The 10 most unsafe states to live in, ranked
- WalletHub released a report of the safest states in the US.
- It ranked states based on 52 safety indicators, including work safety and emergency preparedness.
- Louisiana came in last, followed by Mississippi and Texas.
Not all states are equal when it comes to safety.
And while FBI data from 2023 and 2024 indicates declining crime rates nationwide, what it means to be safe these days is not limited to reduced homicides, assaults, and robberies.
Some states feel safer than others due to stronger financial security or how well-prepared they are for natural disasters.
WalletHub released a report in October 2024 ranking the safest states in the US based on 52 factors in five key areas: personal and residential safety, financial safety, road safety, workplace safety, and emergency preparedness.
Each state was given an overall score out of 100 based on its average rating across the five categories, and all the states were then ranked based on these scores. From this list, Business Insider identified the 10 states with the lowest scores to determine the most unsafe states in the US.
The data used in the report was sourced from the US Census Bureau, Bureau of Labor Statistics, Federal Bureau of Investigation, TransUnion, and US Fire Administration, among other sources.
Here are the 10 most unsafe states in the US, according to WalletHub.
The Southern state ranked 42nd in personal and residential safety and 46th for road safety in WalletHub's report.
For financial safety and emergency preparedness, it ranked 32nd and 33rd, respectively. The state also has the most fatalities per 100 million vehicle miles of travel.
Despite its poor rankings in most categories, the state did well in workplace safety, ranking 18th out of all states.
According to a September 2024 report by the South Carolina Fraternal Order of Police, the state also saw a 5.8% decrease in violent crime between 2022 and 2023.
The Peach State is the ninth most unsafe state in the US, according to WalletHub's report.
Georgia ranked 36th on the emergency preparedness scale, third lowest in financial safety, and 19th worst in road safety. It also has the third-highest share of the uninsured population.
However, the state fares better in personal residential and workplace safety, ranking 33rd and 25th, respectively.
Colorado has maintained its ranking from 2023, retaining the eighth position.
The Centennial State scored poorly in two categories: personal residential safety, where it ranked 44th, and workplace safety, where it was 43rd overall.
According to the Council of Criminal Justice, Colorado Springs had a 56% increase in homicides — the largest jump among other cities in the US — between 2023 and 2024.
However, Colorado excelled in financial safety, ranking 16th, and is near the middle of the pack for emergency preparedness, in the 28th spot.
Alabama, which ranked sixth in 2023, moved up a spot in 2024.
The state ranks ninth lowest in financial safety among all 50 states and eighth lowest on the emergency preparedness scale. It also ranked 37th overall for workplace safety and 32nd for personal residential safety.
While homicides declined across Alabama in 2024, Birmingham, the second-most populated city, saw a surge in shootings, surpassing 2023's total and nearing an all-time record of 148, last seen in 1933, per AL.com.
In terms of road safety, the state performed slightly better, ranking 26th overall.
Oklahoma moved from seventh in 2023 to the sixth-most unsafe state in the US in 2024.
This is partly due to its weak performance in emergency preparedness, where it ranked 44th, and in road safety, where it ranked 38th.
The state also has the second-highest share of the uninsured population and the fourth-lowest percentage of adults with rainy-day funds alongside Arkansas.
In a separate WalletHub report, the Sooner State was also ranked one of the worst states for women in 2024.
Florida maintained its ranking from 2023.
The Sunshine State ranked the fourth worst state for emergency preparedness and was also in the bottom 10 in the financial (44th), road (41st), and workplace safety (43rd) categories. It performed better in personal residential safety, ranking 35th overall.
NBC 6 reported in September that Miami — among the most popular tourist destinations in Florida — had the highest rate of property crime: 8,557 incidents per 100,000 residents, based on FBI data from 2022.
Arkansas ranked the sixth lowest in personal residential and road safety. It was also the fifth-worst state in the US for workplace safety and ranked 36th in financial safety.
The state also has the fourth-most assaults per capita — alongside Tennessee, Alaska, and New Mexico — and the fourth-lowest percentage of adults with rainy-day funds.
WalletHub ranked Texas as the third least safe state to live in the US because of its low road safety and emergency preparedness.
The state has grappled with roadway fatalities in both rural and urban areas. Dallas, for example, experienced 207 traffic fatalities in 2024, an increase from the 205 deaths that were recorded in 2023, according to an analysis of Texas Department of Transportation data by NBC 5 Investigates.
The Lone Star State also has the highest share of the uninsured population.
However, it fared better in workplace safety, ranking 32nd.
Mississippi retained its spot as the second most unsafe state in the US.
It's the worst state for road safety and emergency preparedness, ranking 50th in each category. It's also the second worst for workplace safety.
Compared to other states, Mississippi, which has experienced extreme droughts, rising sea levels, and dangerous heat levels in recent years, has the fourth-highest total loss amount from climate disasters per capita. Yet it has a high share of uninsured people and the second-lowest percentage of adults with rainy day funds.
It also has the second most fatalities per 100 million vehicle miles of travel and the third most fatal occupational injuries per total workers.
For two years in a row, Louisiana has been the least safe state in the US, according to WalletHub.
The Pelican State continues to be at the bottom of the safety index, partly because it is the second-least safe regarding road safety and on the emergency preparedness scale. It is also the 11th worst in personal residential and workplace safety.
Positioned 33rd, it fared relatively better in road safety rankings.
Although it has the highest number of law enforcement employees per capita — a position it shares with Wyoming and New Jersey — Louisiana has the fifth-most assaults per capita.
Along with Mississippi and the Dakotas, the state ranked 47th for having one of the highest total per capita losses from climate disasters.