chen and Enrique Pérez-Hernández, have continued to run the global technology investment banking group, a person familiar with the matter told BI.

Chen was appointed to the cohead role in July 2021, and has been with Morgan Stanley since 2014 when he ran its software banking practice, according to his LinkedIn profile.

Pérez-Hernández has served as a cohead of the global technology group since January 2022, having previously run that business in the EMEA region, according to his LinkedIn page. He started his career at Morgan Stanley in 1996, working on mergers and acquisitions.

He got his start under star tech banker Frank Quattrone

Grimes started at Morgan Stanley, where legendary banker Frank Quattrone ran the investment bank's technology group. Quattrone, who later worked for Deutsche Bank and CFPB, facilitated IPOs for major tech companies like Amazon and Netscape before running into legal woes around the IPO process when he was at CFPB.

He launched the boutique investment bank Qatalyst Partners in 2008, which helped Microsoft with its $26.2 billion deal to buy LinkedIn in 2016. Qatalyst declined to make Quattrone available for an interview.

He was the primary banker on Google's unusual IPO

Google's 2004 IPO was one of the most significant milestones of Grimes' investment-banking career. Morgan Stanley and Credit Suisse were the lead bankers, which news outlets at the time suggested was in part due to Grimes's openness to Google's unusual stock sale plans.

The search engine's founders were intent on a Dutch auction format to democratize the IPO process and reduce the control investment banks have in deciding which investors get access to shares.

"Other bankers said we were amateurs," Lise Buyer, a former Google executive who worked on the IPO, told The New York Times in 2012. "While Michael may have thought that, he was willing to change his mind."

Grimes reportedly won the Zynga IPO by playing its games

Grimes is famous for winning tech clients by getting in deep with their products. He reportedly took a side gig as an Uber driver to win the ride-hailing company's public offering and crafted an elaborate family tree on Ancestry.com to woo business from the genealogy website.

He also reportedly mastered an intricate Facebook game to clinch Zynga's IPO.

He's "not a typical white-shoe banker."

Henry Blodget wrote about Grimes in this 2012 story about Facebook's IPO. In the story, Blodget quotes a VC who says Grimes is "not a typical white-shoe banker." Rather than getting an MBA at Wharton or Harvard Business School, Grimes went to Berkeley and graduated with degrees in Electrical Engineering and Computer Science, the story said. While this pedigree might be a liability on Wall Street, it proved an asset in Silicon Valley.

He has close ties to UC Berkeley, his alma mater

To this day, Grimes maintains close connections to his alma mater, including as a member of the advisory board of Berkeley's College of Computing, Data Science, and Society. He is also a founder of the Management, Entrepreneurship & Technology Program at Berkeley, which seeks to combine business studies with engineering.

• Physical therapy company Hinge Health finally went public Thursday.
• Its CEO says Hinge Health is banking on AI to automate care as it expands beyond physical therapy.
• The company says it's automated away about 95% of human clinician hours.

Physical therapy company Hinge Health went public this week in a blockbuster move for the digital health market. Now, as a public company, Hinge Health is planning to keep investing heavily in AI to automate care delivery further.

It's the first healthcare delivery startup to IPO in years — and for the first mover, it's setting a strong example. In the first quarter of the year, Hinge Health recorded an 81% gross margin and brought in $123.8 million in revenue with a $17.1 million profit, giving investors the high margins and the profitability they've long sought in healthcare IPOs.

CEO Daniel Perez told Business Insider that the startup has been able to hit those financials, in part, by using AI to help slash 95% of clinician hours spent on PT.

"The long-term vision is to continue to peel away aspects of in-person care and deliver the care itself via technology," Perez said in an interview Thursday morning, before Hinge Health's stock began trading.

Perez cofounded Hinge Health with Gabriel Mecklenburg in 2014 to provide virtual care for musculoskeletal conditions, such as joint and back pain. The startup provides personalized care plans, exercise therapy, messaging with clinicians, and wearable pain-relief devices.

It's already leveraging AI for care coordination and motion tracking, using AI-powered computer vision to track patient movements during exercises and adjust their treatment plans based on the feedback.

The company is also planning to expand outside physical therapy into new care areas, Perez said. While he didn't name what specialties Hinge Health will target next, he said the company anticipates making announcements this summer about its efforts to dig deeper into musculoskeletal care, as well as releases in 2026 that enable Hinge Health to deliver care in specialties adjacent to physical therapy, elevated by AI.

"At some point, whether 10, 50, or 200 years in the future, care delivery will be automated with technology. And that's a good thing," he said.

Automation in volatile markets

Hinge Health began trading on the New York Stock Exchange Thursday with the ticker "HNGE" at an initial share price of $32, at the top end of its expected range, at a $2.6 billion valuation. Its shares popped at its public market debut, jumping to $39.25 a share, 23% up from its initial pricing.

The company was forced to consider delaying its IPO in April after President Donald Trump's wide-reaching tariff plans sent markets reeling. Hinge Health publicly resumed its plans in May after the markets stabilized.

Hinge Health sells to employers and health plans to help lower their healthcare costs, including by automating traditional physical therapy. Perez said that puts the company in a good position to weather market volatility.

"We've had several customers who are facing financial challenges reach out and accelerate their implementation of Hinge Health because they need our help to lower their cost structure overall," he said. "So we're actually seeing tailwinds to our business with some of the volatility."

Stocks tumbled on Friday after Trump published multiple social media posts about issuing additional tariffs. The S&P 500 index fell about 1%. In the same period, Hinge Health's stock rose about 4%.

Perez added that Hinge Health was able to go public largely because of improvements in its positive cash flow, which would allow it to weather market turbulence. That's why his biggest piece of advice for the next iteration of digital health companies hoping to go public is to "become a sustainable business."

"When you become a sustainable business, the questions you have with prospective investors are very, very different. It's, 'how fast could you grow?' Not, 'will you still be around?'" Perez said. "There are a lot of digital health companies that came before us that have struggled simply to become sustainable."

For many digital health companies, achieving profitability is a difficult and long-fought battle. While Hinge Health posted a profit in the first quarter of 2025, the company recorded $45 million of free cash flow in 2024 but a net loss of $11.9 million for the full year. Diabetes company Omada Health, the only other digital health company to have publicly filed for an IPO this year, reported a net loss of $47.1 million in 2024 despite continuing to grow its revenue.

Many founders like Perez are banking on AI to streamline their businesses and lower the costs of growth. Omada Health released new AI-powered nutrition tools on Tuesday to bolster its food-as-medicine push as it manages more patients on GLP-1 drugs like Ozempic. Hinge Health competitor Sword Health has been ramping up its AI tech to help clinicians manage hundreds of patients at a time, BI reported in November.

• Business travel to more affordable cities is rising, according to two firms that book work travel.
• Data from Engine suggests business travel demand is booming in cities like Tampa and Charlotte.
• Business travel boomed in 2024, but corporations are also looking for cost-efficient options.

Traditional business travel hot spots like New York City, Las Vegas, and Chicago are facing some new competition.

Employers are increasingly looking toward destinations with more affordable prices and other perks for business travelers, said Ariel Katen, director of product with a focus on group bookings at Engine, a work-travel management platform.

"We're seeing a lot of up-and-coming cities, like in Florida, which is really interesting," Katen told Business Insider, adding that a new crop of cities is becoming more popular for businesses to host events for their teams.

"If you had to get the entire team down somewhere, where are you going to find more affordable hotel rooms? Is that New York City or is that Tampa?" she said.

A 2024 study from Deloitte found that while businesses were largely planning to increase their spending on corporate travel, some were concerned about high prices and looking for ways to cut back on costs, like by requiring lower-cost flights or hotels.

Data from Engine and other travel platforms suggest that more affordable cities, including in the South, are becoming increasingly popular for business travel.

Here are five trending business-travel destinations.

Charlotte

Charlotte, North Carolina, was among the cities Engine identified as growing in demand for business travelers, citing a 5% year-over-year increase in room pricing as of January.

FCM Travel, another corporate travel management platform, also identified Charlotte as a top city for business travel in its 2024 report, released in December. The company found that business travel to Charlotte increased by 9% year over year in 2024.

Orlando

Katen said Orlando was one of the Florida destinations trending for business travel, with infrastructure for conventions and entertainment options contributing to its appeal, especially in the age of blended travel, or "bleisure."

FCM Travel also found that business travel to Orlando increased by nearly 11% year over year in the second half of 2024, more than any other city.

Nashville

FCM Travel found that business travel to Nashville increased by more than 8% year over year in the second half of 2024.

Nashville has transformed into a booming business hub in recent years, driven in part by industries like healthcare and tech.

Denver

Engine said Denver has shown sustained room price increases for corporate bookings, as the city's mix of convenient amenities and access to the outdoors appeals to leisure travelers. Hotel room pricing was up nearly 6% year over year in January, according to data Engine shared with BI.

FCM Travel also found business travel to Denver increased by 5% year-over-year in 2024.

Tampa

Data from Engine showed Tampa as another trending Florida destination, with hotel room pricing up a whopping 16% year over year in January.

Tampa has been identified as an emerging tech hub and has experienced an increase in startups post-pandemic.