Normal view

There are new articles available, click to refresh the page.
Today — 23 December 2024Main stream

I spent a week buying every meal from an app that saves food from being wasted. Despite some letdowns, I was impressed.

23 December 2024 at 01:21
Too Good To Go lets users buy unsold food for a third of the original price.
Too Good To Go lets users buy unsold food for a third of the original price.

Too Good To Go

  • The Too Good To Go app aims to help consumers save money and reduce food waste.
  • I tried it for a week to see how much I could save.
  • I found it was most useful for fresh produce, but the pastries weren't always great.

Everything is expensive right now. It's rare that I ever leave the grocery store having spent less than I wanted to.

I've heard of apps like Too Good To Go, which sell surplus food at a discount, but never gone much further than signing up.

To test it out, I spent a week in early December only buying food from the app. I wanted to see if it was a viable way of saving money, sticking to a budget, and learning to be a bit more flexible with my cooking.

I also want to be more mindful about the groceries I buy and, unfortunately, sometimes waste.

Too Good To Go's CEO, Mette Lykke, told me in a recent interview that the app now operates in 19 countries across North America, Europe, and Australia, and covers 170,000 stores.

Lykke said the company hopes to inspire people "to make that the first step in a journey toward having a more responsible relationship with food."

"If we look at the state of the planet and the climate crisis, then it's pretty clear that something needs to change," Lykke said.

It was fun trying out new places in my city, London. While the pastries I received were hit-and-miss, the fresh produce from local stores was a real highlight.

Monday

Monday was largely spent figuring out the platform. I found that its map feature was the best way to find local cafés and stores.

I saw that an expensive café on my local high street offered pastries, so I opted for that — £3.90 ($4.95) for a blueberry muffin, chocolate chip cookie, and slice of banana bread.

Three pastries bought with Too Good To Go
Pastries from my first Too Good To Go parcel.

Lindsay Dodgson/Business Insider

After the sugar rush I was still hungry, so I chose a bag of sandwiches and pastries from my local Costa Coffee for £3.50 ($4.44).

I got a slightly stale pan au raisin and two sandwiches — one seasonal turkey feast, and a BLT which my boyfriend took for lunch the next day.

Too Good To Go sandwiches and pastries
Sandwiches and a pan au raisin.

Lindsay Dodgson/Business Insider

In total, I spent £7.40 ($9.39) on items worth at least £22.90 ($29.08), so the week was off to a good start.

Tuesday

On Tuesday, I switched things up by trying out fresh produce from a couple of local stores. They offered "surprise bags" of groceries for £4 ($5.08) each.

While I was slightly overwhelmed with what to do with it all, it was an absolute hit with my boyfriend, who is always thrilled to be met with a culinary challenge.

One of the bags had Padron peppers, garlic, tomatoes, mushrooms, radishes, and beets. I also received three packets of pita bread, a sourdough baguette, a fruit bar, some buttermilk, and fresh herbs.

The multivitamin patches were a curveball, which I have to admit I didn't try.

Too Good To Go grocery bag
A load of fresh produce from a local grocery store.

Lindsay Dodgson/Business Insider

In the other bag, I got a melon, some Greek yogurt, lettuce, butter, rainbow chard, and sausages.

Too Good To Go grocery bag
More groceries.

Lindsay Dodgson/Business Insider

The sausages went in the freezer, but almost everything else was used to make a pasta sauce, roasted peppers, sauteed mushrooms, buttermilk pancakes, and basil oil. The beets got pickled.

The only thing we ended up having to waste was the watercress, which was already looking past its best.

In total, I spent £8 ($10.16) on items worth at least £24 ($30.48).

Wednesday

Tuesday's groceries went further than expected, so I bought another pastry bag to satisfy my snackiness during the day.

I'm not convinced the sourdough loaf and pastel de nata (which I squashed) I got for £4.09 ($5.19) truly had a full sale value of £12 ($15.24), but they were both pretty good.

The server recommended putting the loaf in the freezer and toasting the slices, which was a great tip that lasted me the rest of the week.

Too Good To Go bread and
Bread and (squashed) pastel del nata from a local bakery.

Lindsay Dodgson/Business Insider

Thursday

I knew I was out for dinner with friends on Thursday so I picked up some Starbucks pastries on the way. This was the biggest letdown of the experiment.

Throughout the week, I realized that several cafés don't offer anything until quite late in the day, by which time the food has been sitting out for hours. This makes sense from their perspective, but it does mean that some of the food isn't at its best.

But for £2.50 ($3.18), a muffin, cookie, cinnamon bun, and cheese stick is certainly better than nothing.

Too Good To Go Starbucks
Even more pastries.

Lindsay Dodgson/Business Insider

In total, I spent £2.50 ($3.18) on items worth at least £7.50 ($9.52).

Friday

I'd been eyeing up a nearby Bangladeshi restaurant all week, so knowing I had a night in alone on Friday, I went for the £4.09 ($5.19) curry bag they were offering.

I got a few bhajis, some chicken and rice, two veggie curries, more rice, some okra, and what I thought was probably cabbage.

It was all good and spicy, though the bhajis were slightly stale.

Too Good To Go curry bag
A curry bag from a local restaurant.

Lindsay Dodgson/Business Insider

In total, I spent £4.09 ($5.19) on items worth at least £12 ($15.24).

The results

For the whole week, I spent £26.08 ($33.11) on £78.40 ($99.54) worth of food.

Not every bag felt like amazing value. But some, especially the grocery bags, were genuinely impressive.

The experience taught me a lot about how to be flexible. I'm now committed to focusing less on "use by" dates on food and sticking to the safety assessment Lykke taught me — "look, smell, taste, don't waste" — before throwing things out.

My advice for anyone downloading Too Good To Go is to use it with foresight. The app is great for saving money for those on a strict budget who are OK with some compromises.

Too Good To Go is available in huge stores in the UK (such as Asda) and the US (including Whole Foods), so there are plenty of places to try.

Lykke told me the nice thing about Too Good To Go is you don't have to give anything up, and she's right. From a quick scan of my area, there is bubble tea, ice cream, Turkish food, burgers, doughnuts, and more. You don't get to choose exactly what you want, but as long as you don't mind a bit of a surprise, it's worth a try,

"You actually get good food, it's a good deal, and you do something good," Lykke said. "It's win-win for businesses, for consumers, and for the planet."

Read the original article on Business Insider

Before yesterdayMain stream

I shopped for holiday groceries at Aldi and Trader Joe's. Only one store left me feeling festive — and it wasn't my go-to budget spot.

18 December 2024 at 06:37
composite images of gingerbread kits at aldi and trader joes
I shopped for my holiday groceries at Aldi and Trader Joe's.

Joe Opaleski

  • I'm a loyal Aldi shopper, but I wanted to see how its holiday groceries compared to Trader Joe's.
  • I found plenty of sweet treats and snacks at both stores, and Aldi's prices were great.
  • However, when it came to a festive atmosphere, Trader Joe's blew it out of the water.

Every winter, Aldi and Trader Joe's roll out an array of seasonal groceries that get shoppers (myself included) excited for the season.

Aldi is usually my go-to grocery store, but I love stocking up on festive snacks and treats, so I decided to visit both to compare their prices, variety, and overall atmosphere.

Although both chains had seasonal items on display, only one truly delivered the holiday spirit.

The Aldi Finds section was packed with holiday treats.
hand holding up a gingerbread kit at Aldi
I tend to avoid the pricier Aldi Finds, but I can't help it around the holidays.

Joe Opaleski

The Aldi Finds section of the store has a variety of specialty items year-round, and it didn't disappoint this holiday season.

The section was filled with everything from desserts and snacks to holiday-themed party favors.

One standout was the gingerbread kit, a classic activity during the holidays. Priced at $8.50, it included prebaked gingerbread, icing, and assorted candies for decorating.

Trader Joe's sprinkled holiday cheer throughout the store.
hand holding up a gingerbread kit at trader joes
There wasn't one section of seasonal products at Trader Joe's; they were spread out.

Joe Opaleski

Unlike Aldi, Trader Joe's didn't confine its seasonal items to one section. Festive snacks and treats were scattered throughout the store, adding little pops of cheer as I walked the aisles.

However, each item was clearly marked as a holiday special, so they were still easy to find.

I saw that Trader Joe's had its own take on a gingerbread-house kit. It was similarly priced at $9.

I spotted panettone, the Italian holiday cake, at Aldi.
panettone cake at aldi
Panettone screams Christmas.

Joe Opaleski

If you're looking for a classic Italian treat this holiday season, Aldi has a 26.5-ounce panettone for $6.

The store had a chocolate-chip panettone as well as a more traditional version of the cake with dried fruit.

Luckily, Trader Joe's had the classic Italian dessert, too.
boxes of panettone at trader joe's
I could only find panettone with dried fruit at Trader Joe's.

Joe Opaleski

Trader Joe's had a traditional panettone for sale through its Trader Giotto's line.

The 26.5-ounce cake was a dollar more here at $7, and I only saw one flavor option.

There was no shortage of cheerful snacks at Aldi.
peppermint kettle corn at aldi
I've never tried peppermint-flavored popcorn.

Joe Opaleski

Both stores offered unique seasonal snacks, but Aldi's peppermint kettle corn caught my eye.

I'd never seen this flavor before, so I was definitely interested in trying it out, especially since the big bag was only $4.

Trader Joe's also stepped up its snack game.
hand holding a bag of spiced cranberry granola at trader joe's
I thought the cranberry granola had a nice festive twist.

Joe Opaleski

Trader Joe's seasonal snacks were fairly similar in price to Aldi's.

I liked the festive twist of the $4 spiced cranberry granola. It was refreshing to see a less common holiday flavor profile.

Aldi's holiday-themed beverages were affordable.
christmas coffee creamer at aldi
There were dairy and nondairy festive creamers.

Joe Opaleski

When it came to beverages, Aldi impressed me with its range of holiday-themed coffee creamers.

I saw peppermint-bark creamer for $2.70, and the almond-milk-based peppermint-mocha creamer was the same price.

Trader Joe's options, on the other hand, seemed a little more fun.
polar bear hot chocolate at trader joe's
I could see the festive hot cocoa being a fun stocking stuffer.

Joe Opaleski

Over at Trader Joe's, the standout festive drink was its hot-cocoa polar bear.

The $2.50 chocolate bear melts into warm milk to make a tasty mug of cocoa. I think these kinds of items make great stocking stuffers or smaller gifts, especially for families with kids.

Overall, I think Trader Joe's brought the most cheer.
hand holding a box of trader joe's cookies
In addition to festive products, there were also a lot of things that would make great gifts.

Joe Opaleski

If you're looking to save money on holiday treats, Aldi might be a safer bet. It had a nice variety, and its prices were pretty great — I expected as much from the budget grocer.

However, if you want an overall festive shopping experience, I suggest heading to Trader Joe's. The store really impressed me with its range of unique seasonal offerings.

I'll likely be back to both stores as the season unfolds, but for now, Trader Joe's put me in the Christmas spirit just a bit more.

Read the original article on Business Insider

Aldi is my favorite place to shop. Here are 5 things I do to save even more money at the budget grocer.

12 December 2024 at 06:24
outside an aldi grocery store
I do my weekly grocery shopping at Aldi.

Red Lemon/Shutterstock

  • I almost always get my weekly groceries at Aldi, and I've learned some money-saving tips.
  • The budget grocer already has pretty good prices, but there are usually weekly deals.
  • I try to avoid looking through the Aldi Finds aisle and stick to the perimeter of the store.

My fiancée and I shop on a budget, and we're dedicated to Aldi.

The grocery chain already offers great prices, but we've begun doing a few things there to stretch our dollar even further.

Here's how we save money shopping for groceries at Aldi.

We use the weekly circular — it's usually at the front entrance.
aldi circular at the front of the store
I grab a circular on my way into the store.

Joe Opaleski

One of the first things we do when we walk into Aldi is grab the weekly circular, which is usually stationed on a rack right by the main entrance.

The ads showcase Aldi's current deals, so it's a great guide for anyone looking to save.

When we focus on these discounted items, I also find we get less sidetracked by flashy deals on products we didn't intend to buy.

An empty produce box helps us carry our groceries for free.
hand picking up an empty produce box
Aldi doesn't give out free shopping bags.

Joe Opaleski

Aldi has a bring-your-own-bag policy, so they're not free at the register. Instead of buying them, we usually grab a large, empty produce box from the shelves.

Most Aldi stores have a section where you can find these boxes in a bin with recyclables, so it's pretty easy.

You can obviously just bring your own reusable bags, but we've found that the box is an even better solution for us.

It's much easier to pop one box in the trunk of our car and carry it into the house in a single trip. Once we're home, we reuse the box for storage or recycle it.

We avoid Aldi's premade meals and heat-and-eat dinners.
A Mega Meat pizza, which customers can buy and bake, was $6.15 at an Aldi in Maryland.
The ready-made food is tempting, but it's more expensive.

Alex Bitter/BI

We tend to avoid premade meals, heat-and-eat dinners, and specialty deli items like dips and cheeses.

Although they're convenient, they tend to be significantly more expensive per serving than cooking something from scratch. Instead, we stick to Aldi's staple ingredients, like fresh produce, canned beans, tortillas, and chicken.

By focusing on these core items, we've created a weekly meal plan that's cost-effective and healthy for our lifestyle.

Although the Aldi Finds are tempting, we try to avoid them.
sign displaying aldi finds in a grocery aisle
Aldi has a special aisle for its weekly and monthly deals.

Joe Opaleski

The Aldi Finds aisle typically features unique items, seasonal treats, and specialty goods that aren't part of the store's regular inventory.

All the signage might make shoppers feel like they're getting some sort of deal, I think the aisle can be a trap for impulse buys.

Sometimes, we find hidden gems in the aisle, but Aldi Finds are usually not essential to our weekly shopping list — and looking through them can just lead to us spending more money.

We usually skip this aisle entirely so we're not tempted.

We stick to the perimeter of the store.
inside an aldi grocery store
Most of the core ingredients we need are located along the perimeter of the store.

Joe Opaleski

It may sound simple, but shopping around the perimeter of the store helps us stick to our budget.

In most Aldi locations, the more basic essentials, like produce, dairy, and meats, are located around the outer edges of the store.

In contrast, the center aisles usually have Aldi Finds, holiday items, household goods, snacks, and other products that are more likely to encourage impulse purchases.

When we shop, we literally snake our way around the perimeter, only detouring into the aisles when we need something on our list. It keeps our shopping trip efficient and minimizes our exposure to nonessential items.

Read the original article on Business Insider

I'm a dietitian on the Mediterranean diet who loves Costco. Here are 10 of the best things I bought there this year.

5 December 2024 at 10:28
boxes of pomegranates at costco
It's finally pomegranate season, and Costco has a great deal on the fruit.

Lauren Manaker

  • I'm a dietitian who follows the Mediterranean diet, and I shop for pantry staples at Costco.
  • Costco is my go-to spot for pistachios, salad kits, riced cauliflower, and olive oil.
  • I also really enjoyed some of its seasonal products this year, like churro-flavored ground coffee.

As a dietitian, I'm dedicated to the Mediterranean diet — a way of eating that highlights wholesome grains, fats, proteins, and produce and avoids processed foods and refined sugars.

Costco is home to bulk bargains and oversized shopping carts that nearly require a license to navigate, but it also happens to be filled with Mediterranean-friendly treasures.

Here are my favorite grocery finds of 2024.

I don't drink much soda, but I love Olipop

Strawberry-vanilla Olipop
Olipop is a prebiotic drink with less sugar than most traditional sodas.

Veronica Thatcher

Soda isn't a staple on the Mediterranean diet, but I enjoy it occasionally.

Olipop prebiotic soda allows me to indulge while packing up to 9 grams of fiber per can. It also has far less sugar than regular sodas.

Costco sells single-flavor bulk packs, but I like to snag the 24-can variety pack when it's available.

Pom Wonderful 100% pomegranate juice is a fun winter treat

hand holding a bottle of pom pomegranate juice at costco
I like making pomegranate mocktails.

Lauren Manaker

When the weather gets cooler, I love having pomegranate juice on hand for festive holiday mocktails (the natural red hue elevates any concoction beautifully).

Plus, Pom Wonderful just uses whole-pressed pomegranates — no added sugars or fillers.

The organic Mediterranean-crunch salad kit from Taylor Farms is a staple

chopped salad kits in the fridge at costco
It's nice to have a salad kit in the fridge for quick lunches or dinners.

Lauren Manaker

On busy weeknights, salad kits are a go-to for easy meal prep.

This Mediterranean-crunch kit from Taylor Farms is packed with a variety of veggies and feta cheese. I like to add some pistachios or cooked fish for extra protein.

I still keep an eye out for my favorite seasonal flavor of Copper Cow Coffee

At the beginning of the year, my local Costco had Copper Cow Coffee's churro flavor, and I still keep an eye out for if it'll return to shelves.

The Vietnamese coffee is made with a blend of robusta and arabica coffee beans and fresh ground cinnamon for a warming cup with a touch of spice.

I still snag regular-sized bags of the flavor at other stores, but the 2-pound bags at Costco were a convenient find. I hope to see them again in 2025.

I buy Purely Frozen organic riced cauliflower for my smoothies

Costcoo frozen organic riced cauliflower
The riced cauliflower blends smoothly.

Elizabeth Blasi

The huge bags of Purely Frozen organic riced cauliflower at Costco are a good value for me.

I add some of it to all of my weekday smoothies to stay consistent with my veggie intake each morning.

Wonderful Pistachios are my go-to snack

crates of pistachios on shelves at costco
I like the salt-and-pepper flavor from Wonderful Pistachios.

Lauren Manaker

Plant-based proteins are a big component of the Mediterranean diet, and pistachios are a complete source — meaning they provide all of the essential amino acids.

Costco sells big bags of Wonderful Pistachios' salt-and-pepper-flavored nuts.

They're a no-brainer at snack time, or anytime I want to add some more nutrients to a meal.

I'm glad I came across the Savannah Bee Company honey trio

boxes of a honey trio kit at costco
The pack comes with acacia honey, raw honeycomb, and orange-blossom honey.

Lauren Manaker

Honey is a natural source of antioxidants, and it's delicious.

I came across the Savannah Bee Company three-pack at Costco, which offers acacia honey, raw honeycomb, and orange-blossom honey.

I like to mix and match flavors depending on the dish I'm preparing.

JohnnyPops organic sunrise pops were great in the summer

Dietitians need treats, too.

This summer, my local Costco sold JohnnyPops frozen fruit pops, which are made with simple ingredients (minimally processed) and taste really good.

Plus, since they're individually wrapped, they're great for portion control.

I'm definitely keeping my eye out for them next summer.

I'm a big fan of the Kirkland 100% Spanish extra-virgin olive oil

bottles of spanish olive oil at costco
Spanish olive oil has a nice flavor.

Lauren Manaker

I go through a lot of olive oil as it's a staple of the Mediterranean diet.

Although I don't have a favorite variety, per se, I'm partial to Spanish olive oil because of its fruity, nutty, and peppery notes.

The Kirkland Spanish olive oil is cold-extracted and comes in a dark bottle, which should help preserve its quality (and flavor) over time.

The Seeds of Change organic quinoa and brown rice pouches are lifesavers

boxes of quinoa and rice packs at Costco
The microwaveable pouches make it easy for me to serve whole grains.

Lauren Manaker

I like to keep Seeds of Change's organic quinoa and brown rice pouches on hand. They help me get a whole grain (another Mediterranean-diet staple) on the dinner table in 90 seconds.

Although I prefer making brown rice and quinoa the old-fashioned way, precooked grains make life a little easier on busy nights.

Click to keep reading Costco diaries like this one.

Read the original article on Business Insider

14 of the best specialty items to get at Aldi this month for $5 or less

1 December 2024 at 07:08
A tree-shaped package of Emporium Selection whiskey-cheddar cheese and a box of shortbread ice-cream sandwiches shaped like gingerbread men.
Aldi is stocking shelves with plenty of festive treats this December.

Aldi

  • This month, Aldi is stocking shelves with plenty of festive treats and cozy comfort foods.
  • Easy meals like a loaded-potato pizza and beer-cheese ravioli are sure to become family favorites.
  • The Specially Selected flavored marshmallows are the perfect way to elevate a cup of hot cocoa.

The winter holidays are just around the corner, and with them comes a new slate of fun and festive goodies at Aldi.

From quick dinner options to gift-worthy treats, there are plenty of delicious items to get you through the cold and busy holiday season.

Here are the best specialty items to buy at Aldi this month, each ringing up for $5 or less.

Clancy's mistletoe-mix or pretzel gift boxes make the perfect sweet treat.
A tall green box of Clancy's mistletoe mix and a tall red box of Clancy's milk-chocolate-and-caramel pretzels.
Clancy's gift boxes are $4 each.

Aldi

Whether you're looking for a gift for a friend or a little treat to get you through the holiday season, these snack gift boxes are sure to be a hit.

Choose from chocolate-and-caramel-covered pretzels or the mistletoe mix, which includes sweets like chocolate-coated pretzels and candies. Each gift box costs $4.

Upgrade your hot cocoa with the Specially Selected flavored marshmallows.
Two bags of Specially Selected marshmallows: one with vanilla-bean marshmallows and one with cinnamon-churro marshmallows.
The Specially Selected marshmallows come in vanilla-bean and cinnamon-churro flavors.

Aldi

It may be too chilly to roast marshmallows over a firepit, but you can still spruce up your hot cocoa or coffee with these flavored marshmallows coming to Aldi in early December.

Try the vanilla-bean or cinnamon-churro flavors for just $3.50 per bag.

Get creative with the new Specially Selected cinnamon-bun or gingerbread-caramel spreads.
Two jars of Specially Selected spreads: one in a cinnamon-bun flavor and the other in a gingerbread-caramel flavor.
Each jar costs $2.80 at Aldi.

Aldi

The new Specially Selected sweet spreads would be great on anything from pancakes and French toast to fruit.

The spread comes in two unique flavors: cinnamon bun or gingerbread caramel. Stock up on your favorite flavor, or try both for $2.80 per jar.

Indulge in the Bake Shop gingerbread cookie sandwiches.
A container of Bake Shop gingerbread cookie sandwiches.
The Bake Shop cookie sandwiches are filled with cream cheese.

Aldi

If you love gingerbread, you'll want to grab these Bake Shop cookie sandwiches at Aldi this month.

Each sandwich features two soft, chewy gingerbread cookies and a gooey cream-cheese filling.

Each container of 12 cookies is available for $4.80.

Add holiday cheer to your charcuterie boards with the Emporium Selection festive cheeses.
A tree-shaped package of Emporium Selection whiskey-cheddar cheese and a star-shaped package of Emporium Selection mature-cheddar cheese.
The Specially Selected cheeses come in a variety of festive shapes.

Aldi

Aldi is known for its unique cheese selection, and during the winter holidays, there's no shortage of festive options for charcuterie spreads.

This month, shoppers will find a tree-shaped whiskey cheddar, a star-shaped mature cheddar, a sweater-shaped cheddar with black pepper, and a snowman-shaped cheddar with caramelized onion, each for just $4.30.

Save big on Specially Selected wagyu ground beef.
A package of Specially Selected wagyu ground beef.
A pound of Specially Selected wagyu ground beef is just $5.

Aldi

Starting in early December, Aldi will be selling 16-ounce packs of high-quality wagyu ground beef for $5 each. Consider stocking up before they're gone.

Enjoy a quick, bistro-style meal with the Specially Selected flatbreads.
Two boxes of Specially Selected flatbreads: one in a mushroom flavor and another in a spinach flavor.
Each flatbread costs $5.

Aldi

December is a busy time of year for many people. So, if you're looking for quick lunch or dinner options, check out the new Specially Selected flatbreads at Aldi.

Choose from spinach crème fraîche or mushroom for just $5 each.

The new Sundae Shoppe ice-cream sandwiches put a festive twist on a classic dessert.
Two boxes of Sundae Shoppe ice-cream sandwiches shaped like gingerbread men: one in a gingerbread flavor with vanilla ice cream and the other in a shortbread flavor with peppermint ice cream.
The Sundae Shoppe ice-cream sandwiches are $3.50 each.

Aldi

If you believe it's never too cold for ice cream, these new festive Sundae Shoppe ice-cream sandwiches are for you. Starting in mid-December, Aldi's freezer section will have them in peppermint-shortbread and gingerbread flavors.

Grab one or both for $3.50 each.

Try one of the Emporium Selection holiday-inspired goat cheeses.
Two packages of Emporium Selection goat cheese in gingerbread and sweet-cranberry-stuffing flavors.
The Emporium Selection goat cheeses come in gingerbread and sweet-cranberry-stuffing flavors.

Aldi

No charcuterie board is complete without goat cheese, and luckily, Aldi will have two new options available this month.

Choose from gingerbread- or sweet-cranberry-stuffing-flavored goat cheese for $2.50 each.

Don't forget to add Specially Selected alcohol-infused cheddars to your holiday spread.
Two packages of Specially Selected cheddar cheeses: one cheese is soaked in espresso martini and the other is soaked in petite sirah.
Each alcohol-infused cheese costs $4.50.

Aldi

This month, Aldi is carrying new alcohol-infused cheddar cheeses.

Options include a petite-sirah-infused cheddar, an espresso martini-steeped cheddar, or a craft-beer-soaked cheddar, each for only $4.50.

Make the perfect comfort meal with Priano beer-cheese ravioli.
A bag of Priano beer-cheese ravioli.
A bag of Priano beer-cheese ravioli is $4.

Aldi

Winter is all about comfort, and that's exactly what the beer-cheese-stuffed ravioli by Priano provides. Try a bag for only $4.

The new Mama Cozzi's Pizza Kitchen loaded-potato pizza is great for busy households.
A box of Mama Cozzi's thin-crust loaded-potato pizza.
The loaded-potato pizza is topped with cheese sauce, roasted potatoes, bacon, mozzarella, and cheddar cheese.

Aldi

It's not all gingerbread and peppermint at the grocery store this month. Busy households will also find these convenient loaded-potato pizzas by the Aldi fan-favorite brand Mama Cozzi's Pizza Kitchen.

Each pizza features a cheesy sauce, roasted potatoes, crispy bacon, and a blend of mozzarella and cheddar cheeses, all for just $5 per pizza.

Bring the Simply Nature cauliflower tortilla chips to your next gathering.
Two bags of Simply Nature cauliflower tortilla chips in nacho and sea-salt flavors.
The Simply Nature cauliflower tortilla chips come in nacho and sea-salt flavors.

Aldi

If you're looking for a snack to please everyone at your next holiday party, grab a bag of these cauliflower-based tortilla chips for only $3.

Available in sea-salt or nacho flavors, these chips are gluten-free, vegan, and grain-free, making them a good option for many different dietary needs.

Read the original article on Business Insider

Store-brand stuff is having a moment

29 November 2024 at 02:27
A screen above some bags of Doritos chips reads "Save with Our Brands" and shows a selection of Amazon's store-brand snacks.
Companies from Amazon Fresh to Walmart have expanded their store-brand grocery selections this year.

Alex Bitter/BI

  • Shoppers are still buying store brands at the grocery store and beyond to save money.
  • Private-label options remain popular even as inflation has slowed.
  • Retailers from Walmart to Amazon Fresh have launched new store brands this year.

Shoppers are still reaching for store-brand items to save money on everything from organic milk to business casual clothing — even as inflation slows.

Food inflation hit 1% in October, according to federal data. While that represents a slowdown from the peak rate of over 10% in 2022, shoppers are still spending historically high shares of their budgets on food.

For many, one solution has been buying more store-brand items to save money instead of choosing big-name brands produced by the likes of Unilever, Procter & Gamble, and many others. Walmart reported earlier this month that the number of customers who purchased its store-brand products grew during the company's third quarter.

Other major retailers have launched new own brands this year. Amazon launched Amazon Saver, a brand meant to "help grocery budgets go further," the company said in September.

Walmart said this spring that it would launch Bettergoods, a new store-brand line that includes organic milk and plant-based shredded mozzarella. The goal is to expand the number of "trendy, health-conscious offerings" among Walmart's own brands, CFO John Rainey said in June.

The expansion isn't just limited to food. In February, Target said it would launch Dealworthy, a store brand for non-food items, including electronics and toiletries, with most priced under $10.

Meanwhile, Nordstrom had "double-digit" sales growth for its own-brand clothing during its third quarter across both its department stores and Nordstrom Rack, its off-price chain, the company said on Tuesday. Nordstrom's own-brand products carry "lower price points that oftentimes are more attractive to the young customers," President and Chief Brand Officer Peter Nordstrom said on an earnings call.

Sales of store-brand groceries — or "private-label" items, as they are known in the grocery industry — rose 6.3% in value to $216.8 billion in the US in 2023, according to Circana.

Circana said store brands made up 25.5% of grocery items sold in 2023, up from 24.7% the previous year.

Over the last few years, discount grocery chain Aldi has attracted some customers looking for low food prices. Studies of Aldi's prices regularly find that its prices undercut rivals, including Walmart.

One of the main reasons is that the chain sources 90% of everything at its stores from its own brands, Scott Patton, a vice president of national buying and customer interaction at Aldi USA, told Business Insider in an interview. Using private brands gives Aldi more say in setting prices than it would with national brands, Patton said.

Aldi quality tests 35,000 products a year for its store brands, Patton said. Many of the items that make it to the shelves at Aldi don't look much like own brands, though. One of the retailer's best-selling items is its Choceur dark chocolate, which comes in a pack of five bars for just over $2, Patton said. "You might even not know it's a store brand," he said.

In the past, many customers viewed own brands as cheap — both in terms of price and quality. But Patton said Aldi views its own brands as a chance to win over budget-conscious customers.

"We are not going to skip on quality just to get a lower price, period," Patton added.

Do you work in the grocery industry and have a story idea to share? Reach out to this reporter at [email protected]

Read the original article on Business Insider

I typically spend $60 at Trader Joe's on weekly staples. I was shocked when I tried to take that budget to Whole Foods.

25 November 2024 at 04:07
A composite image of the outside of a Trader Joe's and the outside of a Whole Foods.
I usually shop at Trader Joe's for my family and Whole Foods for my private-chef clients.

Michael Siluk/UCG/Universal Images Group via Getty Images; Fatima Khawaja

  • I'm a private chef, and I buy all of my family's weekly staples at Trader Joe's for about $60.
  • I took that same budget to Whole Foods to see how the grocer compared.
  • I wasn't able to get nearly as much at Whole Foods, so I'll stick to Trader Joe's.

As a private chef, I get Whole Foods delivered for my clients a lot. But the total can often seem too high, so I've stayed away from shopping there for my family of three.

Plus, there's a Trader Joe's just down the street from me, and I can get all our weekly staples for about $60.

After seeing and hearing about the interesting, high-quality brands Whole Foods carries, however, my curiosity got the best of me.

I decided to take my Trader Joe's budget to Whole Foods. Here's a dollar-by-dollar breakdown from my trip.

Milk: $4.39
Cartons of organic whole milk in the fridge at whole foods
I buy only organic milk.

Fatima Khawaja

I always get milk for the house, and no matter where I shop, it has to be organic.

A half-gallon carton was $4.39 at Whole Foods, which isn't too far off from the $4.29 I usually spend at Trader Joe's.

Mandarin oranges: $4.99
bags of mandarin oranges at whole foods
Mandarin oranges are one of my go-to fruits.

Fatima Khawaja

Some sort of fruit makes it into my basket on every grocery trip, and when the weather cools off, it's usually citrus.

A bag of mandarins at Whole Foods cost a whopping $6.49, but luckily, I got it on sale for $4.99.

Unfortunately, that's still quite a bit more than the $3.49 bags I usually get at Trader Joe's. I balked at the $3 difference of the regularly priced oranges.

Avocados: $4.99
hand picking up a bag of hass avocados at whole foods
I buy lots of avocados every week.

Fatima Khawaja

Avocados go quickly in my house, which is tough because they can be pricey.

At Trader Joe's, a bag of six organic avocados costs me $4.49, or about $0.75 apiece. At Whole Foods, however, they were $4.99 for four, or $1.25 each.

I can't justify that price difference, especially considering that the fruit tends to go bad quickly, making it hard to use it all up.

Seaweed packs: $2.99
dried seaweed packs on the shelves at whole foods
I can find much cheaper dried seaweed at Trader Joe's.

Fatima Khawaja

Seaweed packs are an essential part of our snack arsenal.

I get individual packs for $0.99 at Trader Joe's, so I was shocked to see the same-sized packs go for $2.99 at Whole Foods.

Gluten-free pasta: $3.19
box of gluten free pasta at whole foods
Whole Foods' boxes of pasta are much smaller.

Fatima Khawaja

I like buying the 1-pound bags of organic brown rice and quinoa fusilli at Trader Joe's for $3.49. They're a great gluten-free starch option for any given week.

The only gluten-free pasta option I found at Whole Foods was a half-pound box of organic chickpea shells for $3.19. That's almost double the price I pay at Trader Joe's.

Truffle cheese: $8.51
hand holding up a block of truffle cheese at whole foods
I love a good truffle cheese.

Fatima Khawaja

I love picking up a block of cheese for the week for snacking, grilled-cheese sandwiches, and eggs.

My block of choice is the Trader Joe's store-brand truffle cheese. It comes from Italy, isn't too truffley, and costs $13.99 a pound.

I found a similar store-brand truffle option at Whole Foods. Though the block I picked up was similarly priced to what I tend to get at Trader Joe's, this one went for $22.99 a pound, so it was quite a bit smaller than I'm used to.

Plus, I like the taste of the Trader Joe's brand more.

Tofu: $2.29
hand grabbing a pack of firm tofu at whole foods
I use tofu on a weekly basis.

Fatima Khawaja

I make stir-fried tofu at least once a week. It's a reliable protein source I know the whole family will eat.

A block of Whole Foods organic firm tofu cost me $2.29 — a jump from the $1.99 pack I typically get at Trader Joe's.

Chicken tenders: $11.99
bag of frozen chicken cutlets from whole foods
The fancier brands at Whole Foods come at a cost.

Fatima Khawaja

I buy breaded chicken cutlets when I don't have time to prepare them at home. It's easy to crisp them up in my air fryer for lunchboxes and salads, so I'm happy to spend $8.99 for nearly 2 pounds of frozen tenders at Trader Joe's.

At Whole Foods, all I could find was a less-than-1-pound bag for $11.99.

It was a name-brand offering made with a cauliflower coating, so I'm not that surprised it was pricier than a standard store-brand option. I also enjoyed that it was gluten-free, and the meat was a little juicier than my usual Trader Joe's bag.

Still, I'm not sure I'd spend that much again.

Garbanzo beans: $1.39
hand holding up a can od chickpeas at whole foods
Even simple canned goods were more expensive at Whole Foods.

Fatima Khawaja

Garbanzo beans are another trusted source of protein in my house — my daughter will eat them just rinsed out of the can. I also like to get them crispy in a pan with seasonings and some oil.

The $1.39 can of organic chickpeas at Whole Foods was more expensive than I expected, especially since I get the same thing for $1.09 at Trader Joe's.

Tortillas: $4.59
pack of tortillas at whole foods
I could probably find cheaper store-brand tortillas at Whole Foods, but the name-brand ones are good.

Fatima Khawaja

I like having tortillas on hand so I can quickly make cheese quesadillas or breakfast tacos.

Trader Joe's sells a store-brand pack of eight tortillas for $1.99, or $0.24 a tortilla.

The 10-pack I found at Whole Foods from the Vista Hermosa brand was staggeringly more expensive at $4.59, or about $2 apiece. But the quality of the name-brand bag was noticeably better, and I'd buy them again if I had room to splurge.

Butter: $7.39
hand holding a box of unsalted butter at whole foods
Whole Foods' generic butter was pricey.

Fatima Khawaja

I stock up on butter each week because I love baking and spreading it on toast.

A pound of unsalted organic was $6.29 at Trader Joe's and $7.39 at Whole Foods. I found them to taste virtually the same, so the $1.10 difference isn't worth it for me.

Cucumbers: $2.99
hand holding up a pack of mini cucumbers at whole foods
I like buying packs of mini cucumbers.

Fatima Khawaja

Mini cucumbers are another must-have in our fridge. My daughter loves snacking on them, and I like them as an addition to any meal.

At Trader Joe's, a pack is usually $2.49, and the same size pack at Whole Foods was $2.99.

The $0.50 jump isn't that much, but again, Whole Foods' consistently higher prices add up.

I'll stick to shopping at Trader Joe's.
inside a whole foods
I couldn't get as many things for $60 at Whole Foods, and what I did get was way more expensive.

Fatima Khawaja

I couldn't help chuckling as I walked out of Whole Foods with my $60 haul — the price differences were that staggering.

The same list of groceries would cost me only $48 at Trader Joe's, and I would've been able to grab the frozen dumplings and chocolate-covered pretzels I like without breaking my budget (those items at Whole Foods were too expensive for me to include on this trip).

Plus, that price difference doesn't even take value into account. I got considerably less food at Whole Foods, largely because many of my items cost more for noticeably less product.

To be fair, some basic items were fairly close in price, and this was ultimately only comparing one list on one specific shopping trip. The things you buy every week may be a different story.

There are even a couple of higher-quality items I'd go back to Whole Foods for every once in a while. For a casual essentials run, however, Trader Joe's is still much more economical for my family.

Read the original article on Business Insider

What an extra $500 to $1,000 a month did for 8 families

Does basic income work? We spoke to 8 families who got it.
What an extra $500 to $1,000 a month did for 8 families
Basic income recipients share how the no-strings-attached cash changed their lives

Noah Sheidlower and Katie Balevic

November 25, 2024
A selection of photos of UBI participants

Tim Evans for BI, Brittany Greeson for BI, Helynn Ospina for BI, Andre Chung for BI, Libby March for BI; Rebecca Zisser/BI

O

ver the past five years, pilot programs in 150 cities have been handing out cash — no strings attached — to low-income Americans. The money, known as a Guaranteed Basic Income, is generally awarded for a year or two in monthly payments of $500 to $1,000. The goal has been to test a simple but controversial proposition: that supplementing America’s existing safety net with direct payments to individuals can help lift people out of poverty, strengthen families, and close the racial and gender gaps.

To see how the programs are working, we interviewed dozens of participants from a wide range of backgrounds and circumstances. Some were working multiple jobs to keep their families afloat. Others were transitioning to a new career, or getting out of an abusive relationship, or reuniting with their children after overcoming addiction.

What we found is that a guaranteed income — even a small one — can have a profound impact on people’s lives. The money not only helps recipients pay for basic necessities — heat, groceries, gas, car repairs — it also provides them with a greater degree of financial flexibility and autonomy, enabling them to make choices they otherwise couldn’t have afforded.

A new mother extended her maternity leave to six months. An ex-convict signed up for health insurance and started therapy. A dad was able to spend less time on side hustles and took up camping with his kids. Little things that make a world of difference.

To be sure, the guaranteed income isn’t enough to guarantee a better life. Jessica Nairns, who was receiving $1,000 a month, lost her job with a mutual aid group in Austin mid-way through the program and ended up living in a homeless encampment. “I think the program is intended to give a little bit of a leg up to people who are already in a stable situation,” she says. “I needed a whole leg up.”

But most recipients found the monthly support incredibly valuable, even if it didn’t immediately end their financial struggles. “It’s like when you take a Tylenol,” says Raven Smith, a mother in Portland who put some of the $500 a month she received toward earning her associate’s degree in mental health, social service, and addiction counseling. “The income makes the pain a little bit more tolerable, but it doesn’t take it completely away. When you don’t have much, anything is better than nothing.”

Stephanie Bartella , 48, is an administrator at Pierce College and a divorced mother of four in Tacoma, Washington. She received $500 a month for 13 months.

Stephanie Bartella

Total funding: $6,500

B

Before the program, I felt like I was drowning. I worked my butt off, and I was barely making it.

I had come out of an unhealthy marriage, moved back to Washington to be closer to my family, got my degree. I was able to get a mortgage on a home. I felt like a very fortunate person, and everyone was telling me I was making the right choices. But I was putting my utility bills on a credit card pretty regularly. I was buying the cheap, cheap groceries. It was really defeating.

Where I felt it the most was always having to say no to my kids. They felt the strain of Mom doesn’t have enough money to do fun stuff. Every little outing, like the movies or the state fair — if you want to enjoy it, it’s a big expense. It takes money to participate in society, and you really get left out of a lot of things if you don’t have it.

I used the guaranteed income to pay down some credit-card bills. I buy a little bit more meat and prepared food items that help save time making dinner. I had a dead tree in my yard, and thank goodness I was able to pay to get it cut down. My neighbors came by and said, “Oh, your yard looks so nice.”

I gave my family one splurge. My nephew was getting married, and me and my boys got to stay at the same hotel with the rest of the family and enjoy the wedding.

By the end of the program, I had a few hundred dollars tucked away. It’s not a lot, but it’s a little bit of a lifeline. It reminds me: “Hey, we can get you through this.”

MK Xiong , 34, is a partnered mother in Plymouth, Minnesota, who serves as the primary caregiver to her daughter, who has autism. She received $500 monthly for a year.

MK Xiong

Total funding: $6,000

I

got the call that I’d been selected not long after my baby, Vera, was born. I almost dropped the phone. I was like, “There’s a catch, right?” And they’re like, “No. No strings attached.”

I was hit by a car toward the end of college, and I have issues with my heart and lungs to this day. I was just walking and the next thing I knew I was in a hospital bed and the doctors were telling me, “You were in a coma. You were done for.” When COVID-19 hit, I was a successful sports massage therapist, but I had to pause. My doctors were worried about my lungs. I had to be very cautious.

Vera is our miracle. My partner and I found out we were pregnant in late 2021. I knew it was going to be a big risk to have a kiddo given my health, but we really wanted to fight for it. We were under so much financial stress. I was on bed rest for the entire third trimester. We were down to one income, and it was just me and my boyfriend living in a $600-a-month studio and going to the food pantry.

When Vera was born, the guaranteed income sustained us. We used it for diapers and groceries. It was still COVID, so we couldn’t have a baby shower. When we moved to Minnesota, it helped us with the U-Haul.

As a postpartum mom, I really respected that the money came with “no strings attached.” Our baby girl was born prematurely by C-section, so my body took on more of a toll. I was able to get a massage for my muscle recovery, and then get my toenails done to actually feel like a woman again. If I’m the caregiver, how am I supposed to take care of another if I’m falling apart? I needed self-care so bad at that point.

Kandace Creel Falcón , 42, is a visual artist and feminist scholar living in rural Minnesota with their wife. They’re receiving $500 a month for five years.

Kandace Creel Falcón

Total funding: $30,000

I

n 2019, after close to a decade of teaching, I decided that the tenured professor lifestyle was not for me. I left to pursue a career as a full-time artist and writer.

The number one thing that artists need is time. If you’re spending your time chasing and hustling, cobbling together lots of different income streams, that’s less time for you to actually make the work.

I bring in about $52,000 a year. My wife, Natalie, and I live on 20 acres, and we’ve been tending to this property since 2017. I have a pretty tight budget. The guaranteed income allowed me to take risks with my artistic business. I rented gallery space in the Twin Cities for $400 per month to get more exposure for my artwork. That was only possible because I had a consistent source of funds coming in.

Partway through the program, the government unfroze repayments of student loans. I paid that $549.28 a month out of my main income. The $500 in guaranteed income was my buffer. When that happened, I couldn’t afford a whole wall at the gallery, so I downgraded to a shelf for $25 a month. I also used the money to help cover the cost of groceries when my food budget was depleted and to put gas in my tank.

The intangible part of guaranteed income was feeling like my work matters in my community, and feeling like I’m being supported to do this important creative work. I feel a little bit more confident that I can make it as an independent artist. And in September, the guaranteed income program was extended to five years from the original 18 months, so I may end up paying off my student loan debt. I wish all artists who are struggling to make a career from their work could experience this amazing gift.

Tomas Vargas Jr. , 40, is a father of two in Stockton, California. He received $500 a month for two years. He now works as an administrative assistant for Mayors for a Guaranteed Income. In his free time, he speaks frequently about how the support helped him.

Tomas Vargas Jr.

Total funding: $12,000

B

efore the money came, I didn’t really have the opportunity to bond with my kids. I made $36,000 at most, working part-time for UPS and doing side jobs. I was always so busy working. I didn’t want my kids ever to feel like they had to wake up with the lights off or the water off — situations that I had growing up with a single mom. I wanted to change that generational cycle.

With the $500, I could relax. I paid at least two bills down to zero every month. With whatever was left, I could buy fresh food. I also used the money to make sure the Chromebook my daughter used for school was insured.

My family noticed I was happier. I was around more. One of the biggest things we did was go camping for the first time. When you get one-on-one time outside the house, it just broadens your experience with your kids. You get to know them a lot more. And now we go camping on the regular, because we all enjoy it.

I stopped looking at things like they were always problems and started looking at them as opportunities. I was able to get a job with better hours and better pay. It changed my mental health and the way I carried myself.

I had the opportunity to speak with Mayor Michael Tubbs on a panel about guaranteed income here in Stockton. My kids were watching me up on stage. After I was done, my son told me, “Dad, I want to do that.” At first, I didn't understand. Afterwards, he ran for student council and I got it. That was very impactful for me, to see my child see his father and be inspired.

Magdelina Spencer , 32, is a receptionist for the Tulalip Tribes government and a widowed mother of four in Tulalip, Washington. She’s receiving $1,250 a month for three years.

Magdelina Spencer

Total funding: $45,000

I

gave birth to my son, Amelio, on Christmas Day 2023. I initially planned on going back to work after three months. After being approved for the guaranteed income program in January, I could afford to stay out for six months and be OK financially.

It had been a difficult couple of years. After my daughter passed away in 2020 at 10 months old, I fell into addiction really bad. I signed my three kids over to family members. I got sober in 2022 and was in treatment. At first, I only got visitation with my children. Then I had to adjust to having my kids back after not having them for two years.

My kids moved home with nothing. I used those first payments to buy diapers, groceries, new clothes, new bedding. I buy so much, and then they grow.

I try to put $100 or $200 to the side and not touch it. When my last vehicle started having mechanical problems, I used that savings to get a new vehicle for $5,000. So we’re starting over on our savings.

At the end of the month, I have that little bit of extra money to take my kids out. Last time, we went to the movies and saw “Inside Out 2.” My two oldest have birthdays a few days apart in May, and I used the money for a birthday party.

As a single mom, you have to do it all on your own. I feel like I’m very lucky to have this time at home with my children. I’m able to drive the three oldest to school every day. We stop for breakfast. I don’t have to rush like I do when I’m working. So we get more bonding time. I’m able to stop and pause in moments with my kids, to sit down and either correct their behavior or talk with them.

Zaaear Pack , 27, is a nonprofit grant coordinator and a mother of two in Baltimore, Maryland. She received $1,000 per month for two years.

Zaaear Pack

Total funding: $24,000

W

hen I got picked for the program, I remember feeling so relieved and thinking: I’m going to be OK for two years. But it’s been so much more than that. Being part of this program made me want to get up and do something.

When it started, I was in a horrible place in my life. I’d spend the whole day doing deliveries for Gopuff. I was basically working for tips since I got paid $3 per order. A lot of the time I wasn't even eating. I was falling behind on my rent and my truck payments. A lot of my struggles with anxiety and depression came from concerns about providing for my children and myself.

The guaranteed income helped me keep up with my bills. I left a domestic violence relationship that was just horrible. I could buy my children things I couldn’t get before, like a pair of shoes or hair products. Being able to get whatever you or your children want to eat for dinner, that’s a luxury to me.

I knew that extra income wasn’t going to be there forever. That motivated me. It got me out of my comfort zone. I went back to school, and I graduated with my bachelor's degree in business from Strayer University. I just started my master’s in October.

I quit Gopuff and I’m now a grant coordinator at Araminta, which works to stop child sex trafficking. I’m a survivor myself, and it’s something I’m very passionate about. I also started my own program called Rise and Thrive to help human trafficking survivors learn to be entrepreneurs. One day it might turn into my own nonprofit.

My last guaranteed income check came in July. Everything really turned out well. I’m caught up on all my payments this year. The program changed my life in more ways than the providers could ever imagine.

Tatiana Lopez , 39, is a patient representative at a hospital in Flint, Michigan, and a married mother of three. She received a one-time payment of $1,500, followed by $500 a month for one year.

Tatiana Lopez

Total funding: $7,500

M

y husband and I have our own home, and in June we made our last payment on the 10-year mortgage. But ever since COVID, things weren’t so great financially. My husband ended up going part time. My paycheck is $1,200 a month, and everything has been going up. I used to spend $100 a week on groceries, but now it seems more like $200. I was on a program for our power bill where they lower the total you pay and your electricity doesn’t get shut off.

I knew I was going on maternity leave for 12 weeks, so I was trying to save a little bit here and there. With the guaranteed income, I paid bills that were past due. I got my car fixed. It was about to be winter here, and I’d been thinking, How am I going to get new tires? I also spent money on my baby. Just the necessary items like diapers, and I ended up getting him a car seat and a stroller.

My two older boys really love sports, so I make sure they get what they need. My oldest son, who’s 13, is on the basketball team and getting into baseball. My 7-year-old is into basketball. You need a certain type of shoes for different sports.

I always put myself last, so the one thing I got for myself was a haircut. I’m trying to save some of the money so my kids will have something when they’re older. Like hopefully for college, or money they could use for their future.

I wish the payments would last a little bit longer. This program helps women who are struggling to make ends meet. Sometimes, you’re so drained with bills that it’s hard to catch up.

Evans Buntley , 59, works at a hospital in Rochester, New York. He’s divorced. He’s receiving $500 a month for a year.

Evans Buntley

Total funding: $6,000

T

hat extra $500 came right on time.

I was in the process of moving from my cousin’s house to a new place. The rent was $1,200, and the security deposit was $1,200. I asked my fiancée to move in with me, so we could share rent together and be a team. But as we were getting ready to move, she got injured. She hurt her back, and her job took her out of work for a while. I’m thinking, How am I going to get this security deposit?

A very special angel came through for me: Just before the move, I heard I got the guaranteed income. It helped me tremendously. And it helped with my fiancée’s medical bills that she had to pay out of pocket.

I’ve been working in the medical field for years. I’m gonna say I bring in $24,000 a year. With guaranteed income, it helps you to feel more confident, because every 15th of the month that $500 is going to hit your account. I was able to eat out more, for sure, and do little outings, like go to the movies or a concert — enjoy a little bit of comfort. If my mom, who’s 79 years old, or my sister ran short of groceries, I could help them out.

When you're stuck without money and you're trying to figure out how you're going to pay for this and that, it gets frustrating. That extra $500 is awesome. It gave me a big cushion for 12 months. I wish it would continue for another 12 months. Now I’m so used to it, I’ve got to get another job. I think that’s the push it gives people.

I proposed to my fiancée last year on Valentine’s Day. I’m saving and I want to give her a nice little ring right before Christmas. I want to do something wonderful for a beautiful lady I love, something I wasn’t able to get before.

Credits


Reporting: Noah Sheidlower, Katie Balevic

Editing: Edith Honan, Sophie Kleeman

Design and development: Kim Nguyen, Rebecca Zisser, Isabel Fernandez-Pujol

Photography: Jovelle Tamayo, Tim Evans, Helynn Ospina, Andre Chung , Brittany Greeson, Libby March

Read the original article on Business Insider

❌
❌