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We have a $300,000 mortgage with a 2.75% interest rate. I want to pay it off. My husband says I’m crazy. Who’s right?

“I don’t want to enter retirement owing six figures when we have the cash to clear it.”

✦ Extractive summary — built from the sources' own reporting•From 1 source•1 min read•Updated October 25, 2026, 5:00 PM UTC
Key points
  • “I don’t want to enter retirement owing six figures when we have the cash to clear it.”

“I don’t want to enter retirement owing six figures when we have the cash to clear it.”

How this summary was made: extractive summary — built from the sources' own reporting. It is drawn only from the reporting of the sources listed below — read the originals for full detail. How we summarize →

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