• Jean Smart called on TV networks to consider not broadcasting award ceremonies following the LA fires.
• Some entertainment journalists said outright cancellations would hurt gig workers in LA the most.
• A debate has erupted on whether award season should go ahead at all.

Jean Smart called on TV networks to not broadcast this year's award ceremonies amid the Los Angeles wildfires, but some journalists believe this move would hurt those who work behind the scenes on the show.

The awards season has already been altered this week in response to the fires, which JPMorgan analysts estimate could result in losses of $50 billion.

On Wednesday, Joey Berlin, the CEO of the Critics Choice Association, said its awards ceremony would be pushed back to January 26. The SAG nominations broadcast has also been canceled.

Oscars nominations are now expected to be delayed by two days to January 19, per an email from the Academy of Motion Picture Arts reported by multiple outlets.

The Academy did not immediately respond to a request for comment from Business Insider.

But some people think more should be done.

Smart, the Emmy-winning actor who stars in "Hacks," posted on Instagram on Wednesday: "With ALL due respect during Hollywood's season of celebration. I hope any of the networks televising the upcoming awards will seriously consider NOT televising them and donating the revenue they would have gathered to victims of the fires and the firefighters."

Brandon Lewis, a film critic, said on X that all the awards shows should be pushed back, adding: "I just don't see how anyone will be able to focus on something comparatively trivial like campaigning with people's homes destroyed and lives upended."

Some X users agreed, while others called for awards season to be canceled.

Eric Andersen, the founder and editor in chief of Awards Watch, an awards-focused outlet, and other users on X suggested that the networks and awards organizers should donate the revenue from broadcasts to people affected by the wildfires.

Andersen added that the award organizations would not generate any money without televising their shows.

The Academy Awards made $143.5 million in revenue in 2023 from the Oscars and related events, according to financial statements reported by The Hollywood Reporter.

Marc Malkin, a senior editor at Variety, told KTLA 5 that "priorities have to shift," but Hollywood was a "gig economy" that relied on award shows.

"Makeup artists, hairstylists, drivers, waiters," Malkin said. "Yes, the celebrities are going to be fine. They don't need an awards show money-wise, but all of this gig economy, all of those people. It's a day rate. They're all going to lose work."

He added: "People rely on this to feed their kids, to pay their rent. We can't ignore that."

Maggie Lovitt, a Collider editor, Matthew Rettenmund, an author and freelance editor, and other users on X agreed with this sentiment.

Some users on Instagram also hit back against Smart's statement in her comments section, with one writing: "Productions shutting down will further contribute to the demise of LA. How will those of us rebuild if we can't work?"

• Elon Musk's $1 million sweepstake ended with a Michigan man winning the final prize.
• The selection process faced legal scrutiny for not being random, as the winners were handpicked.
• The last winner was paid thousands by the Trump campaign and was pictured at campaign events.

Elon Musk's controversial $1 million swing state giveaway concluded with the final prize going to a Michigan man who had worked on President-Elect Donald Trump's campaign.

The sweepstakes, funded by Musk through America PAC, a pro-Trump super PAC, distributed daily prizes in the lead-up to the election.

The prizes went to registered voters in swing states who signed an online petition pledging support for free speech and gun rights.

In return, participants received cash payments of up to $100 and a chance to win $1 million.

On the sweepstakes' final day, America PAC announced Tyler VanAkin of Reading, Michigan, as the last $1 million check recipient.

"Tyler was traveling but we were able to meet up with him before he boarded his flight," it said in a post on X.

However, it omitted key details about VanAkin's work for the Republican presidential campaign, and also that he was en route to Trump's election night watch party in West Palm Beach, Florida.

The Financial Times was the first to report the details, based on election filings.

The controversial giveaway

In announcing the sweepstake on October 19, Musk said, "We're gonna be awarding a million dollars, randomly, every day from now until the election."

It was later revealed that it was not random at all and that America PAC was hand-selecting recipients.

In October, Philadelphia County District Attorney Larry Krasner sued Musk and his super PAC, characterizing it as an illegal lottery scheme.

But Judge Angelo Foglietta of Philadelphia's Court of Common Pleas allowed the giveaway to continue in Pennsylvania, writing in a decision that Musk's giveaway failed to meet the criteria required for a lottery under Pennsylvania law.

One of those criteria is that winners need to be chosen at random.

During the hearing, America PAC's treasurer testified that those chosen to win were "selected by the organization in a multi-step process."

The PAC said this involved reviewing participants' social media posts and meeting them in person.

Musk's lawyers also said at the hearing that individuals were selected based on their "suitability" to serve as spokespersons for the PAC, and that the windfall would not be lottery winnings but compensation for being chosen as spokespeople.

The Trump campaign paid him for 'advance consulting'

A year-end FEC filing by America PAC shows that VanAkin was paid $1 million on November 12, 2024, a week after his win was announced, for his services as a "spokesperson consultant."

The other announced winners are also listed in the filing, but only VanAkin received income from political committees, per the Financial Times.

FEC filings for the Trump campaign show that VanAkin worked for them between June and October, earning a little over $14,200 for "advance consulting & per diem," and receiving more than $16,300 in travel reimbursements.

Instagram posts also show that VanAkin, who works as a chiropractor, attended a bus tour stop with campaign staff, wearing a Trump-Vance branded jacket, and was in attendance at the West Palm Beach election watch party.

America PAC, the Trump campaign, and VanAkin did not immediately respond to Business Insider's requests for comment.

• A 'Super Scooper' firefighting plane was grounded after hitting a drone in the skies over LA.
• It's one of only two Super Scooper planes helping fight the wildfires ravaging the area.
• The FAA has placed flight restrictions over much of LA's airspace since Thursday afternoon.

One of only two Super Scooper planes helping to fight the Los Angeles wildfires has been taken out of action after it collided with a drone.

In a statement, the Federal Aviation Administration said that the aircraft landed safely, but LA County Fire Chief Anthony Marrone told the LA Times that it was damaged in the encounter on Thursday.

"We hit a drone this afternoon — first one," Marrone said.

"It put a hole in the wing," he added. "It's grounded now."

The aircraft, named the Quebec 1, struck the drone at around 1 p.m. Thursday, according to the LA County Fire Department.

Fire services have been operating two Canadair CL-415 firefighting aircraft, known as Super Scoopers, as well as several other aircraft to try to combat the massive wildfires ravaging Southern California.

The planes are fitted with tanks that skim from large bodies of water to "scoop" it up and then drop it on fires from above.

"Flying a drone near a wildfire is dangerous and can cost lives," the FAA said in its statement, adding that it's a federal crime to interfere with firefighting efforts on public lands, punishable by up to a year in prison.

There's also a civil penalty of up to $75,000 for drone operators who interfere with emergency and wildfire responders during temporary flight restrictions, it said.

As of 4.18 p.m. local time on Thursday, the FAA issued the first of three NOTAM flight operating restrictions over large areas above the fires, to allow firefighting aircraft to operate.

The FAA statement said that when people fly drones near wildfires, fire response agencies often ground their aircraft to avoid the potential for a midair collision.

"Delaying airborne response poses a threat to firefighters on the ground, residents, and property in nearby communities, and it can allow wildfires to grow larger," it said.

California Department of Forestry and Fire Protection spokesperson Chris Thomas told military news site The War Zone that the damaged Super Scooper was one of only two in its arsenal.

He also said that other aircraft fighting the blazes had been temporarily grounded as well.

"This is creating a huge danger," Thomas added. "This is an unprecedented fire. When we ground all aircraft, it could be anywhere from 15 minutes to half an hour. You know how far a fire can spread in half an hour."

As of early Friday, almost 36,000 acres had been set on fire, according to official figures.

The drone operator has not been identified, but there has been speculation online, with many social media users pointing to photography accounts that have posted aerial images of the fires.

Consumer drones hit the headlines last month after a spate of drone sightings over the East Coast raised public anxiety, even after the White House and Pentagon said the drones didn't pose a threat.

• Tesla has launched a refreshed Model Y in China as it fights off fierce competition from local rivals.
• The new Model Y is also available to order in Australia and parts of Asia, but there's no sign of a US release yet.
• Tesla is under pressure, with annual sales falling even as Chinese competitors like `BYD report booming demand.

Tesla has launched an updated version of its most successful car — but you can't order it in the US yet.

The Elon Musk-run automaker unveiled a long-rumored refresh of the Model Y on Friday, with deliveries set to begin in China in March as the company fights off fierce competition from local EV rivals.

The new Model Y will have a longer range than its predecessor and an updated design that includes a Cybertruck-style light bar, according to Tesla's Chinese website.

The updated EV is currently available to order in China, parts of Southeast Asia, Australia, and New Zealand. There is currently no word on when it will come to the US or Europe.

In China, it will cost 263,500 yuan ($35,900), around $3,000 more expensive than the current starting price of the existing model.

The new Model Y's first appearance in China is no surprise, as Tesla is locked in a brutal price war with local EV companies in the world's largest auto market.

BYD, Nio, and Zeekr all reported big increases in annual electric vehicle sales earlier this month, with Tesla nemesis BYD announcing it had sold 1.76 million EVs in 2024 on the back of strong demand for its affordable models.

Tesla still leads the way, selling 1.79 million vehicles last year, but the carmaker reported its first-ever decline in annual sales in 2024, and is under pressure to meet Elon Musk's ambitious target of 20-30% sales growth this year.

Tesla will be hoping a refresh to the Model Y will help it hit that lofty target and refresh an increasingly stale product lineup.

The last new vehicle released by the company in 2023 was the Cybertruck, which isn't sold in China and has failed to significantly boost Tesla's sales figures.

Some workers on the Cybertruck line in the US have been moved to Model Y production, employees at Tesla's Austin factory told Business Insider.

The automaker has said it will release new, affordable EV models in the first half of this year but is yet to share any details, with Musk focusing instead on the steering wheel-less Cybercab he unveiled in October.

Tesla did not respond to a request for comment, sent outside normal working hours.

• My mom had me when she was 32, and I'm an only child.
• My dad died when I was 19, and it was just the two of us with my mom.
• I'm 32 now and don't have kids, but I have two cats that my mom calls grandcats.

Last month, I turned 32.

My mom gave birth to her only child at 32, and my grandma had my mom, the last of her seven children, at 32.

As an only child, I'm confronting pressure to bring a child into our increasingly thorny world.

When I was 19, on a rare vacation without my dad, my mom and I got a call. My dad had died of a brain aneurysm. Losing a parent prematurely sends you reeling. The missing parent, the remaining parent, your family, and genetics all become more precious.

Before that, I'd lived in an insulated, attended world. Both parents were the proverbial "helicopters" that circle many only children. In our little unit, my mom (then a nurse practitioner) was the breadwinner. My dad, a writer, was able and willing to handle childcare.

Because of rising costs and maternal health risks in the US, I probably won't have children. My parents never overtly pressured me to do anything I didn't want to do. Still, as their only child, I feel guilty for depriving them.

My parents encouraged me to achieve my goals

By definition, my family structure (with a breadwinner mom and stay-at-home dad) was quietly defiant, leaving me pretty unfazed by social gender norms.

But societal norms aren't the only source of pressure to reproduce. My parents' priorities were selfless: They prioritized my happiness and career and supported me far beyond the legally required 18 years. Neither demanded that I start my own family or carry on theirs.

Falling short of my parents' deepest inner hopes, though, or depriving my mom of some fulfillment she'd never ask of me — that's a different form of guilt altogether.

Being an only child means I bear sole responsibility for our family's grandchildren. It's dizzying when my only childhood fostered high expectations about parenthood's depth and lifespan.

It's all the more melancholy when I see how my mom delights in her two "grand-cats." Over Thanksgiving, as we devised food combinations and presentations they'd find palatable, I could feel the joy a grandchild would bring.

My parents elevated my wants for decades. Am I failing them by not reciprocating with my own child?

My mom has helped me financially

As I've transitioned out of law practice, I've taken only reproductive justice cases in Arizona. I've seen the costs and crises parents must navigate, from health and safety to education and employment. When systems fail or children fall through the cracks, it's hard not to imagine my potential kids in that position.

My mom has supported me as I've started a new career in media. Both public interest law and media are career paths equated with austerity. I worry that I'll never be able to afford the same financial support for my own child. As my mom nears retirement, would we have to choose between elder care and childcare? Neither my parent nor my child would deserve that existential threat.

I can't afford to be the only parent either

My parents' roles sheltered me from the reality of many heterosexual parents. My dad was often the only male parent in sight after school or supervising playdates. He was reliable and attentive to non-verbal communication. He even French-braided my hair.

I knew then that we were unusual (and frankly, I heard my dad get disproportionate praise for parenting his own child), but I didn't realize the extent until I began dating. My male partners — across states, schools, families of origin, and on-paper beliefs — brought baffling paradigms into our relationships.

My experiences represent a larger trend of labor division for heterosexual couples. Many women like me aren't seeking partnership with any man who's tacitly accepted this culture.

That's a challenge. Without a partner and without a large network of siblings and grandparents, I can't afford parental costs of living on one income.

It's me and my cats

I want to honor the family that reared (only) me with children, but looking at 32 and 2025, it's unrealistic.

My parents are the main reason I feel guilty for not having my own child. Ironically, it's also their intentionality and support that made me reticent to parent if I can't offer the same.

When Mom and I wrangle her grand cats to an annual check-up — one carrier each — our hearts break at their anxiety, and we ask the vet excessive questions. We laugh about how my dad would delight in these fuzzy freaks. I'm grateful for what we have and what we could give if cost were no object.

Beyond guilt as a childless only child, I lament timing. Ultimately, this moment's political greed took this from my parents, who put all their love and time into one basket.

Mackenzie Joy Brennan is a writer, commentator, and lawyer. Find her work at MkzJoyBrennan.com or @MkzJoyBrennan on social media.

• Airbus said it delivered 766 commercial aircraft last year.
• That was four short of its target, which had been reduced from 800 over supply-chain constraints.
• It's likely that Airbus delivered about twice as many planes as struggling US rival Boeing.

Airbus delivered 766 aircraft last year, or four short of its target, the European planemaker said on Thursday.

Despite facing its own challenges, the total shows its 2024 was much brighter than Boeing's year. The American planemaker is yet to announce full-year figures, but by the end of November it had delivered 318 jets.

That means Airbus is likely to have delivered about twice as many planes as its rival — matching predictions from Deutsche Bank analysts in a report last week.

The Airbus share price was marginally higher on Friday. The stock rose 14% in 2024, while Boeing stock fell 31% — leaving it the biggest loser in the Dow Jones Industrial Average.

Delivery figures are a useful measurement of a planemaker's financial success given that both companies are facing huge backlogs. Any delays can also reduce airlines' confidence in placing future orders since they would disrupt their fleet planning.

Airbus said it finished the year with a backlog of 8,658 aircraft, while Boeing's was 5,499 as of the end of November.

Airlines order planes years in advance, but recent supply-chain issues have exacerbated the figures.

In June, Airbus cut its 2024 delivery target from 800 planes to 770, citing "persistent specific supply chain issues mainly in engines, aerostructures, and cabin equipment."

It also delayed plans to increase production of the A320neo family. The following day, its stock dropped as much as 11%.

Like in 2023, Airbus managed to reach its delivery target with a big end-of-year push.

It delivered 123 planes in December, compared to an average of 58 in the preceding 11 months.

"Given the complex and fast-changing environment we continue to operate in, we consider 2024 a good year," said Christian Scherer, CEO of Airbus' commercial aircraft division. "It has been a massive team effort to deliver this 2024 result."

Airbus is set to give guidance for 2025 deliveries when it reports earnings next month. In a report last week, Bank of America analysts said they expect the guidance to be between 800 and 810 planes.

They think Airbus' primary focus will be its integration with Spirit AeroSystems, with the objective of stabilizing fuselage production. Boeing is paying $4.7 billion to buy back most of Spirit's assets.

BofA is bullish on Airbus, naming it one of its 25 stocks for 2025.

Despite its woes, Boeing is still worth about $128 billion — almost the same as Airbus' market cap.

• Natalia Grace Mans spoke about being diagnosed with reactive attachment disorder.
• RAD is a rare condition in which children fail to form healthy relationships with their caregivers.
• Natalia said in "The Curious Case of Natalia Grace" that she felt her diagnosis was "understandable."

In "The Curious Case of Natalia Grace: The Final Chapter," Natalia Grace Mans speaks about being diagnosed with reactive detachment disorder.

Reactive attachment disorder (RAD) is a condition in which children do not form healthy relationships with their caregivers. Legal analyst Beth Karas said in episode six of "Natalia Speaks," the second installment of the series, that Natalia was diagnosed with RAD in 2010, while she was living with her then-adoptive parents Michael and Kristine Barnett.

Since then, Natalia — who was first adopted from a Ukrainian orphanage to the United States in 2008 — has lived with multiple families. In 2010, she was adopted by the Barnetts, who came to believe she was an adult and petitioned in court to change her birth year from 2003 to 1989. The Barnetts moved Natalia into an independent apartment in 2012, and in 2013, she met Cynthia Mans and moved in with her family. Antwon and Cynthia Mans adopted Natalia in 2023, but later that year, she left their home to live with Nicole and Vince DePaul, who attempted to adopt her when she was a child, in upstate New York.

In "Natalia Speaks," Natalia said that her diagnosis was "understandable."

"I still don't know the full length of reactive attachment disorder, but I know one thing for me is that I don't like being left," she said in episode four of "The Final Chapter." "I constantly feel like people are just going to walk out of my life."

RAD makes it very hard to connect with others

In episode four of "The Final Chapter," Nicole DePaul speaks to rehabilitation psychologist Melissa Misegadis about Grace's former RAD diagnosis.

"Reactive attachment disorder is what happens when children don't bond to their caregivers," Misegadis said in the show. It's recognized in the DSM-5, the standard classification of mental disorders in the US.

Symptoms include a failure to play with other kids, lack of eye contact, and unexplained fear.

While RAD can resemble a disorganized attachment style, attachment styles are more fluid and describe differences in how people connect in relationships. RAD qualifies as a disorder because of the severity of its symptoms, such as behavior problems.

Childhood abandonment is a huge risk factor

Misegadis wasn't surprised that Grace has RAD. "Individuals with unaddressed trauma like Natalia has, these are behaviors that are coming from years of rejection and trauma," she said in the show.

According to the Mayo Clinic, risk factors for developing RAD include losing a parent early in life (or having a severely neglectful parental figure), spending time in orphanages with no loving adult figures, and cycling through foster homes.

"I constantly feel like people are just going to walk out of my life," Grace said in the show. "I personally can't handle someone leaving me anymore. I can't handle caring about somebody and then they walk away."

Rita Soronen, president and CEO of the Dave Thomas Foundation for Adoption, previously told Business Insider that international adoptions like Grace's often don't provide much background. As a result, parents who adopt or foster kids can be shocked by RAD symptoms, rehoming their kids in the end.

RAD treatment usually requires therapy

Left untreated, RAD can lead to long-term consequences, like substance abuse disorder, depression, and difficulty forming relationships.

Treatment usually involves therapy, social skills classes, or parenting classes to help caretakers effectively manage their kids' behaviors. Though Natalia declined mental health services during production, producer Shannon Evangelista told The Hollywood Reporter, she told People that started seeing a therapist after she had a panic attack in 2024.

So far, Natalia said she feels "free" living with the DePauls, who initially tried to adopt her in 2003. She says in episode four of "The Final Chapter" that she's "not really talking" to the Mans.

"Did she probably do weird things in the past? Yeah," Nicole DePaul told People. "[But] when you take in a child, you take that child as your own. You don't just get rid of them when they don't fit into your puzzle."

"The Curious Case of Natalia Grace: The Final Chapter" is now streaming on Max.

President-elect Donald Trump's transition will be funded entirely by private donors. His unprecedented move to reject federal funds typically allocated to presidential transitions allows him to shield the identity of donors. We explore why this matters in a video collaboration between Politico and Business Insider.

• Tesla might be about to make a huge windfall off its rivals failing to sell enough EVs.
• The US automaker is banding together with rivals like Ford and Toyota to help them meet tough new European emissions rules.
• UBS analysts estimated the move could net Tesla $1 billion in compensation.

Tesla might be about to make a huge windfall on electric cars its rivals aren't selling.

The EV giant is banding together with major competitors, including Ford, Stellantis, and Toyota, to help them meet European emissions targets, in a deal UBS analysts estimated could net the company as much as $1 billion.

European manufacturers face tough emissions targets this year, and could be hit with hundreds of millions of dollars worth of penalties and fines if they fail to comply.

The strict new measures come even as electric vehicle sales across the continent have stagnated, with several countries rolling back subsidies for customers buying EVs.

Carmakers lagging behind on electric vehicle sales have the option to "pool" with rivals to average out their emissions, effectively buying carbon credits from EV heavyweights like Tesla.

Toyota, Ford, Stellantis, and Mazda were among the automakers who have "pooled" with Tesla, according to a European Union filing released on Wednesday, with Mercedes-Benz forming a separate pool with Volvo and EV brand Polestar.

A report from UBS analysts on Wednesday found that Tesla's total compensation for selling credits to its pooled rivals could exceed $1 billion, while Volvo and Polestar could be in line to bank $300 million.

Selling regulatory credits to rivals who are lagging behind on EV sales has been a highly lucrative business for Tesla in recent years, with the company making $739 million from the practice in the third quarter of 2024.

Tesla's regulatory credits business has long been expected to diminish as other automaker's EV efforts pick up speed, but it has remained strong as lacklustre demand for electric vehicles has left many of the company's rivals struggling to meet emission targets.

That could soon change, however.

Incoming US president — and Elon Musk's political ally — Donald Trump has promised to roll back emissions targets and EV regulations once in office. JP Morgan analysts recently warned that removing EV regulations and subsidies could cost Tesla as much as $3.2 billion.

Tesla did not respond to a request for comment from Business Insider.

• Enterprise AI startup Cohere has launched a new platform called North.
• North allows users to quickly deploy AI agents to execute tasks across various business sectors.
• The company says the platform cuts the time it takes to complete a task by over five-fold.

2025 is shaping up to be the year that AI "agents" go mainstream.

Unlike AI-based chatbots that respond to user queries, agents are AI tools that work autonomously. They can execute tasks and make decisions, and companies are already using them for everything from creating marketing campaigns to recruiting new employees.

Cohere, an AI startup focused on enterprise technology, unveiled North on Thursday — an all-in-one platform combining large language models, multimodal search, and agents to help its customers work more efficiently with AI.

Through North, users can quickly customize and deploy AI agents to find relevant information, conduct research, and execute tasks across various business functions.

The platform could make it easier for a company's finance team, for example, to quickly search through internal data sources and create reports. Its multimodal search function could also help extract information from everything from images to slides to spreadsheets.

AI agents built with North integrate with a company's existing workplace tools and applications. The platform can run in private, allowing organizations to integrate all their sensitive data in one place securely.

"North allows employees to build AI agents tailored to their role to execute complex tasks without ever leaving the platform," a representative for Cohere told Business Insider by email.

The company is now deploying North to a small set of companies in finance, healthcare, and critical infrastructure as it continues to refine the platform. There is no set date for when it will make the platform available more widely.

Cohere, launched in 2019 by Aidan Gomez, Ivan Zhang, and Nick Frosst, has quickly grown to rival ChatGPT maker OpenAI and was valued at over $5.5 billion at its Series D funding round announced last July, Bloomberg reported. As of last March, the company had an annualized revenue of $35 million, up from $13 million at the end of 2023.

The company is one of a few AI startups that are building their own large language models from the ground up. Unlike its competitors, it has focused on creating customized solutions for businesses rather than consumer apps or the more nebulous goal of artificial general intelligence.

Its partners include major companies like software company Oracle, IT company Fujitsu, and consulting firm McKinsey & Company.

This year, however, its goal is to "move beyond generic LLMs towards tuned and highly optimized end-to-end solutions that address the specific objectives of a business," Gomez said in a post on LinkedIn outlining the company's objectives for 2025.

• I've been saving for retirement for most of my career and should be on track by retirement age.
• However, I'm not sure I'll ever want to stop working.
• Not only do I love my work as a writer, I also think I'll have a hard time spending my savings.

Some people worry about not having enough money for retirement. For now, at least, I don't feel I have to worry about that. I'm 45 years old, about 20 years away from retirement age, and I've been saving and investing for retirement for most of my career in a steady, disciplined, diversified way.

Especially after making big gains in the stock market over the last few years, I'm actually feeling good about my retirement account balances. If all goes well for the next few decades, I should be in good shape to be on track for retirement. But even if and when I can afford to quit working, I still might not "retire" in any traditional sense.

I'm just not sure what I'd do in retirement — and I love my job

Retirement might sound like paradise, right? No more work! Do whatever you want! But some people struggle to make the emotional adjustment to retirement. Especially if you're used to having a stimulating, rewarding, demanding career that gives you a lot of meaning and connection, the weekdays in retirement might feel empty.

Not everyone is lucky enough to feel this way about their job, but I really love my career as a freelance writer. I love learning new things, meeting new people, and getting paid for doing what I do best. I don't want to feel bored or lonely in retirement. How do you stay busy and grounded without the structure of a career? Do I have to get hobbies or join a gym? Is this all a huge cry for help that I need to get a life?

The point is that retirement planning is not just about money. Even though I might be on track to have my everyday living expenses covered in retirement, I can't envision the day-to-day routine of how I'll fill the hours if I don't have work to keep me busy anymore. Like other would-be retirees, I'll need to think ahead about how I want to live life and what I want to do when I grow up — apparently, that big question never goes away at any age. I can't picture a future without my creative craft of writing, the work that has defined my life and everyday purpose.

I'd have a hard time spending my savings if I wasn't making an income

By the time I've saved up enough money to retire, I might feel uncomfortable spending my savings. Retirement can bring a lot of big, scary expenses like nursing home bills and end-of-life care. Or, on a happier note, I might want to help contribute to my grandchildren's college tuition or keep traveling internationally for as long as possible. Even if I'm 70 years old and in good health, I might still be worried about providing for my 85-year-old "future self" in the event that I have serious health problems and need round-the-clock care.

Feelings like these can make it hard for anyone to splurge in retirement, even for those who can afford to. Though many are putting off retirement due to financial worries, recent research has shown that some retirees actually underspend in retirement — that is, they don't spend as much of their retirement account balances as they could. I might end up being one of those "underspenders" in retirement. What if I can't bear to part with all those big, reassuring numbers in my investment account that I worked so hard to make bigger?

If I do retire in some capacity, I can't ever see myself truly putting work aside. At the very least, I think I'd get a side hustle. I love having income! Even in retirement, I like the idea of making the numbers in my brokerage account bigger.

I want to stay creative, productive, and engaged with life

After leaving his network late-night TV show, David Letterman wasn't ready to officially "retire," and I probably won't be able to either. (Not to compare myself with a legendary comedian like him.) But I like the idea of a Letterman-style retirement: instead of disappearing into oblivion, just keep showing up to do a few meaningful projects. Do what you love without the grind of a full-time job.

I will keep saving for retirement, even if I don't retire in the traditional way. Not everyone gets to keep working for as long as they want to; sometimes retirement gets imposed upon people whether they like it or not. But I'm rethinking the conventional wisdom on what a happy retirement means. I'm not afraid to keep working for many years to come.

• A group including "Shark Tank" star Kevin O'Leary and Frank McCourt has submitted a bid for TikTok.
• They face an uphill battle to buy the app, with owner Bytedance still fighting a looming US ban.
• McCourt previously told BI the deal, which does not include TikTok's algorithm, faces a murky path to success.

"Shark Tank" star Kevin O'Leary is teaming up with billionaire Frank McCourt on a long shot effort to buy TikTok.

O'Leary and the former Los Angeles Dodgers owner are part of a group called "The People's Bid for TikTok," which said on Thursday it had submitted a bid for the video app to Chinese tech giant Bytedance.

The consortium has an uphill battle to acquire TikTok, despite the app being threatened with a ban in the US if it's not sold by January 19.

Bytedance insists it has no plans to sell the app, which has some 170 million US users, despite President Joe Biden signing a law in April setting a deadline for the app to be sold, or face a ban.

Bytedance is challenging the law in the Supreme Court after losing appeals in lower courts, claiming the potential ban from US app stores is a violation of the First Amendment right to free speech.

The court is due to hear oral arguments in the case on Friday.

President-elect Donald Trump has asked the court to pause the law that would ban TikTok until after his inauguration later this month.

Any deal to buy TikTok is complicated by the fact that TikTok's recommendation algorithm — the key to the app's compulsive scrolling — is likely covered by Chinese export rules prohibiting the sale of sensitive technology without a license.

No clarity

McCourt told Business Insider in December that the group's $20 billion-plus proposal, which would not include the recommendation algorithm, is complicated because "we don't know what ByteDance is selling."

He said that Bytedance had refused to discuss a potential sale, meaning it was "very, very difficult to have precision" over what a deal might look like.

McCourt and O'Leary's vision for the app, which is also backed by the likes of investment firm Guggenheim Securities and World Wide Web inventor Tim Berners-Lee, includes turning TikTok into a decentralized social media app that gives users more control over their personal data.

The group said they would aim to work closely with incoming president Donald Trump, who has previously expressed support for TikTok and met with the company's CEO last month.

Bytedance did not immediately respond to a request for comment from BI.

• Andrew Lambrecht rented a 2023 Polestar 2 to compare it to his 2021 Tesla Model 3.
• He discovered the Polestar 2 has a premium feel but lacks efficiency and tech compared to Tesla.
• If he were in the market for a new EV, he would choose the Tesla Model 3 Long Range RWD.

Last summer, I bought my second used Tesla Model 3, a 2021 Long Range AWD in the low $20,000 range, with incentives. I considered several other options but decided to buy another Model 3 for its engaging driving dynamics, wickedly fast acceleration, solid tech, and reliable powertrain.

I enjoy driving my Model 3, but the market has grown to include many more attractive options than just Tesla, like the Polestar 2, a four-door that arrived in the US in late 2020. It boasts a clean yet muscular design and solid, but not groundbreaking, range, charging, and performance.

The Polestar 2 looks like a good car on paper but flies below the radar. To learn more about the sporty sedan, I rented one from Hertz for a week to test it at $48 per day, which included mandatory airport fees and taxes. For the purpose of this story, Business Insider compensated me for the rental price.

Who is Polestar?

Polestar is a Swedish automotive upstart founded by Volvo and China-based Geely Holding Group in 2017. The electric vehicle maker offers three electric cars: the 2 sedan, the 3 SUV, and the 4 crossover.

Having roots with Volvo, Polestars and Volvos share a lot of components. Volvo recently divested from Polestar, though the two automakers still collaborate on manufacturing and engineering ventures.

Polestar 2: First impressions

When I picked up the Polestar 2, I noticed that my rental was the base version with a 2023 Dual Motor but no added packages besides upgraded 20-inch wheels. That said, all models' exteriors and interiors look virtually the same aside from different trim pieces and a glass roof.

As soon as you enter the Polestar, its Scandinavian vibe is evident. Its muscle car-esque proportions and higher-raked windshield make it feel like you're in a cocoon. A high-sitting center console, standard metal roof, and dark headliner material give the Polestar a sporty, mature, and premium vibe.

It feels well-built. The doors with framed windows produce a solid "thunk" when closing, and the blinker stocks, drive selector, and steering wheel all have a high-end feel.

There are some hard-touch plastics here and there (more than in a Tesla), but elements like the brushed metal door handles redirect your focus. The Polestar 2 feels better built than my older Model 3 but is on par with the refreshed 2024 version. I can see buyers preferring either.

On the road with the Polestar 2

Despite being an AWD electric sedan like the Tesla Model 3, the most noticeable difference is the weight. The Polestar 2 weighs 4,650 pounds — the big battery Model 3 weighs 4,019. 600 pounds is a sizable difference, and you can feel it when taking corners.

Still, the Polestar 2 is a rapid vehicle. With 402 horsepower, it can hustle to 60 in about 4.5 seconds. Unlike the Model 3, you can launch it by pressing your left foot on the brake pedal and right foot on the accelerator, then letting the brake go.

On the road, the Polestar 2 also does an excellent job of minimizing vibrations. While the new Model 3 is much better in this regard, there's a notable difference with my outgoing Model 3.

Another benefit is the added ground clearance and lower plastic cladding. While it's no rugged SUV, the Polestar 2 is capable of light off-roading with 6 inches of ground clearance.

Polestar range and charging

During my final day with the Polestar, I drove through the North Carolina mountains and stopped at a 350-kilowatt EA station outside Asheville. I recorded around 30 minutes to go from 17 to 80% charged. In that time, the charger dispensed 53 kilowatt-hours, which cost $30.91. This charging time is fine but not revolutionary.

The Polestar 2 has a peak charge rate of 150 kilowatts but dropped below the 100-kilowatt threshold by around 55%. The Model 3 has a peak of 250 kilowatts, but it sees a similar drop to the 100-kilowatt mark at around 60% charge. The big difference is its efficiency. The Polestar has a battery similar in capacity to my Model 3, but it can't go as far on a charge.

I recorded an estimated 224 miles of range at 70 miles per hour. My 2021 Model 3 can get around 270 miles within that speed range. Since the Polestar 2 isn't as efficient as the Tesla Model 3, it'll need more energy to travel the same distance, increasing the cost.

I never had any anxiety with the Polestar, as its range was still more than ample for my driving, averaging over 100 miles per day. When I get to campus, I plug in and head to class.

Average tech and missing safety features

Despite having a sticker price above $50,000, the Polestar had virtually no safety features. This one didn't have adaptive cruise control, lane centering assist, or even a blind spot monitor. For comparison, every new Tesla, Hyundai, Kia, Volkswagen, and Toyota EV comes with adaptive cruise control as standard.

Another disappointing area of the Polestar 2 is its lackluster technology. While the Polestar features two crisp displays powered by Google software, the computer chip powering them is an Intel A3900 chip, which debuted in 2016. The result is a display that can be laggy and somewhat unresponsive.

Nevertheless, it's still better than other systems I've used before. The Google-based system effortlessly adds charging stops, telling you what percentage you'll arrive with and how long you'll need to charge, but for a fresh-faced automaker, it trails behind Rivian and Tesla.

Verdict

I liked many things about the Polestar but wouldn't buy a new one. If I were looking at the new market, the updated Tesla Model 3 Long Range RWD is the better buy. It offers 363 miles of range, better charging, more standard features, and a lower price tag.

If you're buying used with a budget in the mid to upper-$20,000 range, the Polestar 2 is worth a look. Just due to the sheer number of Teslas on the road, the 2 is refreshing. It drives well, has a decent range, and has an alluring Scandinavian aura.

While the Model 3 started it all, the Polestar is a solid alternative that checks different boxes. There's a lot to like about it, and I will miss my time driving it.

• The Front Man in "Squid Game" is Hwang In-ho, detective Hwang Jun-ho's brother.
• One fan theory suggests that In-ho could be related to another character in the series.
• It's not impossible, but the evidence isn't overwhelming.

In season two of "Squid Game," the game's steward — known as the Front Man, or Hwang In-ho under the mask — enters the game himself. Though he's already related to one other character in the show, a new theory suggests he could be further tied to the games.

In season one, detective Hwang Jun-ho (Wi Ha-jun) infiltrated the games in search of his older brother In-ho (Lee Byung-hun). In-ho wasn't a player in the games with Seong Gi-hun (Lee Jung-jae), however — he was the one running them. But in season two, In-ho infiltrates the games as player 001 using the name Oh Young-il.

In-ho mostly seems to be there to break Gi-hun's spirit, treating him like a comrade until he sabotages Gi-hun's rebellion in the season finale. He's not the first player 001 to betray Gi-hun's trust: In season one, the game's creator Oh Il-nam plays alongside Gi-hun as well before revealing his true identity in the outside world.

One moment in season two has fans thinking that In-ho and Il-nam may be further connected — but it's far from conclusive.

Fans speculate that Il-nam is In-ho's father — because of two lines about milk

In season one, episode three, Gi-hun asks one of the guards distributing snacks to players if he could trade his regular milk for chocolate milk, saying that he's never been able to digest plain milk. The guard refuses, but Il-nam remarks on Gi-hun's preferences.

"I bet your father spanked you a lot when you were young," Il-nam says.

"How did you know?" Gi-hun asks.

"My son was just like you," Il-nam replies.

In season two, episode five, In-ho doesn't drink his plain milk either. After the guards serve the players a similar bread and milk snack, In-ho passes his milk to the pregnant Jun-hee instead of drinking it.

"I don't drink plain milk," he tells her.

The "milk theory" has proliferated on social media platforms like Reddit and X. However, one image in support of the theory being circulated online includes inaccurate dialogue.

The above screenshot, which was also posted to the r/squidgame subreddit, simplifies the dialogue in both scenes. Il-nam never tells Gi-hun, "you are just like my son he couldn't drink milk too," and In-ho never says, "here, I can't drink it anyway."

To be fair, the original dialogue in each respective scene isn't that different — but it is slightly more nuanced.

The 'milk theory' raises some other questions

A twist like this would feel a bit out of character for "Squid Game," particularly given that the show has already pulled a secret-family-member twist with the Front Man already. That doesn't necessarily mean it couldn't happen, but the evidence isn't overwhelming.

First, Il-nam says several times in season one that he has a son, singular. In the season finale, he tells Gi-hun on his deathbed that "long ago, I once lived in a house in an alley just like that one with my wife and son."

However, in season two, we learn that In-ho and Jun-ho are half brothers who share a father because Jun-ho's mother refers to In-ho as her stepson. If Il-nam was In-ho's father, he should be Jun-ho's as well.

That doesn't fully rule out the theory: it's possible that Il-nam abandoned In-ho with Jun-ho's mother, and that he didn't raise Jun-ho or consider him a son. Still, there's not much to go on.

If In-ho were Il-nam's son, the implications would be severe depending on the strength of their relationship as adults and if they knew of the others' existence before In-ho entered the games. At worst, it would mean that Il-nam didn't provide his son the money to save his wife's life, and knowingly let him participate in the games. At best, it would mean that they reunited after In-ho joined, and won, the games in 2015.

Furthermore, Il-nam and In-ho give the same surname, Oh, in the games, but they don't share one in real life. Il-nam tells Gi-hun in the season one finale that he didn't lie about his name in the games, but as far as we know, In-ho is lying about his: In-ho's true last name, which he shares with his brother, is Hwang.

Ultimately, it's not impossible that In-ho is Il-nam's son, but the evidence is far from conclusive. The milk thing is weird, sure — but lactose intolerance does not a paternal relationship make. After that cliffhanger ending, we'll have to wait for season three to see if the show goes any further with this particular thread.

"Squid Game" is streaming on Netflix.

• Microsoft managers use forms to requests retention bonuses for employee they can't afford to lose.
• One such document, viewed by BI includes, a field specific to employees' AI contributions.
• Microsoft AI employees earn a lot more than colleagues, according to payroll data viewed by BI.

Some managers at Microsoft may be trying harder to retain talented employees with AI know-how, according to an internal document viewed by Business Insider.

Microsoft managers use these types of documents to make the case for retention bonuses. Prompts include questions such as "What harm is done if employee leaves Microsoft?"

Managers can request special stock or cash awards to help keep employees who are most important to the company's strategy. One such document viewed by BI includes a separate field specific to employees' contributions in AI.

"In the context of AI transformation as a key priority, please indicate if this individual is critical AI talent and share the risk to the AI initiative/s if talent is not retained," the document asks Microsoft managers.

This question was added to the document recently, according to a person familiar with the situation. It was prepared for a specific, large group inside Microsoft. However, it's unclear if the AI question is being added to similar retention documents in other parts of the company.

A Microsoft spokesperson said the company does not have a central form for special stock and cash award requests, and organizations and teams can choose whether to add different fields, depending on what their strategic priorities are.

Still, the addition of the AI question to this specific document suggests that the AI talent wars may be pushing some parts of Microsoft to do more to prevent poaching by rivals.

Google, OpenAI, Meta, and other tech companies are racing to develop the most powerful AI models and the best generative AI tools, and they need employees who know the technical details of how to craft these products. That's caused bidding wars for some talent, along with multimillion-dollar compensation packages sometimes.

The company has already prioritized AI talent when it comes to compensation.

As of September, average compensation in Microsoft's AI group was about 37% higher than the average for all of the company's US employees. Software engineers working in AI, for example, earned 48% more than the average software engineer at the company, according to a payroll spreadsheet shared with BI.

In 2023, during a leadership crisis at OpenAI, Microsoft CTO Kevin Scott said the software giant would hire hundreds of OpenAI employees and match their current compensation.

He made the announcement in the midst of job cuts and a salary freeze at Microsoft, which made some employees furious.

Are you a Microsoft employee or do you have insight to share? Contact reporter Ashley Stewart via the encrypted messaging app Signal (+1-425-344-8242) or email ([email protected]). Use a nonwork device.

• On Friday, the Supreme Court will hear oral arguments on the TikTok divest-or-ban law.
• TikTok is asking the court to pause its divestment deadline, set for January 19.
• Legal analysts told Business Insider that the company faces an uphill battle.

TikTok is fighting for its life as it faces a possible US ban in a little over a week. Today, it gets to argue its case before the Supreme Court.

The company is challenging a law that compels its Chinese owner, ByteDance, to divest from the US version of TikTok by January 19 or be forced to shut it down. It lost its case in the DC Circuit in December and is now appealing to the Supreme Court for an emergency injunction to pause its divestment deadline.

We'll post updates on the hearing here as they become available.

TikTok's prospects of getting more time don't look great, legal analysts told Business Insider.

Like the DC Circuit, the Supreme Court is likely to show deference to Congress on questions of national security, even in instances where First Amendment rights are at stake.

"It's going to be an uphill battle," G.S. Hans, a clinical professor of law at Cornell Law School, told BI. "TikTok lost 3-0 in the DC Circuit. They lost with a cross-ideological panel."

"If you're the company, you're hoping for a change of fortune," he added. "That's a tall order because of the general deference on natural security grounds to the political branches from the courts."

Matthew Schettenhelm, a litigation and policy analyst at Bloomberg Intelligence, described TikTok as an underdog in the case, estimating the company has a 30% chance of being rescued by the Supreme Court.

If TikTok fails to win more time through court intervention, its business partners like Apple, Google, and Oracle may cut ties with the app in the US after January 19 to comply with the law. Apple and Google host TikTok in their app stores, while Oracle works with TikTok to store its US user data. None of the three companies responded to requests for comment.

TikTok declined to comment on its plans for operating its app in the US if its appeal fails.

President-elect Donald Trump may also try to save TikTok, as he pledged to do during his campaign run. Trump filed an amicus brief on December 27 asking the Supreme Court to pause the deadline for a TikTok divestment so he can try to negotiate a political resolution once in office.

Why is TikTok facing a potential ban?

TikTok was included in the Protecting Americans from Foreign Adversary Controlled Applications Act that passed in April. The act sought to limit the influence of social apps with ties to countries the US deemed a foreign adversary in an effort to guard national-security interests. TikTok's owner, ByteDance, is headquartered in China, which the US government has called a foreign adversary.

While members of both parties in Congress have raised alarm bells about TikTok, support for a ban among the American public has declined over the last couple of years. Support for a government ban fell from 50% in March 2023 to 32% last July and August among US adults who responded to Pew Research Center surveys.

• Copilot is Microsoft's generative AI tool now featured in much of its productivity programs.
• Copilot can draft text, analyze information and data, and suggest ideas.
• Copilot has also been plagued with security issues, and customers have criticized its effectiveness.

The entire tech industry is mired in an AI arms race, and Microsoft bet big on Copilot, its generative artificial intelligence chatbot.

Microsoft released Copilot in 2023, and rapidly rolled it out across various products and softwares. The company markets Copilot as a tool to help users with productivity tasks such as drafting a memo for work, adding to or amending hectic calendars, analyzing a spreadsheet or a few lines of code, or even writing a poem or short story.

By combing the vastness of the internet in fractions of a second to source troves of information and then engaging in machine learning and informed prediction, Copilot can create content; it can analyze, interpret, and explain extant data; and it can create systems for planning and managing many aspects of your life, from work to recreation to hobbies and more.

"We believe Copilot will be the new UI that helps you gain access to the world's knowledge and your organization's knowledge, but most importantly, it will be your agent that helps you act on that knowledge," Microsoft CEO Satya Nadella said during a keynote address at Microsoft's annual Microsoft Ignite business conference in November 2023.

Not long after Copilot's launch, industry experts predicted that for the fiscal year 2024, Copilot would generate billions for the company. However, the AI tool is not without its flaws. Customers and company insiders have criticized Copilot for its ineffectiveness and cost, and IT leaders have questioned its value to their companies; the widespread disappointment in Copilot has raised doubts over its long-term profitability.

What is Microsoft Copilot AI?

Microsoft Copilot is an AI-powered chatbot that relies on large language models (often shorted to LLMs) to help users with productivity and content creation tasks. The more you use it, the more it learns about your interests, preferences, and habits, and the better it tailors itself to serving your needs. It's available for use on Windows, Macs, and both the Apple iOS, and Android mobile platforms.

You can use Microsoft Copilot in many programs that you likely already use, including Microsoft Teams, Microsoft Word, Microsoft Excel, Microsoft PowerPoint, OneNote, Outlook, and more. It can assist you in rapidly creating and editing documents, spreadsheets, presentations, and more, acting both as your content creator and an editor and sort of AI coworker.

The basic version of Microsoft Copilot is free to use on the web, in Windows, with a Mac OS, and with Android and iOS. The free version includes access to GPT-4, GPT-4 Turbo, and GPT-4o during non-peak times. It also allows users to create and edit AI images, use plugins, and more.

However, there is also a paid version of Copilot called Copilot Pro, which offers more advanced features and better access. Copilot Pro includes all the features of the free version, plus priority model access and the ability to use Copilot in Microsoft apps like Word, Excel, PowerPoint, Outlook, and OneNote.

To use Copilot Pro, you need a Microsoft 365 Personal or Family subscription, which costs $6.99 per month for a personal subscription and $9.99 per month for a family subscription, good for up to six users. With Copilot Pro added, the total cost is around $26.99 per month.

Is Microsoft Copilot better than ChatGPT?

In some ways and for some uses, Copilot can be more effective than ChatGPT. Copilot is better for quick, tactical tasks that come about during your workflow, while ChatGPT is more commonly used for broader tasks and conversational AI, like for writing a creative story or rehearsing before a meeting or interview.

Copilot is part of the Microsoft ecosystem and can easily pull information from across Microsoft applications, which can be helpful, and it can also reply to questions with visual responses, such as photos and images. Also, unlike ChatGPT, which doesn't provide sources for its responses, Copilot does, making cross-referencing and fact-checking easier. That said, the paid version of ChatGPT is only $20 a month, so it's $7 cheaper than Copilot Pro.

What are the risks of using Microsoft Copilot?

Using Microsoft Copilot can pose several risks, including data leakage. Customers have already raised multiple security issues with Copilot, and in some cases delayed deployment over the concerns.

Copilot can generate outputs that include sensitive data, which may be shared with the wrong audience as the AI simply doesn't know better. For example, while you use Microsoft Teams, Copilot could summarize conversations and record action items against your better judgement, which could accidentally reveal private information.

There is also the all-too-common human problem of over-reliance. As Copilot and other AI tools become increasingly integrated into daily life, users may unknowingly rely on it more, which could impact investment and strategic decisions, how they write and express themselves, and frankly how much creative and critical thinking they do.

• In 2024, vintage watches and expensive alarm clocks were the epitome of luxury.
• This year, however, $600 calendars and stained-glass lamps have become the new status symbols.
• Giant tote bags from Coach and oval-shaped Miu Miu glasses also signify luxury and taste in 2025.

A new year calls for fresh routines, lofty goals, and the latest luxuries.

While 2024 was all about vintage watches and expensive alarm clocks, different status symbols are taking over in 2025.

Home decor is now all about stained-glass lamps and $600 calendars. Fashionable outfits, on the other hand, aren't complete without giant tote bags and fancy glasses.

Here's a closer look at the luxurious products you'll see everywhere — and probably be tempted to buy — this year.

Everyone wants to elevate their spaces with stained-glass Tiffany lamps.

If you watched any Christmas gift hauls on TikTok recently, there's a good chance you've heard more than a few mentions of Tiffany lamps.

The stained-glass pieces were first made by Louis Comfort Tiffany, the original design director of Tiffany & Co., in the late 1890s.

His style became so popular that other artisans picked it up, and it has remained an interior design staple. Now, most colorful glass lamps are called "Tiffany" lamps, regardless of the craftsman who made them.

To add one to your home this year, you can buy a Tiffany lamp from a modern artisan or search thrift stores for a vintage one. However, if you want an authentic piece from Tiffany Studios, be prepared to spend between $20,000 and $120,000.

All the "it girls" are carrying oversize tote bags from Coach.

Coach has massively rebounded in recent years thanks to its new trendy purse styles, flashy social-media ads, and a loyal Gen Z fan base.

So, of course, the go-to bag for 2025 is a style from the New York City brand: the Brooklyn 39 shoulder bag.

Typically made from smooth leather, the totes are sold in seven colors and measure 17 inches tall. Some fans of the $495 bags include TikTok fashion influencers and model Bella Hadid.

Coach also offers a brown suede version of the product.

Whether you need glasses or not, you'll probably want a pair of Miu Miu frames soon enough.

We've long surpassed the days when glasses were considered nerdy and unappealing. Still, some pairs are more chic than others.

Enter the Miu Miu Regard frames. At $505 a piece, the oval glasses are decorated with a tortoiseshell print and set with transparent lenses, which are said to block the sun and blue light.

Adding to the appeal is the fact that the Miu Miu acessory looks more like a pair of traditional readers than sunglasses, which they technically are.

If you need more convincing, just look at Sabrina Carpenter wearing them.

Car air fresheners are out, and fancy scent diffusers are in.

Classic, tree-shaped air fresheners are convenient. You can find them at just about any store, and they typically cost under $3 each.

The Pura Car Diffuser, on the other hand, takes things to the next level. The $34.99 device fits in most cupholders, plugs into car USB ports, and releases luxury scents from brands like Anthropologie and Nest.

Each cartridge costs under $18 and is said to remain fragrant for at least 30 days. You can also adjust scent intensity via an app, and the diffuser stops and starts as you move your car.

Talk about high tech.

iPads have made a comeback.

For a while there, iPads seemed a lot like glorified, oversize iPhones. In 2025, however, the tablets are key to organization and success.

Since the holiday season, people on TikTok have been showcasing their new tech and, more importantly, the apps and features they'll use most in the new year.

One popular video with over 32,000 views shows customized calendars, vision boards, and notepads with the caption, "2025 iPad girl loading."

There are a few iPads on the market, but the two most popular options are the 13-inch iPad Pro ($1,299) and the 13-inch iPad Air ($799).

Paper calendars are fine, but digital ones from Skylight are far more lavish.

Maybe iPads are too small for your liking, or maybe their surplus of apps distracts you from staying organized.

That's where Skylight comes in. For months, people have praised the brand's digital calendars on TikTok, saying they appreciate the product's touchscreen checklists, color-coding options, and massive size.

The calendars also double as frames, displaying slideshows of your favorite photos as a screensaver.

However, if you want to add one to your home, be prepared to spend a decent chunk of change. The calendars cost between $159 and $599 each.

You'll likely see Rhode's gray skincare bottles on every bathroom counter.

Hailey Bieber launched her skincare brand Rhode in 2022, and it's been a steady player in the beauty industry ever since.

Her line's lip treatments and phone cases were the skincare status symbols of 2024, but its face products are now set to have a big year.

Beauty lovers have recently been displaying their gray bottles of the brand's $32 glazing milk, $38 moisturizers, and other products in their recent TikTok videos. Rhode was also a major part of many "what I got for Christmas" hauls online.

Many are also looking forward to coming releases, which some fans speculate will include eye patches and skincare sticks.

You can skip the line at Starbucks if you have a fancy espresso maker at home.

So, what's the machine of choice this year? Look no further than Terra Kaffe's TK-02. Many coffee fanatics got the device as holiday presents to upgrade their daily espresso.

The $1,695 device is sold in black and white colorways and has a touchscreen that makes it easy to brew your morning cup even when you're half asleep.

It makes hot and cold drinks, works with all kinds of milk, and utilizes pre-ground or whole beans.

If you don't have a KitchenAid mixer, now is the time to get one.

Visit any baker or chef's kitchen, and you'll likely find a KitchenAid mixer. One specific one, though, stands out among the rest.

In 2025, foodies can't get enough of the $699.95 KitchenAid Design Series mixer, which features a forest-green body and a wooden mixing bowl.

It's arguably the most aesthetically pleasing design the brand has ever released and is considered a bestseller at Williams Sonoma.

• Many Americans may experience sticker shock when buying a mocktail or glass of NA wine.
• Restaurants and bars said high-quality ingredients and labor-intensive prep adds to the price.
• Americans, especially those under 25, are spending less on alcohol and looking for NA options.

As Americans spend less on booze and browse menus for non-alcoholic alternatives like mocktails and wine, sticker shock can be a common reaction.

At Binge Bar in Washington, DC, the city's first fully non-alcoholic bar, "spirit-free" cocktails cost between $11 and $14. A glass of NA wine is $15, while a can of NA beer is $5. Prices are similar at other hot spots in Washington, DC. Moon Rabbit, an upscale Vietnamese restaurant, sells several "spirit-free" cocktails for $13 to $14 compared to about $19 for regular cocktails.

On social media, mocktails have been criticized as "glorified" or "sexy" juice that shouldn't be priced similarly to alcohol.

Restaurant owners and bar managers told Business Insider that alcohol alone doesn't drive the price. Mocktails are often made with high-quality ingredients such as botanicals, herbs, and spices, and can take longer to make. That way, customers still feel like they're getting the cocktail experience. Plus, NA whisky, gin, or wine can cost just as much — if not more — than traditional booze in part because removing alcohol is an additional step for manufacturers.

Ingredients account for about 18% of a drink's menu price, according to restaurant industry standards. The rest covers operating costs like labor, rent, and utilities, bar managers said.

This comes at a time when many participate in Dry January or reflect on their drinking after the US Surgeon General released its recent report linking alcohol to cancer.

Gigi Arandid, owner of Binge Bar, said NA cocktails are just as complex as those with alcohol. She spends a lot of time educating customers about special ingredients in Binge Bar's drinks and the health benefits of avoiding alcohol. Sales are up 45% between 2023 and 2024, Arandid said.

She created the most popular drink on the menu, a Cucumber Mangorita, with fresh cucumber juice, mango puree, lime juice, herbs, spices, and tonic. It costs $11 or $14, depending on whether you add a non-alcoholic tequila. The prices reflect the fresh ingredients, labor-intensive prep, and Reposado Tequila, she said.

Do you plan to change your drinking habits in response to the Surgeon General's recommendation? Tell us why in this survey

Unique syrups, herbs, and spices can up prices

At Moon Rabbit, bartenders infuse NA whiskey with five spice, a spice blend commonly used in Vietnamese and Chinese cooking, for 24 hours. The whiskey is made by Lyres, one of the most popular brands in the sector, and at $26 a bottle, it is more expensive than some traditional spirits, said Thi Nguyen, bar director at Moon Rabbit.

"We're not just putting a bunch of juice together," Nguyen said, adding that ingredients like purple shiso and soursop are expensive and challenging to source. "We are really intentional and want to highlight Vietnamese culture."

At Bresca, a Michelin-starred bistro in DC, spirit-free drinks are $12, while regular cocktails are in the $18 to $20 range.

Bresca's Cintronnade al la Menthe, a play on the mint lemonade you might find in France, is a three-day process. While the ingredients are simple — mostly lemon, cardamom, mint lemongrass, and sugar — bartenders make a citrusy syrup known as oleo from scratch, then lightly ferment and carbonate it, said Will Patton, beverage director for Hive Hospitality, which operates Bresca.

Non-alcoholic beer is more accessible

For those not interested in cocktails, NA wine is slowly gaining popularity as manufacturers improve the taste. But don't expect it to be cheap, because winemakers and brewers have to take an additional step to remove the alcohol.

"As a winery, you've already invested in making great quality wine, and then it's more work to run it through an industrial process to remove the alcohol," Sarah Kate, founder of non-alcoholic drinks magazine Some Good Clean Fun, said. "When you do that, you're also removing some of the characteristics of the wine."

Patton said mid-range NA wines cost between $17 and $25 a bottle, comparable to traditional bottles.

The beer industry is further along, with more than 150 brands, such as Athletic Brewing, Heineken, and Budweiser, making NA products. Athletic cofounder Bill Shufelt said in an email that the company's "off-premise" sales — or those at supermarkets and convenience stores — grew by more than 50% between 2023 and 2024. Athletic is now the most popular brand in the category, holding more than 19% market share, Shufelt said.

He added that the company has worked hard to match the price of widely distributed craft beer. Six-packs of Athletic are typically priced between $9.99 and $10.99 on retail shelves. The price is budget-friendly, even after Athletic re-engineered nearly every step of the brewing process to make its products free of alcohol.

"While some may assume that the absence of alcohol should make NA beer less expensive, the reality is that it can cost just as much — or even more — to produce," Shufelt said.

• Dana Bull has invested in long-term rentals throughout her entire career.
• She's experimenting with a mid-term rental in 2025 to combat high interest rates.
• Generally, mid-term rentals offer higher revenue but require more management than long-term leases.

Dana Bull started building her real-estate portfolio in 2012 when she bought her first property.

Over the next decade, she expanded to more than 20 units in her Massachusetts market and hit financial independence by sticking to the same general strategy: buying quality properties with upside and filling them with long-term tenants.

Bull, who is also a real-estate agent and consultant, told Business Insider that she "swore off investing a couple of years ago." Managing properties is time-intensive, noted the mother of four.

But when a charming single-family in Marblehead came on the market in the fall of 2023, she broke her promise.

"This little place in my town caught my eye, and I really wanted somebody else to buy it," said Bull. "It was when the interest rates were the highest that they've ever been, like 7.75%, so nobody wanted to buy anything. And I was like, 'You know what, I'll do it.'"

Listing it as a mid-term rental to combat high rates

Higher interest rates mean a higher monthly payment. For an investor, that can make it more challenging to generate positive cash flow.

To make the numbers work on her latest acquisition, Bull decided to experiment with a "mid-term rental," which targets people looking to stay for one month or more, but less than a year.

"It's my first experience with something other than a long-term rental. I'm kind of in uncharted waters, but it's been great," said Bull, who plans to test out the mid-term rental strategy for at least 18 months. It's more work than managing a long-term tenant, but she said she's bringing in more revenue doing shorter leases.

She could earn even more if she had more time and could lease the unit herself, rather than working with an agent.

"I have a leasing agent who I pay a lot of money because it's a lot of work to continue to keep it leased," she said. "It's a great strategy for anybody that has the availability to do the leasing on their own."

The leasing aspect of the mid-term rental strategy is the most challenging because it's less mainstream than the short- and long-term strategy.

"If you want a long-term rental, you know you're going to be on Zillow or work with a real-estate agent. If you want a short-term rental, you also have set channels: You have Airbnb, Vrbo," Bull explained. "There's a website called Furnished Finder geared toward mid-term rentals, but it's not very well known, and it's not nearly as big as something like Airbnb."

She advertises her place on Furnished Finder, takes it on and off Zillow depending on when it's available, and sends neighborhood mailers.

It helps that she's starting to understand her typical tenant, she added: "The trend is that grandparents want to come and help out with the kids, but the parents don't have room in their home, or the grandparents want their own space, so that has been my target audience."

Mid-term rentals as a viable strategy for 2025

Bull doesn't expect mortgage rates to drop in 2025. She also doesn't advise letting rates or other factors outside your control dictate when you buy real estate.

"I wouldn't base my whole plan around, 'Well, I keep hearing rates are supposed to drop,'" she said, noting that current rates are in line with the historical average. "This is kind of where rates sit. So, if they were to drop, that would be great, but I wouldn't be banking on it."

If you're financially prepared to invest in real estate in 2025, rather than waiting, run the numbers to see if a short- or mid-term rental could make sense in your market.

"Look at some alternative leasing approaches. Usually, they're more lucrative if they're shorter," said Bull. "One idea would be to start with something like an Airbnb, with the goal of transitioning after two or three years into something more passive, like a long-term rental."

Real estate is a long-term game, she added: "You have to look beyond year one — the numbers are always going to be tight year one, no matter what the market conditions are — so, what are your projections going to be by year five?

"And then, what can you do in the interim to maybe make this property work? That would be focusing on neighborhoods and communities where you can balance both of these plays: It's going to attract a short-term rental tenant but, down the road, you can pivot into a longer-term tenant."

That's likely what she's going to do, especially if she can refinance again.

Bull has already refinanced once, which shaved about $250 off her mortgage, she said: "I'd love it if they dropped again and I could save another 250. At that point, I probably would transition it to a long-term rental because it would be lucrative enough and less of a headache, but right now I'm just experimenting for my own curiosity and I want to understand more about this niche."