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Here are all the best reenactments of the Coldplay 'kiss cam' incident

phillie phanatic
The Phillie Phanatic was caught on a "kiss cam" during a game at Citizens Bank Park on Friday.

Rich Schultz/Getty Images

  • It's been almost impossible to escape the Coldplay "kiss cam" incident this week.
  • The viral moment has made global headlines, and social media has been flooded with memes.
  • The sports world has also joined in, with parodies from MLB mascots and SportsCenter hosts.

If ever there is evidence a moment is iconic, it's when goofy sports mascots recreate it.

The Raptor, the Toronto Raptors mascot, famously recreated Beyoncé's now legendary Coachella opening in 2018. Mascots for the Denver Nuggets recreated the wedding of Prince Harry and Meghan Markle.

And now they are recreating a new iconic event: The moment a "kiss cam" at a Coldplay concert captured now-former Astronomer CEO Andy Byron embracing the company's chief people officer, Kristin Cabot.

At Citizens Bank Park in Philadelphia on Friday night, for instance, the mascot for the Philadelphia Phillies baseball team was shown on the jumbotron mimicking the viral incident.

Local CEO caught CHEATING at Phillies game?! pic.twitter.com/jRqeyb8Bzu

— Philadelphia Phillies (@Phillies) July 19, 2025

The Arizona Diamondbacks also had a field day with the meme.

The stadium's "kiss cam" caught team mascot D. Baxter the Bobcat locked in an embrace with a St. Louis Cardinals fan, before the pair also took evasive action.

Posting a clip of the spoof on X, the Diamondbacks wrote: "Ok now listen, are you two a couple? Are you two a legitimate couple?"

It's not just mascots — fans across the country have also seized on the moment. Footage posted to social media shows couples at America First Field in Utah and Truist Park in Atlanta showing off their own versions of the moment.

families may have been divided but the world is united pic.twitter.com/d38kNEMAat

— FearBuck (@FearedBuck) July 20, 2025

SportsCenter commentators Gary Striewski and Randy Scott also recreated the viral clip.

During their show's cold open on Friday, cameras panned to Scott holding Striewski by the waist. Scott drops to the floor, and Striewski covers his face as the camera pans to them.

"It's time to 'Kiss It Goodbye,'" Scott says as they move to the next segment of the show. "Baseball's probably not the only thing you can say that about."

The jokes were also flying at Busch Stadium in Missouri, where two popular exhibition baseball teams — The Savannah Bananas and The Party Animals — competed this week.

A video shared by the Savannah Bananas on Saturday showed people reenacting the Coldplay "kiss cam" moment on the stadium's jumbotron.

At one point, the camera panned to The Party Animals mascot, Pharty, warmly embracing Princess Potassia, the mascot for the Savannah Bananas. The two costumed characters quickly ducked out of the way, eliciting cheers and laughter from the crowd.

Astronomer, the New York-based tech company where Byron worked, announced on Friday that the CEO had been placed on leave and that it had started a formal investigation into the incident. In an update Saturday, the firm said Byron had resigned from his position as CEO.

In a statement shared on X, the tech company said its leaders were "expected to set the standard in both conduct and accountability."

"And recently, that standard was not met," it added.

Read the original article on Business Insider

I was unsure about my relationship of 8 months. A couple I met on a cruise gave me the advice I needed.

A woman through a cruise ship window over looks the scenery.

AscentXmedia/Getty Images

  • I took a cruise with my then-boyfriend, despite being unsure if he was the one.
  • At the cruise, we met an older couple, and they shared their family stories.
  • The older lady told me my boyfriend was "the one" for me, and I told him that when we married.

I had been dating my boyfriend Tim for about eight months when we decided to go on vacation together. We chose a cruise to the Bahamas, a place that neither of us had ever been.

I liked Tim a lot — he was sweet, funny, and reliable — but I was starting to feel unsure about the future of our relationship. I just wasn't sure if he was "the one." An international cruise felt like the perfect test for whether we could go the distance, geographically and romantically, too.

The cruise was not all it was cracked up to be

As soon as we boarded the cruise ship, we began noticing strange details. Chipping paint, broken deck chairs, torn sun umbrellas. Above deck, the ride was choppy at best, and people all around us were getting seasick. Below-deck was even worse.

It didn't take long to realize that our cruise ship wasn't the luxury liner it had been billed as. I couldn't help wondering if these bad vibes were a sign. I had been searching for answers, after all. Maybe the universe was trying to tell me something.

We began to enjoy our vacation

On our second night aboard, we were seated with another couple at dinner. Ruth and Paul were originally from the East Coast, but had retired in Florida and were regular cruise-goers. Although Ruth and Paul were well into their eighties, and Tim and I only in our 20s, we became fast friends.

Ruth and Paul were easygoing and funny. We stayed up past midnight playing shuffleboard, drinking daiquiris, and talking about our lives back at home. They spoke fondly about their children and grandchildren, even showing us pictures and telling us silly anecdotes about each family member. Tim and I talked about our own respective families and shared our hopeful plans for the future.

Unfortunately, my seasickness was getting worse by the day. Having used up the small stash of Dramamine I brought, I was nauseous all the time and seemingly out of remedies. One night, while sitting in the audience of an on-board jazz performance, my luck ran out. I whispered to Tim that I was going to be sick, then stood up to make my way back to the room. Tim followed behind me, grabbing the large tip jar off the stage just in time. I threw up into it as the entire audience looked on in horror. Tim held my hair back until I was finished.

My new friend delivered a piece of advice that changed my life forever

I spent the next morning recovering in bed. Tim brought me pancakes and tea from the breakfast buffet. I took small bites and managed to keep them down. By lunchtime, I was finally feeling well enough to rejoin the crowd. Ruth and Paul were incredibly sympathetic. We decided to hit the deck chairs together and relax until dinner.

Four people posing for photo
The author and her then-boyfriend became friends with an older couple.

Courtesy of the author

Ruth took the chair next to mine. We spent the next hour talking just the two of us. That's when I learned that Ruth had been married once before Paul. She explained that her first marriage was short-lived — that it hadn't been right from the start. When I asked her why, her answer surprised me.

"I didn't really know what love was," she confessed. I glanced over at Tim, who was deeply engrossed in conversation with Paul. Ruth caught me staring and nodded wisely.

"Love is a choice," she said. "It's caring for someone in good times and in bad times. It's putting someone else's happiness before your own, and trusting them to do the same for you."

I thought of Tim holding my hair back, bringing me breakfast, and the countless other times he had taken care of me in our relationship. It was as if Ruth could read my mind.

"He's the one for you," she whispered, winking in Tim's direction. "Don't let him get away."

I left the cruise with the relationship clarity I had been seeking

The cruise ended a few days later, and the four of us went our separate ways. During the flight home, I reflected on our trip and the advice Ruth had given me. I couldn't believe how simple her words were, and yet, they were so impactful.

Three months later, Tim proposed.

Couple getting married

Courtesy of the author

I said yes.

On the morning of our wedding, I wrote Tim a card. In it, I shared the story of Ruth's advice and how meaningful it had been. Later that day, after we had exchanged our vows, he confessed that Paul had given him the same advice about me.

Twelve years and six kids later, we are forever grateful for strangers who became friends, and for words of wisdom that changed our lives forever.

Read the original article on Business Insider

I was accepted into my dream Ph.D. program, but chose to join a startup instead. The company folded in a year.

a man with his head on a work desk
The author decided to join a startup that folded quickly.

uchar/Getty Images

  • I was accepted into a Ph.D. in economics program, which was a dream come true.
  • But I was also offered a job at a startup that excited me, so I took the offer.
  • The startup folded, and I'm unsure if I regretted the decision.

When I received an email saying I had been accepted into the university of my choice for a Ph.D. program, I cried.

Furthering my education had always been an important goal for me, but it was one I didn't achieve easily. I battled Graves' disease through my early college years, which meant I was in and out of the classroom. I constantly played catch-up, and never thought I'd graduate. Understandably, the thought of enrolling in a Ph.D. economics program was a dream come true.

I'm a forward thinker, so I started imagining my interactions with my professors and what kind of thesis I'd work on. Although the annual tuition fees would put a great dent in my pocket, I was determined to work for it. I would have to strike a balance between school, family, and side hustles.

But then I got an offer I couldn't refuse.

My friend was working on an intriguing startup idea

While I was still planning for my program that was meant to begin in early fall, I met a friend who talked to me about a startup company he started and was taking off faster than he could keep up. It was exhilarating, and he thought I'd benefit from the experience.

The company wanted to disrupt financial access in underserved economies, and it was doing everything from product development and data modeling to pitching investors.

This friend had always been a dreamer and succeeded in most things he put his mind to. As he assured me, the startup wouldn't be an exception, especially because he had channeled all his savings toward it.

However, he wanted to bring me on board because I had an analytical background in economics. To be honest, the pay he suggested wasn't great, but the opportunity was stellar with potential for growth in skills and finances. My role would involve leveraging my skills in data analysis and understanding market dynamics.

He suggested I take some time to think about it.

I decided to take the job offer

I went back home and spent the majority of my time online looking through the company pages and comparing them to others that were thriving in the same field. It looked promising, and I wanted to be part of something great.

However, the team required someone who would work in the office full time, and logically, I wouldn't be able to be present for classes and work at the same time.

After a lot of back and forth, I thought working for the company was a one-time opportunity, and I was leaning toward it.

I looked up deferral programs and decided to consult with my school to seek their opinion on deferring my course for a year or two and then rejoining. The department didn't have deferrals, and the dean advised against it.

But the faculty told me that I could reapply a year later. I thought, if I was accepted once, I could be accepted again, so I started working for the startup.

The job didn't pan out as I expected

Everything was great in the first half of my work year. We embraced a team spirit, brought a few clients on board, and were on a steady path to growth. However, somewhere in the middle, we lost the plot.

We struggled to fit some of the company's products into a market that wasn't ready, and, most importantly, we faced a severe lack of funding.

After a long time of trying everything we could, the startup folded.

Looking back on my decision

I had mixed feelings about turning down school. In some ways, I feel like a failure. I was depressed and sunk deep into hopelessness. I haven't reapplied to my Ph.D. program yet, and I'm not sure I will anytime soon.

In hindsight, walking away from an opportunity to further my studies so I could join a startup was a risk, but it was also a rewarding experience in itself. I gained immense experience and made connections I wouldn't have made in academia.

I learned what it means to build something from the ground up, even if it doesn't work out.

Read the original article on Business Insider

My 2-year-old grandson died at the peak of my career. His death made me realize all my business success meant nothing.

TerDawn DeBoe with her grandson
The author with her grandson, King, who died at age 2

Courtesy of TerDawn DeBoe

  • My 2-year-old grandson, King, died in an accident as I was achieving major career milestones.
  • The loss forced me to confront how I had been using external achievements.
  • Through my grief, I learned what true success in life really means.

The call came while I was in the middle of producing a groundbreaking documentary sanctioned by the Napoleon Hill Foundation. I had also just been featured in Forbes. Everything in my career was accelerating exactly as I had planned.

Then came the news that shattered everything.

King, my 2-year-old grandson, had drowned in a tragic accident. The little boy who would stop whatever he was doing to run into my arms, whose face lit up every time he saw me, was gone.

I felt like an anvil had fallen on my chest. Every step I took felt heavy, and the more it sank in, the more I wanted to leap out of my body from the pain. My chest was heavy and I couldn't breathe. It was instant trauma and a shock to my nervous system that left me gasping for air.

But that grief taught me something valuable.

My grandson meant the world to me

My first thought was denial. He's so young. I was just with him. How could this have happened?

Just one month earlier, I had sent King and my daughter back to California. When their flight was delayed, King held onto my neck like he didn't want to let go before boarding. I never expected that would be the last time I would hold him.

King wasn't just any child to me. Our relationship was magical. When I would play meditation music by the group Beautiful Chorus, he would hear just the first tone and stop whatever he was doing to come sit on my lap and sing with me. He was even on key. When he stayed at my house, we would sing together, play the African drum, and he would dance while I cooked. We would laugh until our bellies hurt.

The irony wasn't lost on me. Here I was, producing a documentary about mothers who had overcome adversity to find success, and I was suddenly facing one of my greatest adversities.

I forced myself to sit with the pain of loss

I didn't use work as anesthesia. Instead, I allowed myself to feel everything without grabbing any vices as coping mechanisms. It was painful. My nervous system wouldn't allow me to rest, and when I did sleep, I woke up thinking about King.

The grief forced me to confront a fundamental truth: I had been building my identity on things completely outside my control. I realized that only the ego would allow me to believe that tomorrow is promised to me or anyone I love.

I couldn't run from the pain. I had to use the tools I had been building through plant medicine, meditation, breathwork, and stillness to sit with it and find peace with knowing there was nothing I could have done to prevent this.

My grief helped me better understand success

Before King's death, my definition of success was entirely external. Success looked like closing deals, taking meetings, and speaking at events. It was anything that fed my ego. I was chasing vanity metrics, using achievements to mask deeper insecurities I hadn't yet faced.

But when I lost King, none of that mattered — the Forbes feature, the Napoleon Hill Foundation project, and the speaking engagements. All of it felt meaningless in the face of this devastating loss.

I started understanding that true success wasn't about external validation. It was about healing trauma, facing my shadows, and addressing my addictions.

I know for a fact that if I hadn't been doing deep inner work before this happened, I would have been completely broken. The preventive inner work I had done gave me the tools I needed to process this unimaginable loss.

I now realize that inner work before something happens is the only way to have the tools needed to process the curveballs life throws at you with full impact.

King's death revealed the most resilient part of me. The part that won't quit, even in the face of unbearable loss. He taught me that true success isn't measured in Forbes features or foundation partnerships. It's measured in our capacity to love deeply, heal authentically, and find meaning even in our darkest moments.

Every time I hear that first tone from Beautiful Chorus, I remember my grandson's voice singing with mine, perfectly on key, and I'm reminded that the most important successes in life can't be quantified on any business metric.

Read the original article on Business Insider

Inside the 'Gen Z stare' and why it's dividing generations

Ariana Greenblatt

Paul Archuleta/Getty Images

Welcome back to our Sunday edition, where we round up some of our top stories and take you inside our newsroom. Dell employees are not OK. Every year, the company conducts an engagement survey for its workers, called "Tell Dell." One metric of employee satisfaction has dropped by 50% in two years amid layoffs and its push to get workers back in the office.


On the agenda today:

But first: Unpacking the new generational debate.


If this was forwarded to you, sign up here. Download Business Insider's app here.


This week's dispatch

Screenshot of BI video "What is the 'Gen Z stare'?"

BI

Your ultimate guide to the 'Gen Z stare'

Millennials gave us skinny jeans and avocado toast. Gen Z? They've mastered the stare.

Yes, that stare — the blank, expressionless look from the younger generation that's been lighting up the internet lately. Is it real? A post-pandemic side effect? A silent cry for help? Or is it just how Gen Z vibes?

At Business Insider, we dove headfirst into the phenomenon, decoding the psychology, exploring what it means for careers, and examining how it plays out in the workplace.

What is it? As more of Gen Z enters the workforce, some millennials say younger workers greet customers and colleagues with wide eyes, blank expressions, and pregnant pauses. Most of the debate hinges on Gen Zers working customer service roles, like hostessing at restaurants or taking orders at coffee shops. While this could be a sign of workplace awkwardness or underdeveloped soft skills, others are pushing back and saying the trend's blame is misplaced.

Is it real? Our resident Gen Zer Amanda Yen says, "It's ironic that millennials are diagnosing their Gen Z counterparts in much the same way boomers diagnosed and pathologized them. Millennials, are you sure you're not just becoming your parents?"

The value of silence. BI's Katie Notopoulos, an older millennial, said if you're on the receiving end of the "Gen-Z stare," maybe you're the problem. "One thing I learned is that sometimes silence is the best way to handle a situation. In other words, you might say: Give 'em the 'Gen Z stare.' If someone keeps pushing, eventually you have to leave some silence hanging in the air — no more room for them to negotiate." Just don't get Katie started on how Gen Zers answer the phone!

Is screen time to blame? Psychologists and generational experts are weighing in, saying the phenomenon could have more to do with natural growing pains on a first job. There are also factors unique to Gen Z's upbringing, including how the generation has grown up in front of screens. One professor told BI that it's naive to underestimate the impact that COVID-19 shutdowns and online learning could have had on young people's development.

What do Gen Zers think? We asked several young people between the ages of 17 and 27 what they thought about the debate. A 21-year-old from Boston thinks the whole thing is overblown. A 20-year-old from the Bay Area said she sees it all the time. A 17-year-old heard from her parents that she had been inadvertently doing it.

We asked our readers if they had experienced the "Gen Z stare." The results are in, and spoiler — a majority of you have!


Life after DOGE

Rachel Brittin, Egan Reich,  Nagela Nukuna, Tom Di Liberto

Greg Kahn for BI

It's been six months since Elon Musk and the Department of Government Efficiency slashed the federal workforce in an effort to "streamline the Federal Government, eliminate unnecessary programs, and reduce bureaucratic inefficiency."

After months of being in limbo, a recent Supreme Court ruling allowed the stalled firings to proceed. In a series of conversations with BI, six former government employees spoke about their career shifts, what life is like outside government work, and more.

"I'll always be known as that."

Also read:


One box of fibs at a time

Hand boxing up an empty package marked for return.

Getty Images; Alyssa Powell/BI

The ability to return a purchased item has become a core part of the shopping experience. Retailers say consumers are taking advantage of returns — and a recent report from Appriss Retail and Deloitte found it's costing businesses $103 billion a year.

Some consumers are committing outright fraud by shipping back empty boxes or claiming a package never arrived. Others are sending back items after months of use. The culprits are often everyday consumers, and they don't feel bad.

A nation of retail fraudsters.

Also read:


The hot new MBA hustle

Dan Schweber

Lexey Swall for BI

Elite millennials like Dan Schweber are quitting corporate America in favor of search funds: the practice of buying and running small businesses, also known as "mini private equity."

Plenty of these unglamorous small businesses — like carwashes, plumbing, or snowplowing — are owned by boomers looking to retire. That makes them prime for millennial MBAs like Schweber, who can, in some cases, turn them into multimillion-dollar companies.

Here's how they do it.


Cut the (kiss) cameras

chris martin singing
Chris Martin of Coldplay wondered about the relationship status of Andy Byron and Kristin Cabot, who were broadcast on a jumbotron during a concert this week.

Robert Okine/Getty Images

You've probably heard of the viral concert "kiss cam" video that appeared to show Astronomer CEO Andy Byron embracing the company's head of HR Kristin Cabot, then springing apart once they realize they're on camera. The reaction prompted Coldplay's Chris Martin to comment, "Either they're having an affair or they're just very shy."

A potential office affair is good gossip, but BI's Katie Notopoulos thinks there's something more troubling here: the knee-jerk reaction to identify the people in the video.

Why she regrets seeing that video.


This week's quote:

"It was like being the lead investigator on your own murder."

— A millennial who was paid to catch people secretly working multiple jobs but ended up joining them.


More of this week's top reads:

Read the original article on Business Insider

Starbucks corporate workers respond to the latest RTO mandate: 'This is the wrong direction. Please stop.'

The Starbucks logo is seen on a dark background.
Starbucks CEO Brian Niccol announced Monday that the company is increasing its return-to-office requirement to four days a week from three.

Sven Hoppe/picture alliance via Getty Images

  • Starbucks CEO Brian Niccol said Monday that the company is increasing its in-office work requirement.
  • A spokesperson said the RTO order is about enhancing Starbucks' culture, not reducing head count.
  • Employees told Business Insider they're worried the company's beloved people-first culture is eroding.

Employees at Starbucks' corporate headquarters who are unhappy about CEO Brian Niccol's strict return-to-office mandate are making their displeasure known.

On Friday, a flyer created by "Partners for the Preservation of Starbucks Culture, Mission, and Values" was taped inside an elevator at the corporate offices in Seattle. Featuring two photos of Niccol and a list of grievances, the flyer calls out Niccol's leadership, recent cost-cutting bonuses for executives, the RTO order, and broader changes in the work environment, a photo shows.

"Getting 'Back to Starbucks' isn't just about comfy chairs. It's about our Culture, Values, Mission, and how we treat people and the environment," it reads. "This is the wrong direction. Please stop."

It appeared several days after Niccol sent a firm message to the company's corporate workers on Monday: Come back to the office four days a week or leave.

Some "people leaders" who manage teams had their remote status eliminated, requiring them to relocate to Seattle or Toronto. According to internal communications viewed by Business Insider, Starbucks offered voluntary buyout packages of between $20,000 and $100,000, depending on title, for those who would rather leave the company.

Four Starbucks corporate employees told Business Insider they're worried the strict return-to-office mandate contributes to an erosion of the company's "partner first" culture. A Starbucks spokesperson told Business Insider that the return-to-office mandate is about enhancing the company's culture, not further reducing head count. Starbucks formally laid off 1,100 corporate workers in February.

"I think for those of us who have been around for a while, we see a culture shift happening in the organization where our public face doesn't necessarily match our private face anymore," one Starbucks veteran, who has worked for the company for nearly 20 years, told Business Insider.

The latest RTO notices surprised the corporate Starbucks workers who spoke to Business Insider, and prompted others to immediately begin looking for new roles and sharing their concerns on social media.

"As Starbucks chooses to require all people-leaders to relocate to Seattle, I am placed in a position where I must consider exploring other opportunities and would appreciate your support," Kristina Lawson, a Starbucks program manager who has been with the company for more than 18 years, wrote in a post on LinkedIn.

Lawson did not respond to a request for comment from Business Insider.

Corporate America is in the middle of a return-to-office showdown. Business Insider has reported that major companies, from Amazon to Zoom, have implemented various RTO mandates. Each company's approach has been different, with some incentivizing employees to work in-office with perks like raises, and others threatening to fire workers if they don't comply.

Business Insider's Aki Ito reported in May that some suspect that strict RTO mandates are actually a way to get employees to quit — and they may be right, because voluntary resignations remove the company's need to pay severance or health insurance, resulting in a less expensive reduction in force than traditional layoffs.

"We are reestablishing our in-office culture because we do our best work when we're together," Niccol said in a statement to BI. "We share ideas more effectively, creatively solve hard problems, and move much faster."

Niccol's statement continued: "We're driving significant change across the company while staying true to our core values. We know we're asking a lot of every partner as we work to turn the business around. And we understand that the updated in-office culture may not work for everyone."

Niccol, who joined the company from Chipotle last September, has been leading the coffee giant through a "Back to Starbucks" revitalization initiative. He is attempting to reverse slumping sales, improve the customer experience, and address problems with its mobile ordering system and long wait times.

A recent filing with the Securities and Exchange Commission shows Starbucks is offering top executives up to $6 million in stock bonuses if the company meets its cost-reduction goals by the end of fiscal 2027.

One Seattle-based Starbucks employee who has worked in corporate operations for the company for over seven years told BI that several other anonymous flyers have been posted around the building with complaints about changes Niccol is promoting, and that some employees have voiced concern in open Slack channels.

While they won't be personally affected by the RTO order, the employee said they worry about how the company will operate if some of the most passionate partners decide to leave.

"There are some remote partners that have niche knowledge and skills that will leave massive Kool-Aid man-sized holes in the wall if they decide to take the exit payment," the employee said.

Update: Jul 20, 2025 — This story has been updated to include details of other employee actions cited by a Seattle-based Starbucks employee.

Have a tip? Contact this reporter via email at Katherine Tangalakis-Lippert at [email protected] or Signal at byktl.50. Use a personal email address, a nonwork WiFi network, and a nonwork device; here's our guide to sharing information securely.

Read the original article on Business Insider

Here are the 10 most expensive cities for the ultra-rich in 2025 — and the quiet power shift shaping the next luxury capitals

Dubai skyline
Dubai climbed the global luxury ranks as new cities challenged the old elite.

Umar Shariff Photography/Getty Images

  • Dubai, Bangkok, and Tokyo are rising as new luxury hubs for the global ultra-rich.
  • Shanghai and New York are slipping as lifestyle shifts and politics reshape spending patterns.
  • Julius Baer's 2025 report shows the wealthy now prioritize wellness, stability, and experiences.

Singapore, London, and Hong Kong still top the charts as the world's most expensive cities — but upstarts like Dubai, Bangkok, and Tokyo are rising fast as global wealth patterns shift.

For the third year running, Singapore ranked as the world's most expensive city for high-net-worth individuals, according to the latest Global Wealth and Lifestyle Report from Julius Baer Group, a Swiss wealth management group.

London moved into second place, nudging Hong Kong into third — but behind these familiar frontrunners, a quiet transformation could soon redraw the global map for the super wealthy

The 2025 edition of the report, published on Monday, tracked the cost of what it called "living well" — meaning the ability to afford and regularly spend on 20 luxury goods and services that high-net-worth individuals typically enjoy.

These include private school fees, luxury property, watches, fancy dinners, and business class flights. Pricing data was collected across 25 cities between November 2024 and March 2025, and each city was ranked based on the weighted-average total cost of all 20 items, converted into US dollars.

To complement the price index, Julius Baer also conducted a separate Lifestyle Survey, polling 360 high-net-worth individuals across 15 countries in February and March 2025 to understand how the wealthy are spending and investing.

While the methodology is robust, it does not account for geopolitical shifts that followed, including the Trump administration's April tariff announcements, and its relatively small sample size may limit broad conclusions.

Still, the findings point to a clear shift in momentum: while the podium remains stable, several key cities — especially in Asia and the Middle East — are climbing fast, suggesting a broader power shift in global luxury hubs.

The top 10 most expensive cities for the wealthy in 2025

  1. Singapore.
  2. London.
  3. Hong Kong.
  4. Monaco.
  5. Zurich.
  6. Shanghai.
  7. Dubai.
  8. New York.
  9. Paris.
  10. Milan.

The quiet rise of new luxury capitals

Several emerging cities climbed the rankings at an unexpected pace, especially in Asia and the Middle East.

Dubai jumped five spots to 7th place, edging closer to European strongholds like Monaco and Zurich.

Bangkok and Tokyo both rose six positions, landing at 11th and 17th, respectively, driven by rising costs of fashion, watches, and property.

Bangkok's "growing upper-middle class has had a direct impact on the expansion of the local luxury market," Rishabh Saksena, cohead of Julius Baer's global asset class specialists, told Business Insider.

"Increased wealth has mechanically driven demand for luxury goods and services, allowing the development of luxury malls, fine dining, and experiences such as spas," he said.

"Additionally, the city benefits from Asia's long-standing appeal as a global tourism destination."

An aerial view of the Tokyo Tower.
A view of Tokyo Tower overlooking the Japanese capital.

Sean Pavone/Shutterstock

Tokyo's rise reflects a similar trend.

"Tokyo, and Japan more broadly, has long been a culturally rich and influential region, with a strong luxury market, especially in areas such as fashion, fine dining, and experiences," Saksena added. "The recent global shift among HNWIs toward valuing experiences over goods has further enhanced Tokyo's attractivity and appeal."

Meanwhile, Shanghai, which topped the index in 2022, fell from 4th to 6th place — a sign that its dominance may be fading

São Paulo and Mexico City also dropped notably in the rankings.

"Dubai is nipping at the heels of the bastion cities in the region for wealth and lifestyle — London, Monaco, and Zurich — in a trend that is likely to continue as the Emirate ups the ante on offering an attractive residence proposition for HNWIs," the report said.

Behind the movements is a growing desire among the ultrawealthy for stability, wellness, and future-focused cities.

The report also notes that Dubai's appeal lies in tax advantages, luxury infrastructure, and a booming property market, while Bangkok and Tokyo benefit from regional economic momentum and cultural cachet.

What's driving the change?

The global average cost of "living well" actually declined 2% in US dollar terms between 2024 and 2025 — a rare drop in a sector typically shielded from macroeconomic headwinds.

Yet, beneath that decline are sharp regional contrasts:

  • Business class air fares jumped 18.2% globally, driven by a shortage of jets and booming demand for premium pleasure travel.
  • Luxury goods like handbags and jewellery fell in price, reflecting shifting consumer priorities.
  • Private school fees soared in cities like London, where new tax rules drove up costs by over 25%.

More broadly, high-net-worth individuals increasingly prioritize experiences over possessions and longevity over status. These include spending more on wellness, curated travel, and health services, especially in Asia-Pacific and the Middle East.

"The main shift we've seen recently is the growing move toward aspirational consumption among HNWIs, who increasingly value experiences over physical goods," Mark Matthews, Head of Research Asia at Julius Baer, told BI.

"This trend varies from one location to another. Markets with a long cultural history of luxury goods (e.g., Switzerland with watches or Germany with cars) tend to show a slower transition toward 'experience-based' spending," he added.

Data from the Lifestyle Survey backs this up.

While luxury spending growth has cooled in Europe — where only 36% of high-net-worth individuals reported spending more on hotels — HNWIs in Asia-Pacific, the Middle East, and Latin America continue to ramp up their spending on high-end fashion, jewellery, and watches.

In APAC, 65% reported increasing spending on both hotels and watches, and 63% on women's fashion. In the Middle East, 52% spent more on hotels and 50% on fine jewellery.

Across the board, travel and hospitality remain top spending priorities, with fine dining and five-star hotels leading the way.

A Eurasian future?

The London skyline.
The London skyline.

Karl Hendon/Getty Images

The report also hints at a broader geopolitical rebalancing in how — and where — the world's wealthy choose to live.

"There is already talk of many wealthy Americans decamping to Europe for the next four years — and possibly forever," Julius Baer's report said, citing affluent individuals looking for political stability and strong institutions.

Cities like London, despite Brexit and political change, remain magnets for global wealth thanks to world-class education, healthcare, and cultural capital.

Meanwhile, Dubai plans to double the size of its economy by 2033 and is quickly becoming a rival to Europe's traditional elite enclaves.

Read the original article on Business Insider

My dad is a retired FDNY firefighter, but hasn't slowed down one bit. He's shaped my own vision of work and retirement.

The author and her father standing on a rooftop with a view behind them.
The author's father is a retired FDNY firefighter.

Courtesy of Heather Mundinger

  • My dad is retired but stays busy, chaperoning events at the local high school and playing softball.
  • It's not surprising to me — even before he retired, he never had just one job.
  • His version of retirement has shaped my own relationship with work and hustle.

On a recent Saturday morning, my retired parents texted me, the resident family foodie, for restaurant recommendations in Raleigh, North Carolina. I don't live there, but they figured I'd know where to look. They're not on vacation, exactly — they're there for one of my dad's 60-and-over softball league tournaments.

This is just part of what retirement looks like for my dad, a retired FDNY firefighter. Rather than settling into a life of golf courses or cruise ship decks, he's just as busy now as he was when he was working — he's simply doing different things.

After more than 20 years fighting fires in New York City, with his pension secured, my dad could have easily slowed down. He could have embraced the kind of stillness most people dream about. Instead, he picks up shifts chaperoning events at our hometown high school a few times a month, everything from school dances to football games.

During his FDNY days, he spent years as captain of the department's softball team, and these days, he still hits the field for regular batting practice and travels around the country to compete in senior leagues. This is his idea of taking it easy.

It doesn't surprise me at all that he hasn't slowed down

Some people might ask: Why keep "doing" when you don't need to? But that question has never really made sense to me. My dad never had just one job. He was running into burning buildings, yes, but also running a small sunroom business he had built from the ground up while making sure he never missed my brother's hockey games or my dance recitals.

His own parents had grown up in Queens with very little and worked hard to move the family out to a house in the suburbs. I think, on some level, he felt he owed it to them to make good on that effort. The way I saw it growing up, slowing down almost felt selfish — movement wasn't just a habit, it was a way of honoring where we came from.

It's no surprise, then, that I find myself replicating that rhythm. I work full-time as the Head of Marketing at a music tech startup, which means that on evenings and weekends, I'm rarely truly "off." And, still, I pitch articles like this one, and I take on freelance clients when I can. The idea of being satisfied with just one job — even if it's a stable one — has never quite taken root in me, and that's not because I fear stillness, but because ambition has always looked like staying in motion.

Watching my dad retire taught me that effort doesn't stop being meaningful once the paycheck becomes optional; it just becomes far more personal when you're not just doing it for money. He does it because he likes being part of something that's larger than himself, whether that's in the hallways of his alma mater or trash-talking in the dugout with guys he's known for decades. There's an inherent purpose in that rhythm.

And sure, I know what the headlines say: older Americans are working longer, and it's often framed around worries about economic uncertainty, about disappearing pensions, and sometimes that is why. But, sometimes, it's a value system passed down — whether we asked for it or not.

I'll likely have a similar version of retirement

My dad's version of retirement is not about refusing to rest but rather about refusing to disappear. His life now is proof that being mentally, socially, and physically active can be its own kind of joy, that usefulness and community don't have to be casualties of aging.

He's still ordering new bats and gloves, booking travel to tournaments, and texting me for restaurant recs in whatever city he's landed in. Meanwhile, I'm working from home in San Juan, Puerto Rico, laptop open, pitching another story while practicing my Spanish and planning my next salsa class. Clearly, neither of us seems interested in sitting still.

When I think about my own future, I'm not sure I'll ever want the version of retirement where I just vanish into leisure, either. Maybe that's the gift my dad gave me: a model for what aging could look like — one where I don't lose sight of myself, but I refocus. Not a stop point, but an entirely new chapter to start — one where your time is still yours to shape in whichever way you see fit.

If I ever do retire, I hope it looks a lot like his. Full of play, purpose, and enough momentum to keep me in motion.

Read the original article on Business Insider

Priscilla Chan's recruiting pitch? We can't pay as well as tech companies, but we've got GPUs

Meta CEO Mark Zuckerberg and his wife Priscilla Chan pose for a picture during pre-wedding celebrations.
Meta CEO Mark Zuckerberg and his wife, Priscilla Chan, are the cofounders of the Chan Zuckerberg Initiative, which recently redefined its work as a "science-first philanthropy."

Reliance Industries via Reuters

  • Mark Zuckerberg's Meta is betting on GPUs and compute power to help attract top talent.
  • His philanthropic organization, the Chan Zuckerberg Initiative, is doing the same.
  • His wife, Priscilla Chan, talked about CZI's recruitment efforts on a recent podcast episode.

Compute power is a big draw for top talent, but not just in the world of AI.

Priscilla Chan, Mark Zuckerberg's wife and the cofounder of the couple's philanthropic organization, the Chan Zuckerberg Initiative, spoke about the appeal of massive GPU clusters for biology researchers during a recent episode of Ashlee Vance's "Core Memory" podcast.

"The other thing researchers really care about is access to GPUs," she said. "You're not going to make the most of someone if you don't actually have the GPUs for them to work from."

Chan said, "We have that at CZI," adding that the organization has roughly 1,000 GPUs in its cluster, with plans to keep growing.

In short, Chan said the pitch is: "Come work with us because we're going to have the computing power to support the research that you want to do."

Another important factor is compensation, which she said is "obviously important," though she added that "we cannot compete with tech companies on this."

CZI has in recent years narrowed its mission to focus on its "next phase" with a "bolder, clearer identity as a science-first philanthropy." The change marks a strategic shift, as the organization previously also supported education and other causes.

"While CZI remains committed to our work in education and our local communities, we recognize that science is where our biggest investments and bets have been and will be made moving forward," Chan, a pediatrician by training, wrote in a memo to staff last year.

Zuckerberg made a similar point about the importance of GPUs in recruiting on a recent episode of The Information's TITV show. Meta is spending billions to build an AI division it calls Superintelligence Labs.

"Historically, when I was recruiting people to different parts of the company, people are like, 'Okay, what's my scope going to be?'" the Meta CEO said. "Here, people say, 'I want the fewest number of people reporting to me and the most GPUs.'"

Meta, of course, has significantly more GPUs than CZI. Zuckerberg has said the company will have 1.3 million GPUs for AI by the end of 2025.

"Having basically the most compute per researcher is definitely a strategic advantage, not just for doing the work but for attracting the best people," he said.

Read the original article on Business Insider

Nike salaries revealed: How much the retail giant pays designers, software engineers, and other tech workers

Nike CEO Elliott Hill
CEO Elliott Hill is leading Nike in its efforts to boost revenue.

Jose Juarez/AP Photo

  • Salary data suggests that sportswear giant Nike has invested in tech and product jobs as it stages a comeback plan.
  • CEO Elliott Hill said Nike is focused on revitalizing its brand through culture, product, and marketing.
  • Work visa data shows how much the company pays for some roles in software, design, and other tech jobs.

As Nike tries to mount a comeback and live up to its reputation as a dominant retail force, the sportswear giant appears to be investing in some tech and design jobs.

Publicly available work visa data, which companies are required to disclose to the US Department of Labor, gives an idea of how much Nike's employees bring home and some of the roles it has invested in.

Nike had about 890 open positions worldwide listed on its jobs board as of July 18.

Current CEO Elliott Hill, who rejoined the company in October, has told investors that Nike is aligning its employees to focus on five key action areas: culture, product, marketing, marketplace, and connecting with consumers on the ground in their communities.

That strategy plays into Nike's efforts to focus its marquee brands — Nike, Jordan, and Converse — on key sports such as running and basketball.

"We are in the midst of realignment at Nike," Nike said in a statement to Business Insider. The realignment and sport strategy aim to "create sharper distinction and dimension" for its brands, the company said.

Here's what some key Nike roles can earn based on data through the quarter ending in March.

The salary data includes information from Nike Inc. and some subsidiaries, such as its retail services arm and Air Manufacturing Innovation division. It reflects US-based roles and, given it's based on H1-B visa disclosures, tends to skew more tech-focused.

Data and engineering roles: Software engineers can earn more than $300,000

Software Engineer: $146,383 to $172,661 a year

Software Engineer II: $156,641 to $172,780 a year

Software Engineer III: $139,845 to $192,227 a year

Senior Director, Software Engineering: $301,378 a year

Data Engineering: $99,123 to $265,466 a year

Data Analytics: $114,600 to $163,985 a year

Design roles: Some designers make around $100,000

Materials Designer: $100,000 a year

Senior Digital Product Designer: $126,617 a year

Senior 3D Designer: $91,707 a year

Manager roles: Managers can take home more than $270,000

Senior Manager, Software Engineering: $273,156 a year

Delivery Excellence, Uniform Operations Manager: $164,439 a year

Product Manager: $154,577 to $204,753 a year

Manager, Data Engineer: $168,031 to $213,190 a year

Senior Program Manager: $147,434 a year

Supply Chain Intelligence Manager: $158,311 a year

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All publicity is good publicity: How Astronomer's viral moment could be a 'blessing in disguise'

Coldplay's Chris Martin.
Coldplay's Chris Martin.

Robert Okine/Getty Images

  • A 'kiss cam' video appeared to show Astronomer's CEO embracing the firm's head of HR.
  • The incident went viral around the world and led to CEO Andy Byron resigning.
  • It's not the kind of publicity Astronomer would likely have hoped for, but it could benefit the firm.

All eyes this week have been on a once-little-known tech company called Astronomer.

While it's not been the kind of attention Astronomer would likely have hoped for, it's been said that all publicity is good publicity, and some public relations experts who spoke to Business Insider said the newfound fame could, ultimately, benefit the firm.

The viral moment that catapulted the data company into the global spotlight took place at a Coldplay concert near Boston on Wednesday, when a "kiss cam" appeared to show then-Astronomer CEO Andy Byron embracing the company's head of human resources, Kristin Cabot.

After spotting themselves on the big screen, the clearly panicked pair attempted to dodge the camera, prompting Coldplay front man Chris Martin to speculate that they were "having an affair or they're just very shy."

The clip shot around the world and fueled a torrent of memes and internet sleuthing. Major brands like Netflix and even the Phillie Phanatic got in on the viral opportunity.

Local CEO caught CHEATING at Phillies game?! pic.twitter.com/jRqeyb8Bzu

— Philadelphia Phillies (@Phillies) July 19, 2025

Ryan McCormick, cofounder of Goldman McCormick, a public relations firm in New York, described it as a possible "blessing in disguise."

"The real silver lining is that if this company is doing something truly innovative and they're doing something truly groundbreaking, the likelihood of someone finding them has increased substantially," McCormick told BI.

"In the short term, they're embedded in controversy, but they're going to have people looking at them in a way they've never done before. I think that they'll probably come out OK."

In a statement on Friday, Astronomer said its leaders were "expected to set the standard in both conduct and accountability" and that it had launched a "formal investigation" into the incident. It added that Byron had been placed on leave. On Saturday, it said the exec had resigned.

McCormick said Byron's departure would create some distance between the viral drama and the company.

"I think they took the high road. They did what needed to be done, which was probably a hard decision," McCormick said. "If I were an investor or employee at that company, I would feel pretty confident."

The company also used its Saturday statement to draw attention to its work.

"Before this week, we were known as a pioneer in the DataOps space," it said. "While awareness of our company may have changed overnight, our product and our work for our customers have not."

Mike Fahey, the founder and CEO of Fahey Communications, told BI that this showed the company was making "a concerted effort to redirect the narrative to where it is favorable."

"Astronomer is fighting back, working to position its offerings and overall customer experience as strong and reliable," he said, adding that the company "now has more eyes on it than ever before."

But the New York-based firm had initially remained silent as the social media storm gathered force and users flooded its channels with comments, which Fahey said was a mistake.

"The timing of the statement was notably delayed," he said of Astronomer's Friday announcement. "The absence of official communication created a void quickly filled by rumors, fake statements, and memes that spread widely on social media."

One viral post included a fake apology letter attributed to Byron that featured a lyric from a Coldplay song. It was widely assumed to be real and picked apart relentlessly online. Astronomer said Friday that Byron had not made any statement and that "reports saying otherwise are all incorrect."

Kristi Piehl, founder and CEO of Media Minefield, said the company made the same mistake as the pair on the "kiss cam."

"The way that they reacted online and on social media is exactly how the two people involved reacted. When the camera hit them, they hid," Piehl said.

"The first impression is so important. And the company allowed the first impression to be social media, the internet, and strangers."

Deirdre Latour, the founder of Rebellis Communications, also suggested the company had gotten it wrong with its initial silence.

"This is just the worst version of PR malpractice that you can see from a company," she said. "They are letting this terribly worded statement, blaming Coldplay and others, fester out in the marketplace."

She added that the situation was "easy to fix" and that an internal memo should have been sent to employees addressing the incident.

Representatives for Astronomer did not respond to a request for comment from Business Insider.

Read the original article on Business Insider

Aritzia is having a breakout year — here's why the women's fashion boutique is on a growth spurt

The exterior of the new Aritzia flagship store at 555 N. Michigan Ave. in Chicago.
Aritzia has been having a good year.

Terrence Antonio James/Chicago Tribune/Tribune News Service via Getty Images

  • Aritzia CEO Jennifer Wong laid out some ambitious goals last year for a US expansion.
  • Now, the women's wear retailer appears to be beating expectations for store count and sales.
  • BI took a closer look at the 41-year-old company that is seeing a new chapter of success.

Watch out, Lululemon: Another Vancouver-based apparel maker is making a play for US shoppers.

Aritzia, the everyday luxury womenswear retailer, has steadily gained ground and grown sales over the past several years with its assortment of stylish activewear and comfortable office wear.

The company said in July that it grew its retail footprint by 25% over the last year, including opening 13 stores and redesigning three existing ones. The expansion helped drive retail sales up 34% year over year last quarter.

"We've done a lot of work over the past 1 1/2 years, two years to refine our playbook and ensure that our inventory is productive and efficient. And I think we're in a fantastic place right now, very well-positioned," CEO Jennifer Wong said in an earnings call.

The results appear to be delivering on some ambitious goals Wong laid out last year as Aritzia's US expansion was heating up.

Wong was not immediately available for an interview with Business Insider, but she detailed her strategy in several interviews with other outlets.

"We're tackling all the major cities where we know our brand and product resonates with the customer," she told Vogue Business last November. "The next step is to fill in the rest of the country."

Founded in 1984 in Vancouver, Aritzia saw steady growth in Canada before entering the US in 2007. The company saw a bumper year in 2020, followed by some pandemic-era challenges, and has since tripled sales to more than CAD$2.7 billion last year.

Wong has been with the company since its early days, rising through the ranks to eventually take over the helm from founder Brian Hill in 2022. She soon doubled the rate of store openings, helping to extend the momentum of the return-to-office era.

"We experienced some explosive growth coming out of Covid," she said. "There was pent-up demand and a whole new energy. That really accelerated our business in the US, and we became more well known than ever. We've been really riding that momentum since."

There are 68 locations in Canada and 63 in the US, and the company says it could see the US figure grow to more than 150 over the next few years, not to mention its growing e-commerce operation.

Four of those locations will open in the next few months in the Boston area, Miami, Salt Lake City, and Raleigh, North Carolina.

While Aritzia's stores have drawn some derision on TikTok for their mirrorless (and sometimes crowded) dressing rooms, its high-touch "style advisor" sales approach harkens back to the kind of personalized shopping experience offered at luxury department stores like Bergdorf Goodman.

Of course, it's the clothing that ultimately makes or breaks the sale for fashion brands, and Aritzia appears to be delivering good value for its customers.

In terms of style and substance, BI's reviews team called Aritzia's apparel "as timeless and elegant as it is trendy and modern" and said the quality is "undisputed."

Price-wise, analysts at Jefferies looked at comparable products from nine peer retailers and found Aritzia to be a cut above the mid-tier but a step below the highest-priced brands. In other words, it is more expensive than Lululemon and J. Crew but less pricey than Anthropologie and Madewell. In addition, Aritiza's prices are less frequently marked down than some competitors.

The Jefferies analysts suggested that the relative pricing and demand for Aritzia products give the company more room to grow in sales and profits, propelling its expansion.

From its merchandise to stores to tech, it appears Aritzia is getting a lot of retail fundamentals right — and reaping the rewards.

"It's not any one of those things, but it's all of these things that come together and how we've been able to execute well over the years on all of it," Wong told the Business of Fashion in January. "When I say we want to be excellent at everything, that's really what's in our minds."

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I took a 40% pay cut to make a career pivot. I had regrets at first, but it led me to my dream job at Meta.

Dawn Choo sitting with computer
I applied to Meta around seven times before finally getting my dream role at Instagram.

Dawn Choo

  • Dawn Choo took a 40% pay cut to pivot from finance to a tech job at Amazon.
  • Choo's transition involved moving from a quant role at Bank of America to a business analyst role.
  • Her career shift eventually led to her dream job at Meta, after applying around seven times.

This as-told-to essay is based on a conversation with Dawn Choo, the 34-year-old founder of Interview Master, based in Chattanooga, Tennessee. Her identity, employment history, and salary have been verified by Business Insider. This story has been edited for length and clarity.

I interned at Facebook in college, and my dream was to get a data scientist job at Instagram — but I didn't get an offer.

I took the first offer I got in college because I had interviewed so many times at so many different places. Finally, I got a finance offer from Bank of America, and I took it because I needed a job to stay in the country, even if it wasn't exactly the industry I wanted.

It was a quant role, but it wasn't very data-heavy. I did backend work, like building models to help predict if companies that took a loan from us were going to default on the loan. I was there for three and a half years, but I started applying for tech jobs about a year and a half into the job.

Again, I tried so many times. I was not the best at interviewing. I applied to about 100 places, interviewed at maybe 10, and then finally I got an Amazon offer in 2017.

I took a roughly 40% pay cut and a step back in my career

The Amazon job was for a business analyst role, and it was a really big pivot.

When I applied, I knew I was taking a step back in my career given the scope of work, but I didn't realize I would be taking a roughly 40% pay cut.

I was living in New York City in a one-bedroom with a roommate, so that 40% really made a big difference.

Despite what felt like moving backward, I could see the upsides of taking the job. Amazon's a big company, and I knew it was a step toward where I wanted to go. I had to make some adjustments, like eating at home more. But I also felt like it was a step back in my career because I suddenly stepped into a service-desk role.

I didn't love the work I did at Bank of America either, but at least I was building models and writing extensive documentation. At Amazon, I felt like I wasn't really learning much, and many times, I wondered, "Why did I take this pay cut? Why did I make this transition? Should I just go back?"

At times, it didn't feel like the right move, but I recognized that I had agency over that decision. I chose to be there, and it was a privilege for me to be able to make that choice.

Things got better

The upside of the work being very repetitive and simple was that I could automate it. The automation project started as a pet project — I randomly came up with the idea and pitched it to an executive. He loved it so much and kept pushing me to do it that eventually, I did.

I was promoted from business analyst to business intelligence engineer. What was initially my site tech project became a full-staff team of five business intelligence engineers.

I worked for Amazon for two years before getting my dream job as a data scientist at Instagram.

I interviewed at Meta so many times previously. After my internship, I applied about seven times and interviewed maybe four or five times. I almost canceled my final round of interviews because I couldn't get rejected again.

I think my experience working in tech and product changed my application. I also had a lot more leadership experience since I spearheaded a project. Plus, I matured around interviewing and presenting myself.

I worked at Instagram for about three years and three months. The office was beautiful. The people I worked with were incredible and made me feel challenged. I made a lot of good friends, and we went through COVID together. They were part of my pod.

Bets take time to pay off

For others thinking about making a career transition, I would say take the pay cut if you have to. I've always feared regret more than failure. I knew if I didn't take the Amazon job, I would be upset for not betting on myself.

It's also important to recognize that some of these bets take a long time to pay out. It took me two years, which wasn't that long, but I know other people where it took longer to get that payout.

Sometimes, even after the payout, you see other people in your situation and you think, "Wow, this person got this data science job at Facebook right out of college." So, at that point, I was about eight years older than this person doing the exact same thing. And it didn't feel great. So, maybe don't compare yourself to other people.

I will always say take the bet on yourself — and I'm doing it again. I pretty much took a 100% pay cut this time. I went from my comfy corporate job with insurance, travel perks, and stability to work for myself, and I hope the payout will come soon.

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Life after DOGE

Rachel Brittin, Egan Reich,  Nagela Nukuna, Tom Di Liberto

Greg Kahn for BI

When Elon Musk and the Department of Government Efficiency took a chainsaw to the federal workforce this winter, the dust felt like it might never settle.

The administration said the initiative was designed to "streamline the Federal Government, eliminate unnecessary programs, and reduce bureaucratic inefficiency." Chaotic rollouts, weekend emails, contentious court battles, tech wunderkinds let loose, and muddled directives came to define the early months of the Trump administration's cost-cutting effort. Nobody knew what the next week might bring.

Now, as the initiative's six-month mark approaches — and a Supreme Court ruling allowed the stalled firings to proceed — many former federal workers have had time to reflect on what it all meant.

"It's always going to be part of who I am, regardless of what my jobs entail in the future," former National Oceanic and Atmospheric Administration employee Tom Di Liberto told Business Insider. "I'll always be known as that, as part of that group of people."

In a series of conversations with BI, six former government employees spoke about their career shifts, their advice to other workers, and what life is like outside the government.

Egan Reich, 45, Department of Labor

Reich joined the Department of Labor in 2010. He worked in a variety of roles, including director of media and editorial services.

During Trump's first term, Reich said, federal workers were largely left alone to do their jobs. When the president's second term came around, the energy across federal agencies was noticeably different: Reich said that press inquiries revolved around DOGE, HR, or IT, rather than grants, policy, or enforcement.

"For a couple months, as appointees trickled in and DOGE started to make itself known, it became a very strange, paranoid, alienating experience," Reich said. "It became clear they really wanted people gone."

He accepted the agency's second deferred resignation offer in April, which allowed employees to resign while receiving pay through the fall. "There was just no way I was going to make it through four years of this," he said.

Egan Reich
Egan Reich

Greg Kahn for BI

Reich is now on the job hunt, finishing up a TV pilot with his brother, and spending more time with his daughter. He's casting a wide net when it comes to communications roles, and has applied for around 25 jobs, he said. He tries hard to ensure he's not falling into self-pity.

"I'm glad that I'm not there, but I'm anxious, right? I'm just knowing I need to pay the mortgage and find a job, and hopefully it will be one where I can still spend time with my daughter."

His day-to-day hasn't changed much: He wakes up and goes to bed at the same time, and school drop-off and pick-up remain the same. His disorientation stems from something a bit more existential.

"It's been a lot more of a change in my mind and ways of looking at the world than lifestyle. Something has definitely broken. It's a lot bigger than my job," he said.

Kira Carrigan, 36, Office of Personnel Management

Carrigan started at OPM in December 2024. She had a remote job as an HR specialist.

Carrigan has been unable to search for a new role because she's moving across the country for her husband's military job. Federal jobs are especially important for military spouses, since they typically offer more scheduling and work-from-home flexibility than the private sector.

She started working at OPM on December 16, and was fired less than two months later on a mass video call.

"I miss my job and the remote work ability to allow me continued employment through my military spouse relocation," Carrigan said.

Carrigan said she refused deferred resignation both times it was offered, and she's pursuing an appeal to the Merit Systems Protection Board in a last-ditch attempt to regain her federal employment.

"I do want to return, but I would have significant moral issues serving under this administration," she said. Barring a return to the federal government, she said, "I'm hoping to find something in my local city government or school district."

Rachel Brittin, 47, National Oceanic and Atmospheric Administration

Brittin started at NOAA in 2023. She coordinated with the agency's private and public sector stakeholders.

Brittin was first fired from NOAA on February 27, reinstated, and fired again on April 10.

"Losing my job at NOAA was more than a career setback — it was emotionally exhausting and deeply disorienting," Brittin said. "I poured myself into the mission, only to be abruptly cut out."

Getting fired as a probationary employee was a challenge; Brittin said she didn't have any chance to defend her record.

Rachel Brittin
Rachel Brittin

Greg Kahn for BI

Brittin said she's applied to dozens of jobs, including in the private sector, and hopes to stay in communications at a mission-driven organization, but it's been hard to land anything with so many "highly qualified candidates" on the market.

Ideally, she'd stay at a science-based organization, but is open to other opportunities. Brittin sees her job in the federal workforce as an "asset," in part because she mastered in-demand skills: "Navigating complexity, staying mission-focused, working under pressure, adapting to change."

For now, she's "hanging on" financially, and her husband has a secure job that's keeping them afloat. She's tried to stay busy by taking online courses, volunteering to help friends and startups, and networking.

"Knowing others in the same boat as me has helped me feel not so alone," she said.

Tom Di Liberto, 40, National Oceanic and Atmospheric Administration

Di Liberto started at NOAA in 2023. He worked in public affairs and was a climate spokesperson.

After being fired as a probationary employee in February, Di Liberto said he was lucky to find work as a media director at a nonprofit climate organization. But getting there wasn't easy, and he knows many others are still grinding through the job hunt.

He said former federal workers should remember being fired doesn't reflect their worth and they shouldn't be afraid to discuss the reductions in force with potential employers.

"It was also a bit weird during the interview process when asked to describe yourself and why you want this job. I did not have plans of getting a new job," he said. He said he made sure to emphasize his primary mission is addressing climate change.

Tom Di Liberto
Tom Di Liberto

Greg Kahn for BI

His job search began in February, and he started his new job in early June. He spent frugally and leaned on his wife's income to support their family. During those months, he cooked more and cut back on takeout; he also prioritized his mental health with walks and Legos.

The private sector has been an adjustment, he said. It's been odd, for example, to work with fewer people and be able to upgrade software quickly instead of over a few months. Di Liberto also estimated that the NGO jobs he was looking at paid between 20% and 40% less than his role at NOAA.

He's reminded of his past life living in DC, where he encounters others who were also let go from government jobs. Di Liberto's first grader recently brought up his father's job loss in school, where it led to a class-wide conversation, he said.

Jonathan Kamens, 55, US Digital Service

Kamens started at USDS in 2023. He was a software engineer and was detailed to a cybersecurity role at the Department of Veterans Affairs.

Kamens was fired from the US Digital Service — now the US DOGE Service — in February, and he landed a new job in March working remotely for a private-sector company based in Australia. He said that he's fortunate to be getting a paycheck, but the slashing of the federal workforce continues to weigh him down.

"In micro, I have a job, I'm getting paid to work, I can support my family. But in macro, the whole world is burning," Kamens said. He added that it's difficult to live his normal life "and continue to work in a system that in many ways is disintegrating around you."

He said that he's "minimally engaged" with other colleagues who left the federal workforce because it was taking a toll on his mental health. He said public servants who are still employed with the federal government face challenges under the continued influence of DOGE.

"There is a really strong normalcy bias happening," Kamens said. "In order for them to continue to function, they have to believe that this is just another administration and it will be fine after the midterms or 2028."

Nagela Nukuna, 30, US Digital Service

Nukuna started at USDS in 2022. She advised on and implemented domestic policy, working across agencies on funding, innovation, and automation projects.

Nukuna never saw herself working for a nonprofit. But that's where she landed after she was fired from the USDS on February 14.

"I ran through most of my savings to weather that time," Nukuna said. "Luckily I was able to get a job but I did have some financial hardship and strain over that time, especially because it was just unexpected."

Her government job paid a lot less than private sector positions she'd held before, so she was in the red since taking her job at USDS. Her spending didn't drastically change after getting fired, since it was already carefully calculated.

Nukuna began to look for jobs outside the government after the election. Some of her work at USDS was related to immigration, and she thought she might be impacted by future job cuts. She said she applied to 85 jobs, mainly in the tech and AI spaces, and "got a bajillion rejections" before landing her current role at an education nonprofit a month after her firing.

Nagela Nukuna
Nagela Nukuna

Greg Kahn for BI

Generally, Nukuna tried to use her past government work to her advantage during the job search, and said some interviewers asked if she could work with people she disagreed with politically.

"Luckily, because I started earlier, I had some leads already and people that I've been talking to, and I just went on high drive once I got fired," she said. "There was a period where I was doing like five interviews a week and all day exercises."

She said she does mental health check-ins with friends who are still working for the federal government. Nukuna said she likely would have left her USDS role voluntarily due to the mental toll it was taking on her.

Although she had previously worked in the private sector, she chose the nonprofit route this time because she was "really drawn to the mission" and the people.

Read the original article on Business Insider

My phone addiction is poisoning my retirement. I'm setting rules to help me reclaim my golden years.

Orrin Onken in a chair looking at his phone
The writer, Orrin Onken, realized he was checking his phone dozens of times a day for little or no reason.

Courtesy of Orrin Onken

  • When Orrin Onken retired in 2020, he thought his golden years would look quiet and relaxing.
  • Instead, he realized his phone addiction was recreating the stress he experienced at work.
  • Onken, a former lawyer, is now setting rules to prevent his phone from poisoning his retirement.

Recently, I decided to watch The Brutalist — a movie that's won multiple Academy Awards and has been widely praised by critics — with my wife. I got snacks from the kitchen, snuggled into my recliner, and prepared to be mesmerized by great art.

Not even 10 minutes had passed before I reached for my smartphone. No one was calling me. I wasn't expecting any texts, emails, or alerts. Yet, as the movie played, for reasons unknown even to me, I was staring at the tiny screen in my hand.

Relentless phone-checking has become a regular occurrence in my life, so much so that it's poisoning my retirement. It's become an addiction, and I'm determined to overcome it.

When I was a lawyer, my phone was mostly a helpful tool

I retired from the practice of law in 2020. During my working years, my screen time was quite limited. My staff screened calls to the office, and I checked emails twice a day on my computer. My mobile mostly stayed in my pocket, reserved for communicating with my office on court days or for calling my wife.

When the time came for me to stop working, my retirement plans were ordinary. I imagined the time-consuming demands of clients and courts would be replaced by travel, gardening, and the leisurely reading of good books.

But what I didn't predict was that my handy pocket computer would turn on me and become a source of the kind of stress I retired to escape.

As a retiree, I find myself checking my phone all too often

My smartphone is an amazing tool. It opens and starts my car. With it, I can locate my house keys, my luggage, and even my wife. I can change the temperature in my home and see what the security cameras see. I can read books, play five-minute chess, and follow the news.

But what do I really do? I check it dozens of times a day for little or no reason. I get hooked on clickbait in my news feed: "The ingredient that every grilled cheese sandwich needs," "Five exercises that will give you eternal life," and whatever else the algorithm has concocted to catch my attention.

When I was still working as a lawyer, I didn't get sucked into my news feed in the same way, mostly because I didn't have the time. Nowadays, I find myself checking my phone because it relieves the anxiety I feel when I leave it unchecked for too long.

In the course of my life, I've overcome difficulties with alcohol, nicotine, and overeating. With each of those addictions, I knew I was in trouble when I was no longer going for the substance to feel good, but because using gave me temporary respite from withdrawal symptoms. I was doing the same thing with my phone.

Over time, I realized the relaxed retirement I'd envisioned was being sandwiched into the intervals between checking my phone. During my working days, I obsessed about my cases, and my mind would wander off to one of them at random moments. Today, it wanders off similarly to the call of social media and my news feed.

Phones are too valuable a tool in our modern society for abstinence, so I knew I had to learn to regulate my screen use instead of going cold turkey.

The journey to wean myself from addiction has begun

I want a retirement in which I participate in the world, instead of being pulled out of it by repeatedly engaging in behaviors that don't make me happy.

My first step toward this goal was to admit my dependence and then become sensitive to the difference between using my phone productively and grabbing it at every uncomfortable juncture in life.

Two months ago, I set some rules I adapted from when I quit smoking twenty-five years ago. I'd notice when I felt an urge to check my phone, and then tell myself to wait 10 minutes. When that time had passed, I'd often forget about the urge or decide I could wait another 10 minutes.

My aim is to be intentional about checking my phone. And it's working. Those intermittent rewards are already losing their grip on me.

When I do eventually look at my phone, because I have a reason to, the cheap reward of three likes on my social media post still gives me a little thrill, but I no longer go looking for them by refreshing my feed twenty minutes after I posted.

I want to learn to control my phone, rather than let it control me

As I navigate healthier phone use, I won't condemn myself for watching funny videos of cats or stop playing online chess. I only want to end the mindless checking — the things that, when I am finished, make me feel stupid and sad.

I didn't walk away from the pressures of the law office to replace them with pressure from my phone. I aspire to a retirement of simple tasks and quiet days. It's a vision that no one ever achieves in this day and age, but for now, I won't allow that fantasy to be destroyed by my own behaviour and a tiny screen inside my pocket.

Do you have a story to share about retirement? Contact the editor, Charissa Cheong, at [email protected]

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My sister lived with my partner and me when I was pregnant and we were newlyweds. She moved out 5 months after moving in.

The author and her sister wearing colorful dresses and smiling at the camera.
The author, left, and her husband lived with her sister, right, when they were newlyweds.

Courtesy of Melissa Noble

  • I was two months pregnant when my sister asked to move in with my partner and me.
  • At first, our dynamic was great, and we loved living together. Then, it got a little tense.
  • We were in different places, and she eventually moved out, but we're now as close as ever.

When I was two months pregnant with my first child, my older sister called and asked if she could move in temporarily with my partner and me. She needed a fresh start and had decided to move interstate from the Gold Coast, Australia, where we grew up, to Melbourne, where I had been living for about a year.

At the time, my partner Sam and I were living in an old 1950s two-bedroom flat. I'd lived with my sister before in my 20s, so I knew she was easy to live with. After chatting with Sam about it, he said he didn't mind her crashing for a while until she got on her feet.

And so, a few weeks later, my sister arrived on our doorstep.

At first, living together was great

Luckily, my partner and sister have always got on well. Years ago, the three of us traveled through Laos and Thailand together, then later we backpacked around Cuba with my sister, so there was a lot of shared history between us.

Those first couple of months living together were really fun. My sister landed a corporate job in the city and quickly settled into Melbourne life. Melbourne is a cosmopolitan city that's known for its vibrant festival scene, which we embraced wholeheartedly. Every weekend, we would head to an international festival or cultural celebration together.

The author and her sister on the author's wedding day.
When the author, right, was two months pregnant, her sister, left, moved in with her.

Courtesy of Melissa Noble

The household dynamic worked really well to start with. My sister paid rent, which helped us financially. We took turns cooking, and everyone got along. I remember coming home to find my partner squeezing my sister's blackheads on the couch one night and thinking, "Wow, this has taken their bond to a whole new level."

It was a time of transition, and things became a little tense

But it was also a really hectic time for Sam and me. I was battling the trials and tribulations of the first trimester of pregnancy and working full-time as a journalist, while Sam was trying to build his remedial massage business.

Within a few weeks of my sister living with us, Sam proposed to me. We'd been together for about eight years by that point, and with a baby on the way, marriage seemed like the logical next step. Suddenly, there was a wedding to arrange, which added to the stress levels.

After the wedding and honeymoon, I started to feel like the living arrangement wasn't really working out. My pregnancy was getting further along, and my hormones were raging. My sister was in a different phase of life. She was in party mode, while I wanted to nest, decorate the baby's nursery, and relish that so-called newlywed bliss that everyone talks about.

After a while, things became a little tense in the household. I began to feel like we needed our own space. I'm not very good at being direct with people, so I'd discreetly ask my sister how the house hunt was coming along. She eventually got the message and found a flat for herself after five months of living with us.

The author and her sister on a city street smiling and wearing sunglasses. There are palm trees, buildings, and people behind them.
The author, right, and her sister have always been close.

Courtesy of Melissa Noble

My sister moved out, and our relationship returned to normal

As soon as she had her own place, our relationship went back to the way it had been before. Sam and I were able to spend some quality time together alone before our son was born and our lives changed forever, while my sister could party guilt-free at her own digs.

Our son is 10 now, and my sister and I live in different states. She has a beautiful little girl of her own and has left the partying days behind. We're still as close as ever despite the eight-year age difference between us, and we often reflect on the happy memories we made in Melbourne together all those moons ago.

Read the original article on Business Insider

We tried Meghan Markle's new As Ever rosé in a blind taste test. It wasn't what we expected, but we'd buy it again.

Tasting Meghan Markle's new wine.
We taste-tested Meghan Markle's As Ever rosé.

Nico Schinco for BI

  • Meghan Markle's As Ever brand released its first wine, a rosé from Napa Valley.
  • A group of Business Insider reporters tasted it in a blind test, comparing it to three other rosés.
  • As Ever's flavor was unexpected, but we'd definitely buy the rosé again.

"Rosé all day" is more than a phrase. It's a mantra, a lifestyle, and — some might even say — a call to action.

Meghan Markle answered that call when her lifestyle brand As Ever released a rosé on July 1.

The wine space is getting more crowded by the day, particularly as more celebrities join the fray, and I, for one, couldn't wait to see how Meghan made her rosé stand out.

Meghan Markle is in her wine-making era.
As Ever wine.
Meghan Markle's As Ever brand released a rosé in July 2025.

Courtesy of As Ever

The Duchess of Sussex launched her As Ever brand in the spring, selling items like fruit spreads, high-end honey, and flower petal sprinkles.

As Ever's first two product drops sold out within an hour, and in June, the company announced it was debuting its first-ever wine, a 2023 Napa Valley Rosé curated by Meghan.

As Ever said its rosé is supposed to taste "crisp" and has notes of "stone fruit, gentle minerality, and a lasting finish," much like Provençal rosés from France.

The rosé retails for $30 on As Ever's website, and it sold out almost immediately after going on sale on July 1. The bottles are only available in packs of three, six, or twelve, so it costs consumers at least $90 to taste Meghan's rosé. As Ever has not yet announced if or when it'll restock the rosé.

Because royals and rosé are two of my greatest passions, I knew I had to try As Ever's wine.
Reporter blind tests rose wines.
I was curious about the As Ever rosé.

Nico Schinco for BI

I've been writing about the royal family and Meghan for years. I've also been closely following As Ever over the past few months as Meghan further expands into the lifestyle space.

Plus, I'm a big rosé fan when I'm off the clock, so I knew I had to try Meghan's wine when it was released.

I decided the best way to experience As Ever's rosé would be in a blind taste test, comparing it to a few other popular rosés on the market.

I got a few of my colleagues to participate in the taste test with me.
Bind wine testing
A group of Business Insider reporters tried the wines.

Nico Schinco for BI

I didn't think it would be fair to assess the wines by myself, especially because I'm pretty easy to please when it comes to rosé. Give me a glass of pink, cold wine, and I'll be a happy camper.

Three of my colleagues graciously volunteered to spend a Tuesday afternoon drinking with me. (They are such givers, I know.)

Here's a quick rundown of why you can trust us. Spoiler alert: The main qualification is that we like drinking wine.

Callie Ahlgrim, senior pop culture writer: I did work at a wine bar for like a year, but that was a long, long time ago. And since then, I drink wine recreationally and copiously.

Samantha Rollins, deputy editor of entertainment and real estate: I'm a wine enthusiast who has been to France, the rosé capital of the world, in my opinion. So that's my only qualification.

Joi-Marie McKenzie, editor in chief, Life: I'm a new wine lover. I did not drink wine that much in my 20s. I love Rieslings and rosés, and I just got into red. So I think I would be quite picky because I'm sort of new to the whole thing.

Samantha Pettyjohn, senior lifestyle reporter (me): I love rosé, especially in the summer. I'm also well-versed in Meghan Markle and went to California wine country on my honeymoon.

We sampled four rosés total, including another celebrity brand.
Different kinds of rose wine bottles.
We tried four rosés.

Nico Schinco for BI

For the taste test, I selected three wines in addition to As Ever, choosing rosés that were pretty similar in price point to Meghan's.

It seemed only fitting to include another celebrity brand, so I chose Côtes de Provence Rosé from Château Miraval, Brad Pitt's wine company. Pitt's Provençal-style rosé cost $23.88.

Next, I selected the $22.49 Summer Water Rosé, which is made on the California coast and offers a slightly different experience with a screw cap.

Finally, I included Whispering Angel, one of the most popular rosés on the market. It's a personal favorite of mine and is made in the Provençal-style like As Ever. It was $22.96.

As Ever ended up being the most expensive wine of the bunch, which wasn't surprising considering it isn't widely available like the others.

We kept the test completely blind.
Blind rose wine testing.
We didn't know which wines we were drinking.

Nico Schinco for BI

For the test, I put a piece of tape on the bottom of each wine glass with "A," "B," "C," or "D" written on it, which corresponded to one of the wines. The code was:

  • A: Summer Water
  • B: As Ever
  • C: Whispering Angel
  • D: Château Miraval

The wine was poured out of sight and given to us in a random order, so we didn't know which rosé we were tasting.

Brad Pitt's rosé wasn't a hit with our group.
Brad Pitt's wine.
Château Miraval's Côtes de Provence rosé.

Nico Schinco for BI

First, we tried Miraval's rosé, aka Brad Pitt's wine, aka "wine D" during the test. The flavor was a bit intense for some of us.

McKenzie: It's good to me.

Ahlgrim: It has kind of a sharp aftertaste.

Rollins: It's honestly kind of bitter. I usually like bitter things, but it's a little too bitter.

Pettyjohn: I like it. It's sharp, and I wish I had some cheese to eat with it. It has a champagne-y flavor.

McKenzie: And that, to me, resonates.

Rollins: There's something about it that I don't really like.

Pettyjohn: If a bottle were offered to me, I would certainly have a glass, if not two.

McKenzie: It'd be perfect for hot weather.

Ahlgrim: I think it's more of a dinner wine than a relaxing by the pool kind of wine.

Summer Water tasted the most like a classic rosé to us.
Summer Water wine.
Summer Water rosé.

Nico Schinco for BI

Next, we tried Summer Water, known to us as "wine A." We immediately noticed that it had a pinker hue and a distinct aroma. As we took our first sip, it was easy to see why.

Pettyjohn: Oh, that is way more berry-forward.

Rollins: It's a little more effervescent.

Pettyjohn: This is definitely more pool vibes to me.

McKenzie: This is a better wine.

Ahlgrim: Lighter.

McKenzie: I didn't notice the aftertaste being that sharp on D, but now, this has no aftertaste, and I'm like, "This is better."

Ahlgrim: I like a funkier, tangier wine, but I think most people expect rosé to be a bit sweeter and smoother. So I think this fits what people reach for when they reach for a rosé, more so than the first one.

McKenzie: As a sweet enthusiast, it has my vote.

Ahlgrim: I don't know if I would spend $30 on it because it feels like such easy drinking.

Rollins: To me, this is giving rosé all day. There ain't nothing wrong with it.

As Ever took us by surprise.
Blind tasting rose wine.
We didn't expect As Ever to have such an elevated flavor.

Nico Schinco fir BI

As Ever was the third wine we tried, under the alias "wine B." It had the most unexpected flavor profile of the bunch.

Ahlgrim: Oh, I like the smell. This smells more expensive.

Pettyjohn: This tastes expensive. But it doesn't taste like rosé to me. It's good, but it is not what I would expect.

Rollins: This is like a very dry white, maybe.

McKenzie: It has a very bold flavor.

Ahlgrim: I actually like that I don't think it tastes like a rosé. It's much bolder than I expected. I feel like it's aged.

Rollins: There's something oaky about it.

Pettyjohn: It's fancy.

Ahlgrim: It's earthy, almost.

McKenzie: It tastes like a chardonnay. It is giving oak chardonnay.

Whispering Angel had the group split.
Whispering Angel
Whispering Angel rosé.

Nico Schinco for BI

The final wine of the test was Whispering Angel, which we labeled "wine C." It was a hit or miss vibe for the testers.

Pettyjohn: I do like this one. This is what I would consider easy rosé drinking.

Ahlgrim: Oh, this is bland.

McKenzie: It's very harsh on my tongue. I don't prefer this at all.

Rollins: Really? This one seems like an easier drinking version of B and D.

McKenzie: This one? I don't like it at all. I just taste more of the alcoholic taste, which I don't love.

Ahlgrim: Yes, I think there's very little flavor, and it's more alcohol-forward. This is my least favorite of the four.

Rollins: I feel like this one splits the difference between all of them. It's got a bit of the berry of the other ones, but it's still dry, and it's got the rosé.

Ahlgrim: If somebody gave me a glass of this by the pool, I would drink it, but I would not opt for this if I had the other options.

We revisited all four wines before the reveal.
Wine glasses filled with rose.
We compared all the rosés again before the reveal.

Nico Schinco for BI

While we still didn't know which wine was which, we compared them to each other, referring to them by their letter code.

Overall, our takeaway was that Summer Water was the best for casual rosé drinking, thanks to its light and berry flavor, but the taste of As Ever's wine stood out for being unexpected and refreshing.

Miraval sat in the middle of the pack, while Whispering Angel was too alcohol-forward for McKenzie and Ahlgrim.

After the big reveal, we loved that As Ever wasn't what we expected from Meghan.
As Ever wine bottle wrapped.
As Ever was a surprise hit.

Nico Schinco for BI

When we finally found out which wine was which, we were all surprised that "wine B" was As Ever.

Ahlgrim: Oh, that's the one that doesn't taste like rosé! It's weird, and I like that.

McKenzie: It was my number two favorite!

Ahlgrim: As Ever was my top in terms of what I like in a wine. I like a weirder flavor, but I think Summer Water is more rosé-y. But if I saw As Ever at the store, I would buy it again.

Pettyjohn: Me too. I would buy this again, and I think it would be nice if you paired it with fruit or cheese — that vibe. If you brought this to a party, your friends would be like, "Oh, the rosé you brought is so good. Where did you get it?"

Rollins: I would be curious to drink it in a cup, like in one of the "Love Is Blind" cups, where you can't see what color it is, and just be like, "What does that taste like to you?"

Ahlgrim: I admire that Meghan didn't take the easiest route. So many celebrities have an alcohol brand, so I think it was bold of her to do something that does not taste like every other rosé on the market.

Pettyjohn: If I put my Meghan Scholar hat on, I also feel this reflects her as a flavor. You think you're going to get one thing, but then she surprises you, and it's a really lovely flavor, even if it's not necessarily what you were expecting.

McKenzie: It's something that I would order again.

Pettyjohn: Me too.

McKenzie: Her rosé beats Brad Pitt's.

Ahlgrim: 100%.

We took a closer look at the As Ever bottle after the taste test.
Rose wine bottles
As Ever had the highest alcohol content.

Nico Schinco for BI

Once we knew which wine it was, we checked out the As Ever bottle. Its 14.5% alcohol content — the highest of the four — surprised us, particularly because it didn't taste too alcohol-forward. We also liked that the wine seemed versatile.

Ahlgrim: It is the best bang for your buck if you're looking for the highest alcohol content.

McKenzie: 14.5% is pretty high.

Ahlgrim: That surprises me because because of how alcohol-forward I felt like the Whispering Angel was. I expected that to be the highest.

Pettyjohn: I like to make a rosé sangria, and I think As Ever would be good with that.

Ahlgrim: Ooh, with a bit of prosecco or seltzer in it? Yeah, because the flavor is so strong, it would lend itself well to a mix.

Pettyjohn: Yes, exactly.

Ahlgrim: It's not a poolside rosé. It's like a charcuterie rosé.

Pettyjohn: I can see Meghan on her patio, talking to one of her friends, and drinking it.

Three out of the four of us could see ourselves buying As Ever.
Tasting rose wines.
The group liked the As Ever rosé.

Nico Schinco for BI

Ahlgrim, McKenzie, and I said we would buy As Ever down the line, though we want people to know they shouldn't expect a classic rosé flavor. Rollins had reservations, especially because the bottles are only available in three, six, or 12 packs.

Rollins: As Ever was interesting, but I definitely wouldn't order three bottles because of the price and strong flavor. You really have to love the flavor.

Pettyjohn: I would buy it! When I went to Sonoma, one winery had a rosé you could try, and it was very similar to this. It didn't taste how you expected a rosé to taste, but it was good.

McKenzie: It's a good wine. I would order it again. It was my top two. It tastes like a chardonnay, and I don't mind that.

Ahlgrim: The Summer Water would be what I would drink on a Saturday during the day in the summer. Then I would switch to Meghan's at night.

Pettyjohn: I couldn't have said it better myself.

I tried As Ever's rosé at home and loved it even more.
As Ever rose wine
As Ever rosé.

Nico Schinco for BI

A few days after the official taste test, I revisited As Ever rosé, pouring a glass for myself and my husband.

I gave it a sniff, inhaling that full-bodied, almost orange wine-like scent that surprised me during the test. It was inviting and bright, and as I took a sip, I was delighted that As Ever tasted even more refreshing and crisp than I remembered. My husband was a fan, too, and I had to remind myself not to drink it too quickly over dinner.

Meghan's rosé is a hit in my book, and I'm intrigued to see how her foray into the wine industry continues. Cheers!

Read the original article on Business Insider

Trump's $10 billion suit against Rupert Murdoch could raise more questions about his ties to Jeffrey Epstein

jeffrey epstein donald trump
American financier Jeffrey Epstein (left) and real estate developer Donald Trump pose together at the Mar-a-Lago estate in Palm Beach in 1997.

Davidoff Studios/Getty Images

  • Donald Trump on Friday sued Rupert Murdoch and two Wall Street Journal reporters for defamation.
  • The Journal reported Thursday that Trump wrote a "bawdy" birthday letter to Jeffrey Epstein in 2003.
  • If the suit doesn't settle, the discovery process could raise more questions about Trump's ties to Epstein.

President Donald Trump's latest defamation suit, filed in response to a recent story by The Wall Street Journal, could raise more questions about the president's relationship with the late financier, Jeffrey Epstein.

Trump on Friday filed the lawsuit against Rupert Murdoch, Dow Jones, News Corp. CEO Robert Thomson, and Journal reporters Khadeeja Safdar and Joseph Palazzolo.

The suit, which seeks at least $10 billion in damages, accuses the group of committing defamation by publishing an article about a suggestive letter bearing Trump's name that the Journal reported was given to Epstein on his 50th birthday in 2003. Trump has denied that he wrote the letter.

Chris Mattei, a former federal prosecutor who served as lead attorney for Sandy Hook families in their defamation suit against Alex Jones, told BI that the lawsuit has several possible paths: the defendants move to dismiss the case with a limited discovery process, they skip the motion for dismissal and move instead for an open discovery process, or they settle out of court.

In a statement after the lawsuit was filed, a Dow Jones spokesperson said, "We have full confidence in the rigor and accuracy of our reporting, and will vigorously defend against any lawsuit."

Representatives for News Corp., Trump's legal team, and the White House did not immediately respond to requests for comment from Business Insider.

A discovery process

Damon Dunn, a First Amendment and media attorney, told BI that, in order to win his suit at trial, Trump would have to prove the story was false, damaging to his reputation, and published with constitutional or "actual" malice — a high legal standard requiring the plaintiff to prove the defendant knew the statement was false, or acted with reckless disregard for its veracity, when publishing it.

"The provenance of the 'card' appears suspect, but, even so, is it defamatory that one millionaire sent a birthday card to another in 2003 before Epstein was discovered?" Dunn said, referring to the time before Epstein had been convicted of sex crimes.

The discovery process could be limited to whether the Journal published with actual malice, even if it wrongly attributed the card to Trump, Dunn said. That would be similar to when a court dismissed actor Justin Baldoni's defamation case against The New York Times, he added.

However, Mattei said that the Journal may seek reciprocal discovery, meaning it can ask Trump to provide them with any information or evidence he has not only about the writing of the letter but also about his relationship with Epstein, even about the extent to which he may have been aware of Epstein's crimes.

"If Trump's defense is that this was false, then any evidence suggesting that he had a relationship with Epstein, the degree to which that relationship was close or not, would be relevant to the question of whether or not it's likely Trump had any sort of role in this letter," Mattei said. "And so an aggressive Wall Street Journal here would seek broad discovery about the extent of Trump's relationship with Epstein."

Dunn said it's possible the defendants may pursue a reciprocal discovery process, but it would be expensive, and Trump's relationship with Epstein would be of "questionable relevance" to the proceedings, so such a move may not be worth it in the end.

Mattei said he felt Trump's case is unlikely to have merit, describing the suit as Trump's attempt to "explore what kind of power and leverage he has over the American media." Still, the judge will decide how long the procedural elements of the case take to play out.

"There will be some period of weeks where The Wall Street Journal will be able to file its motion to dismiss if it wants to make a request for discovery, the judgment rule on that request could take a little bit more time," Mattei said. "And so if it is indeed contested, you could see the initial phase of this, including discovery, playing out over the next six months."

Trump's long history with Epstein

The suit against Murdoch and the Journal reporters comes as Trump continues to grapple with his ties to Epstein, a convicted sex offender.

Trump has said that he was friends with Epstein for more than 15 years, beginning in the 1980s. The pair were regularly seen socializing at parties, and Trump told New York Magazine in 2002 that Epstein was a "terrific guy."

Trump said in 2019 that he and Epstein had a "falling out" in 2004 after a real estate dispute, and he was "not a fan" of his former friend, The New York Times reported.

Publicly available documents related to Epstein's sex trafficking trial have not revealed any wrongdoing by Trump; his name and those of some of his family members were listed in one of Epstein's contact books, and Trump is mentioned as a passenger in flight logs for Epstein's private jets.

As part of his reelection campaign, Trump promised he would make public all the available files related to the government's investigation into Epstein's crimes. The Justice Department published an unsigned memo on July 7 that said it won't release any more "Epstein Files."

In a Saturday post on Truth Social, Trump revisited the idea of releasing more Epstein-related documents, writing that he had asked the Justice Department to "release all Grand Jury testimony with respect to Jeffrey Epstein, subject only to Court Approval."

"With that being said, and even if the Court gave its full and unwavering approval, nothing will be good enough for the troublemakers and radical left lunatics making the request," Trump said in the post. "It will always be more, more, more."

This story has been updated to clarify the legal issues.

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The hidden power of applying quickly to your dream job

People stand over a table at a job fair
Jumping on a job posting and responding quickly to employers can boost your chances of getting a role.

Lynne Sladky/Associated Press

  • Applying right away can boost the chances you'll hear back about a role, LinkedIn data shows.
  • Responding quickly to employers can up your chances of getting an interview and a job, Indeed found.
  • Career coaches told BI that your speed can signal your interest in a role.

If you're looking for a job, speed is your friend.

That's because, like in business itself, there is often a first-mover advantage for job seekers who respond quickly to open roles and overtures from employers, according to data from job sites.

Applying to a role within the first 10 minutes of getting a relevant job alert can boost your chance of hearing back by as much as four times, LinkedIn found.

Haste can also pay off throughout the process, especially when it comes to responding to those doing the hiring.

In the US, job seekers who reply to a prospective employer's message within 24 hours are 4.1 times as likely to get hired and 6.7 times as likely to get an interview, according to data Indeed shared with Business Insider.

"Speed is not just an edge, it's a signal," said Patrice Lindo, CEO of Career Nomad, a platform that helps professionals navigate career changes. "It says, 'I'm ready. I'm visible. I'm serious. I'm a decision-maker.'"

She recommends that clients apply for jobs within the first four to eight hours of seeing a posting.

"They're far more likely to be seen and even considered," Lindo told BI.

A sign of intent

The difference that speed can make matters because, for many desk workers, the pace of hiring has gone from blazing fast a few years ago to sluggish.

The overall job market remains strong, yet some companies are taking their time to hire as they try to gain insights into factors such as how tariff vacillations could affect the economy and how quickly artificial intelligence could take on certain tasks.

That's why, in this market, moving quickly isn't a sign of desperation, but rather of intent, Lindo said.

Another reason to be speedy is that once an employer has a sufficient number of résumés, they're likely to stop looking at whatever else trickles in, Susan Peppercorn, an executive and career coach, told BI.

She advises clients that, most of the time, it's not worth it to apply for a role when the number of applicants reaches 100.

Peppercorn, like Lindo, said that moving fast can send a positive signal when communicating with a would-be employer.

"Responding within 24 hours anybody can do, but responding within the first hour shows that you're really, really interested," Peppercorn said.

Doing your homework quickly

Moving fast doesn't give you a license to be sloppy, of course. It's still better to tailor your applications to each job and to include a cover letter that, at the very least, mentions the employer's name and the role you're going after.

Customizing an application while also moving fast can be challenging, but it's doable if you're prepared. Lindo likened it to how a pregnant woman might prepare a bag packed with essentials for the hospital. Translation: Have a strong résumé ready to go.

That way, it only needs small adjustments, depending on the opportunity, she said.

Peppercorn recommends limiting what you tweak to create a solid but speedy application. She said job applicants should focus on the top summary section of their résumé and, where possible, leave the other sections alone.

The edits you make to the top should incorporate some of the key words contained in the job posting, Peppercorn said.

While it's a good idea to include a cover letter, she said, the software that many employers use to collate applications often strips off that layer to focus on the résumé itself. So, Peppercorn said, a perfunctory cover letter with some modest customization might often suffice.

In any case, don't take too long. Otherwise, you risk missing out because some employers close openings within five to 10 days, Lindo said.

Even if an employer doesn't take down a listing, if you're still perfecting your résumé on day eight, "you've already missed the window," she said.

Lindo added that some employers are likely to think that applicants who move quickly would also apply that approach to the job.

"It's an indicator of how you will operate if you were to be chosen," she said.

Do you have a story to share about your job search? Contact this reporter at [email protected].

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From toys to TVs, return fraud is running rampant

Hand boxing up an empty package marked for return.

Getty Images; Alyssa Powell/BI

Bill Stewart, the owner of LI Toy and Game on Long Island, New York, estimates that he gets "screwed over" by return shenanigans twice a month. Customers falsely claim an item he shipped wasn't as described or doesn't work, or they send back something in much worse condition than how he released it. Recently, a customer returned a Scooby Doo Mystery Machine model kit after two weeks with the box open, the toy half assembled, and pieces missing. Given the condition, there was no way for him to resell it. "Went right into the trash," Stewart says. "The kid played with it, was probably too young for it."

Adding up the price of the item itself, two-way shipping costs, and merchant fees charged by the third-party platform he used to sell the item — Walmart Marketplace, in this case — Stewart estimates the exchange resulted in a net loss of $55. For the big guys, he recognizes that's nothing, but for a small business like his, it's a hit, and one for which he has no recourse. "With Walmart, the customer's always right," he says.

The ability to return an item you've purchased has become a core part of the shopping experience. Customers may buy a few more items than they would otherwise because it's a no-harm, no-foul situation on returns. Backsies are allowed. But retailers say consumers are engaging in too many backsies. Some are committing outright return fraud — shipping back empty boxes, swapping out different items, or claiming a package never arrived. Others are abusing generous return policies by attempting to send back items after days, weeks, and even months of use. And while it's tempting to blame organized criminals, retailers and return logistics operators say a lot of everyday consumers are the culprits, too. People are strapped for cash, they've been trained to expect super loose return policies, and they don't feel bad about pulling one over on a faceless company.

"Consumers who would never go into a physical store and take an item off without paying and stealing are actually being trained socially that it's actually acceptable to take advantage of retailers in these small ways," says David Morin, the vice president of client strategy at Narvar, a retail logistics company. "They think it's OK, right? Stick it to the man."

America is becoming a nation of small-time return fraudsters, one box of fibs at a time.


A recent report from Appriss Retail and Deloitte found that the total value of merchandise returned in the US reached $685 billion in 2024. Fifteen percent of that — $103 billion — was fraudulent, the report said, meaning the product shouldn't have qualified for a refund under the retailer's policies.

America is becoming a nation of small-time return fraudsters, one box of fibs at a time.

Morin says it's hard to suss out who, specifically, is responsible for fraudulent behavior — organized criminals versus everyday consumers — but it's clear that a wider range of people are partaking than you may expect. In 2024, Narvar ran a survey of US consumers that found that more than half of consumers admitted to engaging in fraudulent returns at least once. In a separate 2023 survey of US online shoppers from Loop Returns, a returns management software company, nearly four in 10 people admitted to having engaged in returns policy abuse themselves or knowing of someone who had.

"There seems to be this mentality that consumers feel entitled to do it," says Jessica Meher, the senior vice president of marketing at Loop.

The spectrum of returns mischief is quite broad, and your mileage may vary on what's acceptable versus what's abuse. On the more benign end is "bracketing," when consumers buy the same item in different sizes or colors and send back whatever doesn't work. It's a logistical headache and bad for the environment, but it's generally above board. Inching into the fraud territory is the practice known as "wardrobing," which Thomas Borders, the vice president of operations for Inmar Supply Chain, a reverse logistics company recently acquired by DHL, says is when consumers treat return windows as "free rentals." The practice will sound familiar to a lot of shoppers: You buy a dress or a pair of shoes for a special occasion, you wear it to said special occasion, and then you return it and get your money back.

"In an effort to avoid customer dissatisfaction, retailers will process the consumers' refund before items are properly assessed and any damage identified," Borders says. "This results in premature refunds, leaving retailers with very little recourse."

E-commerce makes this sort of return abuse even easier to engage in than brick-and-mortar shopping — warehouse employees often don't closely scrutinize every single item to make sure it's in tip-top condition like employees at a retail counter might. In a digital world, the retailer will probably see the wine stains on the dress you wore to that wedding only when it's too late, if they ever notice at all.

There seems to be this mentality that consumers feel entitled to do it.

On the more nefarious side of the equation, consumers lie and say a package never arrived or was stolen, or they stick a different product back in the box. Morin says Narvar had a client during the pandemic who started to see a trend of consumers returning three empty CD cases to them. Someone online figured out the cases weighed the same as some of their core items, so when the return box initially got weighed in by the carrier, no red flags went up that it was the wrong item inside. Once the box was actually opened, the refund had already gone out. Another trick is when consumers tamper with return labels in order to send empty packages to the wrong destination, so they can just claim it got lost if the retailer tries to check. They keep the product, and they get an automatic refund when the package gets put in the mail.

Hilary Koziol, who runs the Cellar Sellers, an online consignment business, has dealt with her fair share of dishonest customers. She recently sold a sealed box of trading cards to someone on eBay for hundreds of dollars, and the buyer claimed Koziol actually sent a box with a pair of jeans inside, returned those, and demanded a refund for the trading cards. She wound up opening a case with the US Postal Service over it. On another occasion, a customer bought a $50 dress from her on Depop and, in return, sent back an old, makeup-stained version of the same style. "You find that happens a lot with clothing," she says. When she encounters these problems, she disputes them with the Postal Service and the platforms she's selling on, and it's "kind of a crapshoot" whether she wins or loses, though as she sells more stuff and accumulates more reviews, the platforms tend to side with her more. "Especially if it's a larger-value item," she says, "it's impacting my business a ton."

A lot of people get ideas online and on social media for different return tricks they can pull. It took me about five minutes of searching on TikTok to come across videos with tips and advice for getting free refunds from Amazon. There's tons of content about Target's Cat & Jack kids line's generous one-year return policy that leads many parents to try their hand at returning well-worn clothes. On Reddit, there's a forum where people compare notes on Costco returns, including users asking about the chances the company might accept a furniture return five years after it was purchased or exchange a Christmas wreath after the leaves start to brown. There are also hot debates about which REI returns may count as abuse.

"It's almost like coupon sites where consumers have been trained to look for coupons and discounts," Meher says. "That's starting to happen with what companies offer loose return policies."


I don't think my social circle is the most crime-prone group in the world, but the more I chat with people in my life about return fraud and abuse, especially in online shopping, the more I realize how prevalent it is. A coworker told me about a friend of theirs who'd returned a box of rocks to a retailer instead of a television. A friend told me they'd never steal — only to acknowledge they'd once returned a big-ticket item they broke to Amazon and claimed it arrived broken, while their partner regularly sends back items they've worn. Another friend said that whenever they send back used items to replace new ones and get the refund, they make sure the seller is a big corporation, not a small mom-and-pop shop. I tried to do the bracketing thing with two sets of curtains last summer but failed. I was too lazy to return the set I didn't want within the return window, so it's accumulating dust under my bed.

To many people, low-level return fraud feels like a victimless crime — they're not exactly losing sleep over a giant corporation losing a few dollars here and there. People assume retailers don't really care that much, since they'll often send a refund before getting the item back, if they bother to recollect an item at all. Companies have also given people such a long leash on accepting returns that consumers may not blink at hauling grass shears smeared with clippings back to the Target counter after six months of use.

Megan Wyatt, the owner of Wit & Whimsy Toys, a brick-and-mortar retailer in California, says the lax return policies the big guys offer customers have been a headache for her. "They'll just take pretty much any return, it feels like, these days. And so customers feel like they can do that at small businesses as well," she says. Her store has to essentially "train customers that you can't expect to return things at a small business the way that you would at Target, Walmart, Amazon, places like that."

Retailers big and small aren't having a good time with return fraud and are cracking down. Many are axing free returns, tightening return windows, or otherwise implementing stricter returns policies. Companies such as REI and ASOS have started to ban certain customers over return abuse. Some retailers are using aggregated data to try to identify bad actors, whether they're a previous customer or not. If a consumer is continually taking advantage of return policies at X retailer, Y retailer may know even before they click to buy.

Meher, from Loop, says personalized return policies are starting to become more common, too. "So, being able to incentivize good customers and giving them good return policies and disincentivize bad consumers and people who return a lot and giving them different return windows or different return policies," she says. "That is also starting to become more important as retailers look into, 'How do I make sure that I don't piss off my good customers?'"

Across the consumer economy, there's a pervasive us-versus-them sentiment between companies and their customers. Many consumers feel like businesses — especially the big ones — are swindling them and squeezing them for every penny, so when they have a chance to strike back, why not? Maybe that means putting a brick in a return box and hoping nobody notices it's not an iPad. Or maybe it's just seeing that package you'd already declared stolen arrived three days late and not trying too hard to give back that refund that already came through.


Emily Stewart is a senior correspondent at Business Insider, writing about business and the economy.

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