• Nicole Echeverria felt unsafe in the US and wanted to try living abroad.
• She applied for graduate school because she thought getting a student visa would be easier.
• She now lives and works remotely from Nazaré, a beach town an hour and a half from Lisbon.

This as-told-to essay is based on a conversation with Nicole Echeverria, 31, who moved from New York to Portugal in 2019. The following has been edited for length and clarity.

I'd had the itch to try living abroad for some time.

I grew up in New York, graduated from the University of Michigan with a bachelor's degree in economics in 2015, and then moved to Boston for work.

After the 2016 elections, I began to feel anxious about my safety. That's when I started seriously considering moving abroad. I just needed to find the right opportunity.

I knew a student visa would make it easier to move, so I thought, why don't I apply to graduate school abroad?

Most people think graduate school is only worth it if it can propel their careers forward. However, I saw it as a way to gain valuable life experience and keep me in the same career field.

I had a few requirements: The degree had to be business-related, taught in English, and American-accredited. It also had to be in a country with a lower cost of living so that I could pay for my degree without taking loans.

In the winter of 2018, I found the right program. It was a two-year Masters of Science in Business program at Católica Lisbon School of Business & Economics.

At that time, the program cost around 14,300 euros, which I had in savings.

I left Boston, where I had been working in content marketing, and moved back home to live with my parents in Long Island. For nine months, I focused on saving up as much as possible while commuting to New York City for work.

In August 2019, I moved to Lisbon. Although I had traveled to other parts of Europe, I had never visited Portugal. I went purely on the faith that if I wasn't happy there, I'd return to New York once I graduated.

I got really lucky that I ended up loving it. Lisbon instantly gave me a Los Angeles vibe. The weather was hot, but the beaches were beautiful. Everyone had a relaxed attitude, and people weren't on edge like they were in New York.

I didn't intend to stay

Around half a year into my program, the pandemic struck, and everything went remote. Many of my international classmates returned to their home countries. That's when I was faced with the question: Do I want to go back to New York?

Back in the US, I was always hyperaware of gun violence. Anything could happen walking in the streets of Manhattan, for example. A crazy person could approach you, and you just have to keep walking. It also looks like it's gotten worse, with incidents of women getting assaulted on the streets.

As hard as it was to be away from my family and close friends, prioritizing my health and safety was worth the loneliness of moving abroad. I felt less anxious about safety in Portugal, which solidified my decision to stay.

Portugal has a post-graduation work visa that grants international students a year of residence to find employment. After being on the visa for a year, I registered as a freelancer on a regular work permit and have worked as a social media manager since.

My family was surprised by my decision to stay. My dad told me that when my grandparents ask about me, he has to remind them that I live in another country now. But I still return a few times a year for Christmas or special occasions.

I'm planning a wedding in Portugal

In 2022, I met my fiancé through TikTok. He's Portuguese and commented on one of my videos. After two years, we moved in together in Nazaré, a beach town an hour and a half away from Lisbon.

We're planning our wedding in Portugal for August next year. We picked a venue an hour and a half away from Porto in the countryside. It's a gorgeous historic building built in the 1700s, and we're super excited about it.

The venue will cost $3,500 for a two-day rental, offering us the chance to have an affordable wedding.

Sometimes, I tease my fiancé with the idea that once I get my Portuguese passport, we can move to Greece or elsewhere in Europe.

For now, we dream of living in Lisbon and having a summer vacation house in Greece. From the relaxed way of life, lower cost of living, and the fact that I can work remotely as a freelancer, it just makes more sense to have my life here.

I'm definitely planning on staying for the long term.

• Sarah Burghard revisited her priorities after the death of her mom in 2023.
• The 56-year-old mom left her old life and moved to Indonesia.
• She leads a relaxed existence in a place with healthier, less expensive food.

This as-told-to essay is based on a conversation with Sarah Burghard, 56, an interior designer from the UK who lives on the island of Lombok, Indonesia. It has been edited for length and clarity.

When my mother died in June 2023, I took some time out for reflection.

Suddenly, I was the oldest generation in the family and it got me thinking about where and how I wanted to spend the rest of my life.

I booked a flight to Indonesia, where I'd lived in the capital of Jakarta in the early 2000s with my then-husband and two sons. I spent a month processing my grief while soaking up the atmosphere on the island of Lombok.

I was struck by the warm smiles of the older local women. There was a joy in their faces. My mom had always been a positive person.

It made me realize how much age is respected on the island compared to where I'm from in the UK. I'd walk into a family-owned grocery store and the elderly matriarch or patriarch would be sitting at the counter, supervising whatever was going on. The younger people would ask — and listen to — their opinions.

I networked on Facebook to meet people

I returned home, feeling rejuvenated. It felt like every cell in my body had been refreshed through a combination of sunshine and relaxation.

I told myself that, if I could afford it, I'd try and visit Lombok once or twice a year. At 56, I wanted to ease into semi-retirement from my job as an interior designer, which I'd already been doing remotely since COVID.

Early last summer, I joined a Facebook group for people who lived in the small town where I'd vacationed. I asked if any expats or locals wanted to get in touch.

I was looking for social and business connections. To my delight, I heard from members including a real estate broker, a woman who ran a beach conservation group, and a bunch of yoga enthusiasts. I was excited to meet them during my follow-up trip to Lombok in August.

They'd already formed a vibrant community. There were meet-ups for activities like horse races when people would socialize and also talk about business and networking.

"What am I waiting for?" I asked myself. I decided to move to Lombok in October — as soon as my realtor found me a home. It's a two-bedroom villa, just an eight-minute walk from the beach.

The cost of living is cheap

Best of all, the rent was $2,500 a year. It was a no-brainer, considering my monthly mortgage in my home city of Bristol,was $1,260.

I moved as quickly as I could before the villa was snapped up by somebody else. I paid $250 for a visa that allows me to work from Lombok online and started consultations with my clients.

The cost of living here is incredibly low. You pay $6 for the same kind of massage that would cost $110 back home. I've paid close to $4 for a mango in a British supermarket. Here, they are 40 cents.

The weather is always around 85 degrees and I've embraced the great outdoors. I rent a scooter to get around for $180 a month and a full tank of gas costs just over $3. I realize that, along with many of the other expats who have settled in Lombok, I'm privileged to be in the position I am.

Some of my friends have told me I'm brave or inspiring for taking the chance of leaving the home that I've always known. But I don't view it that way. I'm embarking on a natural, next-step adventure in my golden years.

Do you have an interesting story to share with Business Insider about moving to a different country in later life? Please send details to this reporter at [email protected].

• In May 2023, Jennifer Kusch relocated to Dubai for a job opportunity.
• Her teen sons were initially against the move and said she was "ruining" their lives.
• But she says the experience of living abroad has brought them closer together.

This as-told-to essay is based on a conversation with Jennifer Kusch, 47, who works in talent acquisition. Kusch moved from Idaho to Dubai with her kids in 2023. The following has been edited for length and clarity.

Early last year, my company approached me about a job opportunity in Dubai.

At first, I said no. I had just bought a house in Idaho, where I was raising three kids. As a single mom, moving to the Middle East sounded hard, so I declined. But my boss at the time encouraged me to apply, and I thought, "Fine, why not?"

I got the job and was set to start in 30 days. My daughter was 18 then, and my sons were 15 and 13. When they came home from school, I read them the book "Oh, the Places You'll Go!" by Dr. Seuss and then said, "Guys, we're moving to Dubai."

My daughter was about to graduate from high school but was excited about an adventure. My 15-year-old, on the other hand, said, "You're ruining my life. My people are here. This is where I belong." And my 13-year-old echoed his brother.

The job commitment was for two years. I said, "We're going to go for two years. We're going to see what happens."

I remember crying in my bedroom after thinking, "Oh my gosh, I'm doing this selfishly. I want to do this for my career. Am I ruining my kids' lives?"

But then I thought about how many other teenagers must have said the same thing to their parents.

And so I had another discussion with my children a week later and said, "I hope that you can look at this as an adventure."

It was a big move for all of us

I had traveled outside the US but never lived abroad or been to Dubai. I traveled to the city alone last April while my kids were finishing the academic year.

When I arrived in Dubai, I tested out the public transportation so I could teach my kids how to ride the bus, hop on the metro, or take a taxi.

I found a townhouse-style villa away from downtown Dubai and spent six weeks furnishing the place so that all the kids would have to do was unpack their suitcases. My company provided an allowance to "settle in." While it didn't cover rent, it helped me set up a home for my family. They also covered the flights and most of my kids' school fees.

When I was done, I flew back for my daughter's graduation. I decided to sell everything I owned — apart from my house — as I didn't want to have to pay loads of money for storage.

Although my initial commitment was for two years, I was on a local contract and could stay in Dubai as long as I had a job. It was a calculated risk, selling everything and anticipating my love for living abroad.

In May 2023, I flew with my kids to Dubai. We arrived at the beginning of summer when many expats tend to leave the city because of the heat. The high temperatures in Dubai between May and August range from around 100 to 105 °F.

That summer, my kids didn't have any friends. However, they had one another. I was grateful for that.

Before I went to work, I said, "While I'm gone, I want you guys to make your bucket list of things you would like to do in Dubai."

When I got home, our wall was full of sticky notes with things to do. We planned fun outings, like visiting Warner Bros. World in Abu Dhabi and having an Emirati dinner. When we were done, we would move the sticky notes on the wall from "to do" to "done."

So, instead of sulking and being sad inside, we were excited about what we could discover.

My kids have benefited from living in Dubai

My sons now attend a school with an American curriculum, but they are the only American students. It has allowed them to meet people from all over the world.

They also have independence here that they never had in the US. My 14-year-old son will get in a taxi and go wherever he wants. There's freedom and safety that they have not experienced before.

This has all contributed to why they now love Dubai. On Thanksgiving last year, my older son said, "I'm so grateful that you moved us here." That was music to my ears because I've watched them grow up a lot.

Nothing is the same here. But they've navigated it with resilience, agility, and grace.

The experience brought us closer together

It can be lonely to be an expat in a new place.

But having to rely on each other and experiencing new things together have made us closer. My kids enjoy my company, and I am so grateful for that.

I miss my family and friends, and I know they would like us to come home. At this point, however, I love Dubai and our quality of life here.

My daughter has since returned to the US for work, and my sons will soon leave the nest as well.

I don't know what the future holds, but for now, Dubai is home.

• Brandon Chia and his wife felt like they didn't have enough time for their newborn in Singapore.
• They are both nurses and when they came across a job opportunity in New Zealand, Chia applied.
• Since moving, their quality of life has improved, Chia said.

This as-told-to essay is based on a conversation with Brandon Chia, 31, a nurse in the South Island of New Zealand. Chia moved from Singapore to New Zealand in 2022. The following has been edited for length and clarity.

In 2022, my wife and I had our first baby. We were juggling the demands of parenthood while working as ICU nurses in Singapore.

After 16 weeks of paid maternity leave — the standard amount for Singaporean mothers — my wife, Jiar Lin, and I started working alternate shifts to care for our newborn daughter.

I worked the morning shift, and she worked the afternoon. We would hand our baby over to each other and go out to earn money.

When our daughter was about to turn one, we realized we weren't spending enough time with her. We were always exhausted from work and didn't have time to enjoy time together as a family.

So, we thought, what other options can we consider? Quitting our jobs wasn't possible because the cost of living in Singapore was high.

At that time, we noticed many job advertisements on social media from Australia and New Zealand that were looking for ICU-trained nurses. My wife said, "Just apply and see how it goes." So, I did.

Within two weeks, I heard from the hospital. Two hours after my interview, I received a job offer. It all happened so fast. I remember thinking, "OK, this is getting real." My wife and I had a chat and then decided we'd give it a go.

Initially, our parents didn't want us to go. The flight from Singapore to New Zealand takes almost 10 hours. But we told them not to feel like we were abandoning them. Rather, it was a way for us to have more time for our daughter.

At the time, my parents were full-time caregivers for my late grandfather, while my wife's parents lived in another city. We knew we didn't want to ask them to look after our daughter on a permanent basis.

Our quality of life increased

In October 2022 — around four months after receiving the job offer — I moved to the West Coast of the South Island in New Zealand, a three-hour drive from Christchurch. My wife and daughter joined me seven months later once things had settled down.

The South Island feels like the countryside. There are no shopping centers near our house, and many people grow their own fruit and vegetables. We live in a nice community where people and colleagues often share their produce. I also started to learn gardening and now grow tomatoes in our backyard.

From the beginning, I noticed a big difference in the work culture. The environment is less stressful, and there's a lot of emphasis on not bringing work back home.

The shift patterns here are more regular. In one week, for example, I'll work the afternoon shift for three, and then the next week, I'll work a stretch of night shifts. In comparison, at my previous job, I sometimes worked a morning shift the day after completing an afternoon shift.

In New Zealand, my wife is able to stay home to care for both our daughter, who is now 3, and our 9-month-old son, who was born here. She says it's a privilege to be able to spend time with the kids in their formative years — that's the reason we moved to New Zealand. She plans to return to work on a part-time basis to keep her nursing skills up to date in the future.

My annual income increased by around 15% in New Zealand. However, income tax rates can go as high as 30%. In comparison, the national income tax in Singapore is 11.5% for salaries between SG$80,001 and SG$120,000, and lower for those earning less.

Although I make less overall after taxes, I get more cash on hand compared to Singapore. There's more flexibility because I don't have to contribute to the Central Provident Fund, a compulsory savings account in Singapore comparable in some ways to a 401(k) in the US. In Singapore, the account is mandatory and run by the government.

I also get more annual leave in New Zealand — around 25 days in total.

We get to spend more time together as a family

With more spare time, we get to take short monthly family vacations. Sometimes, we drive north to hot springs, down south to explore the rainforest, or to Christchurch to eat the Chinese food we miss.

In New Zealand, we can afford to have a car. Our decent secondhand Toyota was around $7,500. In comparison, a car in Singapore can cost more than $100,000. It's much more convenient than taking buses and trains everywhere.

The drawback is that we no longer have support from family members. We've made friends since moving here — most of whom we've connected with through our Instagram page. So, if we need help, we'll reach out to them. But of course, it's always a lot easier to reach out to family for help.

Raising kids in a less stressful environment

When I was in school as a kid in Singapore, there was a huge emphasis on doing well academically. Even when I was working as a nurse, I remember my colleagues getting together during lunch break to discuss national exam papers and the tutors they needed for their own children. I didn't even have kids then and was already aware of the stress it could cause.

In comparison, the focus here is more on character-building, outdoor adventure, and being close to nature. Hopefully, our children can pursue whatever dreams they want.

We rent a two-bedroom house in New Zealand for 340 New Zealand dollars, or around $200 a week. We've received our New Zealand residency, and our next goal is to buy a house.

Our plan for now is to stay in New Zealand and take trips home regularly to visit family.

• Mercer's Quality of Living City Ranking 2024 looks at factors such as political stability and healthcare.
• There were 12 Asian cities that made it into the top 100 in the rankings this year.
• Singapore was the only Asian city to make the top 50.

If you're considering moving to Asia, a new report can help determine which city would be the top choice.

Mercer, a human resource consulting service, recently released its yearly Quality of Living City Ranking, which ranks 241 cities across five continents. The ranking process considers factors such as political stability, healthcare, education, infrastructure, and socio-cultural environment.

In an era of remote work, the ranking also considered the cost of living in different cities.

Mercer said that the most "successful destinations" were those that "blend flexible governance around mobile talent with a high quality of life and an affordable cost of living."

Although many European cities were featured high on the list, with Zurich maintaining its top spot, 12 Asian cities made the top 100 this year. Singapore was the only city in Asia to make the top 50, at 30th position.

Take a look at the top 10 cities in Asia:

10. Abu Dhabi, United Arab Emirates (85th)

Abu Dhabi recently ranked second, with Dubai taking first place, among the most popular locations for executive nomads, according to the Executive Nomad Index by real estate firm Savills.

The capital of the UAE is known for its modern skyline and shopping megacenters. Expats make up more than 80% of its population, per InterNations, a Munich-based expat network.

9. Taipei, Taiwan (85th)

Taipei, the capital of Taiwan, is tied with Abu Dhabi at 85th. Between 2019 and 2021, Taiwan was ranked first out of 59 destinations in the InterNations Expat Insider survey for the job security expats enjoy and the state of the local economy.

Alex Teachey, a New Yorker who moved to Taipei in 2020, previously told BI that he enjoys the city for its affordability.

"I live a 20-minute bike ride from my office — I never could have afforded anything remotely similar if I'd stayed in New York City," he said.

8. Dubai, UAE (83rd)

Known for its glitzy skyscrapers and modern architecture, Dubai is also an expat hotspot. According to the Dubai Statistics Center, 92% of its 3,655,000-person population are non-Emirati.

Expats in Dubai previously told BI that they liked the city for its convenience and ease of making friends. "There are so many interesting and new people to meet here with different perspectives than we're used to," said Kiran Ali, who relocated to the city with her family earlier this year.

7. Seoul, South Korea (81st)

Seoul, the capital of South Korea, clearly has more to offer than just K-pop. With a population of 9.4 million, the city is popular for expats seeking affordability and a rich culture.

Besides Seoul, Busan was the second city in South Korea to make the top 100, ranking 100th.

6. Hong Kong (76th)

Hong Kong is known for being a global financial center with a thriving food scene. It is also one of the most densely populated cities in the world, with an overall density of around 17,311 people per square mile.

Kaitlyn Cheung, who moved from California to Hong Kong, previously told BI that she was impressed by the country's efficient public transport system and found the city to be diverse. "I routinely made friends from all over the world, which allowed me to broaden my horizons and learn about different cultures," she said.

5. Nagoya, Japan (74th)

Located in the center of Japan, Nagoya is the capital of Japan's Aichi Prefecture with a population of 2.3 million people.

LaJuan, a content creator, moved to a shoebox apartment in the city and pays $230 a month in rent. He appreciates the city's slow and simple pace of life.

"Nagoya, to me, is a perfect balance of both city life and just having some space for yourself," he told BI.

4. Osaka-Kobe, Japan (68th)

Osaka is a port city known for its nightlife and history. It's Japan's second-largest metropolitan area after Tokyo. Kobe, a city known for beef, is 22 miles from Osaka, or just 12 minutes away by the Shinkansen bullet train.

Grace Cheng, who visited Japan 11 times, said Osaka is ideal for foodies. "Whenever I go there, my sole mission is to eat," she told BI, adding that she recommends the city's tonkatsu and takoyaki.

3. Yokohama, Japan (58th)

Located less than 20 miles south of Tokyo, Yokohama is a port city with skyscrapers and is home to Japan's biggest Chinatown.

The district around Yokohama Station earned the top spot for livability in the Greater Tokyo rankings by Recruit Co., a Toyko-based human resource service, for seven consecutive years, per local reports. The same survey found that reasons for wanting to live in the area include the availability of cultural facilities and large-scale shopping complexes.

"Yokohama was so safe that I took public buses by myself at 8 to meet friends in different parts of the city," Alicia Erickson, who moved to the city as a kid, told BI.

2. Tokyo, Japan (56th)

The capital of Japan is home to over 14 million residents and is easily recognized for its neon-lit skyscrapers and busy streets.

David McElhinney, who moved to Tokyo in 2018, was surprised by cultural differences. He added that knowing how to speak a little Japanese goes a long way in the city. "Big cities — especially ones as dynamic, complex, and multifaceted as the Japanese capital — always bring new surprises," he said.

1. Singapore (30th)

Singapore, a small island nation in Southeast Asia, was ranked the highest among Asian cities on the list. Widely hailed as the "most expensive city," Singapore's foreign workforce makes up around 30% of its population of 6 million.

Nick Burns, who transferred from San Francisco to Singapore, said he appreciates the city for its affordable healthcare, safety, and hawker food. "I can't see us leaving anytime soon," he said.

• Former Illinois residents Jason and Jennifer Remillard dreamed of living a simple, debt-free life.
• The couple purchased a $50,000, 58-acre property in Maine in 2019 near the Canadian border.
• They turned two $12,000 Amish sheds into their home, connecting them with a custom-built hallway.

This as-told-to essay is based on a conversation with Jason Remillard, 49, and his wife Jennifer Remillard, 55, who left the Chicago suburbs to retire on a Maine homestead.

They built their dream home out of two $12,000 Amish sheds, which are built one at a time using traditional techniques instead of mass-produced. The following conversation has been edited for length and clarity.

My wife Jen and I lived in a small town called Wauconda just outside of Chicago. Jen was a supervisor in the photo lab at Costco, and I was the director of quality and operations for a touchscreen manufacturer.

We were the typical American family. We'd sit down on the couch and we'd watch TV. Then we'd go to bed, and wake up. Rinse and repeat every day.

In about 2010, we decided that once all six kids were graduated and out of the house, we wanted to live an off-grid lifestyle and homestead. We spent 10 years preparing for the transition.

In January 2019, we found a piece of property in Maine on LandWatch.com. We flew up a week after we saw it, and hiked a mile and a half in knee-deep snow with our real-estate agent to look at it. We fell in love with it.

It's in the Houlton area of Maine, about three and half hours north of Portland. We're at the end of an unmaintained road on the Canadian border.

We paid $50,000 for 58 acres.

I loved the privacy of it. We only have a few neighbors within a mile of us.

We dreamed of a debt-free lifestyle off the grid

In June 2021, we sold our Wauconda home. We packed up our trailer and U-Haul, dropped our son off at the Marine Corps, and drove out here.

When we left Illinois, we wanted everything paid off. The property was $50,000, the vehicles were $40,000, the two Amish cabins were $24,000, and the solar panels were $12,000. Over four years, we put all that money aside so that when we stepped on the property in 2021 we didn't have to worry about anything.

It allows me to work two and half hours a day on the property and maintain this lifestyle without worrying about heavy debt. It's about being able to work on your home, work on improving your life, without spending two-thirds of your day at a job that you don't like.

It was really just a mad dash to figure out what the game plan was. We had no experience with this lifestyle. We made hundreds of to-do lists.

The first thing we had to do was mow the lawn. Then we worked on rebuilding the fence and had a gravel pad — a foundation for our homes — installed. We had to clean out the old shed that was on the property and fix up a temporary storage building.

It was just a lot of busy work. We installed solar panels so that we weren't running on a generator 24 hours a day. We had to cut enough firewood for the winter.

Being at the end of an unmaintained road, the Border Patrol informed us that our property was used as a "lovers lane," a place for young people to go and just mess around. So, we put up a fence along the road section of our property, just to let people know that we are actually living here now.

The Amish sheds give us flexibility for a permanent home

In 2020, when we had the property but were still living full-time in Illinois, we met one of our Maine neighbors on a trip. They were kind enough to invite us over and they showed us the Amish shed they had for their home. We weren't really sure what route we wanted for our forever home, but we saw theirs and just thought, "Hey, we could do this, too."

We reached out to Sturdi-Built Storage Buildings in Smyrna, Maine. We designed our own cabins, everything from where the windows are to where the doors are.

We're so glad we didn't go the log cabin route because these buildings are so incredibly versatile. Since we've had them, we've built a porch on one side. We're going to add a sun room to another side next year.

My first thought was to put them in an L shape. But then my concern was that the snow here in the winter. If I had my two cabins in an L shape, inside the L there would just be a massive pile of snow when it all slid off the roof.

If I were a professional carpenter, I could connect the two buildings at the roofline and make them look seamless like one building. But I'm not that guy. So, I built a small 5x5 hallway between the two buildings. It was the extent of my abilities, but it works fantastic.

When the cabins were delivered, they were just shells. The floor had insulation, but wasn't finished, and the walls were just 2x4s. There was no electrical, plumbing, or siding. We went through our first winter with no siding on our walls. We had to do everything. We spent around $10,000 making the two sheds into our home.

All of the hard work that Jen and I have done — I wouldn't trade that for anything.

If someone wants a big, elaborate place, the Amish shed probably isn't for you. This is for someone who wants a small footprint for their home. But they're adaptable to any environment, down south in Texas, out in Appalachia, up in Oregon, the Midwest, and, of course, here in Maine.

We've documented this journey on YouTube. It's to show people out there who aren't in their 20s that no matter how old you get, you can still follow your dreams.

• Joel Balsam grew up in Ottawa, Ontario, and dreamed of traveling the world from a young age.
• As a travel writer, the 34-year-old has spent most of the past decade abroad.
• Balsam realized during the pandemic he didn't want to be based in Canada and found a home in Brazil.

At about this time last year, I found myself on a two-week trek in the Himalayas, burned out. I wanted to scream into the snowy mountains, "Will I ever find a place where I belong?"

I grew up in the suburbs of Ottawa, Ontario, nicknamed "The City That Fun Forgot." I've always wanted to see what was out there beyond my quiet backyard.

After studying political science and journalism at university in Montreal, I spent four months backpacking in South America. The last country I visited on the trip, Brazil, blew my mind. Locals in Rio de Janeiro, where I celebrated Carnaval in 2013, said I was just like a "carioca" — what locals call themselves.

I was amazed by their passion for their music, dancing, and culture — a sense of pride they call "Brasilidade." I'd never experienced anything like that in Canada.

Looking for somewhere else like Rio

Vowing to return, I went back to Canada and worked at a weekly newspaper, but the call to travel came again.

In 2015, I spent a year teaching English in Madrid and traveled across Europe, India, and Southeast Asia. To make extra money and continue my writing career, I wrote trending news articles for a Montreal-based website that allowed me to work remotely.

After basing myself in Medellín, Colombia, and Oaxaca, Mexico, for a few months each, I returned to Rio in 2018, hoping to feel that spark again. But the energy wasn't as I'd remembered. There had just been a divisive presidential election won by Jair Bolsonaro. I continued traveling.

I went on a four-month road trip across the Southern United States with my girlfriend at the time, a photographer. We teamed up to do stories for top international publications like Time, The Guardian, and National Geographic. We traveled to Morocco and Armenia so I could write guidebooks for Lonely Planet. I felt as if I was living my dream life. Then the pandemic hit.

Unsure of when international travel might return, my partner and I decided to buy an apartment in Montreal.

While I love Montreal, I struggled mentally during the pandemic curfews and the long Canadian winters. In 2022, my partner and I broke up, and I felt the urge to find somewhere to call home.

Lit up again in Brazil

Last year, I traveled to 17 countries for work and to search for a place to live. Everywhere I went, I asked people why they chose to live where they did.

By November, I felt burned out from my search, which culminated in that mountain meltdown in Nepal. To see whether I could find belonging with other wandering souls, I took a cruise with digital nomads from Spain to Brazil.

I don't think there's anything wrong with traveling full time, but I found myself butting heads with other passengers who seemed to want to live exactly as they did back home, just more cheaply and in better weather.

When the cruise landed in Salvador, roughly 930 miles north of Rio, most cruisers carried on traveling, but I didn't want to leave.

The palm trees, the way locals told stories, the nuances of the country's culture — everything lit me up about Brazil as it had during my first visit. I felt the energy had relaxed since Lula was reelected president in 2022.

I traveled to the island Parintins in the Amazon for a Brazilian festival, Boi-Bumbá. As thousands sang and danced in performances that told Indigenous and Afro-Brazilian stories, I realized that in the 60 countries I'd been to, there's nothing like Brasilidade.

When I got to Rio, my urge to travel dissipated. I find life here perfectly balances health and fun. People of all ages love to party, and there isn't the pressure to stop after your 20s. I think Rio is the most beautiful natural city I've ever seen. There aren't long periods of social hibernation, as it never gets cold.

Career-wise, I feel there are so many stories to write in Brazil. The city hosts international events like the G20, which was here last week. I know I'll always be a gringo, but I feel welcomed.

The city has its downsides. There are high crime rates in Rio, though I've never been robbed. And I do find the international cuisine options lacking. Other than that, I think Rio has it all.

Logistics of moving to Rio

US and Canadian passport holders can stay in Brazil for 90 days with the option of extending for a total of 180 days in a year. There are various visas to stay longer, including a digital-nomad visa that permits remote working in Brazil for a year.

I am on a one-year student visa as I improve my Portuguese and will look into a journalist visa afterward.

While Rio, especially in the beachy Zona Sul, is more expensive than most of Brazil, I find it very affordable compared with other places I've been.

For instance, I pay $500 a month to rent a one-bedroom apartment in the hilltop neighborhood of Santa Teresa, which I found through a friend of a friend. Other places are much more costly though, especially short-term rentals by the beach. Otherwise, I find Rio to be affordable on my salary. A hardy Brazilian lunch with rice, beans, and meat for under $5 and beers that cost only a couple of bucks fit my budget.

As for whether this choice to stay is permanent, right now it is. I'll still travel, but I'm looking forward to shorter trips and having this incredible city to return to.

• Jessika Roso Malic got a job as a stewardess for Emirates in 2010.
• She moved from Phoenix to Dubai and worked there for six years.
• Malic said life in Dubai was glamorous, but she got burned out at work and missed parts of Phoenix.

This as-told-to essay is based on a conversation with Jessika Ros Malic, a former Emirates stewardess from Phoenix, about living in Dubai. It's been edited for length and clarity.

Moving to Dubai was a whirlwind. In 2010, I heard that Emirates was hiring. After going through the interview process, they notified me of acceptance in April, and I moved to Dubai in August with my life packed up in two and a half suitcases.

It was my first time over the Atlantic.

There were so many international businesses and restaurants that it was almost as if the entire globe was in one city. That's what I loved most about Dubai — the many different cultures in one place.

Living there was a crash course in global interactions. But I moved back home to Phoenix permanently in 2017.

I had a glamorous life in Dubai and loved traveling

Upon arriving, Emirates housed me in an apartment. I had two and a half months of intense training before starting a hectic work schedule. My monthly schedule was only released at the end of each previous month. This meant I could only plan my life for a month at a time, and I was rarely in town.

When I was home, I spent much of my time socializing. Working 11-hour shifts was difficult, and back then, all there was to do in Dubai was party, go to bars, and shop.

You could go anywhere and meet people from, say, 10 countries speaking 15 languages. It's a fascinating city because only about 20% are local nationals, and 80% are a complete mix of expats of other nationalities. Temperature-wise, Dubai is comparable to Phoenix, but Dubai is much more humid because of the ocean.

Once in a while, we'd go out to the desert.

Some things were better in Phoenix

I missed that there was much more to do in Phoenix besides nightlife, such as hiking, visiting nature preserves, camping, museums, festivals, and more.

In Dubai, I found it impossible to get anything done over the phone. There was also no address system back then. I had no idea how their local mail system worked and never learned how to mail something to anyone living there.

We took taxis everywhere as they were affordable, and the lack of addresses meant you had to know exactly where you were going. If it wasn't a well-known location or destination, I often had to tell the driver to head to landmarks or direct them exactly where to go.

We're so spoiled in Phoenix. We live on a grid, so you can easily get from one place to another. In Dubai, it's like someone took some crayons, swirled them on a page, and said, "This is the highway system."

My job gave me perks, but the physical toll was too much

Luckily for me, housing was provided for Emirates crew members. Another perk is the live-out allowance — a stipend for living away from home. Because of Emirates, Dubai was affordable for me.

At the same time, I was sick every month and got food poisoning at least three times a year. The physical toll made me tired of flying, and I just wanted to go home. I met my husband in Dubai and married in 2013. He was also ready to move, so we explored purchasing property in Phoenix.

Moving back to Phoenix made me happy

We bought our first house during a visit back home to Phoenix in 2015, although we didn't move back permanently until early 2017. It was located in South Phoenix in a new development and was a dream find.

Our home was 2,500 square feet, close to the freeways, had a three-car garage, and had four bedrooms. We paid $187,000 cash with my husband's parents' help. I loved that house, but we eventually sold it after we divorced this year.

I miss my glamorous days of traveling and living in Dubai, but I'm happy to be settled and close to friends and family in Phoenix. These days, I'm working as a communications and events manager at a nonprofit, and the work is satisfying.

If you moved out of the US for a dream job and want to tell your story, please email Manseen Logan at [email protected].

• Florida is one of the most popular destinations for people moving from one US state to another.
• New census data shows that many more people moved into Florida than left between 2022 and 2023.
• The number of people leaving is up over issues such as rising costs and natural disasters.

When Derek Edwards was living in Wisconsin and Colorado, he often traveled to the Caribbean via Florida.

He liked his layovers so much that he decided to move to Miami when he was 28. Edwards, a teacher, said the weather has been worth it even if rent and groceries are more expensive.

"It's just beautiful," he told Business Insider earlier this year. "Just in case I don't stay in Florida forever, I'm going to go to the beach as much as I can."

Drawn by the balmy climate, numerous outdoor activities, and more, hundreds of thousands of movers like Edwards choose Florida every year. Census data released on October 17 indicates that between 2022 and 2023, nearly 637,000 people moved to Florida from another state, while nearly 511,000 left the Sunshine State for somewhere else in the US.

Those estimates come from the Census Bureau's release on state-to-state migration flows based on results from the 2023 American Community Survey. The annual survey asks, among many demographic and economic topics, whether respondents moved in the past year and, if so, which state they used to live in.

The net inflow during this period, however, was not as dramatic as in the previous year. From 2021 to 2022, nearly 739,000 people moved to Florida, while almost 490,000 left for another state.

Florida leavers have told BI in interviews that they are motivated by various factors, including increasing insurance costs, a rising cost of living overall, and the increasing intensity of natural disasters.

Read on for an analysis of where movers to Florida came from, based on census estimates — and where Sunshine State leavers headed for greener pastures.

New Yorkers continue flocking to Florida

New Yorkers still move to Florida in droves.

The New York-to-Florida route taken by over 71,000 people was the second-most-popular route for all movers within the US between 2022 and 2023 — behind only California to Texas. Still, it's a big drop from the 91,000 movers from New York to Florida between 2021 and 2022.

Many New Yorkers flee south in search of a cheaper life and better weather, though SmartAsset's analysis of IRS tax data found those who made the move in 2023 didn't save as much as those in previous years.

Most still do save money: Someone making $100,000 in New York could save $37,166 yearly in Miami in 2023, compared with the $51,273 they might have saved in 2019, SmartAsset found. This is partly due to Florida's rising utilities and housing costs.

Nearly 44,500 people moved from Georgia to Florida between 2022 and 2023 — even though about 55,000 people moved from Florida to Georgia, likely driven by Georgia's relatively lower cost of living.

Over 39,000 left California for Florida in that same period. Some people who moved out of the Golden State told BI their decisions were due to rising costs and shifting politics. Terry Gilliam, who moved from California to Florida over weather and political concerns, has started Facebook groups helping others make similar moves, which have attracted almost 300,000 members in total.

People who move out of Florida tend to stay in the South

Like in last year's release, Georgia was the most-popular state for those leaving Florida.

Some former Florida residents who moved to Georgia have said they wanted a similar climate but needed to leave as the Sunshine State became more expensive and commercialized. Others cited skyrocketing home-insurance costs.