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Today — 19 April 2025Latest News

My Temu order safely arrived — with no extra tariff fees. But you might not be so lucky.

19 April 2025 at 03:05
Is this my last Temu order?

Aninka Bongers-Sutherland/Getty, Tyler Le/BI

Sure, the national hardship of price increases tied to tariffs is only getting started. But my personal journey of stressing about a recent Temu order? Phew, that's done! Our nation can breathe a sigh of relief.

To catch you up on my harrowing personal drama: The night before "Liberation Day," I placed a farewell order from Temu, the e-commerce marketplace that ships orders (mostly) directly from China.

Aside from enacting tariffs, Donald Trump has also said he would end the de minimis loophole that has allowed Temu, Shein, and others to ship orders with values under $800 directly from China to customers in the US without paying duty fees. That loophole has been the underpinning of Temu and Shein's astonishingly low prices on clothing and knickknacks.

The details about closing the de minimis rule have been a little unclear at times — not unlike the back-and-forth with Trump's tariffs. Initially, it was unclear when the yanking of the de minimis exception would go into effect, and I worried that when my order arrived, I might get slapped with a hefty $75 fee.

Now it seems that the de minimis loophole closes on May 2, which means that a few last shipments — including my own — have been able to sneak in under the wire.

I got three bubble machine/bubble wand items.

Temu and Shein have both put up statements on their websites addressing customers to warn them that price increases will hit soon.

What's kind of odd is that both sites, which are owned by different parent companies, have the same message, worded exactly the same — only the company name at the end is different. (Temu and Shein did not immediately reply to a question about how they ended up with the same statement.) The statements say:

Dear Customers,
Thank you for your continued support. Since we began serving U.S. shoppers, our goal has been simple: to offer great product at affordable prices while creating positive impact in the communities we serve.
Due to recent changes in global trade rules and tariffs, our operating expenses have gone up. To keep offering the products you love without compromising on quality, we will be making price adjustment starting April 25, 2025.
Until April 25, prices will stay the same, so you can shop now at today's rates. We've stocked up and stand ready to make sure your orders arrive smoothly during this time.
We're doing everything we can to keep prices low and minimize the impact on you. Our team is working extra hard to improve efficiency and stay true to our mission: to offer great product at affordable prices for everyone.
Thank you again for being part of the [TEMU/SHEIN] family.
With gratitude,
The [TEMU/SHEIN] Team

So, there we have it. I made out just fine. And if you order in the next few days, you might be fine, too. After that, well, you're screwed — either higher prices or a big duty tax bill, or even both!

Will I enjoy my bubble machine knowing it may be the last sweet, sweet duty-free shipment of bargain-basement plastic junk? Yes, yes I will. But will I feel good about pulling off this last-minute near-heist? No, no I won't. I don't feel good about any of this.

Read the original article on Business Insider

Qatar Airways flight attendants must follow strict appearance rules — here's the list of dos and don'ts.

19 April 2025 at 02:46
Style specialist Kristine Odejar demonstrating makeup techniques during training.
Style specialist Kristine Odejar is demonstrating makeup techniques during training.

Mark Adam Miller/Business Insider

  • Qatar Airways enforces strict appearance standards for its cabin crew.
  • Western airlines historically imposed appearance norms, but have shifted away from many rules.
  • Qatar's grooming rules call for makeup training, specific hairstyles, and men covering bald spots.

Flight attendants — particularly women — were subject to strict appearance standards throughout the beginning of the jet age to the mid-1990s. Many airlines said this lured in high-paying travelers and created an elevated brand.

Stewardesses, as they were called then, couldn't be too tall or too short, too old or too young. They couldn't be heavy-set — and they had to be unmarried and childless. In the 1970s, Southwest Airlines, for example, fitted its flight attendants in hot pants and gogo boots.

Globally, the aviation industry has since shifted to focus its flight attendants more narrowly on safety and service. With that still come appearance standards like skirt and nail length, wearing a tie, and hair style rules, but they are far less demanding compared to past eras.

Some Western carriers today allow female cabin crew to wear tennis shoes instead of heels, or pants instead of skirts and dresses. Most can also choose to wear minimal or no makeup, while some airlines allow men to wear stud earrings.

However, some carriers have yet to ditch the traditional appearance expectations and maintain more conservative guidelines.

Qatar Airways is known in the industry for having strict codes of appearance and other things, likely an effort to maintain its luxury-focused brand and professionalism. The airline, with its exacting standards, has been rated the world's best, as of 2024.

Qatar says the strict rules haven't deterred cabin crew applications: A spokesperson told Business Insider that only 6% to 8% of the tens of thousands of applicants are accepted.

BI spoke with Qatar flight attendants Daina Haughton and Milan Rankovic and style specialist Kristine Odejar to learn more about the airline's appearance regime.

Makeup, skin, and nail requirements

Haughton said Qatar flight attendants learn how to do their hair and makeup in initial training.

This involves working with "grooming officers" like Odejar, who help match flight attendants' makeup to their skin tone and texture and teach them how to apply it best using different brushes and pens.

Haughton said the training wasn't "hard," but the consultants provided tips that cabin crew "can do to correct certain things that you wouldn't just know." She added that she spends two hours getting ready for flights, setting aside one hour for hair and makeup.

During a training session observed by BI, Odejar explained the rules for the basic makeup items required for female cabin crew members.

She said they need "full coverage" foundation and concealer, black mascara that isn't "too clumpy," and matte or sheen blush (no glitter).

A Qatar flight attendant putting on lipstick in the mirror.
Qatar Airways has strict beauty rules that cabin crew must follow when flying.

Mark Adam Miller/Business Insider

Lipstick and nail colors can be deep pink, deep red, or burgundy, while nail polish options also include nude, clear, or French. The burgundy theme is in line with Qatar's brand color.

Odejar gives tips like using long-lasting concealer because it's "bulletproof" and won't come off the face, and using powder to set the makeup. She also said to prioritize skin health.

Qatar also does not allow visible tattoos, a common guideline across most global airlines. However, some carriers like Virgin Atlantic Airways have become more lenient and allow tattoos of various sizes.

Strict hairstyles and clean mustaches for men

Haughton said the acceptable hairstyle for women is a bun situated low enough so that the uniform hat can fit over it. She added that hair can't be too oily and must be a natural color if dyed; no rainbow.

Further, cabin crew must use hair nets to cover the bun, and they can choose to use one or two scrunchies; Haughton prefers two.

Odejar described the grooming guidelines for men's hair, which include properly styling it and using grooming wax or clay to make it look neat and smooth.

"You basically just need to apply a decent amount of product so it doesn't look over-gelled or having that kind of wet look effect," she said.

Haughton demonstrating her hair routine and putting on the uniform hat.
Flight attendant Daina Haughton demonstrates her hair routine.

Mark Adam Miller/Business Insider

Rankovic said male cabin crew can have facial hair, but only mustaches, not beards.

He said the mustache needs to be neatly shaven, cannot grow over the upper lip or below the lip line, and must be grown out by the time a trip starts.

"Basically, you need to show up for the flights with [a] fully grown mustache," Rankovic said. "So you need to do it on your days off."

He added that the rest of the face must be clearly shaven; no 5 o'clock shadows. The beard ban helps maintain a clean and professional look.

Qatar told the Daily Telegraph in December that gray hair is also not allowed, and bald spots must be covered.

Uniforms must be neat and exact

Qatar flight attendants are provided with specific uniforms, including skirts, pants, blazers, and plain socks with no logos or designs. Women wear hats, and men wear ties.

Every crew member must carry a spare uniform in case of spills or other messes during the flight. They also have a separate winter jacket when traveling to colder climates.

A Qatar grooming instructor said the only men's accessory allowed is a watch, while women's jewelry is limited to a watch, simple stud earrings, and single-banded rings.

Married women can wear their wedding ring as long as the stone is embedded: "If the stone is protruding, it [creates] a safety issue," the instructor said. "They can injure themselves; they can injure the customers."

Qatar flight attendants in front of a Qatar plane.
Qatar flight attendants in their standard uniform.

Georg Wendt/picture alliance via Getty Images

Women also wear stockings, but they must be matte and complement their skin color. The instructor said Qatar encourages wearing perfume, but ones with a soft or mild fragrance so as not to irritate customers.

Flight attendants wear different uniform pieces depending on the phase of the flight. For example, Haughton said she wears one jacket on the ground, such as during boarding and walking through airports. During the service, she changes into a blue "dining" jacket.

Each female flight attendant also has a black handbag that can be locked with a personal passcode. Haughton said the code is necessary because the bags are identical and it's easy to mix them up with another crewmember's.

She said the standard bag items are their crew-issued smartphone, a notepad, their passport, and any makeup they may need to reapply throughout the day.

Read the original article on Business Insider

My wife and I wanted a bigger apartment, so we signed a lease with her sister. It's like an endless sleepover.

19 April 2025 at 02:41
The author sitting on a green velvet couch with her wife and sister-in-law in a room with pink walls and a colorful rug.
The author, middle, lives with her wife, left, and sister-in-law, right.

Courtesy of Kylie Sapphino

  • My now-wife and I wanted a bigger apartment but couldn't afford it on our own.
  • When her sister wanted to move to NYC, we jumped at the chance to live with her.
  • Some people think it's weird to live with a roommate your first year of marriage, but we love it.

When my now-wife Taryn and I moved to New York City in 2021, we were done with roommates. We had enough roommate horror stories to last a lifetime and swore off the unnecessary stress as we built our lives together. We were able to get a COVID deal on our apartment that made it financially feasible to share a one-bedroom with our two cats.

We had been so excited to move that we didn't really shop around for apartments and snagged the first spot we toured. At first, things were great. We loved the city, our Brooklyn neighborhood with a coffee shop and grocery store within a block radius, and the freedom to walk around our apartment in our underwear. Three years in, we didn't feel the same.

After we got engaged, we decided we needed to find a new apartment

There wasn't enough natural sunlight, and I worked from home then. I spent all my days sitting in this dark, gloomy apartment, which got exponentially worse when the sun started to set at 4 p.m. during the winter. I was ready to move, but we weren't sure we could give up our rent-stabilized deal.

After getting engaged, I was determined for something to change. We were officially starting our lives together, and I couldn't imagine doing that in the apartment we were in.

Taryn's sister Jaeden had started considering moving to the city, and we jumped at the opportunity to get a bigger place — in fact, we practically bullied her to move in with us. Taryn and I had started touring places casually, but as soon as we stepped into this gorgeous apartment with a mint-green kitchen backsplash, windows for days, and an amazing view of the New York skyline, we called her and asked her to fork over the deposit. It was now or never.

It was nerve-racking for me, considering Jaedan would soon be my sister-in-law. I worried about how well we would get along while living together. Even our friends and family thought we were crazy for complicating our first year of marriage with a third roommate, but moving in with my sister-in-law transformed our home life in ways I wasn't even expecting.

Living with Jaeden has been incredible

We had a built-in maid-of-honor. She helped us plan our wedding from the comfort of our shared couch. It brought us closer together and led to the wedding of our dreams. When we returned from our honeymoon to see Jaedan cooking a "welcome back" meal, it felt like returning to the perfect home.

Most people assume that getting married means settling into a cozy, two-person household, but we hadn't realized how comfortable we had grown in our routine as a couple. Jaedan helped us turn tired fights over whose turn it was to cook dinner into lively, communal meals. There was always someone to watch TV with or help settle a minor marital debate, like who should take out the trash. It even pushed Taryn and me to start going on dates again so that we would have time to ourselves. No,w we go out together once a week to spend quality time together without our roommate.

Splitting rent three ways meant we could afford a nicer apartment without breaking the bank, and we'd also get the added bonus of having an ongoing sleepover (but with more wine). With rent prices rising, more and more people are choosing untraditional living arrangements. Three years ago, I would never have thought living with family would be a dream come true, but it is.

We've just hit our first anniversary of living together, and I couldn't imagine ever leaving this apartment — or my sister-in-law.

Read the original article on Business Insider

Netflix is on the hunt for competition shows like 'Survivor' and 'The Bachelor' starring digital creators

19 April 2025 at 02:30
liz wilcox
Netflix has mentioned "Survivor," pictured, in meetings for potential creator-led shows.

Courtesy of Liz Wilcox

  • Netflix is interested in competition shows starring creators on the heels of Amazon's hit "Beast Games."
  • The streaming giant is entertaining riffs on "Survivor" and "The Bachelor."
  • It's the latest example of media giants trying to borrow from YouTube's success.

In the wake of Amazon's hit "Beast Games," starring MrBeast, Netflix has been soliciting ideas for competition shows involving digital creators.

The streamer has specifically name-checked the long-running franchises "Survivor" and "The Bachelor" as potential inspirations, four people familiar with the discussions told Business Insider.

Netflix is still in the early stages of its efforts, and while it mentioned those shows by name, it also asked prospective creator partners to riff on the formats, one person said.

"They have mentioned that 'Beast Games' is good and has done well," this person added.

One criticism of big media companies' earlier forays into leveraging the popularity of social-media creators has been that they tried to shoehorn influencers into old-school TV formats, with sometimes awkward results. Netflix seems to be flexible on the format and wants the creator to be active in developing it, three people said.

Netflix already streams some competition shows, including "Squid Game: The Challenge." On the romance front, it's garnered massive success with shows such as "Love Is Blind."

Two people familiar with Netflix's outreach in the creator space also said the streamer is interested in live concepts.

Its most recent foray into the live space, "Pop The Balloon" — an adaptation of a YouTube dating series — was met with lukewarm reviews. Host Yvonne Orji told Today that future installments would be "refined and renewed."

Hollywood is awakening to YouTube's impact

Netflix and other media giants have ramped up efforts to bring YouTubers onto their platforms. Netflix has been making the rounds with creator reps and has done deals with the Sidemen and preschool educator Ms. Rachel. Earlier this month, it premiered the docuseries "Bad Influence: The Dark Side of Kidfluencing," centered on controversial vlogger Piper Rockelle.

At the same time, top execs at Netflix have been making the case — as recently as on Thursday's earnings call — that it can be a better platform for creators than YouTube because it pays talent upfront and can amplify their reach.

"We're looking for the next generation of great creators, and we're looking everywhere," Netflix co-CEO Ted Sarandos said on the Thursday call.

The charm offensive comes as Hollywood is waking up to the fact that young people are increasingly turning to YouTubers over more traditional fare.

The Google-owned platform has led the pack in TV viewership, doubling its share to 12% in March this year from 2021, the year Nielsen first started measuring the whole TV watching pie, including streaming. During the same time period, Netflix's share has increased to about 8% from 6%.

Netflix needs to keep experimenting with new types of shows as its member growth in the US and Canada slows, said Alejandro Rojas, VP of applied analytics at the data firm Parrot Analytics. Competition shows are good at retaining viewers and attracting advertisers thanks to dramatic storylines, repeated formats, and the ability to integrate products.

He added that having a well-known creator at the helm could help bring in and retain new audiences. And if a show is successful in one market, like "Love is Blind," the format can be imported globally.

"Competition shows can be as successful as a major scripted show," Rojas said.

Read the original article on Business Insider

Lessons Melinda French Gates learned from her parents and famous friends

19 April 2025 at 02:27
Melinda French Gates.
Melinda French Gates is a philanthropist and the founder of Pivotal Ventures.

Stefani Reynolds/AFP/Getty Images

  • Melinda French Gates shared wisdom from influential figures in her memoir.
  • Her parents and friends, like Warren Buffett, shaped her perspective on business and beyond.
  • Here's what her successful friends have to say about life.

Melinda French Gates has picked up nuggets of wisdom and valuable lessons from powerful friends throughout her decades-long work in philanthropy.

The 60-year-old billionaire is an avid learner, and her new memoir, "The Next Day: Transitions, Change, and Moving Forward," has advice from friends, favorite authors, and her parents sprinkled throughout.

As a leader in global health research and advocate for women's rights, French Gates is often looked to for her own expertise. Sometimes, she said, it's the experiences of others that guide her.

These are some pieces of advice she's kept with her over the years.

Her mother

French Gates' parents empowered her to seek out a successful career from a young age. Her father made her attend a business course at the age of 12 to learn about goal setting.

Her mother gave her advice that French Gates relayed in her book.

She told her,"'Set your own agenda or someone else will,'" French Gates wrote in the book. She took her mother's statement to heart and ran with it.

"It became one of my mantras, especially once I got into global health," she said during a live interview with Abby Phillip from CNN.

Warren Buffett

"'You're working on the problems society left behind, and they left them behind for a reason. They are hard, right? So don't be so tough on yourself,'" French Gates recalled Buffett saying in an interview.

The Berkshire Hathaway boss is a longtime friend and philanthropic ally of French Gates and her ex-husband Bill Gates. Buffett has seen the couple through their Microsoft days and their 2021 divorce. He has dropped some knowledge over the years, according to French Gates.

Oprah Winfrey and Gayle King

In 2024, French Gates sat down with best friend duo Oprah Winfrey and Gayle King to discuss aging and transitions in honor of her 60th birthday. They connected on the stages of life and female friendship. Their conversation yielded advice that inspired her enough to be included in "The Next Day."

"Aging is just another word for living," King said.

Winfrey spoke about an inner voice, or intuition, that might be quietly telling you something you need to know. Listening to it and leaning into the discomfort of the unknown, French Gates said, is a sign of growth.

"Catch it in the whisper," Winfrey said. "What is it whispering to you now?"

Read the original article on Business Insider

I used to believe success was only about climbing the corporate ladder. I'm grateful my mom showed me that taking a step back can bring happiness, too.

19 April 2025 at 02:13
A woman and her mother embrace while posing on a bridge with trees in the background.
My grateful that my mom taught me so much about being the ultimate caregiver.

Courtesy of Sunita Theiss.

  • I didn't realize it growing up, but my mother was always balancing work and family caregiving.
  • She often prioritized family over career, opting for flexibility and security.
  • The choices she made have influenced my own parenting and have helped me help my to family thrive.

Growing up, I didn't understand the weight of the sacrifices my mom made for our family. She worked full-time as a programmer during the '80s and '90s, a time when women were still a rare sight in the industry. She did it all while raising my sister and me, caring for my chronically and eventually terminally ill father, and even looking after her mother-in-law. She moved to the United States from India in 1984, and juggled all of these responsibilities while navigating a culture and country that weren't her own.

My dad navigated complex physical and mental health struggles until he passed away when I was 20. The years leading up to his death were filled with hospital visits, doctor's appointments, and treatments, and my mom was a constant, steadfast presence in all of it.

At the time, I didn't fully understand the depth of her sacrifices, the amount of thought put into the decisions she made, or the boundaries she set in every area of her life. But now, as a parent raising two autistic children and navigating my own late-diagnosed autism, I realize how much I learned just by watching her.

She worked hard to build a sustainable life

One of the most significant things I learned from my mom was how to prioritize what truly matters, even if it didn't align with the conventional career path or societal expectations. She was always working — often doing the impossible — but she never let it come at the expense of our family.

She deliberately opted out of promotions and career advancements because she knew that a bigger role meant less time at home. She chose flexibility over prestige, security over ambition.

In the years leading up to my dad's passing, she managed to secure a job that allowed her to work four 10-hour days instead of a traditional five-day workweek. This arrangement gave her the time she needed to take my dad to chemotherapy appointments and medical visits. To anyone looking in from the outside, it may have seemed like a step back in her career, but to our family, it was everything.

At the time, I didn't appreciate or understand her choices. I didn't see how much of her career and personal ambition she sacrificed. But looking back now, I understand just how intentional and meaningful those decisions were.

Her example shapes the way I parent today

When my children were diagnosed with autism, and later when I received my own diagnosis, I found myself drawing on my mother's example. She showed me that caregiving isn't just about being there in crisis, it's about creating a life that makes room for caregiving in the first place.

I've had to make similar choices. I've turned down job opportunities that offered more money and responsibility, but demanded more of my time than I could sustainably give. Like my mom, I've structured my days to leave space for what's most important: my family. I've learned to take on less commitments in my community, to prioritize the mental and emotional health of everyone in our family, and to build a life that doesn't burn out everyone involved.

A huge difference today is that I have more options than she did. Technology and flexible work environments have opened up opportunities for remote work, family leave, and a better work-life balance. But the core challenge remains the same: how to build a life that works for your family, even when it doesn't follow the traditional script.

Success looks different now

For so long, I believed success was about climbing the corporate ladder — about promotions, bigger salaries, and external validation. But my mom showed me that success doesn't always look like that.

Success is about making decisions that align with your values and needs, even if they don't make sense on paper. It's about sustainability, flexibility, and ensuring that caregiving isn't just something you squeeze into the cracks of your day.

I understand that the sacrifices my mom made weren't just about survival, they were about creating a life that worked for our family.

And that's exactly the kind of life I strive to create for my own.

Read the original article on Business Insider

Ryan Coogler's 'Sinners' has a near-perfect Rotten Tomatoes score. Here are all his films ranked and where to watch them.

19 April 2025 at 02:09
A composite of stills from "Creed," "Sinners" and "Black Panther."
Sylvester Stallone in "Creed," Michael B. Jordan in "Sinners," and Chadwick Boseman in "Black Panther."

MGM / Eli Adé / Marvel Studios

  • Ryan Coogler's "Sinners" has the highest Rotten Tomatoes score of all his films.
  • The new vampire movie has received high praise from critics.
  • Here's all his films ranked and where you can watch them.

Ryan Coogler's fifth film, "Sinners," was released on Friday, and has the highest Rotten Tomatoes score of the director's career at 97%.

The new movie is Coogler's first original story since his directorial debut in 2013.

Since 2015, Coogler has directed three franchise spin-offs that have been loved by critics and audiences and earned award recognition too. Coogler's "Black Panther" was the first Marvel movie to get an Academy Award best picture nomination, and is the sixth highest-grossing superhero film.

Here are Coogler's films ranked from worst to best, according to critic scores on Rotten Tomatoes.

"Black Panther: Wakanda Forever"
Winston Duke as M'Baku in "Black Panther: Wakanda Forever."
Winston Duke as M'Baku in "Black Panther: Wakanda Forever."

Marvel Studios

Critic Score: 84%

Audience Score: 94%

After the success of "Black Panther," Coogler directed the 2023 sequel that featured the fictional nation of Wakanda fighting its rival, Atlantis.

T'Challa, the original lead character of the franchise, dies early in the film as a tribute to Chadwick Boseman. The actor died in 2020 due to complications from colon cancer.

The sequel follows T'Challa's sister Shuri, his mother Ramonda, and his closes advisors as they try to govern and protect Wakanda while processing their grief.

Critics praised the emotional handling of Boseman's tribute and the film's beautiful score, costumes, and visuals. The inclusion of Ironheart in the story received mixed reviews.

"Black Panther: Wakanda Forever" is the one instance where the audience score is higher than the critic score for Coogler's films.

"Black Panther: Wakanda Forever" is available to stream on Disney+.

"Fruitvale Station"
Fruitvale station
"Fruitvale Station" starred Michael B. Jordan.

The Weinstein Company

Critic Score: 94%

Audience Score: 87%

Coogler's directorial debut was "Fruitvale Station," a biographical film about Oscar Grant, a young man who was shot and killed by a cop during his arrest in Oakland, California, in 2009. After a trial a year later, the officer, Johannes Mehserle, was sentenced to two years in prison for involuntary manslaughter.

The film depicts Grant's day leading up to his death, with Michael B. Jordan, who has appeared in all of Coogler's films, playing Grant.

This film immediately launched Coogler on critics' radar, especially after it won the best first-film prize at the Cannes Film Festival and the grand jury prize at the Sundance Film Festival in 2013.

"Fruitvale Station" is available to rent on Apple TV+ and Amazon Video.

"Creed"
creed 2015
Sylvester Stallone and Michael B. Jordan in "Creed."

Warner Bros. Pictures

Critic Score: 95%

Audience Score: 89%

2015's "Creed" was the first "Rocky" spin-off movie since the original series ended in 2006.

The film starred Jordan as Adonis Creed, son of Apollo Creed (Carl Weathers) from the original "Rocky" films, who wants to become a boxing champion. He seeks out his father's former rival, Rocky Balboa (Sylvester Stallone), to be his mentor.

Stallone's performance is a standout in this film, and fans praised Coogler for reinvigorating the "Rocky" franchise.

"Creed" is available to stream on Prime Video.

"Black Panther"
black panther
Chadwick Boseman in "Black Panther."

Disney/Marvel Studios

Critic Score: 96%

Audience Score: 79%

"Black Panther" is Coogler's most successful film, grossing $1.3 billion and gaining his first best picture nomination.

The film follows T'Challa, the new king of Wakanda, who tries to adapt his country's traditions to the new world landscape. Meanwhile, T'Challa's cousin, Killmonger (Jordan), seeks to usurp the throne as part of his revenge plan.

Critics said "Black Panther" stood out from the rest of the Marvel universe due to its imaginative, detailed, and culturally respectful world-building, which created a fictional country that felt real.

"Black Panther" is available to stream on Disney+.

"Sinners"
An image of two Black men looking scared while their faces are lit up by something off-camera. On the left, a man with short black hair and a black goatee is wearing a white best and has two necklaces on. He has his arm around the man on the right, who has short black hair and scratches across his face. He's wearing a brown shirt.
Michael B. Jordan and Miles Caton in "Sinners."

Courtesy Warner Bros. Pictures

Critic Score: 99%

Set in 1930s Mississippi, "Sinners" follows a group of Black and Chinese citizens at the opening night of a new juke joint, launched by a pair of criminal twins, played by Jordan. The event turns into a nightmare when a vampire arrives, converting the patrons into zombie-like vampires.

The film has received high praise from critics for its score, engrossing story, and terrific performances from the cast. David Ehrlich, the head film critic for Indiewire, also said it is the best movie of Coogler's career.

"Sinners" is showing in theaters.

Read the original article on Business Insider

I moved to the Bay Area with my wife to find a tech job. Two years later, we're both unemployed — this is just a broken system.

19 April 2025 at 02:07
Selfie of Phil Stafford.
Cybersecurity professional Phil Stafford has been living in the Bay Area for six months and has yet to land full-time tech work.

Photo courtesy of Phil Stafford

  • Phil Stafford moved to the Bay Area from Fresno, California, to work in cybersecurity.
  • Stafford's wife lost her sales job as soon as the couple relocated.
  • He says networking has helped him get contracts, but it's not enough; the system is broken.

This as-told-to essay is based on a conversation with Phil Stafford, a 45-year-old cybersecurity professional based in Oakland, California. It's been edited for length and clarity.

After I struggled for two years to find consistent tech work, my wife and I took a leap of faith and moved from Fresno, California, to the Bay Area — the tech hub of the country, located three hours northwest.

However, a week after moving, my wife got laid off from her job, and we went into full survival mode. I had never been more frightened for my ability to exist than at that moment.

We've spent the last six months scrambling to find work and having difficult conversations about our future. Here's how we're supporting each other during this time and staying afloat.

I've been applying for jobs for two years

For about a decade, I managed all technical needs for the janitorial business my wife and I owned. Then the company shut down.

After that, I started doing contract cybersecurity consulting work while working toward my bachelor's degree in cybersecurity and information assurance. I earned my degree from Western Governors University in 2022, but my freelance opportunities started to dry up in Fresno.

Since then, I've been able to find some contract roles, but the last two years have been spent unsuccessfully applying for full-time jobs.

Every rejection feels personal

In the early days, I used Indeed and LinkedIn to apply for jobs a lot, but I landed maybe two or three interviews in all the time I was on there.

I used to dedicate a lot of time to customizing each cover letter and résumé, and I'd catch myself getting my hopes up and fantasizing about what my life would be like with that job. I simply don't have the emotional bandwidth to do that anymore.

Every rejection feels like a social wound. It's hard not to tie it back to my self-worth as a person.

AI has been helpful, but networking has given me more success

AI has been a great tool for helping me write my cover letters while giving me back physical and emotional time. Since utilizing AI, I've started getting more rejections, as opposed to radio silence. I'm not sure if that's a good thing or a bad thing.

The only real success I've found has been through networking and connecting on a human level. In Fresno, I found some contract jobs by directly reaching out to people via LinkedIn or email. People have been able to help me find opportunities or introduce me to someone else who can.

But ultimately, I felt like my job opportunities were limited there. We left our month-to-month rental in Fresno and have been staying in Airbnbs in the East Bay Area ever since.

My wife and I moved to the Bay Area six months ago

We're currently working on locking down a more permanent arrangement with an Airbnb host.

After my wife got laid off, not only did we now have no reliable income, but we had just uprooted ourselves from our entire support network at home. Moving was a leap of faith, and since then, we've been scrambling to make ends meet.

I've found a lot more work since moving, plus networking is so much easier, so I feel like it was absolutely the right choice to move. That being said, we're still not making nearly enough as we'd like, but we've decided there's no going back. There simply isn't enough opportunity in Fresno.

Here's how my wife and I have been supporting each other during this time

My wife and I have always had great, open communication, but the last six months have probably been the hardest on that particular mechanism. We've had lots of tough conversations about how we're going to pay our bills.

Even though things are financially chaotic, the most helpful thing we've been doing is staying interested in our hobbies, entertaining each other, and having deep, emotionally fulfilling conversations.

After a meeting with my engineering research group, I can come home to my wife and say, "Hey, these are all the cool things we're doing," and she doesn't have to understand; she just has to nod and say, "That's awesome."

She can also talk to me about the people she meets at church or nerd out with me about history. We are a unit, and that's not going to change.

We're trying to diversify our income streams

I'm still applying for jobs and hunting for more consulting work, and I won't give up.

My wife is applying for new jobs while also starting to build her own patient advocacy firm.

The biggest thing I've had to remind myself of is that I'm not alone. It sounds trite, but it reminds me that this is not a personal failure. This is just a broken system, and we're all suffering.

If you would like to share how you're managing long-term unemployment while searching for full-time work, please email the editor, Manseen Logan, at [email protected].

Read the original article on Business Insider

I spent a weekend living like Meghan Markle. It taught me more than just cooking and hosting tricks.

19 April 2025 at 02:01
Anneta Konstantinides mixes a crepe mix.
I spent a weekend living like Meghan Markle, trying her new recipes and hosting tricks.

Yasara Gunawardena for BI

  • I spent a weekend living like Meghan Markle, trying dishes and following hosting tips from her Netflix show.
  • I made floral ice cubes, chilled eucalyptus towels, and whipped up her spring garden pasta salad.
  • My weekend as Meghan taught me more than just some hosting tricks.

As I vigorously rubbed hair serum into my scalp, rapidly counting the 60 seconds before I could flop into bed, a voice popped into my head.

"The only difference between ritual and routine is intention."

This wasn't a quote from a self-help Instagram infographic, nor a wise lesson from Chelsea, Aimee Lou Wood's lovable zodiac queen on the most recent season of "The White Lotus." No, this was something I had heard on Meghan Markle's new Netflix show.

Having just binged every episode of "With Love, Meghan" to prepare for my review of her As Ever products, it made sense that her voice was in my head. But my fingers still relaxed, turning the moment into a head massage instead.

That's when I wondered if there was more to learn from Meghan's new show than the critics were willing to give her credit for. So, I spent the weekend living like the Duchess of Sussex, making a long to-do list of recipes and hosting projects.

It was quite the trip.

Meghan Markle shared a bevy of tips in her new Netflix series, "With Love, Meghan."
Meghan Markle making cookies.
Meghan Markle in her new Netflix show, "With Love, Meghan."

Jake Rosenberg / Netflix

Meghan's show seems to be inspired by Martha Stewart and Ina Garten. It shows her making frittatas, popping bottles of chilled Champagne, and hosting a rotating guest list of friends in her ultra-luxurious Montecito neighborhood.

It was a new venture for the duchess, but the critics weren't impressed. They seemed to be in competition for who could come up with the harshest headline, calling it "toe-curlingly unlovable TV" and a "Montecito ego trip not worth taking."

Some thought Meghan was unrelatable, while others said she was too amateur. It all seemed pretty harsh for a series about making ladybug crostinis and jam.

I wouldn't know until I put the projects to the test — let the weekend begin.

My Saturday morning began with some avocado toast and, of course, flower sprinkles.
Meghan Markle avocado toast
My avocado toast with flower sprinkles.

Anneta Konstantinides/Business Insider

I jolted awake before 7 a.m., as if my body knew it was about to spend 48 hours cosplaying as a Montecito princess. Unfortunately, that same body stayed up until 1 a.m. to watch Lady Gaga perform on the Coachella livestream the night before and was definitely feeling it.

Thankfully, Meghan believes in starting the day with carbs, so I made some avocado toast, just like I had seen her do on the show.

The recipe was simple enough. I spread avocado on my toasted slice of sourdough bread, sprinkled some salt, then topped it with a very un-Instagram-worthy fried egg.

I briefly considered making another one for a prettier picture, but there's no way I'm wasting eggs in this economy. A shower of flower sprinkles, which are part of Meghan's sold-out As Ever line, would have to suffice.

By 9:30 a.m., I was out the door and off to the farmers market.
Santa Monica Farmers Market
I loved spending my Saturday morning at the farmers market instead of in front of the TV.

Anneta Konstantinides/Business Insider

Meghan mentions visiting the Montecito Farmers Market on her show, so it only made sense that I stop by mine to grab ingredients for some of her dishes.

After picking up fresh veggies and some honey, I spotted a vendor with small blue flowers inside plastic containers.

"Are these edible?" I asked her.

"Of course," she replied.

A lady who was browsing nearby immediately turned around. She had been on the hunt for edible flowers as well.

"What are you using them for?" she asked.

"I'm … making Meghan Markle's flower ice cubes," I sheepishly confessed.

"I wanted them for her shortbread cookies!" she replied.

Maybe Meghan was more influential than the critics realized?

Back at home, I got to work on my "bedside blooms."
Making Meghan Markle's "bedside blooms"
My "bookshelf blooms" for the guest room.

Anneta Konstantinides/Business Insider

The first episode of Meghan's show revolves around everything she does to prepare when a guest is staying over. One of my best friends was staying the night during a layover in LA, so it was the perfect time to try some of Meghan's hosting tips.

Meghan says one of her "favorite things to do is prep a guest room," which includes preparing small bouquets of fresh flowers.

"What's at the side of the bed for them? That's their morning and good night moment," she adds.

Unfortunately for my friend Andrew, I don't have nightstands in my guest bedroom yet, so I made some "bookshelf blooms" instead. I followed Meghan's tip to remove some leaves from each stem, which she said allows the water to go straight to the bloom.

Then, I made some floral ice cubes.
Making Meghan Markle's floral ice cubes
Making the floral ice cubes felt like an art project that kids would love.

Anneta Konstantinides/Business Insider

Meghan makes these floral ice cubes for lunch with her friends, calling them a little moment of "surprise and delight."

I plucked petals from the edible flowers, as well as some yellow florets that came with my purple cauliflower, and sprinkled them in my ice cube tray. According to Meghan, the trick is to then fill the cubes with distilled water so they come out clear instead of cloudy. It felt like an art project that would be fun to do with kids.

Even with the distilled water, I thought my cubes came out kind of cloudy, and I didn't love getting petals in my mouth once they had melted into the water.

For this project, the process was more fun than the result.

I also whipped up Meghan's chilled and scented towels.
Making Meghan Markle's chilled towels with essential oils
It was super easy to make these refreshing towels.

Anneta Konstantinides/Business Insider

Meghan says these towels are "one of those easy surprises and delights that, after a long day, will bring a lot of joy," adding that it's the "least complicated thing on the planet."

Since Andrew was coming to my house after a five-hour flight from JFK, I figured a chilled towel would be a great way to greet him.

I opted for eucalyptus oil, adding six drops to a big bowl of water. Then, I dunked each small white towel into the bowl, ringing the water out before rolling them up and popping them into the fridge.

Once the towels were chilled, I placed them by the bathroom sink and added a few edible blooms for decoration.

The next morning, Andrew told me the entire bathroom had smelled of eucalyptus and was "so relaxing."

After a quick lunch break, it was time to test out Meghan's recipes.
Ingredients for Meghan Markle's Chantilly Lili dessert
Ingredients for Meghan's Chantilly Lili dessert.

Anneta Konstantinides/Business Insider

First, I needed to prepare Chantilly Lili, the dessert Meghan named after her daughter, Princess Lilibet, and recently shared with The New York Times.

It features homemade vanilla pudding layered with bananas and topped with fresh whipped cream, cookie crumbles, and macerated strawberries.

Since the pudding needs to chill overnight, I made it ahead of time so I could finish the dessert on Sunday. It only took about 10 minutes to whip up and stick in the fridge.

While the pudding was quick and easy, Meghan's spring garden pasta salad took way more work.
Meghan Markle Spring Garden Pasta Salad
Meghan's spring garden pasta salad.

Anneta Konstantinides/Business Insider

The New York Times calls this dish a "perfectly quick spring or summer dinner," a promise that doesn't apply to people with bad knife skills.

Meghan's spring garden pasta salad requires five different veggies to chop, dice, and slice, which took me around 30 minutes. I'm pretty slow with a knife and was already feeling tired from a day packed with projects, so the process was anything but soothing — even with Meghan's preferred cooking soundtrack of "French dinner party music" playing in the background.

Still, the spring garden pasta was a hit at my friend's barbecue that night. Everyone loved all the fresh flavors from the veggies, which were perfectly captured in each bite of floppy rigatoni.

It's a great side dish, but I'm not sure I'd make it again — at least not without an extra pair of hands!

After a good night's sleep, I was ready to begin my second day as the Duchess of Sussex.
Making Meghan Markle crudite board
My crudité platter, inspired by Meghan's tips.

Anneta Konstantinides/Business Insider

I kicked things off with a crudité platter, which Meghan says she makes every day for Prince Harry and their children.

"There's nothing so fancy about a crudité platter, except that it's called crudité," she says in one episode, before making a stunning platter complete with edible flowers.

Per Meghan's instructions, I grabbed some rainbow carrots, bell peppers, cucumbers, and purple cauliflower. I also displayed some veggies on beds of leftover Swiss chard to elevate the presentation.

The final step was drizzling olive oil into my store-bought hummus, another Meghan tip. The duchess says it's "always nice to decant your condiments," but I didn't have any cute serving dishes, so I used the bowl from a souvenir I got at Super Nintendo World — a sentence I'm sure has never been spoken in Montecito.

I also finished my Chantilly Lili pudding, which came out beautiful.
Meghan Markle Chantilly Lili dessert
I loved the Chantilly Lili dessert, which tasted light and delicious.

Anneta Konstantinides/Business Insider

It was much quicker to make the Chantilly Lili than the spring garden pasta. After macerating the berries and making the fresh whipped cream, all I had to do was assemble.

Both my boyfriend and Andrew were impressed with the presentation. The dessert was light and fluffy and struck the perfect balance of sweetness. It's definitely something I would make again.

Before the weekend could come to an end, I had to make Meghan's snack bags.
Anneta's friend with Meghan Markle's snack packs
My friend Andrew with my Meghan-inspired snack bags.

Anneta Konstantinides/Business Insider

Probably one of the most cited — and derided — of Meghan's hosting tips was her love of transferring snacks from their original packaging into clear plastic bags, marked with a homemade label.

I knew I had to include it in my weekend in the name of journalism, so I diligently transferred peanut butter pretzels and popcorn into bags for Andrew to take on his flight to Sydney.

The bags looked cute, and getting my friend some snacks before a long flight was a lovely idea that I'd do again. Next time, though, I think I'll just leave them in the original packaging!

My weekend as Meghan taught me more than just how to be a good host.
Meghan Markle's floral ice cubes
Meghan's floral ice cubes and a bouquet of flowers from the farmers market.

Anneta Konstantinides/Business Insider

At the end of the first season of her show, Meghan tells the camera that "reconnecting with myself, it just gives me so much joy." And you know what? I believe her.

Spending the weekend being creative and staying off screens was refreshing and rewarding. Will I ever do eight different projects in less than 48 hours again? Probably not, but getting a dopamine hit from making flower art and cooking was much needed.

I don't think embracing the above makes Meghan a "trad wife," as many critics claim, just as it didn't make Martha Stewart or Ina Garten one when their shows premiered in the '90s and early 2000s. I think it's just about finding things to do that bring you joy once in a while.

Maybe the lesson from my weekend living like Meghan wasn't really about plastic goodie bags or bouquets. It was about taking the time to stop and smell the flowers … and the chilled eucalyptus towels.

Read the original article on Business Insider

Here's an exclusive look at the pitch deck startup Artisan used to raise $25 million to replace some human employees with AI agents

19 April 2025 at 02:00
Artisan co-founders Jaspar Carmichael-Jack and Sam Stallings
Artisan co-founders Jaspar Carmichael-Jack and Sam Stallings

Artisan

  • Artisan is a startup that uses AI agents to replace human employees who do repetitive work.
  • The startup just raised a $25 million funding round from Glade Brook Capital and other investors.
  • BI got an exclusive look at the pitch deck Artisan used to raise its Series A funding round.

One startup is on a mission to replace a bunch of repetitive work that humans do, and it just scored a big funding round to replace workers with AI agents.

The startup, Artisan, just raised a $25 million Series A funding round led by Glade Brook Capital. Oliver Jung, Day One Ventures, BOND, Soma Capital, and Sequoia Scout also participated in the round, along with the startup accelerator Y Combinator.

Artisan was a member of YC's Winter 2024 batch, and it previously raised an $11.5 million seed round in October 2024 led by angel investor Oliver Jung.

Co-founded in 2023 by Jaspar Carmichael-Jack and Sam Stallings, Artisan is developing AI employees, called Artisans, that fully take over specific jobs that have been traditionally done by human workers. These jobs are often routine in nature — think copy and pasting data, updating CRMs, and writing emails.

Artisan's first Artist, Ava, is a fully autonomous business development representative who can tackle every part of outbound sales, from discovering leads to researching them to outreach to booking meetings.

Some of Artisan's marketing has garnered viral shock value — in a recent campaign, its founders donned t-shirts reading "Hire Artisans, Not Humans," — but the startup's broader goal is that by offboarding rote tasks to AI agents, their human co-workers are less bogged down by tasks and can focus more on creativity.

Thanks to AI advancements, that's becoming a reality, explained Carmichael-Jack, Artisan's CEO.

"Six months ago, all investors wanted to hear about was AI's potential," he told BI. "Conversations evolved from 'What could this become?' to 'What's it doing for customers right now?'"

"That's why our 'Stop Hiring Humans' campaign resonated so strongly," he said. "It tackled the question of what the role of humans moving forward will be."

AI's role in the workplace has been a hot-button issue lately, with both employers and employees weighing in on the benefits and detriments of using the tech on the job.

Mira Murati, OpenAI's former CTO, who's now running an AI startup, said last year that some jobs at risk of being replaced by AI shouldn't have existed in the first place — prompting outrage.

The controversy hasn't deterred a bevy of startups from developing workplace-centric AI agents. AI voice agent Vapi raised $20 million in December from Bessemer. AI agent job recruiter OptimHire landed a $5 million seed in March. And earlier this month, Spur, which uses AI agents to quality test websites, raised a $4.5 million seed round from First Round and Pear.

Check out the 16-slide pitch deck Artisan used to raise its $20 million Series A funding round.

Artisan pitch deck

Artisan

Artisan pitch deck

Artisan

Artisan pitch deck

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Artisan pitch deck

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Artisan pitch deck

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Artisan pitch deck

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Artisan pitch deck

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Artisan pitch deck

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Artisan pitch deck

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Artisan pitch deck

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Artisan pitch deck

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Artisan pitch deck

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Artisan pitch deck

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Artisan pitch deck

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Artisan pitch deck

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Artisan

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AMD's CTO says AI inference will move out of data centers and increasingly to phones and laptops

19 April 2025 at 02:00
A white man in a blue plaid jacket and black pants gestures on a stage in front of a background that appears to be blueprints.
Mark Papermaster is CTO of AMD.

2025 ARPA-E Energy Innovation Summit

  • AMD sees the AI inference shift as a chance to grab market share from Nvidia.
  • AI inference will move from data centers to edge devices, like smartphones, AMD's CTO says.
  • Mark Papermaster expects an AI 'killer app' in the next three to six years.

The lion's share of artificial intelligence workloads moving from training to inference is great news for AMD, its CTO said.

AI training workloads — the ones that make up the gargantuan task of building large language models, imbuing them with a familiar writing or speaking style, and knowledge — used to be most of what AI computing was used for. Inference is the computing process that happens when AI generates outputs like answering questions or creating images.

It's hard to pin down exactly when the switch happened — probably some time last year. But inference is now and will likely stay the largest segment of accelerated computing going forward. Since then, AMD executives have been hyping up a window of opportunity to wrest market share from Nvidia.

"People like the work that we've done in inference," CEO Lisa Su said on the company's February earnings call.

AI at scale is all about inference.

If you ask Mark Papermaster, AMD's Chief Technology Officer, where it all goes from there, he'll tell you that as inference grows, it's headed for the edge.

"Edge devices" are the industry term for computers that live outside the data center. Our phones and laptops all qualify, but so could smart traffic lights or sensors in factories. Papermaster's job is to make sure AMD is headed in the right direction to meet the demand for AI computing across devices as it grows.

AMD has had to play catch-up in the data center since Nvidia's 10-year head start. But at the edge? The field is more open.

Business Insider asked Papermaster what he thinks the future of handheld AI looks like.

This Q&A has been edited for clarity and length.

What's the most prominent use for AI computing in edge devices like laptops and phones?

The use case you're starting to see is local, immediate, low-latency content creation.

Why do we use PCs? We use them to communicate, and we use them to create content. As you and I are talking — this is a Microsoft Teams event — AI is running underneath this. I could have a correction on it such that if I look side to side, you just see me centered. That's an option. I can hit automatic translation — you could be in Saudi Arabia and not speak any English, and we could have simultaneous translation once these things become truly embedded and operational, which is imminent.

It's truly amazing what's coming because just locally on your PC, you'll be able to verbally describe: 'Hey, I'm building a PowerPoint. I need this. I need these features. I'm running Adobe. This is what I want.'

Today, I've got to go back to the cloud. I've got to run the big, heavy compute. It's more expensive and it takes more time.

That's the immediate example that's front and center, and this is why we've invested heavily in AI PCs. That's imminent from Microsoft and others in the next six months.

The other application that we're already seeing is autonomous anything. It starts with cars, but it's way beyond cars. It's the autonomous factory floor.

OK, say it's 2030 — how much inference is done at the edge?

Over time, it'll be a majority. I can't say when the switch over is because it's driven by the applications — the development of the killer apps that can run on edge devices. We're just seeing the tip of the spear now, but I think this moves rapidly.

You might consider phones as an analogy. Those phones were just a nice assist until the App Store came out and made it really easy to create a ton of applications on your phone.

Now, things that used to always be done with more performant computing could be done more locally. Things that were done in the cloud could be done locally. As we start to get killer applications, we're going to start to see that shift go very rapidly. So it's in the next three to six years, no doubt.

I keep running into examples that suggest the way models are getting better is to just keep piling on more inference compute.

How do you know that three years from now, there's not going to be some breakthrough that makes all these devices being designed now completely out of date?

Everything you're describing is to gain even more capability and accuracy. It doesn't mean that what we have is not useful. It's just going to be constantly improving, and the improvement goes into two vectors.

One vector is becoming more accurate. It can do more things, and typically drives more compute. There's an equal vector that runs in parallel, saying, 'How could I be more optimized?'

I call it the DeepSeek moment. It sort of shook the world. Now you have everybody — Microsoft, Meta, Google — making their models more efficient. So you have both examples where it's taking more and more compute and examples where there's innovation driving more and more efficiency. That's not going to change.

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These are the big winners as the US dollar weakens

19 April 2025 at 01:47
Broken dollar bill
The dollar has lost ground this year against many other currencies

Chuck Savage/Getty Images

  • The dollar has slumped against other currencies as President Donald Trump's tariffs pinch demand.
  • Haven currencies, export-driven economies, and commodities stand to gain from its decline.
  • Here are some of the likely winners from a weaker greenback.

The US dollar, the bedrock of global finance, has weakened by nearly 10% from its mid-January peak to a three-year low against a basket of major currencies.

A key catalyst has been President Donald Trump's disruptive tariffs, which have reignited inflation and recession fears and rocked investors' confidence in the greenback.

The buck's depreciation has eroded consumers' purchasing power and raised import costs for businesses, while also making US exports more competitive.

The slump also has global implications, as the dollar is the world's reserve currency used for trading everything from goods and services to commodities and derivatives.

Here's a look at the likely winners from the decline.

Foreign currencies

The dollar's loss has been other currencies' gain this year, as investors seek havens and substitutes.

The Swiss franc, supported by Switzerland's neutrality and robust financial system, has gained more than 9% against the dollar and continues to hover around its strongest level in more than a decade.

The yen, underpinned by Japan's low inflation and strong bond demand, has surged more than 9% versus the greenback.

Christine Lagarde European Central Bank ECB
Christine Lagarde is president of the European Central Bank.

Thomas Lohnes/Getty Images

The euro has surged to a three-year high against the dollar, signaling confidence in the European Central Bank. Emerging market currencies such as the Singapore dollar and South Korean won have also gained ground.

While cryptocurrencies are heralded as hedges against inflation and currency depreciation, bitcoin is down more than 9% at about $84,400.

Charlie Bilello, the chief market strategist at wealth manager Creative Planning, highlighted the broad exodus from the dollar this year in a X post on Wednesday:

2025 Currency Returns: US Dollar vs...Australian Dollar: -3%Canadian Dollar: -3%South Korean Won: -3%Singapore Dollar: -4%Mexican Peso: -4%Brazilian Real: -5%British Pound: -5%New Zealand Dollar: -5%Norwegian Krone: -7%Polish Zloty: -8%Danish Krone: -8%Euro: -8%…

— Charlie Bilello (@charliebilello) April 17, 2025

Other countries

A weaker dollar typically benefits export-driven economies such as China, Germany, Japan, and Malaysia. It makes the goods they produce cheaper in dollar terms, boosting domestic companies' revenues and profits and lifting their stock prices. That effect is at least partly offset by Trump imposing tariffs on most goods entering the US.

Commodity-rich countries such as Saudi Arabia and Australia tend to gain too, as their respective oil and gold exports become more competitively priced. Other countries' stock markets stand to gain as well as more investors pile in, seeking better returns on their money.

A declining dollar could accelerate efforts by countries including Brazil, India, Russia, China, and South Africa to reduce dollar dominance in global trade — a trend known as de-dollarization.

Commodities

Oil, gold, and agricultural goods tend to benefit from a falling dollar as it makes them relatively cheaper.

Gold, a popular haven asset, has surged above $3,300 an ounce this year as investors flee from riskier assets such as US stocks and dollars.

However, crude prices have dropped since January due to concerns that an expanding trade war will trigger a global economic slowdown and reduce oil demand.

Soybean futures are up about 4% this year at $10.40 a bushel, as tighter supply and Chinese tariffs on US soybeans put upward pressure on prices.

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Apple earnings: What investors should know about recent revenues, profits

19 April 2025 at 01:46
Tim Cook talking
Apple CEO Tim Cook joins the company's quarterly earnings calls to discuss revenue and financial standing.

Marques Brownlee

  • Apple releases earnings quarterly.
  • On calls with investors, CEO Tim Cook addresses Apple's results and trajectory.
  • The Q1 2025 call was dominated by discussions about Apple Intelligence.

Apple, the tech powerhouse behind the iPhone, iPad, Mac, and more, and services like Apple TV+, Apple Music, and the App Store, releases its earnings quarterly.

Typically, Apple CEO Tim Cook joins the calls to reflect on the results and discuss the company's future trajectory. Cook and Apple's CFO field questions from analysts to keep investors in the know about the company's financial standing.

The calls usually cover topics like the revenue of Apple products. The iPhone almost always makes up most of the company's overall sales, but it fell in the most recent quarter from the year prior.

Apple's Q2 earnings will be reported on May 1, 2025.

Here's a breakdown of Apple's recent earnings.

Apple Q1 earnings 2025

Apple reported its fiscal first-quarter results on January 30, 2025, beating earnings and revenue estimates. The firm pulled a record $124.3 billion in revenue for the quarter, up 4% year-over-year. Earnings-per-share came in at $2.40, above estimates of $2.35.

Revenue in China, though, missed estimates. The iPhone maker pulled $18.51 billion in revenue from its business in China, lower than the expected $21.57 billion.

The firm has yet to roll out Apple Intelligence in the region, which has contributed to the decline in sales, Cook told CNBC ahead of the earnings call.

On the earnings call, Cook added that he was optimistic about new products Apple has in the pipeline, like newer versions of the iPhone.

He also expressed optimism about AI.

"I do believe it will go mainstream," Cook said about artificial intelligence. "I'm getting feedback from people using different features today. Keep in mind that on the iPhone side of our business, you either have to have an iPhone 15 Pro or iPhone 16 to use Apple Intelligence. As that base grows, the usage will continue to grow."

Apple Q4 earnings 2024

Apple reported its fourth-quarter earnings in October 2024, beating revenue and profit estimates. Revenue for the quarter came in at $94.9 billion, slightly above the expected $94.3 billion. Adjusted earnings per share came in at $1.64, above the estimated $1.60.

The company missed its targets for Greater China. Revenue in the region came in at $15.03 billion, below the estimated $15.8 billion.

On the earnings call, Cook said Apple planned to roll out more AI features in the "coming months," adding that he believed Apple Intelligence was creating a "new era" for the company.

He dodged a question about the impact of the presidential election and potential tariffs on Apple, adding that he didn't want to speculate.

Apple Q3 earnings 2024

Apple held its earnings call for its fiscal Q3 in August 2024, beating estimates. Revenue for the quarter came in at $85.7 billion, above the expected $84.4 billion. Earnings per share came in at $1.40, above the expected $1.35.

iPhone sales may have slowed in Q3, but services soared, and the iPad lineup launched in May received shoutouts from Apple execs. iPad revenue was up 24% year-over-year in the quarter.

Apple Intelligence, announced at the Worldwide Developers Conference in June, was a big talking point during the call. Cook said that its rollout would begin in 2024 and continue in 2025.

Cook said the company was "optimistic" about AI.

Apple Q2 earnings 2024

Apple held its earnings call for its fiscal Q2 in May 2024. Revenue came in at $90.7 billion, slightly above estimates of $90.3 billion. Earnings per share came in at $1.53, above the expected $1.50.

Sales in Greater China were better than expected, but overall iPhone sales fell 10% from the year prior. Apple also announced its biggest stock buyback ever at $110 billion.

Cook praised the Vision Pro headset, which was released on February 2, and said that Apple was "off to a good start" with the device, which was its first major new product line since the Apple Watch.

Apple earnings history

Apple's net revenue for the 2024 fiscal year totaled $391 billion, up 2% year-over-year. Its net income fell slightly to $93.7 billion, down 3% year-over-year.

Apple currently pays a dividend of $0.25 per share.

Jacqui Kenyon contributed to an earlier version of this report.

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From Cristiano Ronaldo to Michael Jordan, here are the private jets used by the wealthiest stars in sports

By: Pete Syme
19 April 2025 at 01:44
A collage of Michael Jordan, Rory McIlroy wearing a green jacket after winning the Masters, and Cristiano Ronaldo in the Al Nassr jersey.
Michael Jordan, Rory McIlroy, and Cristiano Ronaldo are among the wealthiest sports stars who fly privately.

Don Juan Moore/Getty Images; Erick W. Rasco/Sports Illustrated via Getty Images; Mohammed Saad/Anadolu via Getty Images

  • Rory McIlroy's private jet was one of hundreds departing Augusta after the Masters.
  • He's one of many wealthy athletes with their own private jets.
  • Cristiano Ronaldo, Michael Jordan, and Tiger Woods are among the others.

After becoming the sixth golfer to complete a career grand slam with his win at the Masters on Sunday, Rory McIlroy's private jet departed Augusta the following day.

His Gulfstream G650 was one of hundreds of jets that took off from the usually sleepy Augusta Regional Airport during its annual mass exodus. After stopping in Florida, N1989R landed at England's Farnborough Airport, near London, on Wednesday morning.

But the Northern Irish golfer, whose career winnings are over $160 million, isn't the only sports star with their own plane.

Here's a look at some of the world's richest athletes and their private jets.

Michael Jordan

@seanpalmbeach

Michael Jordan’s brand new jet is a Gulfstream G650ER, registered 01OCT24 #goat #pj #michaeljordan #fyp

♬ M83 Solitude - Grace

Last October, Michael Jordan appeared to take delivery of a new private jet worth around $65 million — a drop in the ocean for the world's wealthiest sports star. Forbes estimates his net worth at $3.5 billion.

The Gulfstream G650ER has a flamboyant black-and-blue custom paint job. Its tail includes the Jumpman logo from his eponymous sneaker and sportswear brand.

The jet's tailnumber, N236MJ, also includes the legendary Chicago Bull's initials.

Cristiano Ronaldo

Georgina Spotted alongside new Cr7’s customised private jet. 🔥 pic.twitter.com/ZTG6ObzD2C

— TCR. (@TeamCRonaldo) March 28, 2025

Cristiano Ronaldo flies on a Bombardier Global Express XRS, which also has a custom paint job. The soccer player's partner, Georgina Rodríguez, has shared several photos of the jet. It's painted black and gray with Ronaldo's "CR7" nickname and a silhouette image of him celebrating.

The 15-year-old plane was refurbished last year and is operated by Global Jet Luxembourg, a charter firm. It says the plane, LX-GOL, can seat 14 passengers and sleep up to five. Photos show it has a cream interior with light-grey seats and wood paneling.

In 2020, the five-time Ballon d'Or winner became the first active team-sport athlete to earn $1 billion across his career, Forbes reported.

Alex Rodriguez

N313AR @GulfstreamAero IV owned by at Dora LLC aka @AROD. Beauty of a plane and thanks for stopping in Bangor. But GO @RedSox! pic.twitter.com/SYuydZqAmC

— 3315 Aviation (@3315Aviation) August 4, 2018

Like Jordan, A-Rod's plane also has a tailnumber with his initials — N313AR. The Gulfstream IV-SP has been photographed at airports around the world by several planespotters since the baseball star bought it in 2017. On its tail, the gray-and-black jet features an illustration of a baseball player swinging a bat.

The G-IV is registered to a holding company called DORA 13, which is Rodriguez's nickname backward and the number he wore while playing for the Yankees.

The plane was built in 1997. In a typical configuration, it can carry up to 19 passengers and has a maximum range of around 4,850 miles.

Max Verstappen

セントレアにかっこいいファルコン駐機してると思ったら、フェルスタッペンの自家用機だったんだ…@VerstappenJet pic.twitter.com/BgrbeDGmYU

— FSX@ふすっくす♪🍓🕊 (@fsx_temjinrider) April 5, 2025

Forbes reported that Max Verstappen is Formula 1's best-paid driver, earning $75 million last year. The Red Bull driver has won the F1 title four seasons in a row from 2021 to 2024. Lewis Hamilton, who won the four before that, sold his private jet in 2019.

Verstappen took ownership of a Dassault Falcon 8X earlier this year, worth around $50 million. The tri-engine jet is painted black with neon orange accents and has been spotted at airports near the locations of this season's Grand Prix races.

With a range of 6,450 nautical miles, it can fly nonstop between New York and Beijing — ideal for F1's global season, which visits 21 countries this year.

Tiger Woods

全然ログインしていなかったから、何かその間に見たかったものあるかってもう一度見てみたけど、🇦🇴GLEXクラスでやっと行けばよかったかなって思ってるの結構良くない

最近のLAXで偶然にも外出ていたのがこのN517TWだったので、そういうので満足してる所もあるな
4年前来日済なんだけどね pic.twitter.com/ZhJhDlZ7RM

— kazkaz (@kazkaz_plane) March 31, 2023

The only golfer to amass more career winnings than McIlroy, Tiger Woods has a Gulfstream G550. Like Jordan and Rodriguez, he also has a tail number with his initials — N517TW.

Forbes estimates that Woods is worth $1.3 billion, while a new G550 costs around $55 million. According to data from JetSpy, the plane made 71 flights last year for a total of 119 hours. It most commonly stopped in Stuart, Florida — the airport nearest Woods' home on the exclusive Jupiter Island, where neighbors formerly included Bill Gates.

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Big Tech has officially entered its quantum era — here's what it means for the industry

19 April 2025 at 01:33
Quantum computing microchip
Quantum computing microchip.

Universal Quantum

  • International companies and organizations see 2025 as a tipping point for quantum technology.
  • Major advancements are afoot as the industry navigates the "International Year of Quantum."
  • Here's some of the biggest quantum news so far this year— and things to keep an eye on.

The era of quantum is officially upon us, and if you're not immersed in the world of emerging tech, you may have missed the memo.

The burgeoning field leverages quantum mechanics to solve complex problems faster than classical computers. It promises breakthroughs that could revolutionize fields from medicine to data privacy and is attracting major investments from world governments, tech giants, and equity firms seeking to capitalize on that potential.

While the announcements of advanced quantum chips from the biggest of Big Tech players may have briefly broken through the news of the escalating trade war, alarming aviation accidents, and increasing political unrest, there's so much more to know about what's gone down in the industry so far in 2025, which the United Nations has dubbed the "International Year of Quantum."

Here's some of the biggest quantum news so far this year — and things to keep an eye on.

Big Tech is all in on quantum

Skepticism is fading about whether the quantum industry can achieve all that it promises, and major discussions have now turned to the timeline to get there.

According to research by Boston Consulting Group, the quantum industry attracted $1.2 billion from venture capitalists in 2023 despite a 50% drop in overall tech investments that year. BCG projects that quantum computing will create between $450 billion and $850 billion of economic value globally and sustain a $90-$170 billion market for hardware and software providers by 2040.

The Big Tech players are all investing heavily in quantum advancement, hoping to catch up with IBM — a longtime frontrunner in the field, with several different prototype chips and its circuit-based commercial quantum computer, IBM Quantum System One, which was unveiled in January 2019.

Amazon announced its Ocelot chip in February. The company says it represents a breakthrough in error correction and scalability, two key issues that have long slowed advancement in the field. Its announcement came just a week after Microsoft debuted its Majorana chip and only a few months after Google's Willow chip hit the scene in December.

Nvidia is also aiming to get in on the action. This year, the company announced at GTC that it is developing a new quantum research lab in Boston.

The government is betting on quantum too

The Defense Advanced Research Projects Agency, the Department of Defense's research and development agency, has expanded its Quantum Benchmarking Initiative this year in an attempt to achieve utility-scale operation by 2033.

DARPA in early April announced it had chosen 18 companies to test and advance various technologies for creating qubits — the building block for quantum computers — including superconducting qubits, trapped ion qubits, and other novel approaches.

Microsoft and PsiQuantum have already advanced to the third and final phase of DARPA's quantum initiative. IBM, IonQ, and Rigetti Computing are among the newest companies joining the QBI.

The first quantum supercomputer is nearly here

IBM plans to debut the world's first quantum-centric supercomputer this year.

This new system will use the modular IBM Quantum System Two architecture, which is designed to be scalable and upgradeable. It is expected to feature over 4,000 qubits and aims to break existing records in the field, eventually surpassing the size of the largest quantum computer by more than threefold.

IBM CEO Arvind Krishna told Time in March that "something remarkable" is on the horizon for quantum technology and that the company has positioned itself to create the next generation of foundational technology through advancements in quantum.

Advancement comes with security risks

While we're on the cusp of a quantum revolution, cybersecurity professionals have previously warned Business Insider that the tech comes with its own risks.

It's not just basic data privacy or the chance of personal financial details becoming public. From national security secrets to the blockchain and beyond, all encrypted data will be readily accessible and, more worryingly, manipulatable by anyone with a fully fault-tolerant and quantum-capable system.

Karl Holmqvist has served as a quantum security advisor to major government bodies, including the Department of Defense and NATO. He is the CEO of Lastwall, which provides cybersecurity solutions designed to protect users from quantum computing threats.

"When you start peeling back the layers, it's like anything that's internet-connected will likely have problems," Holmqvist previously told BI. "A lot of the time, we trust that the links between systems are secure and the data that's gone between them is secure, and there's no way to get into those that they're encrypted. If you take away that default assumption, it allows so many new entry points into systems that it becomes quite concerning."

Hiring managers are starting to take notice

LinkedIn shows that the salary bands for jobs in quantum computing range from $150,000 on the low end to well past $500,000 a year, depending on the role and company. Hiring managers are paying attention.

Yaad Oren, a managing director at SAP Labs, one of the world's biggest software companies, previously told Business Insider that recruiters in the field look for curiosity more than anything else.

"Of course, we need expertise — and quantum is a very deep science and practice that requires a lot of knowledge — but if you follow the industry, you see there are also many disruptions going with quantum," Oren said. "We're definitely looking for change agents and curiosity is needed because, I mean, the industry is not sure at all that the current quantum technology we have now will be the winning architecture."

He added: "It's like building a building from the ground floor."

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Millennial parents are desperate for part-time work. America is penalizing them for it.

19 April 2025 at 01:17
A woman's hand holding a work purse, diaper bag, phone, work key card, baby bottle and pacifier
 

plherrera/Getty, Olena Ruban/Getty, rasikabendre/Getty, gresei/Getty, venusphoto/Getty, aleksandar kamasi/Getty, clubfoto/Getty, Ava Horton/BI

Brianna DeWitt didn't want to be a stay-at-home mom.

The 35-year-old loves her job: She spends mornings on the early shift as a physical therapist in Oahu, Hawaii. The rush she gets working in a hospital every day makes her years of intense medical training worth it.

So when her first baby was born in 2023, DeWitt did her best to make space for her career alongside her new role as a parent. Working part time seemed like the best of both worlds; she could still get the satisfaction that came from her job, and the scaled-back hours would allow her to spend time with her son and cut down on childcare bills. But then DeWitt realized that reducing her schedule below full time would disqualify her family from healthcare coverage and make her ineligible for an employer-matched 401(k).

"My husband was self-employed," she told me. "So I was trying to hold down the fort as far as our health insurance benefits went." He recently switched to a corporate job so the family could have stable coverage, and DeWitt could continue splitting her schedule between the hospital and their baby, "That was really important to us," she said.

DeWitt's dilemma is shared by parents and caregivers across America. Unlike other developed countries, the US offers few legal protections for part-time employees, meaning that people who typically work fewer than 30 to 34 hours a week are left at the mercy of their company's policies. At a time when many millennials are starting families, a shift to working part time could be a perfect solution for new parents to stay connected to their careers while attending to the needs of their children. While some companies like Starbucks and UPS offer benefits to part-time workers, for most people, stepping back from full-time work can mean losing out on healthcare coverage, paid leave, and fair wages.

"It could be the same position, the same qualifications, but you have one worker working full time and one worker working part time, and they are given different access to benefits, eligibility for promotions, or even paid differently based on hourly wages," Laura Narefsky, a senior attorney at the National Women's Law Center, told me.

At a time when the job market is cooling and businesses are keen to keep valuable employees around, conversations with economists, policy analysts, company leaders, parents, and caregivers made it clear that expanding workers' ability to adjust their hours is a winning idea. Companies that allow parents to work part time could retain experienced talent and save money on hiring. And letting more parents, especially mothers, stay connected to the workforce could be a path to economic growth as a whole: Nearly 3 million part-time workers are parents with children under 6 years old. America has a long way to go in terms of making the labor force flexible — but improving part-time opportunities is not only possible, it has overwhelmingly positive implications for the US job market.


Over 29 million people in the US work part time — roughly 18% of the total American labor force. Employees might choose a part-time schedule for a variety of reasons: They could be parents or caregivers who need to be home to look after a loved one; some are students trying to make ends meet while they finish a degree; others are retirees, people with disabilities, or people working multiple jobs. What all of these part-time workers have in common is a lack of federal protections.

Full-time employees in the US are guaranteed some basic rights, such as paid leave and access to company benefits. But once you dip below that roughly 30-hour-a-week threshold, employees don't have the same safeguards. Workers told me that can lead to unpredictable schedules and tight budgets. Part-time workers are about three times as likely as full-time workers to hold a low-paying job, and many live near the federal poverty line. In a 2020 report, the Economic Policy Institute found that part-time workers are paid nearly 20% less per hour than their full-time counterparts in the same industry and occupation. And that doesn't include the money part-time workers lose if they don't have access to benefits.

Julie Gagne, 63, cobbles together part-time and gig work to make ends meet while caring for her ex-husband, who is quadriplegic. She is a delivery driver near her home in Ann Arbor, Michigan, and often earns less than $20 an hour. It's enough to cover basic essentials, but she hasn't been able to build any savings and the job can be "physically exhausting," she said.

"Candidly, I have not had health insurance in a very, very long time," she said, adding, "I'm very healthy, but obviously if something catastrophic happened, I'd be screwed."

This level of economic uncertainty is particularly acute for parents. As the cost of childcare has skyrocketed in recent years, outpacing salaries in some cities, many have been left in a bind. The lack of options hits moms especially hard. Deborah Singer, the chief marketing officer at the advocacy and research organization Moms First, said that mothers and female caregivers are most likely to drop to part-time hours or leave the workforce altogether. About six in 10 part-time employees are women, and working fewer hours can have long-term consequences.

"That's not just a penalty that women are going to pay when their child is young," Singer said. "That's going to impact their entire career, their retirement savings, and our economy more broadly."

Having access to a flexible schedule — without having to make major financial sacrifices — would be a game changer for millennial parents, allowing more of them to stay on the career ladder when their kids are toddlers or in preschool. Right now, though, many have to choose between a steady paycheck and time with their family.

I became a mom, and as much as I wanted to be there for my family, I also didn't want to lose myself.

Jessica Cuevas, 35, lives in Chicago with her husband, their preschool-aged son, and toddler. After her first child was born, Cuevas knew she wanted to hang on to the successful career she'd built in academia. To save on childcare bills, she switched from a full-time role in college admissions and education policy to a part-time job as a college counselor for a nonprofit. The move helped her stay in the field she's passionate about, but she said she lost her access to employer healthcare and retirement plans. Her pay is unpredictable month-to-month, and she hopes to return to full-time work as soon as her youngest son goes to school.

"I became a mom, and as much as I wanted to be there for my family, I also didn't want to lose myself," she told me, adding, "I'm very frustrated with companies and employers for putting the load directly on mom: What if she also wants to grow? What if she also wants to scale up? What if she also wants to get paid more than her partner?"


The lack of protections for part-time workers makes the US an anomaly compared to many of its peer countries such as the Netherlands, Sweden, Australia, and Spain. In the Netherlands, for example, part-time workers are required by law to have the same access to benefits, time off, and pensions as full-time employees. Not extending these rights to part-time workers in the US isn't just a burden on the individuals, but it's also holding back the nation's economy as a whole. Kathryn Anne Edwards, an economist who studies the labor market and economic inequality, said providing more rights for part-time employees could boost the American labor force.

"Our labor market is much meaner and exclusive than people realize," Edwards told me. "Our labor market is very much like, 'If you can't hack it, you're out' at the expense of people's participation."

Take the Netherlands: As of 2023, the country's labor-force participation rate was 73%, with a slightly higher rate for men (76%) than women (68%), largely thanks to the prevalence of part-time work. At the end of 2023, the US labor-force participation rate was 62.5% with a sharper gap between men (68.2%) and women (57.3%). Historically, when more people are working, there are positive downstream effects like higher consumer spending and more movement in the labor market.

Our labor market is much meaner and exclusive than people realize.

"What the US labor market needs is a 'glow-up,'" Edwards said. But it's unlikely that laws protecting part-time employees will be passed at the federal level anytime soon. A Part-Time Worker Bill of Rights — which would ensure that all part-time employees have access to paid leave and other benefits — was introduced in the House in 2023, but the bill has gone nowhere.

Still, companies can take steps to protect part-time workers, even without government involvement. UPS offers pensions and some healthcare coverage for part-time employees, and Trader Joe's offers medical, dental, and vision benefits, along with access to a 401(k) for most part-time employees. The moves aren't just a moral imperative for these companies, they also have material benefits for their business.

In a March report for BI using data from 400,000-plus small and midsize businesses, the business research firm Gusto found that the average job tenure for part-time workers with healthcare benefits is 39 months, compared to 36 months for full-time workers and 23 months for part-time workers without healthcare benefits. Employees who had access to paid vacation time and retirement plans were also more likely to stay at their companies than those who didn't. When experienced talent stays at a company, employers don't have to spend money to fill open roles.

In recent years, Starbucks has implemented similar part-time work benefits. It offers full tuition for full- and part-time employees pursuing a degree, parental leave for part-time employees working at least 20 hours a week, 401(k) matches, and healthcare coverage. A spokesperson for Starbucks told me that most of the company's barista employees are part time. The spokesperson said employee retention at the chain is at its highest level since the pandemic, and the company believes its benefit policies play a big role in that. The spokesperson said the company has seen a boost in traffic to its Careers webpage since its enhanced parental leave policy for full- and part-time workers began on March 1.

Jamie-Lee Kapana, 33, is a barista in Oahu and has a 13-year-old son. She's been working part time at Starbucks since he was a toddler. Kapana said that with past service-industry jobs, she struggled to find the flexibility she needed as a new mom while still paying the bills. Starbucks' health, 401(k), and other benefits have been a game changer for her family, she said.

"I decided to leave the restaurant job and commit to Starbucks because of the health benefits, job flexibility, and consistent hours," Kapana told me. "One of the biggest advantages was being able to work just 20 hours a week to receive these benefits, not just for myself, but also for my son."

More white-collar industries are leaning into part-time work as well. A June report from the hiring platform Indeed found that part-time job postings in sectors like beauty and wellness, marketing, and communications rose by up to 27% between 2022 and 2024. Still, higher-paying sectors like insurance, law, and finance remain heavily tilted toward full-time roles.

A more accessible workforce is a win-win for employees and employers. Companies can retain talent, and parents can achieve a healthy work-life balance. Plus, as Edwards told me, "more workers equals a bigger economy, full stop."


Allie Kelly is a reporter on Business Insider's Economy team. She writes about social safety nets and how policy impacts people.

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Zuckerberg's old emails reveal the CEO's rivals lived in his head rent-free

19 April 2025 at 01:11
Mark Zuckerberg
 

Brendan Smialowski/AFP via Getty Images; Rebecca Zisser/BI

  • Prosecutors see Mark Zuckerberg's old emails as a key piece in their blockbuster antitrust trial.
  • If the FTC wins, it may ask that Meta be forced to sell off Instagram and WhatsApp.
  • In his once-private emails, Zuckerberg can be seen as ever watchful of his expanding empire.

Mark Zuckerberg's own emails, some of them more than 10 years old, revealed he had antitrust concerns long before the FTC brought its case against Meta.

During 10 hours of testimony, a lawyer for the Federal Trade Commission grilled the Meta CEO over his old emails.

Zuckerberg's messages reveal near-nonstop concern about nascent rivals, blunt descriptions of some of Facebook's most pivotal deals.

"While we believe our current trajectory will yield strong business growth over the next 5 years, I worry it will also undermine our global network, erode our corporate brand, impose an increasingly large strategy tax on all of our work, and then over time we may face antitrust regulation requiring us to spin out other apps anyway," Zuckerberg wrote in a 2018 email to top Facebook executives.

Daniel Matheson, the FTC's lead lawyer, highlighted another portion of Zuckerberg's prescient warning about his company's future.

"While most companies resist breakups, the corporate history is that most companies actually perform better after they've been split up," Zuckerberg wrote. "The synergies are usually less than people think and the strategy tax is usually greater than people think."

When Matheson asked the billionaire to explain his thinking, Zuckerberg appeared flummoxed.

"I'm not sure exactly what I had in mind then," Zuckerberg said in response to Matheson's question about what corporate history he had in mind in 2018.

The trial, which began Monday and is expected to last up to eight weeks, had a high-profile start, with Zuckerberg and Sheryl Sandberg as the prosecution's first witnesses.

Matheson and his lawyers repeatedly turned to a 2012 message Zuckerberg sent Sandberg in which he bluntly summed up the need to acquire Instagram. In the same thread, he offered to teach Sandberg how to play Settlers of Catan.

"Messenger isn't beating WhatsApp," Zuckberg wrote. "Instagram was growing so much faster than us that we had to buy them for $1 billion and Groups and Places, although smaller efforts, have made only a little progress. That's not exactly killing it."

Facebook acquired WhatsApp roughly two years later for $19 billion.

If the FTC wins the case, the government could ask Meta to sell Instagram and WhatsApp. Legal experts say the government faces a high bar in proving that Meta "cemented" its monopoly with its acquisitions of the two companies since the FTC already OKed those mergers years ago.

(In October 2012, Facebook officially rebranded as Meta.)

A court sketch of Mark Zuckerberg during Meta's antitrust trial.
A courtroom sketch shows Mark Zuckerberg (right) while under questioning by an FTC lawyer during Meta's antitrust trial.

REUTERS / DANA VERKOUTEREN

The many worries of Mark Zuckerberg

Meta has sought to downplay Zuckerberg's messages. Mark Hansen, the company's lead lawyer, said that Facebook's cofounder had to be worried — it came with the job.

"Was it a constant joke at Meta that you were worrying and the sky was falling?" Hansen asked Zuckerberg.

Zuckerberg replied that if it is a joke, "It's probably behind my back," but stressed that worry is a cornerstone of Silicon Valley.

Hansen also said that while the government had numerous examples of Zuckerberg expressing fear about Instagram and WhatsApp's rise, there were also worries about defunct social networks like Path. In one email, Zuckerberg expressed worry that Dropbox could eventually become a competitor — that, too, never came to fruition.

"I'm getting a bit more worried about Path," Zuckerberg wrote in 2012 to top executives in a thread named "Aquarium," the tongue-in-cheek name for one of the social network's real-life conference rooms at its Menlo Park HQ.

"Out of all the new social startups, they're the only one that goes right to the core of what we're trying to do around identity and friend sharing."

A 2012 email sent by Mark Zuckerberg
Prosecutors showed a 2012 email sent by Mark Zuckerberg about his worries surrounding Path, a then-growing social networking app.

FTC/Business Insider

Zuckerberg's old worries are more relevant when they concern Instagram and WhatsApp. The FTC contends that Facebook gobbled up the companies because it worried that, with a large user base, either one could eventually pivot to become more like Facebook.

"If Instagram continues to kick ass on mobile or if Google buys them, then over the next few years they could easily add pieces of their service that copy what we're doing now, and if they have a growing number of people's photos then that's a real issue for us," Zuckerberg wrote in a 2011 email.

Sometimes it's not about being Liked.

As for WhatsApp, the government showed multiple messages where Zuckerberg expressed concern about the messaging app that rose to popularity outside the US — and one where he seemed unmoved by its leadership.

"I found him fairly impressive although disappointingly (or maybe positive for us) unambitious," Zuckerberg wrote in 2012 to colleagues after he met Jan Koum, the cofounder of WhatsApp.

The Meta CEO seemed taken aback when Hansen asked Zuckerberg about the email. Zuckerberg said the point of his message was that he had learned Koum did not want to pivot or monetize WhatsApp in a way that would truly unnerve Facebook.

In contrast, the FTC showed multiple messages in which Zuckerberg expressed frustration with Facebook's efforts to develop a competing camera app as Instagram skyrocketed in popularity.

"What is going in with our photos team?" Zuckerberg wrote in a 2011 message that was partially redacted when it was presented in court. "Between [redacted] leaving and [redacted] being checked out/a bad manager as well as [redacted] also being checked out and [redacted] not wanting to work with this team because he thinks this team sucks. It seems like we have a really critical situation to fix here."

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It's the Midwest's time to shine: Baby boomers explain why the left the Sunbelt and moved back north

19 April 2025 at 01:06
Patrick Walters and his wife stand outside their red-brick home in Carmel, Indiana.
Patrick Walters and his family moved to Carmel, Indiana, in 2004 after living in various parts of the country, including Central California.

Courtesy of Patrick Walters

  • Domestic migration to the Sunbelt has slowed, and the Midwest is a beneficiary.
  • Three baby boomers explain why they traded the Sunbelt for the Midwest.
  • Rising home prices and climate change impacts have made the Midwest more attractive.

After 40 years in Arkansas, Teri Center missed Midwestern summers. Benton got so hot and humid that the Minnesota native felt trapped in her air-conditioned home for months at a time. She worried things would only get worse as climate change takes its toll.

"The fall quit happening because it went from drought summers to dead-looking leaves," the 66-year-old said.

She and her husband, both retired, were also eager to live in a small, walkable city in a blue state with affordable home prices, good healthcare, and legal marijuana, which Center uses to help treat her chronic pain.

So in 2023, the couple sold their Benton home for $195,000, uprooted their lives, and moved to Lansing, Michigan, where they bought an old home for $65,000 that they're fixing up themselves. They live within walking distance of the state capitol, biking and walking trails, a hospital, and a ballpark. Lansing hits the "sweet spot" for affordability and climate, Center said, though they left their community behind in Arkansas. They didn't know anyone in Lansing when they moved.

Center's move is part of a bigger trend. The data shows that over the last few decades, domestic migration to the Sunbelt has slowed — and flyover country is becoming the new place to be.

Home prices and rents have risen dramatically in many Southern and Sunbelt communities, particularly as the regions have welcomed a spike of new residents in the years since the pandemic. At the same time, much of the Snowbelt, particularly more rural areas, has stayed relatively affordable. The North is also experiencing less frigid winters, while the Sunbelt grows ever steamier, making the Snowbelt increasingly attractive.

People who've traded their lives in the Sunbelt or West for the Midwest told Business Insider their new home offers an affordable cost of living, a high quality of life, and something of a safe haven from the worst impacts of climate change.

Teri Center moved from Benton, Arkansas, to Lansing, Michigan.
Lansing, Michigan, hits the "sweet spot" for affordability and climate, said Teri Center, 66.

Courtesy of Teri Center

A good quality of life

When Patrick Walters and his wife moved to Carmel, Indiana, two decades ago, they were looking for a safe place with good public schools to raise their four young kids. The family, who'd moved several times, including to Central California and Chicago, found just what they were looking for in the northern Indianapolis suburb.

Carmel has nearly doubled in population to over 100,000 residents over the last quarter century, but it's still a safe, affordable, and increasingly attractive place to raise a family, Walters said. Videos of the impressive athletic and academic facilities at the city's high-achieving public high school recently went viral on TikTok. And urbanists celebrate the suburb's walkability and density — and its many roundabouts.

Walters, who grew up in Colorado, misses the natural beauty of the West, but he's come to love the Midwest's quality of life. "If somebody had told me years ago that I'd be living in Indiana, I would have thought they were crazy," he said. "But this is by far the nicest place we've ever lived."

Younger people agree. All four of Walters' kids, who are between 23 and 32 years old, still live in Indiana and don't want to leave. His two oldest recently bought their own homes in the Indianapolis suburbs.

"You can have a really high quality of life out here for a lot less money than other parts of the country," he said.

Have you moved to the Midwest — or left? Reach out to this reporter at [email protected].

Escaping heat and drought

Worsening extreme heat, hurricanes, droughts, and wildfires are making large parts of the South and Sunbelt more challenging places to live. And it looks like Americans are starting to respond by moving away.

The warmest places in the country have seen their population growth slow while the coldest places are growing, economists at the San Francisco Federal Reserve Bank reported last year. As temperatures rise and extreme weather events grow more severe with climate change, the trend looks like it's here to stay.

Nearly 20 years ago, Robert Taylor left his hometown of Flint, Michigan, for a change of pace in Arizona, where he lived on a golf course and got around by bicycle. But after 10 years in Tempe, he wanted a break from the desert heat and droughts and moved to New Orleans.

"I decided that maybe I didn't enjoy the heat as much, and I was still worried about the water, and I was getting older, and I wanted to have some fun, so I decided to move to New Orleans, walk around, and drink all day," he said.

But after several years in the Big Easy, Taylor, 63, felt he could no longer afford the rising cost of housing or handle the intense heat and humidity for half the year.

So he moved back to Flint, where he rents a room for $400 a month and hopes to use the money he's saving on housing to travel more. He's still adjusting to living in a much smaller city with fewer attractions. But at least the winters aren't as frigid as he remembers.

"People in Michigan have gotten soft," he said. "Now you get an inch of snow on the ground and things shut down here. It's just laughable."

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How these 80-somethings are stitching together work, savings, and Social Security to get through the month

19 April 2025 at 01:01
Photo collage of older couple over an image of money

Richard Stephen/Getty, Ricky John Molloy/Getty, BI

  • Some older Americans are working past 80 to supplement Social Security and cover their expenses.
  • Rising inflation and health issues are driving some older workers to seek part-time jobs.
  • The number of workers 80 and older increased by 25% since 2022, per Gusto, sometimes in risky jobs.

Jim Uhrinyak, 82, doesn't know if he'll ever have enough money to retire.

Uhrinyak is gearing up to work part time as a driver inspector at the traffic control company his son manages. He could have to work in areas where the traffic poses safety hazards. The Navy veteran said the extra money he makes will help him afford groceries, medications, and the bills he shares with his son, with whom he lives.

"I never saved for retirement," said Uhrinyak, who lives in Arizona. "It is miserable at an older age not to have funds to enjoy the last years of your life."

Uhrinyak is one of dozens of Americans in their 80s who spoke to Business Insider about needing to work well past retirement age. Many said they need income to supplement their Social Security checks, while others said a health scare, job loss, or rising inflation have eaten into the savings they hoped would carry them through retirement. This story is part of an ongoing series on older workers.

An analysis by Gusto, a small-business payment and HR platform, found that since 2022, the number of workers 80 and older has increased by about 25%, compared to 4% growth in the overall workforce. To be sure, that number represents a fraction of the workforce — about one in 1,000 US workers. The analysis was based on payroll records from over 400,000 small business customers.

"The economy and current prices are in a place where they're really forcing folks to reconsider or even rejoin the labor force," Nich Tremper, a senior economist at Gusto, said. "These are folks who are just likely looking to earn a little bit extra to have their money last as long as the month does."

Navigating work amid health challenges

Some workers in their 80s and older, including Uhrinyak, said they've taken on new jobs amid health issues, as they had few other options to stay afloat financially.

In February, Uhrinyak resigned from his role as a construction coordinator because of side effects he experienced from taking Ozempic. He said working with his son will make his transition back to the workforce easier.

Uhrinyak said the $800 a week he'll earn from the driver inspector job will supplement his $2,800 a month Social Security payment. He spends roughly $350 a month on medications — including $120 for a blood thinner — which, along with various medical expenses, has hurt his financial planning.

"The worry of having funds just to survive is sometimes overwhelming," Uhrinyak said. He has about $6,000 in total savings, he said.

Jim Uhrinyak
Jim Uhrinyak said working will help him pay for medications and household bills.

Jim Uhrinyak

Some older Americans have told BI that the only jobs they could find have put them at potential risk of injury, including jobs where they have to stand for hours at a time or lift heavy items. Some said their jobs have taken a toll on their bodies or mental health.

Monique Morrissey, a senior economist at the Economic Policy Institute who researches Social Security, found that older workers' jobs fall into, on average, 2.6 of six dangerous work categories, including physical demands and high pressure. She told BI that many older workers approaching or past retirement age have had to take blue-collar jobs that are lower-paying and riskier.

"You have slightly less dangerous jobs for older workers than for prime-age workers, but the dangers that they face are much worse," Morrissey said.

Diane Knaus, 82, broke her ankle in September, and she temporarily stopped working as a freelance writer to focus on her recovery. After a couple of months with limited income, Knaus said she began thinking about how to generate some additional cash. She's about to start a desk job for a trucking company.

"I'm on my Social Security, but that's not much," said Knaus, who lives near Annapolis, Maryland. "I'm just taking life year by year."

A tough job market for older Americans

Dozens of workers in their 60s and older told BI this year that finding a well-paying job feels nearly impossible amid a tight job market and reduced white-collar hiring. It's leading many to seek blue-collar roles and other part-time positions that pay a bit more than minimum wage.

Pamela Levier, 81, recently resigned from her full-time service department job at the car dealership where she'd worked since 2013. While she has four pensions tied to her and her late husband, she said they're "not large amounts" and that she's not in a position to retire.

Pamala Levier
Pamala Levier said she doesn't have enough in savings to stop working.

Pamala Levier

The dealership was sold, and the new owner was expected to make changes that Levier felt would negatively affect her work experience and could put her job at risk. She said she's been looking for positions at other car dealerships but hasn't had much luck. She's hoping to find a job to supplement her $2,100 monthly Social Security check.

"I live paycheck to paycheck," said Levier, who lives in the Tampa area. "No savings, no stocks, or bonds."

While she's in need of additional income, Levier said working would also help her stay busy.

"I don't want to be sitting around just not doing anything," she said. "I enjoy being out and about and learning things. It helps me stay young."

Working partly for the fun of it

To be sure, some older Americans who need work to supplement Social Security said financial stability and fulfillment are their main motivators.

Lawrence Dugan, 80, said he isn't desperate for the wages he earns and could live minimally on his savings and retirement income. While he and his wife value working, Dugan said they have some concerns, including knowing they could be "screwed" if an economic disaster comes.

"Working is probably 30% to 35% financial to get extras in life," said Dugan, who lives in Grand Rapids, Michigan.

Dugan said he works as a psychology consultant and earns roughly $3,000 monthly. He also sells paintings for extra income. Meanwhile, his wife works 15 to 20 hours a week as a home-care agency nurse. Dugan receives about $2,800 monthly in Social Security, while his wife gets about $2,100. Their combined net worth is less than $250,000.

"I knew when I was 25 I wouldn't retire and would die with my boots on," Dugan said. But he values work because it keeps him feeling younger. "Unless you keep using your brain, you use it or lose it."

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Fight, flight, or freeze: What kind of recession prepper are you?

woman sorting through bills
 

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  • Americans are dealing with a palpable sense of uncertainty about the economy.
  • Most react to money fears in three ways: fight, flight, or freeze.
  • Which are you? Identifying your reaction can help regain a sense of control when anxiety strikes.

Job applications, panic buying, and tuning out the news: Which one's closest to your reaction to economic anxiety?

"We want the economy to keep rolling smoothly in the background while we live our lives," Joseph Coughlin, director of the Massachusetts Institute of Technology AgeLab told Business Insider. "So when we see this great uncertainty, it only adds to the stress that we're already trying to manage."

Coughlin said that many people cope in three ways: fight, flight, or freeze. In other words, Americans' money anxiety mirrors their natural reactions to other fears.

In recent months, BI has heard from dozens of Americans who are dealing with uncertainty regardless of their age, financial situation, or political affiliation.

The US isn't in a recession yet, but most of the people we spoke to are worried about short-term price increases, their student loan payments, or their 401(k)s. Some fear a more dire scenario of job losses and a downturn in the months to come.

Amid flip-flopping trade policies, stock market fluctuations, and DOGE cuts, consumer sentiment fell again in April, reaching its second-lowest level since 1952. Consumer spending trends indicate households are feeling the heat of high prices and tariffs.

If you feel powerless in the current financial environment, focus on what you can control and be aware of your own natural fear reaction, said Bradley Klontz, psychologist and professor at Creighton University's business school. He added that the US economy has faced downturns before and always recovers.

"We have a fight, flight, freeze response," Klontz said. "You need to point it in the right direction."

Do you have a story to share about your finances? Fill out this survey.

People in 'fight' mode are busy making plans

Those with a fight mentality toward uncertainty are working hard to make plans. As Coughlin said, they are likely calling their financial advisors, reading news articles, saving extra money, and doing anything else they can to prepare for a potential downturn.

Robert Kistler, 71, retired a decade ago from his career as a product engineer. He and his wife built a seven-figure net worth and strong nest egg, but they're working to dial back their spending. With the long-term future of the Social Security trust fund in question and current staffing turmoil at the Social Security Administration, Kistler said they aren't confident benefits will support them as they age.

"It turns out our annual spending is roughly 20-25% more than in our plan — I am certain this is going to impact our retirement plan confidence level somewhat," Kistler said, adding that he met with his financial advisor this month to make a plan.

Similarly, 65-year-old professor Gail Lisenbard recently paid off her car and started grooming her mini golden doodle at home to save more money. She hopes to retire in the next few months and said she's carefully planned her nest egg, but is now concerned about rising prices.

Haylee Bachman
Haylee Bachman, 30, is worried about affording groceries because her family lives on a low income.

Photo courtesy Haylee Bachman

Younger Americans are taking action to protect their finances, too. Millennial mom Jen Miller had planned to buy a new car before May because her family has a third baby on the way, and they need more room. But, concerned about new tariffs on auto imports, she moved up her timeline because she's worried US car inventory will decline: "We certainly felt spurred into action," she said.

Haylee Bachman, a 30-year-old mother of three near Seattle, said her family lives on a low income and receives some government aid, but their budget has been especially tight lately. Her fiancé's job in car manufacturing became less stable in recent months because the industry is in turmoil with the auto tariffs.

Bachman said she's teaching herself to bake bread, cinnamon rolls, and other kitchen staples from scratch because it's cheaper and has visited food banks to pick up groceries. She's trying to save enough to afford rent and pay for activities like soccer and tumbling that make her kids happy.

"I know that things could get very bad for us since we are low-income and a one-income household," she said. "I'm not sure what the future holds, so I'm just trying to make those tiny changes."

People with a 'flight' reaction make snap financial decisions

A "flight" reaction to economic turmoil can take a few different forms. To protect their finances, Coughlin and Klontz said people with this response are likely panic buying or pulling their investments out of the stock market — snap financial decisions that may not be the wisest, but make people feel better in the moment. Coughlin refers to it as the "I need to get out of here" feeling.

BI has heard from teachers cashing out their pensions, families with tariff nerves overstocking their pantries, and investors primed to sell at the first sign of trouble. Some Americans are considering literal 'flight' — they're moving to other states or countries to escape high costs or policies they disagree with. Others are anxiously stepping back from newspapers or social media to tune it all out.

Klontz said when people get scared, "our survival brain tends to take over."

"Our instincts are great if we're being chased by a rabid dog," Klontz said, "but our instincts are not good when it comes to investing and spending." He advised people to avoid major or impulsive purchases where possible.

Still, Olivia Iverson, 28, doesn't regret choosing to "panic buy" a new MacBook laptop in early April. She pulled the trigger because many laptops are imported from China, and tariffs are likely to raise prices. Trump has since announced a pause on tariffs on electronics for now.

"A laptop is a one-time purchase," Iverson said, adding, "there's some stuff people panic buy that you're going to have to keep buying week to week, even if prices of these items change."

Olivia Iverson
Olivia Iverson, 28, said she panic bought a laptop after Trump's tariff announcement.

Photo courtesy Olivia Iverson

A flight response can lead to moves and major purchases, but it can also be a much-needed emotional break. As a busy mom balancing a household budget, Bachman said she often turns off the news. She said it can be stressful to constantly be on alert for changes in politics or the economy that might affect her family.

"I try to take care of myself as much as possible, just because I can't be the best mom without doing that," she said. "I do self-care, skincare, like face masks, or I sit in silence. That's a big one. I just sit in silence, in the dark sometimes, and just relax."

People who 'freeze' don't know what to do with uncertainty

The most common reaction to economic uncertainty is freezing, Coughlin said. Freezers are looking at the economy — the tariffs, stock ups-and-downs, the tough white-collar job market, and DOGE cuts — and they don't know what to do.

Christopher Smith
Christopher Smith, 41, is anxious about his job search.

Photo courtesy: Christopher Smith

The slow job market has left Christopher Smith's financial plans on ice. The 41-year-old has been looking for a job for about two years, but hasn't found the right fit. He's trying to stay optimistic, but he's "admittedly terrified" of what will happen to his employment prospects if there's a recession. He's taken on a roommate to help with bills.

"I am begging the universe to send me a job ASAP," he said. "I really hoped to be working by now, and I am slowly drowning under my finances."

Michael Salvatore
Michael Salvatore isn't sure how tariffs will impact his small business.

Photo courtesy Melissa Salvatore, Field Creatives

Michael Salvatore, similarly, isn't sure what to do next. He operates several bars and coffee shops in Chicago. His businesses are at risk of higher costs on everything from eggs to coffee beans. He said he's put all kinds of decisions on hold, including hiring and opening a new location.

"Especially as a small-business owner, the unknown makes it impossible to have a vision that you can execute on," he said, adding, "I'd rather the market crash and know that, 'hey, we're on a level playing field."

Rebecca Walriven-Lawson, 74, is also feeling stuck. She recently lost Medicaid because her Social Security cost-of-living increase put her over the qualification threshold. Without health insurance, she can't afford the surgery she needs to walk comfortably. She isn't sure what to do next.

"There's nothing for any of us to do but wait," she said.

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