What happens to your pension savings when you die depends on several factors, including whether you've reached retirement age, the type of pension you have, your marital status and the beneficiaries you have nominated. Strap in, this is quite complicated... but here's what you need to know…

Idiotic return ratings

Plus the budget and renewable energy

Plus, investors snap up gilts, ‘buying the dip’ and the best summer books of 2025

International Chamber of Commerce says overhaul of rules could help plug £22bn funding gap

Permission to offer credit cards to 11mn British customers still pending as fintech nears 1st anniversary of becoming a bank

Territory boosted by Chinese companies looking to raise money in currency pegged to US dollar

Beijing takes advantage of prices at 5-year lows for metal vital to steel and EV batteries in push to secure supply chains

State school endowments see falling valuations as a prime opportunity to get in as public market expectations dim

Stablecoin issuers and traders are attracted by yields on offer and potential use as collateral in some derivatives transactions

High demand from consumers for the cheaper but more technically challenging metal is testing designers’ creativity

A buoyant fine minerals market reflects rising demand for aesthetically pleasing specimens

Post Office scandal victims are calling for redress schemes to be taken away from the government completely, ahead of the public inquiry publishing its first findings.

A British fintech which counts Standard Life among its key clients is close to finalising one of the industry's biggest funding rounds so far this year.

Market Questions is the FT’s guide to the week ahead

Sibanye-Stillwater chief executive says suppliers to western nations need ‘level playing field’

A record $155bn from individual investors has flowed into Wall Street equities this year, even as markets stumbled

UK-listed engineering group subject to formal investigation as takeover talks languish

Switching to gas reduces emissions in the short term but increases them in the long run

Brands like Chipotle, Starbucks, Cava, and others are leaning on rewards to keep customers coming back and to build habits that go beyond the occasional coupon.