It’s only the second day of CES 2025, and we’ve already reached the point where it’s difficult to distinguish real products from elaborate pranks. In Case of Death currently leads that race by a country mile. Produced by Zugu, the product is designed as a kind of dead man’s switch for your digital life. It […]
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This article is a summary of my personal experiences with using generative models while programming over the past year. It has not been a passive process. I have intentionally sought ways to use LLMs while programming to learn about them. The result has been that I now regularly use LLMs while working, and I consider their benefits to be net-positive on my productivity. (My attempts to go back to programming without them are unpleasant.)
Along the way, I have found oft-repeated steps that can be automated, and a few of us are working on building those into a tool specifically for Go programming: sketch.dev. It’s very early, but so far, the experience has been positive.
I am typically curious about new technology. It took very little experimentation with LLMs for me to want to see if I could extract practical value. There is an allure to a technology that can (at least some of the time) craft sophisticated responses to challenging questions. It is even more exciting to watch a computer attempt to write a piece of a program as requested and make solid progress.
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Like anything in life, the secret to becoming Steph Curry or Sabrina Ionescu is practice, practice, and more practice. You practice when it’s too hot, too cold, you’re tired, or you’re sick. Finding a willing one-on-one partner through all of that is, however, another question entirely. The good news is that later this year, you […]
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Robot vacuums are having a very weird year at CES 2025. We’ve seen robot vacs that can scoot over stairs and pick up socks. Now, another robot vacuum maker is showing off robot vacuums that can zoom around with air purifiers, tablet stands, security cameras, tabletops and other objects on top.
The SwitchBot K20+ Pro is a robot vacuum that doubles as a modular platform for other household devices. The company describes it as a “multitasking” household assistant that can perform a bunch of tasks while maybe also cleaning your floor.
The vacuum itself mostly resembles a typical robot vac, if a bit larger. It also has a connector on top that supports a wide array of attachments or even appliances. The company says it can support up to 8 kg — nearly 18 lbs — and will connect seamlessly to other SwitchBot appliances like an air purifier or home security cam. The SwitchBot vac can then be programmed to follow you around or stay in one spot.
At SwitchBot’s booth, I saw vacuums that had a tablet stand, an air purifier with an attached tabletop and a security cam. But the company’s promotional materials also show a vacuum with a fan and a laundry basket on top. It also suggests that the K20+ Pro can deliver drinks and carry small packages around the house.
A SwitchBot rep at the booth said the company wants to allow people to 3D print their own custom parts for the K20+ Pro so that anyone can come up with their own use case for a vacuum-enabled small appliance. A video posted to the company’s YouTube channel even shows a vacuum with an arm that can pick up trash and deposit it in a wastebasket. (Yes, another robot vacuum with an arm.)
If all of this sounds a bit ridiculous, that’s because it is. While I can kind of understand the appeal of a robot vacuum that doubles as a phone or tablet stand, I can’t imagine many scenarios when I’d want a floor-level fan or air purifier zooming around my house.
I didn’t get to see any of SwitchBot’s vacuums actually moving around at its booth, so I have no idea how well any of this might work. It’s also not clear how much the K20+ Pro will cost when it goes on sale later this year, though the company is already selling some of its attachments, like the $270 air purifier/tabletop combo.
This article originally appeared on Engadget at https://www.engadget.com/home/smart-home/one-robot-vacuum-is-trying-way-too-hard-to-outdo-the-competition-at-ces-2025-171554433.html?src=rss©
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The post-pandemic years haven’t been especially kind to connected fitness. As bigger names like Peloton and Mirror have struggled, however, plenty of smaller firms like Tonal are still going strong. At CES 2025 on Wednesday, the Bay Area firm announced the arrival of its new strength training system, fittingly named Tonal 2. At its core, […]
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With the smart pet wearable market estimated at $1.72 million in 2024, a new startup in the pet tech space is entering the scene with a dog tracker and collar that can directly link with satellite tracking without needing an LTE signal. At CES 2025, SATELLAI presented its pet tracker and smart collar, which include […]
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Google’s Pixel 4a has long been considered a great smartphone for those on a budget, but it just received a software update that calls that into question. The update lowers the reported battery life. This isn’t a side-effect of some new software. This is the actual intent of the refresh.
Wait, what? Google says the automatic software update to Android 13 will “reduce your battery's runtime and charging performance” but that it’s necessary to “improve the stability” of each device. That’s the only explanation the company offered. We reached out to Google to ask for a specific reason as to why this was necessary.
Any other Google Pixel 4a users get an email about a battery update with Android 13 that may affect your phone's battery? I'm reading this and like...what 😅
— Alexis Collins (@Lexiscee) January 7, 2025
There’s a silver lining here for current Pixel 4a owners. While every Pixel 4a will receive the automatic update, only certain devices will see a reduction in battery life and charging performance. There’s no information as to what designates which handsets will suffer as a result of the update, but owners of so-called “impacted devices” will have a few “appeasement options” to choose from.
Folks can send the phone in for a free battery replacement, but that will require the owner to go without a handset while Google performs the replacement. If that’s not viable, the company will send impacted owners $50 or give them a $100 credit toward a new Pixel phone from the Google Store. Pixel 4a owners have one year to choose one of these options.
It’s likely there’s nothing nefarious going on and that Pixel 4a batteries are simply getting old, being as how the phone was released in 2020. This means they may not provide all of the power demanded by the current OS. The software update could be intended to prevent unexpected behavior or shutdowns and the reduction in battery life is an unfortunate side effect.
This whole thing sounds suspiciously similar to when Apple started slowing down older iPhones in 2017. However, Apple wasn’t forthright with consumers during that whole fiasco, leading to court cases and the like. At least Google seems to be getting ahead of things here, even if it could stand to be a bit more transparent.
This article originally appeared on Engadget at https://www.engadget.com/big-tech/google-pixel-4as-update-kills-its-battery-life-on-purpose-164532917.html?src=rss©
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San Francisco startup Based Hardware announced during the Consumer Electronics Show in Las Vegas this week the launch of a new AI wearable, Omi, to boost productivity. The device can be worn as a necklace where Omi’s AI assistant can be activated by saying “Hey Omi.” The startup also claims Omi can be attached to […]
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Vay is hitting the accelerator on its driverless car-sharing service in Las Vegas. The Berlin-based startup, which uses teleoperations technology that lets humans pilot empty vehicles to customers, has been operating a small commercial fleet of retrofitted Kia e-Niro vehicles in certain parts of Las Vegas since January 2024. When customers open the Vay app […]
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SteamOS is slowly becoming an alternative to Windows for handheld gaming devices. After launching the Steam Deck with SteamOS, its own operating system, Valve is now partnering with third-party manufacturers so that they can release gaming handhelds with SteamOS support. On Tuesday, Lenovo unveiled the Legion Go S at CES 2025. Unlike its predecessor, the […]
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Choosing the best Android phone can feel overwhelming as there are so many options from so many brands, it’s hard to know where to start. Unlike Apple, which sticks to its sleek lineup of iPhones, Android offers a world of variety. Whether you're eyeing the latest flagship from Samsung, a budget-friendly smartphone from Motorola or something unique with a foldable design, there’s an Android device out there to suit your needs.
The beauty of Android is its flexibility. You’ll find phones with different screen sizes, camera setups, battery life and even quirky extras like stylus support or rugged builds. Plus, Android lets you customize your device to your heart's content – something Apple fans might envy. We’ve tested and researched the top Android phones to help you find the right one for your budget, lifestyle, and tech preferences.
When it comes to picking our favorite Android phones, the main things we look for are pretty straightforward: good performance (both compute and AI), a nice display, solid design, sharp cameras, long battery life and a significant commitment to ongoing software support. For performance, not only do we look at benchmarks and other metrics, but we also evaluate phones based on responsiveness. Regardless of whether you’re reading, text messaging, scrolling through social media or playing a game, no one wants a gadget that feels sluggish.
When it comes to displays, we generally prefer OLED panels that can produce rich, saturated colors with at least 600 nits of brightness, though many of our top mid-range and high-end phones can hit 1,000 nits or more. And more recently, most of our favorite devices also support screens with fast refresh rates of 90Hz or 120Hz, which adds an extra level of smoothness and fluidity.
Now we will admit there is a bit of subjectivity when deciding which phones look the best, but there are other design aspects like dust and water resistance or screen durability that can make a big difference to long-term survival. It’s also important to consider things like support for wireless charging, power sharing (aka reverse wireless charging) and UWB connectivity, which can have an impact on how your phone interacts with your other devices.
Obviously, for photos we’re looking for sharp, colorful shots in both bright and low-light conditions. And we want video clips with high dynamic range, rich audio and smooth image stabilization. Extra cameras for ultra-wide and telephoto lenses are a plus. The best cameras should also include features like dedicated night modes, support for various video recording resolutions, and additional photo modes like timelapse, slow motion and more.
Finally, in terms of longevity, we’re looking for all-day battery life on devices that also delivered great results on our local video rundown test (at least 16 hours on a charge, but more is obviously better). Wireless charging capabilities have become almost ubiquitous over the past few years, and most of our top picks have this extra perk. Fast-charging is available on some Android phones, too. Finally, with people holding onto their phones longer than ever, we like to see companies commit to at least three years of software support, upgrades and regular security updates.
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Getty Images; Alyssa Powell/BI
The path to homeownership is lined with middlemen. Real-estate agents, mortgage brokers, attorneys — all help push a deal through and then claim a fee when the ink dries. Most buyers are aware of these parties, but one group mostly flies under the radar. Their fees are often hidden, lumped in with other charges or buried in paperwork. If you bought a home in the past decade or so, there's a decent chance you unknowingly paid hundreds of dollars for their services.
These are appraisal management companies, little-known players that have flourished in the aftermath of the 2008 housing crash. The job of an AMC is fairly straightforward: When someone wants to get a mortgage for a house, the lender will order an appraisal of the property to determine how much it's worth (and, by extension, how much they're willing to lend). But the bank or credit union typically won't hire an appraiser directly; they'll enlist an AMC to manage the process. The lender pays an agreed-upon sum to the AMC, which uses a chunk of that money to pay the appraiser and keeps the rest.
The AMC is basically a transaction coordinator that matches the bank with an appraiser, ensuring independence so that lenders don't pressure appraisers to contort their valuations. In many instances, however, the AMC's haul from an appraisal can match or exceed the amount paid to the person actually determining the value of the home. Most buyers will never realize this, since the AMC and appraisers' costs are often lumped together under an innocuous title like "appraisal fee" on closing paperwork. Appraiser groups complain that AMCs don't even solve the problem they're supposed to address — the middlemen, they say, are incentivized to find the cheapest appraiser so they can pocket more money, resulting in shoddy appraisals and a bad look for the industry. All those fees from millions of home transactions each year add up: Data on the industry is scarce, but an analysis of public filings from one of the country's largest AMCs suggests these companies charged consumers about $12 billion in a recent five-year span.
Some consumer advocates consider opaque appraisal fees to be one of the most egregious examples of hidden costs in homebuying. As buyers face a rise in closing costs — the pesky fees, like title insurance, that pile up at the end of a transaction and usually total thousands of dollars — AMCs are attracting more scrutiny. The Consumer Financial Protection Bureau, as part of its crusade against junk fees, announced over the summer that it would look into various mortgage costs as well as "the growing power that appraisal management companies can wield over individual appraisal professionals."
The appraisal is a notorious pain point in the home-sale process: A low valuation can sink a deal, since the buyer may have to pick up the difference between their mortgage amount and the sum they've offered to the seller. Both buyers and homeowners are known to gripe about appraisals they see as faulty, delayed, or needlessly expensive, but few are aware of appraisal management companies' hand in the process. AMCs are unlikely to go away anytime soon, but people familiar with appraisals tell me consumers should at least know exactly what they're paying for — and have the chance to push back.
An appraisal is a critical part of any home purchase or refinancing. Sound appraisals don't just protect lenders from risky loans; they may also prevent consumers from overpaying and ending up underwater on their home, with more left on the loan than the house is worth. A typical valuation, which a 2023 survey by the National Association of Realtors found tends to cost a lender about $500, is based on a physical inspection of the property and research on comparable sales in the area. Those fees are typically passed directly to the borrower.
AMCs have been around for decades, but it wasn't until 2009 that they gained prominence. Before the financial crisis, lenders mostly worked with in-house appraisers or contracted directly with independent professionals to carry out the job. These cozy relationships offered ample room for fraud. Low appraisals were undesirable to a lender, because a borrower might not have the money to cover the gap between their offer and the mortgage amount. To avoid losing out on a deal, lenders pressured appraisers to deliver the goods (and blackballed the ones who refused). Both sides worked to pump up home values and keep the good times rolling — until the entire facade collapsed.
A web of new regulations — first through the Home Valuation Code of Conduct, then the Dodd-Frank Act — aimed to create some distance between lenders and appraisers. A lender could still technically manage appraisals in-house under the new rules, provided they separated the two sides of the business. Most decided it would be easier and cheaper to outsource the whole process to an AMC. Mark Schiffman, the executive director of the Real Estate Valuation Advocacy Association, the leading trade association for AMCs, estimates that 200 to 300 AMCs handle 70% to 75% of appraisals ordered by lenders in the US.
Hardly anyone outside the appraisal world knows of AMCs.
AMCs start by billing the lender a lump sum, which includes the amount they'll eventually pay the appraiser. The total fee for a simple single-family home could be about $500, while a more complicated job could run more than $1,000. The lender gets to select the services it wants the AMC to provide. The AMC will then send the requirements to its network of qualified appraisers, who submit bids for the work. The AMC chooses an appraiser, checks the quality of the appraisal, and then submits the report to the lender. The burden of paying for all of this, though, ultimately falls on the buyer, who foots the bill alongside their other closing costs, detailed in paperwork before a sale or refinancing wraps up. In some states the lender is required to separate the appraiser's fee from the total amount billed by the AMC, but it often appears as a single "appraisal fee."
There are other ways for a buyer to deduce the AMC's cut — the appraisal report, for instance, might include an invoice that shows exactly how much the appraiser made from the job, which could then be subtracted from the total appraisal fee. But appraisers tell me AMCs often discourage them from including an invoice for fear of confusing the buyer with two numbers — I saw one order from an AMC that specifically told the appraiser not to include an invoice in their report. The typical consumer probably wouldn't know to look for a difference anyway. Pretty much everyone I talked to for this story agreed that hardly anyone outside the appraisal world knows of AMCs. A buyer sees a bill for $600 or $700 and assumes all that money goes to the guy who crunched some numbers and nosed around their house for a few minutes.
Josh Tucker, an appraisal manager at a bank in Texas, has spent the past two years gathering evidence of the fee imbalance through a nonprofit he cofounded known as the Appraisal Regulation Compliance Council, which aims to root out fraud in appraisals. His organization has collected hundreds of examples of appraisal orders from some of the largest AMCs — Class Valuation, Clear Capital, Solidifi, and Nations Valuation Services, among others — and compared them with the standard fee schedules the AMCs provide to lenders. Other internal documents show the appraiser's fee alongside the AMC's fee. In many instances the AMC's cut roughly matches or exceeds the amount paid to the appraiser. Take, for example, a single-family home in California that was up for refinancing. The appraisal was managed by Solidifi, a nationwide AMC based in Buffalo, New York, that says it handles about one in nine appraisals in the US. The appraiser's fee was listed as $375, but the AMC fee was a whopping $725, for a total cost of $1,100 to the client. In another case, a townhome in Georgia, both Solidifi's and the appraiser's fees were about $300. A Solidifi spokesperson tells me that appraisers generally receive the majority of appraisal fees, adding that the company provides fee transparency to the lender and the appraiser by disclosing the breakdown for every transaction. The spokesperson also says that the company follows all applicable state and federal regulations, including paying customary and reasonable fees to appraisers.
Tucker calls AMCs' charges "one of the fees that is absolutely price gouging the consumer." It's unclear how much AMCs rake in in total, but securities filings from Real Matters, the publicly traded parent company of Solidifi, offer an approximation. Each year the company estimates the "total addressable market" for AMC services in the US. In the five years from 2019 through 2023, lenders ordered about 28 million appraisals for purchase and refinance mortgage originations. Real Matters multiplies that volume by Solidifi's average revenue per transaction to arrive at a dollar figure estimating how much Solidifi could bring in if it captured every single one of those transactions: $16.4 billion over those five years. Take into account the estimate that AMCs manage about 75% of appraisals and assume that Solidifi's fees are in line with the rest of the industry, and it appears AMCs could have charged consumers about $12.3 billion in that period, or about $2.5 billion a year.
Tucker calls AMCs' charges 'one of the fees that is absolutely price gouging the consumer.'
This is a ballpark figure, since AMC fees vary by company and their revenue depends on the number of loans in a given year. But it may also be a conservative estimate; Real Matters says its estimate of appraisal volume is low because it doesn't include certain types of loans for which there isn't good data. Solidifi reports healthy margins on the appraisals it manages: After subtracting the payment to the appraiser and other "transaction costs," Solidifi keeps anywhere from 22% to almost 28% of the fees it charges lenders, depending on the year. And again, that fee is passed along to the borrower as part of closing costs.
Schiffman, of the AMC industry group REVAA, says that cases in which the AMC's fee outweighs the appraiser's are rare and that AMCs have their own costs to bear.
"It's more of an anomaly than anything else," Schiffman tells me. "Usually it's about the same. Sometimes it's higher, sometimes it's way lower." Chris Likens, the CEO of Nations Valuation Services, tells me his company's fees on a transaction never exceed the amount paid to the appraiser.
In some instances, both Schiffman and Likens say, an AMC may actually end up losing money on an appraisal if it turns out to be more complicated than expected. Both also note that finding an appraiser isn't the only thing AMCs do — they provide quality control after the appraisal to protect both lenders and consumers from faulty valuations. However, a 2018 working paper from the Federal Housing Finance Agency found that AMC and non-AMC appraisals "share a similar propensity for mistakes" and concluded there was "no clear evidence of any systematic quality differences between appraisals associated and unassociated with AMCs."
One solution, at least, seems pretty simple: Require lenders to make AMCs' fees clear to consumers. Have a line in the closing paperwork that shows what the AMC is making and another that shows what the appraiser billed. The website of one nationwide AMC advises mortgage lenders to check how their AMC's fees compare to the average, suggesting that "your AMC should retain about $100 to $125 per appraisal" with the remainder going to the appraiser. Yet the Appraisal Regulation Compliance Council has collected hundreds of examples in which the AMC's cut well surpassed that figure. And if lenders benefit from knowing the exact split, it seems reasonable for the consumer — the person actually paying for all this — to also have the chance to decide whether they're getting a fair shake.
We have a captured industry where these middlemen get to kind of do whatever they want.Josh Tucker, appraisal manager and cofounder of the Appraisal Regulation Compliance Council
Some states already require the fees to be disclosed separately in closing documents, but there's no federal mandate in place. In a letter to the Consumer Financial Protection Bureau over the summer, leaders of various appraisal industry associations argued that the agency has the ability to require this kind of disclosure under the Dodd-Frank Act. During a rulemaking session in 2013, the CFPB actually considered such a provision but ultimately decided against it. The CFPB concluded that requiring breakouts of the charges could "produce information overload" for consumers. The appraiser groups say that the decision was a mistake.
"This unused authority has allowed AMCs to abuse the conflation of where the singularly paid 'appraisal fee' flows after the consumer provides payment," the executives wrote, "reaping significant financial benefits while harming consumers and lenders along the way."
Schiffman tells me REVAA isn't opposed to a disclosure requirement, though he argues it would be an additional administrative burden and could confuse the consumer. Tucker, though, says it shouldn't be prohibitively difficult. And consumers, he tells me, have a right to know where their money is going.
"We have a captured industry," Tucker says, "where these middlemen get to kind of do whatever they want."
James Rodriguez is a senior reporter on Business Insider's Discourse team.
Over the last few years, Delta Air Lines’ presence has become a staple of CES, with the airline regularly hosting splashy keynotes. This year, the company has rented out the Sphere to announce its latest slate of updates. These include (can you guess it?) an AI-powered assistant in its app, as well as an updated […]
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For the autonomous vehicle-obsessed, the Waymo-Zeekr robotaxi is nothing new. In 2021, Waymo and Zeekr announced a partnership. Waymo first showed a concept of the purpose-built robotaxi in late 2022 and began testing prototype versions on public roads in San Francisco last year, even as it began rolling out its commercial fleet of Jaguar I-Pace […]
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Nvidia CEO Jensen Huang says the performance of his company’s AI chips is advancing faster than historical rates set by Moore’s Law, the rubric that drove computing progress for decades. “Our systems are progressing way faster than Moore’s Law,” said Huang in an interview with TechCrunch on Tuesday, the morning after he delivered a keynote […]
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CES 2025 is officially underway in Las Vegas. Monday’s press day saw keynotes from Samsung, Nvidia, Toyota, and Sony, among others, while Tuesday was all about the exciting new gadgets on the show floor. TechCrunch reporters are on the ground giving you the latest reveals at the conference. Below, you’ll find a list of the […]
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