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2 Disney Imagineers dreamed of retiring in Thailand. Their journey didn't go quite as planned.

1 May 2025 at 17:14
A couple posing with elephants in Chiang Mai.
Jameel Haiat and Hilcia Peña left the US and moved to Chiang Mai, Thailand.

Jameel Haiat and Hilcia Peña.

  • Jameel Haiat and Hilcia Peña left the US and moved to Chiang Mai, Thailand.
  • They started a boutique hotel, but shut it down months later so Haiat could prioritize his cancer recovery.
  • Now they're focused on their passions — making art and writing poetry — and say every day feels like Saturday.

Eleven years ago, Jameel Haiat and Hilcia Peña set a goal of quitting their jobs and living life on their own terms.

The couple even picked a date to make it real and gave the name a plan: "2020 Vision."

Haiat, a production designer, was born and raised in Los Angeles. His partner, Peña, is an architect who grew up in California. In 2014, the couple was based abroad in Shanghai, where they both worked for Walt Disney Imagineering.

"We were always trying to figure out how we could leave this corporate world and be more creative," Peña, now 39, told Business Insider.

A man and a woman posing with their dog in a field.
They always dreamed of leaving the corporate world to embark on their own creative pursuits.

Jameel Haiat and Hilcia Peña.

It was during their years in China that the idea of retiring abroad first took root.

"We had the opportunity to travel all over Southeast Asia, and Thailand we loved because it had good infrastructure, good healthcare, and was really affordable," Peña said. "We could see how our money could go a lot further."

They decided 2020 Vision would go into effect on February 20, 2020.

"We said that on that day, no matter where we are in the world, whatever we're doing, we're going to send an email out that says, 'We're sorry for your loss.' And then we quit," Haiat, now 59, told BI.

A couple posing with the Star Wars Galaxy's Edge at Disney Hollywood Studios.
They met while working for Disney. In this photo, they are posing with the Star Wars: Galaxy's Edge theme park at Disney's Hollywood Studios.

Jameel Haiat and Hilcia Peña.

Moving abroad

By the time their February 2020 deadline rolled around, they were both based back in the US. But 2020 Vision didn't go quite as planned.

"We never sent the emails because everything came to fruition as we had hoped," Haiat said.

Peña was offered a new opportunity with Disney — this time in Hong Kong.

The opportunity to relocate to Hong Kong felt like a step toward their goal of retiring abroad. It helped that the company was paying for their move, so she accepted the job. Haiat, who was laid off when his project wrapped, joined as a trailing spouse.

A couple sitting on a rooftop in Hong Kong.
The couple moved to Hong Kong when Peña was posted there in 2020.

Jameel Haiat and Hilcia Peña.

In 2023, after Peña wrapped up her final project, the couple moved from Hong Kong to Chiang Mai, about 450 miles north of Bangkok.

The boutique hotel chapter

In recent years, Chiang Mai has become a popular destination for expats, like Haiat and Peña, who are looking to relocate.

Data from the Bureau of Registration Administration of Thailand indicates that there were 163,036 foreigners living in Chiang Mai province in 2024, up from 131,761 in 2017.

Several expats in Chiang Mai previously told BI that they were drawn to the area's safety, lower cost of living, and laid-back lifestyle.

The view of the main building of the boutique hotel in Chiang Mai.
They weren't planning to start a boutique hotel — and yet that's what happened.

Jessica Vincent and Joshua Dobbs.

For the couple, life in northern Thailand afforded them the freedom to indulge in their creative passions — reading, writing poetry, and making art.

It also opened up an unexpected opportunity to pursue a second career during retirement as hoteliers.

"One day on Facebook, I saw this hotel. I was like, 'Oh wow. Let's just go look at it.' Because, architecturally, it looked really pretty," Haiat said.

A woman standing beside a field of grass and the hotel.
They had visited Chiang Mai multiple times before, and were drawn to the area's low cost of living and laid-back lifestyle.

Jameel Haiat and Hilcia Peña.

The hotel, owned by a Thai-Dutch couple, featured a main building and five stand-alone villas surrounded by lush rice fields.

They had no intention of taking over the property until they were on the drive back home.

"We started saying, 'Wow, what if?' And that was it. We got sucked into the world of it, and then we committed," Haiat said.

The couple decided to lease the hotel with the option to buy it. The monthly rent was 110,000 Thai baht.

A view of the living room.
They moved into a three-bedroom apartment in the main hotel building.

Jameel Haiat and Hilcia Peña.

The property needed a lot of work. By tapping into their backgrounds in design and architecture, they transformed the hotel.

The couple moved onto the property, into a three-bedroom apartment in the main building.

But eight months after the hotel started operating, the couple decided to close it down.

The bedroom.
The couple decided to shut the hotel down about eight months after opening.

Jameel Haiat and Hilcia Peña.

The week they decided to commit to leasing the hotel, Haiat found out he had throat cancer. Despite the diagnosis, they decided to go ahead with the hotel project.

"We didn't know what would happen, so we stuck with it," Haiat said.

However, caring for their guests turned into a round-the-clock affair, keeping him from focusing on his recovery.

"We finally determined that it was just too hard on my body and I'm never going to really recover until we just kind of stop doing this," Haiat said.

A couple and their dog.
The two of them decided it would be best to focus on Haiat's recovery, while continuing their original goal of living a creative life.

Jameel Haiat and Hilcia Peña.

Haiat is in remission, but he still experiences side effects from radiation therapy, including the daily challenge of getting nutrition through a gastric tube.

"This will most likely be for life," he said.

Low cost of living, great healthcare

The couple broke their lease with the hotel owners late last year. They closed the hotel on the last day of December.

Now, they're back to their creative pursuits and designing their own house. Once that's ready, the couple plans to move out of the hotel.

The lower cost of living in Chiang Mai has been a great relief, the couple says.

The couple's office and studio.
In exchange for maintaining the property, the hotel owners allowed the couple to continue living in their apartment.

Jameel Haiat and Hilcia Peña.

Every month, they spend 7,500 Thai baht on medical insurance, 3,000 Thai baht on gas, and about 29,000 Thai baht on food — including special formula Haiat needs for his feeding tube.

They also say they're grateful for Chiang Mai's healthcare system.

"I never felt more comfortable and more welcomed by the nurses, the staff, the doctors. Everybody speaks basic English. And if we ask questions, they explain," Haiat said.

There's a dedicated counter to guide foreign patients through the medical system, helping with processes like insurance approval, Peña said.

"That would never happen in the US," Haiat said. "They see you as a dollar symbol. Here, people see you as a patient."

'Every day is our Saturday'

Despite all of the challenges they've experienced, the couple says their life in Chiang Mai is going "in the direction" they dreamed of years ago.

Jameel working on his art.
The couple says they have more time to make art and explore new passions.

Jameel Haiat and Hilcia Peña.

"I think it's turned out better than we expected, even with the cancer," Haiat said. "I'm going to be 60, and I've never been more creative in my entire life than I have been in this last year."

Now, they're no longer bogged down by the mundanities of corporate life.

"At work, you think about, 'What do I have to do tomorrow for work? Who do I have to call? What do I have to email? What's my schedule? What's my deadline?'" Haiat said. "Here, we don't have that. We wake up every day, and we don't even know what day it is. We say every day is our Saturday."

A woman holding a fan she painted.
Every day feels like a Saturday in Chiang Mai, the couple said.

Jameel Haiat and Hilcia Pẽna.

The slower pace of life has also been good for her mental health, Peña said. She no longer gets Sunday blues.

"Now I sleep, and the birds wake me up. I don't even have an alarm," she added.

Despite ongoing health challenges, Haiat feels like they are in the right place.

"It still is the best we've ever lived our lives. Despite the fact that I have the gastric tube and all these, I still wouldn't exchange any of this to be anywhere else except where we are right now, living the life we do," he said.

Do you have a story to share about relocating to a new city? Contact this reporter at [email protected].

Read the original article on Business Insider

The 10 countries with the most Americans living abroad

26 November 2024 at 09:03
a group of people eating fresh fruit in Mexico
Millions of Americans live abroad, either temporarily or permanently.

Tony Anderson/Getty Images

  • Millions of Americans live abroad, including in Mexico and Canada.
  • It's hard to know exactly how many US citizens live overseas and all their reasons for moving.
  • Many say the cost of living, healthcare, and safety concerns draw them to different countries.

Whether it's wanderlust, retirement, cost of living, family ties, or other reasons, some Americans long to live abroad.

They tend to flock to certain parts of the globe more than others. The US's closest neighbors, Mexico and Canada, are top picks.

Others include locations like the UK and Australia where English is the primary language.

Yet, there are a few on the list that may surprise you.

Using census data, the Association of Americans Resident Overseas estimated the countries with the highest number of US citizens.

It's a rough estimate since embassies don't keep an official registry of Americans overseas and the US census doesn't track citizens abroad, Doris L. Speer, president of the nonprofit AARO, told Business Insider via email.

Here are the top 10 countries where Americans are choosing to live after they leave the US, according to the AARO.

10. Spain: an estimated 108,684 US citizens
People looking at Sagrada Familia in Barcelona, Spain
People looking at Sagrada Familia in Barcelona.

Jakub Porzycki/NurPhoto via Getty Images

From the Sierra Nevada Mountains to the Mediterranean coast, Spain has a diverse landscape with bustling cities and charming towns in between.

Compared to other European countries, its cost of living is relatively low. Vibrant nightlife, sunny beaches, high-quality healthcare, and a relaxed lifestyle all make Americans' lists of reasons to move to Spain, while some retirees find their money goes further in Spain.

Non-Spanish and non-Catalan speakers may have trouble navigating some parts of the country, and smaller homes, a slower pace, and unfamiliar bureaucracy all take getting used to for some Americans.

Spain offers a yearlong digital nomad visa. Retirees can apply for a non-lucrative visa (or NLV), which allows them to live, but not work, in the country.

GDP: $1.73 trillion

Economy ranking based on GDP: #15

9. Japan: an estimated 111,021 US citizens
Shibuya pedestrian crossing and city lights, Tokyo, Japan
Shibuya crossing in Tokyo, Japan.

Marco Bottigelli/Getty Images

Japan has a population of over 124 million people, and just a tiny fraction of that number are US citizens.

Because the country's population is over 97% Japanese, Americans tend to stick out.

"It was a culture shock to see only one type of ethnicity all around me at all times," Genie Doi, who is Korean-American, recently told BI.

However, Japan's safety, scenery, and quality of life can be huge incentives to move there.

"I was very concerned about gun violence, which is almost nonexistent in Japan," Floridian Alex Evans told BI in 2023. He and his family moved to Mukaishima Island, Japan, in June 2022.

Other US citizens have said some challenges living in the country include a lack of size inclusivity in clothing, difficulties with the language — even with years of study — and the time it takes to travel to other countries from an island nation.

Foreigners who want to live in Japan for six months can apply for a "digital nomad" residence. Those looking to stay even longer can look into visas on the Ministry of Foreign Affairs site.

GDP: $4.07 trillion

Economy ranking based on GDP: #4

8. France: an estimated 117,462 US citizens
Rows of trees line a busy street at the Arc de Triomphe.
The Arc de Triomphe in Paris, France.

HADI ZAHER/Getty Images

From 1954's "Sabrina" to "Emily in Paris," Americans' fascination with France has existed for decades.

US citizens who immigrate there rave about everything from the food to the fashion to the art and architecture.

However, at least a few US citizens have found the visa process tricky and had difficulty finding housing.

Particularly in Paris, some Americans said racism is prevalent. Others had trouble making friends or experienced a language barrier if they didn't speak French.

Filling out lots of forms and waiting for answers isn't uncommon. "The bureaucracy is unbelievably frustrating," Rick Jones, who moved to Paris in 2018, told BI in July.

Francophiles hoping to work or attend school can apply for residence cards or student visas.

GDP: $3.17 trillion

Economy ranking based on GDP: #7

7. South Korea: an estimated 129,499 US citizens
A narrow alleyway lined with preserved, historic homes in Bokchon Hanok Village; Seoul, Korea.
The Bukchon Hanok Village in Seoul, South Korea.

William Tang/Design Pics Editorial/Universal Images Group via Getty Images

Visitors flock to South Korea to revel in the land of K-pop and K-dramas or to experience the food, shopping, museums, and natural wonders.

US citizens who stay longer have touted universal healthcare, a good quality of life, and convenient public transportation as reasons to love Korea. The high-speed trains cover much of the country, making it easy to travel between big cities.

Among the challenges new residents to Korea face are difficulty with the language, high housing prices, finding employment, and the distance from the US.

Moving to South Korea requires a visa, with most requirements involving work, school, or family. Job hunters can stay for six months with the possibility of extending the visa to a year.

GDP: $1.87 trillion

Economy ranking based on GDP: #12

6. Australia: an estimated 218,216 US citizens
Melbourne skyline and bridge at dusk
The skyline in Melbourne, Australia.

Kokkai Ng/Getty Images

Australia is known for its beautiful beaches and gorgeous weather. For those looking to live there permanently, though, it also boasts a solid economy, good healthcare, childcare stipends, and perks like retirement assistance.

Melbourne and Sydney are among the top 10 most livable cities in the 2024 Economist Intelligence Unit's Global Liveability Index. The country is also one of the most welcoming of migrants, based on a 2019 Gallup survey.

However, for Americans, it is very far from home. It can take nearly 24 hours to travel from the East Coast of the US to Australia.

Another potential downside is that the country's drier, hotter weather is expected to worsen due to the climate crisis, according to the Australian government.

There are visa options for people who want to call Australia home. However, its immigration laws tend to favor the wealthy, giving preference to individuals with education qualifications, professional experience, and who are English-speaking. The Global Talent Program offers visas to "exceptionally talented and prominent individuals."

GDP: $1.8 trillion

Economy ranking based on GDP: #14

5. Germany: an estimated 238,652 US citizens
In the evening, a boat sails along the Spree near the Reichstag building
A boat sails along the Spree River in Berlin, Germany.

Hannes P Albert/picture alliance via Getty Images

For decades, Germany has been Europe's economic powerhouse. Many American immigrants to the country found job opportunities, reliable public healthcare, affordable childcare, and a generous amount of time off from work.

Weeks of vacation time allowed them the opportunity to travel around Europe. The country shares a border with Austria, Belgium, the Czech Republic, Denmark, France, Luxembourg, the Netherlands, Poland, and Switzerland.

Recently, Germany's economic growth has slowed, the Associated Press reported in 2023. This fall, the government announced tighter border controls and some political analysts are concerned about the re-emergence of far-right politics in recent elections.

Skilled workers can apply for visas and stay for 12 months while looking for a job. The country also recently eased some of its rules around obtaining citizenship, the AP reported in January.

GDP: $4.71 trillion

Economy ranking based on GDP: #3

4. Israel: an estimated 281,137 US citizens
Tel Aviv
The skyline in Tel Aviv, Israel.

Richard T. Nowitz/Getty Images

Over the years, Israel has attracted high-tech startups and wealthy individuals, fueling a luxury real estate boom in some cities.

However, Israel's conflict with Hamas and the continued invasion of Gaza have slowed the inflow of millionaires who no longer consider the country a safe haven, according to one investment migration advisory firm.

While many US citizens move to cities far from the conflicts, others are living in the Israeli-occupied West Bank. Some have blamed these settlers for increased violence against Palestinians over the past year.

Those wishing to move to Israel need a visa. The country's Law of Return allows those with Jewish parents or grandparents to apply for citizenship.

GDP: $528 billion

Economy ranking based on GDP: #30

3. United Kingdom: an estimated 325,321 US citizens
View of Big Ben, London
A view of Big Ben in London, England.

Jakub Porzycki/Getty Images

Like Canada, the UK is full of native English speakers, which can ease the transition to living in a new country.

The financial website Investopedia found that prescriptions, groceries, and rent are often cheaper in the UK compared to the US, but gas and energy prices can be higher depending on where you live.

Americans living in the UK who spoke with BI have cited its National Health Service, proximity to the rest of Europe, and work-life balance as benefits of their new home.

These perks can offset lower wages and homesickness.

"Despite lower take-home pay, I'm way less stressed," Wales resident Regina Beach told BI in 2023. "The five-weeks paid holiday — that everyone actually takes — certainly helps."

Some potential downsides, which Americans may struggle to adjust to include smaller homes and the rainy weather. The UK's pub culture isn't for everyone, either.

You can apply for work and study visas to start living in the UK. The government's website provides information on settlement, which allows you to live, work, and study there for good.

GDP: $3.59 trillion

Economy ranking based on GDP: #6

2. Canada: an estimated 1,050,898 US citizens
A couple sitting on the harbourfront in Toronto, looking out at a view of the city's skyline.
The skyline in Toronto, Canada.

Grant Faint/Getty Images

The US's neighbor to the north has scenic beauty, vibrant cities, a large English-speaking population, and universal healthcare. These are all attractive reasons for Americans to relocate, though temporary or permanent residency is a little more difficult to attain than in Mexico.

Americans won't necessarily find affordable housing in some of the country's larger cities, like Toronto and Vancouver. But for some, Canada offers a feeling of safety, especially with the US's high rates of gun violence.

Despite the benefits of universal healthcare, some transplants from the US found that there can be long waiting lists for specialists and certain treatments.

While the country does offer paths to becoming a permanent resident or citizen, they're often tied to work or family connections. Skilled workers and entrepreneurs can apply for visas, and relatives can sponsor certain family members so they can live, study, and work in the country.

GDP: $2.21 trillion

Economy ranking based on GDP: #9

1. Mexico: an estimated 1,182,346 US citizens
A cable car above a neighborhood in Mexico City
The Cablebus Public Transportation System above the Iztapalapa neighborhood in Mexico City.

Yuri Cortez/AFP via Getty Images

Mexico draws many Americans who want to stay close to friends and family while settling in a new country.

The ability to hop across the border to use their Medicare is also important for many retirees, she said.

Housing, groceries, and healthcare are typically less expensive than in the US, though the influx of newcomers is causing rising rents and housing shortages in some areas like Mexico City.

Many US citizens obtain a temporary resident visa that allows them to live in Mexico for up to four years. Retirees looking to stay can apply for a permanent resident visa, which allows them to stay indefinitely.

GDP: $1.85 trillion, according to the International Monetary Fund.

Economy ranking based on GDP: #13

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