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Judge calls Blake Lively's subpoenas for Justin Baldoni's phone records 'overly intrusive'

A composite image of Blake Lively, left, and Justin Baldoni, right.
Blake Lively, left, and Justin Baldoni, right.

Scott A. Garfitt/Invision/AP; Evan Agostini/Invision/AP

  • A judge sided with Justin Baldoni in a phone records fight amid his legal battle with Blake Lively.
  • Lively sought to subpoena Baldoni and his associates' phone records going back to 2022.
  • The judge called the subpoenas "overly intrusive and disproportionate to the needs of the case."

Justin Baldoni scored a win in his fight to keep his phone records out of the ongoing legal battle with his "It Ends With Us" costar Blake Lively.

The Manhattan federal judge overseeing Lively's sexual harassment lawsuit against Baldoni and Baldoni's defamation countersuit against Lively and her husband, Ryan Reynolds, ruled Friday that Lively cannot subpoena Baldoni and his associates' phone records going back to 2022.

In a written order, US District Judge Lewis Litman called Lively's subpoenas for the phone data "overly intrusive and disproportionate to the needs of the case."

"Lively mainly argues that the Subpoenas will help to identify 'the larger network of individuals' who perpetuated a negative media campaign against her," the judge wrote. "But according to Lively's complaint, this negative campaign did not begin until approximately August 2024."

"It is therefore unclear how communications to and from" Baldoni and his associates "in 2022 and 2023 would reveal individuals who participated in the campaign," Litman wrote.

Baldoni's lawyer, Bryan Freedman, hailed the judge's order as a "big win" for his client in a statement to Business Insider.

"The Court put a stop to Ms. Lively's egregious attempt to invade our clients' privacy," Freedman said, adding, "No matter how the Lively Parties may try to spin this decision, the Court saw their efforts for what they really are: a desperate fishing expedition intended to salvage their debunked claims long after they already savaged our clients' reputations in the New York Times."

A spokesperson for Lively questioned what Freedman is "hiding" in a statement to BI.

"After promising to release all the 'receipts,' Freedman ran into court to keep secret the phone records of who" Baldoni and the co-defendants named in Lively's suit, "were calling during their retaliatory campaign" against Lively, the spokesperson said.

"So, instead of getting these records from the phone carriers the way we initially requested, the judge has ruled that if we simply submit more specific requests, we will be able to get the records we are seeking. Today we will do that, we are submitting those requests directly to defendants involved and we look forward to seeing the records," the spokesperson said.

Lively's legal team first issued subpoenas earlier this month to AT&T, Verizon, and T-Mobile for incoming and outgoing calls or texts messages going back to December 2022, but Baldoni's team quickly tried to block it. Lively narrowed the scope of those subpoenas, but Baldoni's team said it didn't go far enough.

The judge agreed, saying in his Friday ruling that the subpoenas issued by Lively's lawyers "implicates legitimate privacy interests."

Litman wrote that even though Lively has adjusted her requests "the phone records themselves would still contain sensitive information regarding which doctors, psychologists, or even acquaintances" Baldoni and his co-defendants "spoke to, and when."

Lively's lawsuit accuses Baldoni, who is also the director of "It Ends With Us," of sexual harassment on the set of the 2024 movie and of engaging in a retaliatory online smear campaign against her. Baldoni has denied the allegations.

The judge noted in his ruling that Lively's complaint already identifies "many individuals who allegedly participated in a negative media campaign."

Litman wrote that Lively's legal team "may make discovery requests tailored to those individuals" and that Lively "is permitted to use the tools of discovery to identify the contact information or telephone numbers for those individuals."

"Even assuming additional individuals participated in the alleged campaign, the hope that discovery will turn up information on such participants does not justify the broad scope of the Subpoenas," Litman wrote.

Read the original article on Business Insider

I bought my first home at age 22. The rental income from my roommates helped me buy an investment property.

Ila Corcoran sitting on a cabinet in her home.
Ila Corcoran owns two homes at just 26 years old.

Courtesy of Ila Corcoran,

  • Ila Corcoran lived in California but bought a four-bedroom home in Texas where prices were lower.
  • She's a house hacker, living in one bedroom while renting out the others to cover her monthly costs.
  • In 2024, she bought a second property using the rental income she earned from her primary residence.

This as-told-to essay is based on a conversation with Ila Corcoran, 26, who purchased her first home in 2021 and used the income from renting out its rooms to help buy a second property in 2024. The interview has been edited for length and clarity.

When I was 18, I earned my real-estate license and later became a property manager at an apartment complex in Los Angeles. I lived in a one-bedroom, one-bathroom unit valued at $2,300 a month, but my rent was covered as part of my salaried role.

I used the money I saved by not paying rent to build up a down payment so I could invest in real estate. At 22, I started house hacking by buying properties and renting out rooms in them.

In March 2021, I bought my first home for $250,000 in Forney, Texas, a suburb of Dallas. I used a Federal Housing Administration mortgage, or FHA loan, because it made the purchase more affordable. I put 3.5% down on the home and secured a 2.8% interest rate on a 30-year fixed mortgage.

I eventually moved to Texas to live in the home β€” since FHA loans require the home to be your primary residence β€” and began renting out the extra rooms. I've earned a total of $110,000 in rental income over the past four years. However, I do have property taxes to pay and a homeowners association, or HOA, fee of about $400 a year.

In January 2024, I bought my second property. It's a two-bedroom, two-bath, 1,300-square-foot home in Tulsa, Oklahoma.

I got it for $190,000 with a 10% down payment, a 6.5% interest rate, and a seller-financed 10-year mortgage. The HOA fees for this home are $250 per month, and I'm unsure of the exact property-tax bill since I've owned the home for just under a year. I rent out the entire house to a single tenant for $1,500 a month and have earned $25,000 so far before expenses.

I use the money I make from renters primarily to cover the mortgages and utilities for my homes. Any extra income goes toward building my fintech company, BySengo, which helps founders seeking funding connect with investors interested in private businesses across the beauty, fashion, wine, and hospitality industries.

In the long term, I'll put the rental income profits into investing in more real estate.

I had to leave California to afford to buy a home

I decided to buy property outside Los Angeles because I knew I could more easily afford homeownership elsewhere.

Although I had never been to the Dallas area, I chose it for its population growth, emerging communities, and affordability. It also stood out because it had a high proportion of renters compared to homeowners, which made it seem like an easier market for renting out property.

I found my property through a real-estate agent. It was a new construction home that had yet to be built.

Corcoran's Texas home during construction.
Corcoran's Texas home during construction.

Courtesy of Ila Corcoran

In October 2020, I flew to Dallas to visit the site. During the trip, I put down a $1,500 deposit to reserve the land. InΒ March 2021,Β I closed on the home, bringing about $9,000 to the table.

I split my time between California and Texas, traveling back and forth from March 2021 until I officially moved in September 2024. It was difficult leaving my home state, but I realized this was what it took to build wealth, and I was ready to make it happen.

The home is two stories and has four bedrooms, which are all occupied. Over time, I've had about seven different roommates. At the moment, I'm charging $1,000 a month for the primary bedroom and $900 for the downstairs bedroom. I'm not charging rent for the fourth room, as my best friend, who recently moved from California, is staying with me while she gets settled. I've previously charged $750 for that room.

Living with roommates isn't always smooth sailing

I found most of my roommates through the appΒ Roomster, which helps people find rentable rooms or lease out their homes, and I have also usedΒ Facebook groups.

I screen all my roommates and have them sign individual leases. Most leases are for six months to a year, after which they can become month-to-month. My renters can stay as long as we both agree, but we need to give notice if either party wants to terminate early, with no fees involved.

For my contracts, I've drawn from my experience as a property manager in California and tenant law. I've also consulted with local lawyers who've reviewed my documents and given me recommendations.

Things aren't always perfect with roommates. I've definitely faced my share of challenges. For example, one roommate might complain about another, saying things like, "I don't like when they do this" or "It bothers me when they do that." It's definitely something I deal with on an ongoing basis.

Communication is key in situations like these. It's all about establishing boundaries, talking things through, and letting people come to me privately to make sure everyone feels heard. I'm not easily angered, so having patience really helps.

I used a seller-financed mortgage to buy my second home

I chose to buy my second home in Tulsa because I learned about Black Wall Street and its historical significance in the city.

I also came across a YouTube video discussing up-and-coming cities. Because of its municipal bonds, government investment, and corporate interest, Tulsa was mentioned as a city on the rise.

Aerial view of Downtown Tulsa skyline with grass, trees, and freeways in the foreground.
Tulsa, Oklahoma.

Davel5957/Getty Images

There were many benefits to purchasing the home with seller financing. The process was similar to a traditional closing. The key difference is that I make my payments directly to the seller, who holds the lien, rather than a bank. If I fail to make my payments, the seller has the right to foreclose.

I chose this route because I am self-employed, which can make it harder to get a traditional mortgage. Seller financing allowed me to avoid the long documentation process and had fewer requirements. I was also able to put down less money and avoid private mortgage insurance.

The home seller benefited because they didn't have to pay taxes on the entire lump sum from the sale at once. Instead, by receiving monthly payments, they spread out the income and pay taxes gradually. This lowers their tax liability each year, allowing them to keep more of the money.

I am proud of myself of investing in real estate so young

When I bought my first home, everyone told me not to do it. They said prices were too high, and I was overpaying. They suggested I wait until rates went up and the market cooled down. But I'm glad I didn't listen.

There's always going to be a "better deal" or a "better time," but if you let that hold you back, your opportunity cost becomes even greater. All the time spent deliberating on the best possible outcome can prevent you from even starting and achieving anything.

I do think people should be cautious but also take the risk of investing in themselves.

Corcoran plans to continue buying real estate.
Corcoran plans to continue buying real estate.

Courtesy of Ila Corcoran

I know real-estate investing isn't for everyone, but as a Black woman, I feel like I'm helping to address some of the inequality in homeownership in America β€” particularly the disparity between Black landowners and non-landowners.

Investing in real estate and house hacking has also been incredibly beneficial for me. Without the equity from my real-estate investments, I wouldn't have built much of a net worth β€” at least not as quickly.

I've had my family's support, but I've done this financially on my own. Honestly, I feel great about it.

I still have goals of getting married, having a family, and becoming a wife and mother β€” goals women are often encouraged to prioritize. But by pursuing real estate on my own, I feel more confident about dating and marriage because I already have a strong foundation and feel established.

Read the original article on Business Insider

OPM says it can now process pensions digitally, as DOGE targets bizarre federal document mine

Iron Mountain mine at 1137 Branchton Road, Boyers, Pennsylvania
Thousands of Office of Personnel Management employees process retirement applications by hand using paper in a Pennsylvania mine.

Twitter/@DOGE

  • The Office of Personnel Management said it can now process retirement applications digitally.
  • For decades, the US government has processed retirement paperwork in a mine in Pennsylvania.
  • The facility has been in the crosshairs of the DOGE office.

In a video promoted by the White House DOGE office, the Office of Personnel Management said it can now process pensions entirely digitally β€” and within two days.

For decades, OPM has stored and processed federal retirement paperwork in a limestone mine. The US government started storing records in the underground facility in the 1960s.

In a video update shared on Thursday by the OPM, Chuck Ezell, OPM's interim director, said that the Trump administration had approached OPM "about a week ago" with the one-week "challenge" to process a federal retiree's application "end-to-end digitally without printing anything on paper."

Kimya Lee, OPM's associate deputy director for enterprise enablement, said in the video that they "got it done in record time within two days without printing one piece of paper."

DOGE's de facto leader Elon Musk highlighted the issue in a press conference earlier this month. Musk criticized the reliance on paper records and said the speed of the mine's elevator shaft determined how fast people could retire.

"The elevator breaks down sometimes, and nobody can retire," Musk said, adding: "Doesn't that sound crazy?"

The facility holds 26,000 filing cabinets containing 400 million retiree documents, and applications are still largely processed by hand β€” a system that can take months.

"Instead of working in a mineshaft, carrying manila envelopes to boxes in a mine, you could do practically anything else, and you would add to the goods and services of the United States in a more useful way," Musk said of those working there.

The OPM didn't immediately reply to Business Insider's request for comment.

In an X post on Friday, DOGE praised the development, calling it "a great improvement from the current paper solution taking multiple months."

Musk has said that, due to the mine's manual systems, only about 10,000 retirees' paperwork can be processed in a month.

DOGE's X account later said that more than 700 employees work 230 feet underground to process applications.

Musk's comments came as the Trump White House continues its moves to radically overhaul the federal workforce, fueling anxiety among those who work there.

"They're nervous for their jobs obviously because their heads are on the cutting block," a senior OPM source told Business Insider on condition of anonymity.

"This administration has been very black and white the day they walked through the door about what they were going to do," they added.

A 2014 Washington Post report said 600 OPM workers processed federal employees' retirement papers by hand at the site, passing thousands of case files from cavern to cavern.

The outlet said successive administrations have tried and failed to digitize the process.

The OPM source told BI that fully digitizing all the mine records would be an "incredibly expensive, multi-year, if not decade-long, project."

They also said closing the mine would damage the local economy.

The mine is in a "really, really rural area in the middle of Western Pennsylvania," they told BI. "It's not like there's a lot of opportunity in the area."

Read the original article on Business Insider

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